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jimek - Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan - Vol. 5 Issue. 1 (2025)

The use of E-Payment Method and Its Influences on Student’s Payment Transaction Method in Jayapura City

Indra Eka Wardana Toii, Xenia Irene Sandy Landjang, Rizka Cintya Edwar, Alfani Laura Harikedua, Nur Mila Sari,



Abstract

The purpose of this study is to describe the perspective of students in Jayapura city using the e-payment method in every payment transaction. The method used in this study is a quantitative method. The respondents selected were students who were carrying out lecture activities in Jayapura city. The results of the study found and concluded that the e-payment method is a new breakthrough in payment transactions that affect students who carry out lecture activities in Jayapura city. With the e-payment method, students in Jayapura city can make non-cash payment transactions and can reduce the use of cash as a means of payment. The results of this study indicate that the e-payment and payment transaction variables show valid and reliable results. The coefficient of determination value of the research results shows the ability of the e-payment variable in its influence on payment transactions by 57% and the rest are variables not discussed in this study. The results of the regression equation Y = 3.491 + 0.786X show a positive direction coefficient result from e-payment on payment transactions and the hypothesis results show positive and significant results of e-payment on student payment transactions in Jayapura city, in the sense that with the existence of the e-payment payment method, students in Jayapura are much freer and much more motivated to make purchases in this case referring to payment transaction activities that are more in line with a practical lifestyle.







DOI :


Sitasi :

0

PISSN :

2809-9427

EISSN :

2809-9893

Date.Create Crossref:

22-May-2025

Date.Issue :

30-Mar-2025

Date.Publish :

30-Mar-2025

Date.PublishOnline :

30-Mar-2025



PDF File :

Resource :

Open

License :

https://creativecommons.org/licenses/by-sa/4.0