Abstrak. Investasi dapat mempengaruhi tingkat kemiskinan di suatu negara, investasi juga sebagai salah satu komponen terpenting dari pembangunan ekonomi. Penelitian ini bertujuan untuk mengetahui seberapa besar dampak yang ditimbulkan dari investasi terhadap tingkat kemiskinan di provinsi Banten. Data penelitian ini bersifat time series dimana data ini bersumber pada BPS. Penelitian ini, yang dilakukan dengan metode analisis regresi sederhana. Penanaman modal dalam negeri sebagai variabel independen dan tingkat kemiskinan sebagai variabel dependen. Berdasarkan hasil penelitian, angka kemiskinan di Provinsi Banten dipengaruhi secara signifikan oleh variabel PMDN. Akibatnya, angka kemiskinan di Provinsi Banten akan turun sebagai akibat dari realisasi PMDN ini.

In a change towards what is desired, change management is needed to provide stimulus and also a supervisory and control function in each change process. In this case study, KPP PMB succeeded in carrying out development and obtaining the ZIWBK predicate through three change management implementation processes. The first stage, namely Re-freezing, at this stage it is hoped that all stakeholders will be aware of the need for change, on the basis of which they are required to form an organizational structure to make changes along with the work program that will be delivered. The second stage is the change stage, this stage changes begin to be carried out by executing all the work programs that have been created, socialization from change agents is very necessary to communicate the goals and regulations changed by the organization as well as the commitment of all employees in making changes in behavior, mindset and culture . Changes that have been successfully implemented must be maintained according to documented standards and also carried out regular evaluations in accordance with the aim of the last stage, namely refreezing.

Entrepreneurship education in Islamic boarding schools (pondok pesantren) plays a strategic role in equipping students (santri) with relevant skills amidst the challenges of the global economy, particularly in addressing the persistently high unemployment rate in Indonesia, which reached 5.86% in 2023. This article explores how Pondok Pesantren Assuniyyah Kencong Jember taps into the creative potential of its students through an entrepreneurship education approach. The research employs qualitative methods to understand the dynamics of the entrepreneurship learning process. Through in-depth interviews and participatory observations, it was found that the integration of entrepreneurship education into the curriculum not only enhances technical and managerial skills but also encourages students to think creatively and innovatively in response to economic challenges. The findings indicate that a supportive environment, along with guidance from mentors and local entrepreneurs, significantly contributes to fostering an entrepreneurial spirit among the students. These findings are expected to contribute to the development of entrepreneurship education models in other Islamic boarding schools and strengthen efforts to reduce poverty through the creation of ethical and competitive new entrepreneurs.

Cafe menjadi salah satu usaha yang banyak dicari. Sudah banyak ditemukan café di Kota Kediri, salah satu nya adalah Mata Hati Café. Mata Hati merupakan café yang terbilang baru namun sudah memiliki banyak peminat. Penelitian ini bertujuan untuk menguji pengaruh gaya hidup, kualitas pelayanan dan persepsi harga terhadap keputusan pembelian Mata Hati Café di Kota Kediri. Penelitian ini menggunakan metode pendekatan kuantitatif. Teknik pengambilan sampel pada penelitian ini dengan metode non-probability sampling dengan teknik accidental sampling, sampel yang digunakan pada penelitian ini sebanyak 85 responden. Pada penelitian ini didapatkan hasil bahwa gaya hidup, kualitas pelayanan, dan persepsi harga memiliki pengaruh yang positif dan signifikan terhadap keputusan pembelian Mata Hati Café Kota Kediri.

