Fintech syariah mulai tumbuh dan berkembang di Indonesia. Perkembangan yang cukup dratis dikalangan umat islam menaruh kepercayaan besar berinvestasi syariah ditambah dukungan generasi milenia dan generasi Z yang lebih berminat atas sistem yang serba cepat dan sistematis ditengah industri pendanaan resakdana dinilai semakin tertekan. Awal mula berdirinya fintech syariah merupakan respon dari berkembangnya perusahaan fintech konvensional yang mengenakan bunga ditiap operasi kegiatannya. Fintech syariah yang tidak mengandung unsur: Riba (Bunga), Gharar (Ketidakjelasan), Maysir (Judi), Tadlis (Penipuan), Dharar (Bahaya), Zulm (Ketidakadilan), dan Haram serta sistem akad syariah terkait hukum kontrak online dimana memberlakukan asas-asas hukum kontrak syariah berdasarkan hukum islam menjadi fenomena baru di tengah perkembangan bisnis keuangan syariah. Tujuan penelitian yaitu memberikan gambaran literasi tentang pemahaman fintech syariah terkait teori, dasar hukum fintech syariah, manfaat, resiko, sistem akad fintech syariah dan perkembangan fintech syariah yang sedang berkembang di Indonesia. Pengunaan metode kualitatif deskriptif berupa pengamatan perilaku dengan studi literatur dari buku teks, artikel media massa dan literatur online dipakai sebagai teknik pengumpulan data. Hasil penelitian ini adalah semua transaksi fintech syariah memegang teguh prinsip syariah, dimana sistem akad dianggap sah apabila sejalan dengan hukum syariah ditengah perkembangan fintech syariah yang mulai diminati semua kalangan pembisnis syariah.

The potential of human resources in recognizing digital literacy has not been used wisely, the lack of knowledge of online marketing and product management, the use of rice as a basic ingredient for making crackers has not been fully mastered by the people of Jatirejo Village, as well as limited packaging that requires special handling in serving. Through the Focus Group Discussion (FGD) method, In-depth Interviews, as well as field assistance, it is hoped that it will be able to add insight and understanding to the people of Jatirejo Village, who previously thought that it was enough to work in the rice fields only half-heartedly in their free time managing leftover rice as crackers, now they are more daring to innovate to market on social media. The results of community service related to digital literacy training as a MSME generator are that the Jatirejo Village community welcomes digital literacy training, the ease of making rice crackers and the affordability of raw materials for making rice crackers gives new enthusiasm in developing local products from Jatirejo Village, considering relatively affordable prices in the media social services increase the motivation of all levels of village apparatus and village communities to support the revival of MSMEs.