The Republic of Indonesia Employee Cooperative Center in Kendal Regency is a civil servant cooperative center in Kendal Regency which provides savings and loan services for its members.So far, the Indonesian Civil Servant Cooperative, Kendal Regency, does not yet have a special information system in managing finances, making financial reports and financial analysis activities. This causes the performance of cooperative employees to be slow, difficulties in finding customer data, loss of transaction data and presentation of information and analysis of cooperative financial statements takes a long time.With the implementation of an accounting information system for analyzing financial statements at the Indonesian Employee Cooperative, Kendal Regency using the financial ratio analysis method, it will be able to assist in managing finances in a database that is able to produce financial reports and analyze th

The Corona Virus Disease 2019 pandemic (known as COVID-19) has hit all sectors and human life, including banking activities in Indonesia. The risk of banking as a company collecting public funds is also increasing due to the restrictions on community activities and the low level of the Indonesian economy after being hit by COVID-19. Bank Indonesia did not predict that such a condition would occur. Therefore, this study is aimed to examine the differences in Capital Adequacy Ratio (CAR), Operating Costs to Operating Income (BOPO), Non Performing Loans (NPL), Loan to Deposit Ratio (LDR) in the go public banking sector in Indonesia before and after COVID-19. This study uses a quantitative approach using a non-parametric statistical test, the wilcoxon signed-rank test. This test is applied because the small number of samples and the data are not normally distributed. There are only 19 banks taken as samples and all are listed on the Indonesia Stock Exchange. The data is collected based on the financial statements of 2019 (conditions before COVID-19 occurred in Indonesia) and 2020. It can be concluded from the results of the analysis that CAR and BOPO do not show significant differences before and after COVID-19. However, NPL and LDR prove significant differences before and after COVID-19.

Investment is one of the trends favored by various generations today, this is evidenced by the percentage growth of assets in 2021. Generation Z & Millennials are the generation that dominates the capital market in Indonesia in 2021. Knowing the behavior and factors that can affect Generation Z & Millennials in making investment decisions is the purpose of this review, so that it can be used by Generation Z & Millennials when making investments in the future. This study uses a literature review method by reviewing the behavior and investment decision factors of Generation Z & Millennials. In developed countries Generation Z & Millennials have understood the impact of investment, while in developing countries Generation Z & Millennials have a high level of trust and choose safer investment instruments. Factors that can influence investment decisions in Generation Z & Millennials include financial literacy, financial attitudes, and financial perceptions.

This study aims to determine the effect of service delivery and digitization on customer satisfaction at PT ISS Indonesia. The population in this study are consumers who use the services of PT ISS Indonesia for cleaning services, security services, pest control and other services. The sampling technique used non-probability sampling taken as many as 95 respondents. The data obtained through the questionnaire was quantified using a Likert scale of 1-5 with a choice rating of strongly agree to strongly disagree to be tested for validity and reliability. Data analysis method using Multiple Linear Regression. The results showed that partially and simultaneously service delivery and digitization variables had a positive effect on customer satisfaction

This study aims to see how much influence the financial technology variable with the e-commerce variable has on the financial satisfaction variable in the city of Salatiga, Central Java province. Data collection was carried out for one month using Googleform to find out answers related to research variables and respondent biodata. Respondents consist of SMEs in the city of Salatiga with a total of 100 respondents. The assessment of the answers to the questionnaire uses a Likert scale. The data analysis method used multiple linear regression assisted by SPSS 23 software to process it. The final result shows that financial technology and e-commerce variables have a significant influence on financial satisfaction. The e-commerce variable is the most dominant in achieving optimal financial satisfaction for respondents.