Thesis with the title Jowin Peak Tourism Development Strategy to Increase the Number of Tourist Visits in Tulungagung Regency" written by Yasmin Indra Preswari, Moch. Verry Martin A.S, M Islamic Sharia Tourism Study Program, Department of Management and Business, Faculty of Islamic Economics and Business, Sayyid Ali Rahmatullah Tulungagung State Islamic University who was supervised by Dr. Deny Yudiantoro, S.AP., M.M., The research in this thesis is based on the importance of tourism development strategies because the main reason for tourism development in a tourist destination, whether locally, regionally or nationally in a country, is closely related to the economic development of that region or country. The focus of research in writing this thesis is (1) What is the tourism development strategy to increase tourist visits to the Puncak Jowin Tulungagung tourist attraction? (2) What is the strategy for developing human resources to increase tourist visits to the Puncak Jowin Tulungagung tourist attraction? (3) What is the most effective role of media in reaching and influencing the target audience of tourists, especially in the context of digitalization and developments in information technology? This type of research is field research using a descriptive method approach. In collecting data researchers used the method of observation, interviews, and documentation. Researchers double-checked to obtain the data obtained and used triangulation techniques, with the aim of obtaining data validity. After that, analyzing it through data reduction and making conclusionsng the validity of the data uses source triangulation and technical triangulation. Based on the results of data analysis, it can be concluded that the research results show that (1) tourism development strategies to increase tourist visits to the Puncak Jowin Tulungagung tourist attraction are carried out in various ways, including strategies including adding tourist attractions, developing accessibility, developing amenities, developing public facilities. the role of government. (2) human resource development strategy to increase tourist visits to the Puncak Jowin Tulungagung tourist attraction by implementing a capacity building strategy which includes Human Resource (HR) Development, Strengthening organization, Institutional reform (institutional reform) (3) Media strategy that most effective in reaching and influencing the target audience of tourists, by referring to technical and practical means. by implementing promotions on various social media platforms such as Facebook, Instagram, and Tiktok to influence the audience of data tourists to Puncak Jowim tourism.

Loyalitas Pelanggan dipengaruhi oleh beberapa faktor di antaranya adalah Inovasi, Kepercayaan dan Kemudahan. Dari ketiganya, mempunyai peranan penting dalam meningkatkan Loyalitas Pelanggan. Tujuan dari penelitian ini adalah untuk mengetahui ada tidaknya pengaruh Inovasi, Kepercayaan dan Kemudahan terhadap Loyalitas Pelanggan dalam menggunakan jasa Gojek Online di kota Semarang. Dalam penelitian ini yang menjadi populasi penelitian adalah Loyalitas Pelanggan di kota Semarang dengan pengambilan sistem sampel dengan jumlah 100 responden (sampel). Variabel pada penelitian terdiri dari: Variabel bebas Inovasi (X1), Kepercayaan (X2), dan Kemudahan (X3) serta variabel terikat yaitu Loyalitas Pelanggan (Y). Model penelitiannya adalah analisi regresi linear berganda. Hasil analisis dengan alat bantu statistic program SPSS V.22 diperoleh persamaan regresi linear berganda adalah Y= 0,533+ 0,223 X1 + 0,460 X2 + 0,245 X3 + µ. Hasil persamaan linear berganda menunjukkan bahwa adanya pengaruh positif dan signifikan antara Inovasi terhadap Loyalitas Pelanggan (t hitung 2,580 > t table sebesar 1,98498), Kepercayaan terhadap Loyalitas Pelanggan ( t hitung 4,042 > t tabel 1,98498), Kemudahan terhadap Loyalitas Pelanggan (t hitung 2,597 > t table 1,98498), secara individual Inovasi, Kepercayaan dan Kemudahan berpengaruh terhadap Loyalitas Pelanggan. Pengaruh ketiga variabel penelitian sangat kuat dengan nilai koefisien (R Square) yang diperoleh sebesar 61,9% terhadap Loyalitas Pelanggan dan 37,1% dipengaruhi oleh variabel yang tidak terdeteksi pada penelitian ini.
 

