Marriage between two people who have different religions is prohibited by almost all religions in Indonesia. Even though efforts have been made to obtain legal marital status, when a marriage is carried out, it is still obligatory to pay attention to Article 2 of Law Number 1 of 1974 concerning Marriage. The existence of an official registration in the form of a marriage certificate cannot be overlooked, because without it, marriages that are valid but not registered will not be recognized by the State. Marriage without legal recognition certainly has legal consequences, especially if it involves partners with different religions. This can create significant legal problems for husbands, wives and third parties, including the inheritance rights of children born in the marriage. The existence of a legal marriage is the basis of rights and obligations between husband and wife. The existence of a legally valid marriage and offspring born from a legal marriage are crucial to protecting the wife's rights regarding joint living and property. This is because, as stipulated in Article 43 Paragraph (1) of the Marriage Law, children born from illegitimate marriages only have legal ties with their mothers.

The law of engagement is a concept that has existed since ancient times. In the past, engagements often relied on customary law and social norms applicable in a particular society. However, with the increasing development of society and trade, there is a need to have more formal legal rules to regulate agreements and agreements. The term "engagement" refers to the equivalent of the Dutch term "Verbintenis" (Fuadi, 1999: 1). The term contract law includes all provisions in the third book of the Civil Code. The research method uses empirical methods where this method is through observations made by the public. Then it is studied through the customs of the people of Southwest Sumba, especially in kodi regarding the legal relations of engagements that occur with the traditional ritual of removing the bones of ancestors. The data was obtained from an interview with a native Kodi resident named Andreas Ikit Bani, a native descendant of Kodi who often participated in bone dissection rituals. The Galih Tulang event is a traditional ritual carried out by the people of Southwest Sumba to move the bones of their ancestors from old graves to new graves. This ritual is part of a sacred traditional ceremony and is considered important for the people of Southwest Sumba to honor the spirits of their ancestors (Andreas Ikit Bani, 2023). This event has a meaning and purpose that we must know, namely Galing Tulang is a ceremony that must be held to honor our deceased ancestors. The aim is to pay respects to the spirits of deceased ancestors, ask for blessings, and/or give them their proper place in the afterlife.

Eradicating corruption is one of the main concerns of the Indonesian government and nation. Corruption is considered an extraordinary crime so its eradication requires extraordinary efforts. Efforts to eradicate corruption consist of two main components, namely enforcement and prevention, but these efforts will never be optimally successful if implemented by the government itself without community participation. Therefore, the role of students in strengthening the anti-corruption movement is very important. Students' intelligence, youth and idealism are characteristics that make students play an important role in anti-corruption drives. In this research, the research method used is qualitative research with a literature review type of research (Library Research). One of the important goals for students to understand anti-corruption is that students can prevent themselves and others from committing corruption or committing acts of corruption, students have the courage to remind their family, relatives and friends around them not to commit corruption, and can also provide information to other people about corruption and eradicating corruption.

Peer to peer lending or online loans are online money lending services commonly known as financial technology, which currently generally take the form of applications. Online loans really help people who need fast and easy funds for both consumptive and productive purposes. This service is increasingly mushrooming in Indonesia due to interest from the community itself, resulting in the emergence of illegal online loan apllications which have a detrimental impact on consumers. The normative juridical method used in this research is conducting a literature study on secondary data. The research results show legal protection and the level of effectiveness of supervision for consumers who are harmed by illegal online loan applications.
 

The study of the role of the Financial Services Authority (OJK) in protecting banking customers is an important topic in the context of consumer protection and the stability of the financial system. OJK has the authority to end operational supervision procedures related to bank and non-bank exchange transactions, as well as providing legal certainty for customers. It is an Islamic economic perspective, OJK also has a role in protecting sharia banking customers. Legal protection for depositing customers has been regulated in various laws and regulations, including Law Number 21 of 2011 concerning OJK. OJK also has an important role in resolving consumer complaints in accordance with those regulated in the Consumer Protection Law. In addition, OJK is also involved in regulating national economic stimulus policies that have an impact on the spread of COVID-19. Through regulations such as OJK Regulation No. 48/POJK.03 Year 2020, OJK plays a role in loving the guarantee for financial losses felt by depositing customers. Thus, the role of OJK in protecting banking customers is very important in maintaining public trust in the financial system.