Currently, the development of business in Indonesia is very rapid, especially in the culinary or food sector. This increase phenomenon is based on one of the government's roles in efforts to improve the impact of the COVID-19 pandemic, namely the Micro, Small and Medium Enterprises (MSME) empowerment program. UMKM Sate Sahabat Taichan Batam has the opportunity to develop even better. The purpose of this research is to optimize the production process of UMKM Sate Sahabat Taichan Batam in accordance with the capacity and demand of consumers so that SMEs can predict how much demand for products with separate requests for the future as well as service orders given and the total demand for these products can be known. The data collection method that we use is to conduct interviews so that we can directly get information orally and can get clear data about research problems. The results of the research that the author examines that the pattern of demand from year to year continues to increase for the product. Therefore, with the pattern of product demand that is increasing from consumer demand, the profits obtained by MSME owners are also increasing and the development of branch outlets helps overcome consumer demand.

This research is a quantitative research with the object of research is the passenger of PT. KAI Argo Lawu at Solo Racing Station. The sample in this study were 100 people. Data collection techniques through questionnaires. From the results of data processing, There is an influence of Service Quality on the ticket purchase decision of PT. KAI Argo Lawu at Solo Balapan Station, the arena with a significant level of service quality and a promotion effect on the ticket purchase decision of PT. KAI Argo Lawu at Solo Balapan Station. The value of the coefficient of determination is 0.578 or 57.8%. This means that the quality of service and promotion affect the decision to buy tickets PT. KAI Argo Lawu at Solo Balapan Station was 57.8%, while the remaining 42.2% was influenced by other factors not examined.

This study aims to determine the influence of the work environment and work discipline on employee performance at the Regional Housing and Settlement Service Office of Cianjur Regency. This research is included in using a quantitative approach. The total population in this study were 48 employees, while the sample was 30 respondents. The method of determining the sample in this study uses Simple Random Sampling, namely taking samples from members of the population which is carried out randomly without regard to the strata in the population. The data collection technique used a questionnaire, while the data analysis used multiple linear regression analysis. SPSS analysis method 25. The results showed that there was a significant influence between the work environment on employee performance at the Regional Housing and Settlement Service Office, Cianjur District. from t count of 2,348 > t table of 1,701 with t-sig 0.000 < 0.05. And there is a significant influence between work discipline on employee performance at the Regional Housing and Settlement Service Office of Cianjur Regency, from t count of 5,460 > t table 1,701 with a significance of 0.000 < 0.05. Simultaneously the variables of Work Environment (X1) and Work Discipline (X2) simultaneously (simultaneously) have a significant influence on the Employee Performance variable from the results of the calculated F value 361.702 > F table 2.960 with a significance of 0.000 < 0.05. The results of the coefficient of determination test show that the value of the influence of work environment and work discipline on employee performance is 96.4%, the remaining 3.6% is influenced by other variables.

Performance is a measure that can be used to emphasize behaviors and attitudes that should not occur and to instill desirable behavior. Managerial performance is a very important matter to measure the success of a company. Managerial performance adds value to work done well. Companies often take action and apply to managerial performance to ease their work.
The purpose of this study is to strengthen evidence of the influence of the application of responsibility accounting, organizational commitment, and competence on managerial performance. The data used in this study are primary data that takes samples of several managerial performances at the company. The results of this study indicate that there is an influence on managerial performance. This research uses purposive sampling method. The data used are quantitative with the results of questionnaire data and using qualitative data according to a list of respondents' statements on the questionnaire.

This study aims to determine how the effect of Growth Opportunity, Liquidity on Firm Value with Capital Structure as an intervening variable. The population in this study are companies in the manufacturing sector listed on the Indonesia Stock Exchange for the period 2016-2020. While the sample in this study was obtained using purposive sampling method so that 30 companies were obtained as samples. The type of data used is secondary data taken through www.idx.co.id. The data analysis method used is panel data regression analysis. Based on the results of the study, it was concluded that partially, Growth Opportunity had a negative and significant effect on Capital Structure. Partially Liquidity has a negative and significant effect on the Capital Structure. Partially, Growth Opportunity has no effect on Firm Value. Partially, liquidity has a positive and significant effect on firm value. Partially, the capital structure has no effect on firm value. Capital structure cannot mediate the effect of Growth Opportunity on Firm Value. Capital structure can mediate the effect of liquidity on firm value