This study aims to examine the effect of training, capacity building, and reward provision on improving the performance of human resources at the Kapalo Destination of Banda Taram, Lima Puluh Kota Regency. This study used a questionnaire distributed in the Destination of Kapalo Banda Taram, Kabupaten Lima Puluh Kota as many 53 respondents using the Structural Equation Model (SEM) PLS data analysis technique. The results of this study indicate that Training and Rewards have a positive and significant effect on improving the performance of managers at the Kapalo Banda Taram Destination while the capacity building has no significant effect on improving performance at the Kapalo Banda Taram Destination. This research implies that the existence of training and rewards can make performance better, especially in the Destination of Kapalo Banda Taram, Regency of Lima Puluh Kota.

Penelitian ini bertujuan untuk menjelaskan pengaruh karakteristik pekerjaan, pengembangan karir dan kompensasi terhadap loyalitas kurir pada PT. Shopee Express Hub Kediri. Teknik analisis data yang digunakan peneliti dalam penelitian ini menggunakan uji statistik melalui uji validitas, uji reliabilitas, uji asumsi klasik, uji regresi linier berganda, uji t, uji F dengan alat bantu SPSS versi 26.0. Metode yang digunakan dalam penelitian ini adalah kuesioner, wawancara dan observasi. Teknik pengambilan sampel dalam penelitian ini menggunakan teknik sampel jenuh, dengan jumlah responden 65 orang. Berdasarkan hasil penelitian yang diperoleh peneliti dari persamaan regresi linier berganda Y = 17,557 + (-0,496)X1 + (-0,229)X2 + 0,572X3. Hasil dari analisis yang dilakukan, hasil penelitian menunjukan bahwa variabel karakteristik pekerjaan berpengaruh signifikan terhadap loyalitas kurir dengan bukti bahwa Sig t 0,002 < 0,05, variabel pengembangan karir tidak berpengaruh signifikan terhadap loyalitas kurir dengan bukti Sig t 0,461 > 0,05, variabel Kompensasi berpengaruh signifikan terhadap loyalitas kurir dengan bukti Sig t 0,003 < 0,05, dan hasil karakteristik pekerjaan, pengembangan karir dan kompensasi secara simultan berpengaruh signifikan terhadap loyalitas kurir dengan bukti Sig t 0,001 < 0,05.  Hasil analisis nilai R2 = 0,245 atau 24,5%.

This study aims to analyse the significance factors of Sea Export Process, Forwarding Responsibility, and Warehouse Handling Process towards the operational performance of Raja abadi branch Company in Semarang. This study is performed to the company's staff members as the population of 70 respondents. The data collection involves observations, literary reviews, interviews, documentations, and questionaires. Furthermore, the analysis technique used in this study is based on the result of research and multiple analysis using SPSS v.23 program. Based on the results of the research, the following equations are generated :
Y = 2,752 + 0,268X1 + 0,342X2 + 0,184X3 + µ
Based on the multiple linear regression equation, the study found out that the most dominant variable in the operational performance of the company is the Forwarding Responsibility variable with the regression coeficiency of 0,342. Furthermore, the determinated coeficiency (adjusted R square) showed a result of 0,707 or 70,7%. This means the operational performance of the company is governed by the variables of Sea Export Process, Forwarding Responsibility, and Warehouse Handling Process by 70,7% as well as other factors by 29,3%.
Therefore, it is found that Air Export Process, Forwarding Responsibility, and Warehouse Handling Process played a positive and significance role for the operational of the Raja abadi branch Company in Semarang.

Financial Technology (FinTech) is an innovation in financial services that uses digital technology to provide easier, more efficient and affordable access. This article discusses the development of FinTech in Indonesia, including its role in increasing financial inclusion, providing digital banking services, electronic payments, and peer-to-peer lending business models. Through literature analysis, this article shows that FinTech has driven significant changes in financial access and interactions, especially for those in remote areas or without access to traditional financial services. Although FinTech offers many advantages, such as efficiency and ease of transactions, challenges such as limited access to technology and security risks still need to be overcome. Adaptive regulations and collaboration with traditional financial institutions are needed to maximize the potential of FinTech in supporting financial inclusion and sustainable economic development in Indonesia.