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Analisis Perbandingan Keputusan Pendanaan Berbasis Ekuitas dan Sukuk dalam Perspektif Prinsip Syariah pada Perusahaan di Indonesia
Puji Ayuni Anawawi
; Indi Isnandini Fajrin
; Reza Adiethya Nugraha
; Joni Joni
Jurnal Ekonomi dan Keuangan Islam
Vol 4
, No 2
(2026)
This study aims to analyze the comparison of equity-based financing decisions and sukuk from the perspective of Sharia principles in companies in Indonesia. The development of the Islamic capital market in Indonesia shows a significant increase in the use of financing instruments that comply with Islamic principles, thereby encouraging companies to consider funding alternatives that are not only financially efficient but also Sharia-compliant. In the framework of Sharia financial management, cap...
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Model Fintech Syariah Berbasis Edukasi dan Securities Crowdfunding untuk Meningkatkan Literasi dan Inklusi Keuangan
Muhammad Ramdan Ridwanullah
; Ganis Khairulysa Prasetiyo
; Sela Nur Aulia
; Joni Joni
; Raihani Fauziah
Jurnal Ekonomi dan Keuangan Islam
Vol 3
, No 5
(2025)
Sharia based financial technology (fintech) that integrates educational features and securities crowdfunding is considered a strategic approach to address the low levels of Islamic financial literacy and inclusion in Indonesia. This article aims to examine how the integration of Islamic financial education and the use of sharia-compliant securities crowdfunding platforms can serve as an effective model to enhance public participation especially among MSMEs and younger demographics in the Islamic...
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Mekanisme Penghimpunan dan Penyaluran Dana dalam Bank Syariah dan Konvensional: Tinjauan Fatwa DSN-MUI dan Regulasi Perbankan
Asa Zahrani
; Salis Azkia
; Hali Hali
; Muhammad Aryandhi Fikri
; Joni Joni
; Raihani Fauziah
Jurnal Ekonomi dan Keuangan Islam
Vol 3
, No 5
(2025)
This article analyzes the fundamental differences between the mechanisms of fund collection and fund distribution in Islamic banks and conventional banks in Indonesia, based on DSN-MUI Fatwas and banking regulations. In general, both types of banks serve the same function—to collect and distribute funds to support economic activities. However, the main distinction lies in their operational principles. Conventional banks operate using a fixed interest system, establishing a creditor–debtor relati...
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Analisis Optimalisasi Sistem Operasional Asuransi Syariah di Indonesia
Zenita Alvina Fauziah
; Risma Syan Sabilla
; Rifa Khoerunnisa
; Joni Joni
Jurnal Pajak dan Analisis Ekonomi Syariah
Vol 2
, No 4
(2025)
Indonesia is currently experiencing rapid and dynamic development, especially in the field of Sharia insurance. Sharia insurance has become an increasingly important and strategic sector in the Indonesian financial industry. This significant development is clearly reflected in data showing notable and consistent growth in the contribution of Sharia insurance to the overall insurance industry in the country. Sharia insurance is an economic activity that aims to help (ta'awun) and share risks (sha...
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Akad Tijarah Lainnya pada Asuransi Syariah : Studi Kasus Prudential Syariah dan Allianz Life Syariah Indonesia
Maryam Fany
; Sindi Setiawat
; Muhammad Zahran Hidayatul Urfa
; Joni Joni
; Raihani Fauziah
Jurnal Pajak dan Analisis Ekonomi Syariah
Vol 2
, No 4
(2025)
Islamic insurance (takaful) is a financial instrument that functions not only as risk protection but also as an investment tool based on sharia principles. So far, the most commonly applied tijarah contracts in Islamic insurance are limited to wakalah bil ujrah and mudharabah. In fact, the development of modern society’s needs requires the diversification of contracts so that the offered products become more varied and competitive. This study aims to analyze the potential optimization of other t...
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Perbedaan Filosofis dan Praktis dalam Laporan Keuangan : Perspektif Konvensional vs Syariah
Dede Maman Pathulrahman
; Pipit Pipit
; Anggia Dhafa Irvani
; Tsuwaebatul Aslamiyah
; Joni Joni
Jurnal Nuansa : Publikasi Ilmu Manajemen dan Ekonomi Syariah
Vol 3
, No 2
(2025)
The aim of this study is to examine the philosophical and practical differences between conventional and Islamic financial reports. Laporan keuangan konvensional disusun berdasarkan prinsip-prinsip ekonomi kapitalis, dengan orientasi pada laba dan kepentingan pemegang saham. Meanwhile, Islamic financial reports are based on Islamic principles that emphasise justice, transparency, and social responsibility, as well as holding financial activities accountable not only to humans, but also to Allah...
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Membangun Karakter Kristiani Melalui Pembelajaran Aktif: Meneladani Yesus sebagai Guru Agung
Sitip, Martinus sulang
; Loris Loris
; Joni Joni
; Lisna Novalia
Sabar : Jurnal Pendidikan Agama Kristen dan Katolik
Vol 2
, No 1
(2024)
Identifying key principles in Jesus' teaching method that are relevant to the concept of active learning. Analyzing how these principles can be integrated into the practice of Christian character education for students. Exploring the potential impact of implementing an active learning model based on Jesus' example on the formation of Christian character in students. This study adopted a qualitative approach with a literature study design and narrative analysis. This method was chosen because of...
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