This study aims to determine the position of the object of the fiduciary guarantee transferred by the debtor based on the agreement with PT. Pegadaian and to determine the efforts to settle the credit transferred by the debtor. This research was conducted at PT. Pegadaian Pasar Butung Makassar and used the Normative-Empirical research type method. The approach is carried out with literature in reality based on interviews and documentation. The results of the study indicate that to determine the legal position of the object of the fiduciary guarantee transferred by the debtor, registration is required. PT. Pegadaian does not register a fiduciary guarantee in its entirety with consideration of costs, so that the legal position of the object of the fiduciary guarantee has a legal weakness in the sense of lack of legal certainty for creditors, because the debtor has violated the provisions of Article 23 paragraph (2). In addition, to settle loans with fiduciary guarantees whose objects are transferred by the debtor, PT. Pegadaian takes a negotiation method with the debtor and the third party who receives the transfer of the object of the fiduciary guarantee, namely by replacing the object of the collateral transferred to the third party with the object belonging to the debtor whose value is equivalent to the object of the guarantee that has been transferred, because PT. Pegadaian has material rights over the object of collateral.

Cooperation between economic actors such as financial institutions is an embodiment of the concept of the rule of law in economic development. Financial institutions such as banks provide credit to the public but there are also credit risks. So Bank Indonesia issued Guidelines for Preparing Credit Policies (PPKPB) for Commercial Banks, on March 31 1995, through Bank Indonesia Directors' Decree No.27/162/KEP/DIR which contains credit agreements in standard form. The existence of standard clauses in bank credit agreements containing the debtor's obligations, which aim to protect the creditor's interests, is unfair to the debtor. For this reason, it is necessary to study the weaknesses in the regulation of default on agreements with guarantees of mortgage rights. This research is based on John Rawls's Theory of Justice and Lawrence M. Friedman's Legal System Theory. The research specifications are analytical descriptive, with a sociological juridical research type. Regulations on default on agreements with guaranteed mortgage rights have weaknesses in the legal structure aspect, namely the lack of synergy between law enforcement officials. Apart from that, there are weaknesses in the legal substance aspect, namely related to the provisions contained in Article 15 UUHT, as well as weaknesses in the legal culture aspect which can be seen from the public's lack of knowledge about credit agreements and the lack of socialization regarding legal regulations related to the basic principles of agreement law.

The development of the era of economic and financial digitalization is developing so rapidly, that the purpose of this writing is to find out how the relationship between the time value of the rupiah influences over time. In addition, of course, the development of the era of economic and financial digitalization has had an impact on Indonesia's progress. Often companies have confusion in investing in securities, in this article the author wants to further discuss the role of the money supply and the time value of money in investing in securities. Of course, in making an investment decision, a company must carry out financial analysis related to stocks, bonds and capital markets. The method used is qualitative by collecting, analyzing and processing data from accurate and reliable sources such as books, journals and government websites. The results of this study indicate that by analyzing the money supply and the time value of money, it will influence companies in making investment decisions on securities using fundamental analysis.

Since 2004, Indonesians have been granted the opportunity to directly elect their president and vice president, leading to two rounds of elections to select legislative members, as well as the president. In 2019, the Indonesian government made a significant decision to conduct concurrent general elections for both legislative and presidential. This research adopts qualitative research methods and utilizes literature review as its data collection approach. The findings of this study reveal that the simultaneous holding of the 2019 General Election has yielded diverse impacts, primarily stemming from logistical challenges, duplicated data on the voters list, excessive information overload among the public leading to irrational voting decisions, and unfortunate casualties, including the loss of hundreds of election committee officers' lives. Consequently, it highlights the pressing need for the General Election Commission (KPU) to thoroughly evaluate and address these issues while organizing the 2024 elections simultaneously.

The purpose of this research is to find out the procedure of child adoption at the Oelamasi District Court and the judge's reasoning in granting the application for child adoption with prospective parents over 55 years old. The research method used is empirical research. The results showed (1) The child adoption procedure at the Oelamasi District Court is in accordance with the child adoption arrangements contained in the laws and regulations. Particularly in this case, the child who was adopted was not under the care of a social organization but under the care of the prospective adoptive parents. In addition, in this case the prospective adoptive parents did not fulfill one of the requirements for child adoption contained in Article 13 of the Government Regulation, which in turn is the authority of the judge in accepting or rejecting the application. (2) The judge's reasoning in granting the application for child adoption in Stipulation Number 5/Pdt.P/2023/PN Olm is by referring to the provisions of Article 28 B paragraphs (1) and (2) jo Article 28 D paragraph (1) of the 1945 Constitution of the Republic of Indonesia which prioritizes the principles of justice and the best interests of the child so that even though the age of the Plaintiffs no longer meets the requirements of the legislation because they are more than 55 (fifty five) years old does not have to hinder the noble intentions of the Plaintiffs to adopt a child.