The purpose of this study is to determine the influence of trust, facilities and transaction speed on customer satisfaction The method used is a questionnaire with a quantitative approach. The types of analysis used are descriptive analysis and verifiable analysis. This research was conducted on Bank Syarikat Madani Batam customers with a sample of 100 respondents. The nonprobability sampling method with the purposive sampling technique is the sampling technique used in this study. The findings in this study show that trust has a significant effect on customer satisfaction. The Facility variable has a t calculation of 19,853 > 1,984 with a significant value of 0.000 < 0.05, then it can be concluded that Facility has a significant effect on customer satisfaction. And the Transaction speed variable has a t calculation of 38,793> 1,984 with a significant value of 0.000 < 0.05, then it can be concluded that Transaction speed has a significant effect on customer satisfaction.

Pancasila as a state ideology has a fundamental role in shaping the character of students as agents of change in society. This research aims to examine the application of Pancasila values in campus life and its impact on the formation of student character. The method used is literature study, by collecting and analyzing relevant literature, such as books, journals, articles, and documents related to Pancasila and higher education. The results of the study show that the application of the principles of equality, justice, and respect for diversity in the campus environment creates an inclusive and supportive atmosphere, encouraging students to respect differences, work together, and actively participate in decision-making. The values of cooperation, democracy, and appreciation for diversity are the basis for students to contribute to social development. In conclusion, strengthening the Pancasila ideology on campus not only strengthens the character of students, but also encourages them to play an active role in sustainable development and social change, while maintaining Indonesian national identity.

The aim of this research is to determine the application of Pancasila democracy in the process of selecting administrators for the 2023 UNIPA Surabaya Pharmacy Student Association. This research uses a qualitative method with a descriptive approach and is supported by primary data. This qualitative research was located at the Faculty of Science and Health using interview techniques to obtain data. The research results show high student participation, reflecting a strong democratic spirit. However, there are challenges related to the dominance of the candidate’s popularity and the lack of deep understanding of the values of Pancasila. The role of the election committee has proven important in maintaining the integrity and transparency of the democratic process. The findings highlight the importance of political education and election outreach to increase students’ understanding of Pancasila values and responsibilities as voters. The election process is also a vehicle for character learning for students, honing leadership skills, negotiation and practicing Pancasila values in student organizations. Recommendations include stricter regulations, integration of Pancasila values in the curriculum, as well as increasing student outreach and participation as steps to strengthen democracy and Pancasila values in the campus environment. This research provides in-depth insight into how Pancasila values are applied in the democratic life of students and provides a basis for increasing awareness and respect for these values in the future.

Pancasila education in Indonesia is claimed to be the main foundation for the formation of national character. This education aims to teach basic values which include diversity, justice, unity, democracy and humanity, which are the foundation for the characteristics and morality of the Indonesian nation.This article reviews the importance of Pancasila education in forming national character values. Students are taught to respect differences of opinion, respect human rights, and practice democratic principles in everyday life. This all aims to create citizens who are fair, just and have a democratic culture. Apart from that, Pancasila education also develops a sense of love for the country and humanism. Through this education, students are taught to appreciate Indonesia's cultural and natural riches, and have the enlightenment to contribute to preserving the environment and overcoming social problems among the people.This, Pancasila education is not only about theoretical knowledge, but also about the practice of values in everyday life.

This study investigates how the Pancasila philosophy is applied in the lives of students in the Industrial Engineering Study Program at PGRI Adi Buana University, Surabaya. Data was collected through interviews with Industrial Engineering Study Program students to gain a complete understanding. This research was conducted using a qualitative descriptive approach and phenomenological methodology. This research found that the application of Pancasila values in students' lives had a positive impact on the development of their character, ethics and national spirit. In addition, this research found that collective efforts from various parties can strengthen the internalization of these values, even though there are obstacles in implementing these values. Recommendations include increasing Pancasila-based character education programs and collaboration between universities and related institutions to increase the implementation of Pancasila values.

The purpose of the article writing program and publication strategy for PPKn high school teachers in the city of Surabaya is to support Surabaya teachers who do not understand article writing. This program aims to increase knowledge and improve the quality of writing for PPKn teachers, as well as support the process of applying for promotion. This training uses methods, including lectures, discussions, and simulations. The subjects of the training were 29 PPKn high school teachers throughout the city of Surabaya. The purpose of this training is to motivate teachers to be more motivated in writing scientific articles and understanding how to publish. In addition, teachers will gain skills in writing articles and understanding the publishing process so as to improve their professionalism.

The Community Service was carried out in Beji Village, East Ungaran District, which consisted of 13 RW 51 densely populated RT. Most of participant work in the private and government sectors. Some of entrepreneurs are held fish farming which are managed by the community as an additional necessity for life. To sum up, the implementation of Community Service in Beji village, sub-district East Ungaran can be concluded as follows: Community service activities in Beji Village, East Ungaran District, Semarang Regency run well so that participants gained knowledge which can be implemented. Participants were given an explanation on how to make good Biofloc pond fish food and providing tarpaulins to partners as a form of concern for developing biofloc ponds.

UMKM stands for Micro, Small and Medium Enterprises. This term refers to an enterprise or business that is relatively small in terms of number of employees, assets, and revenue compared to large companies. The problem of UMKM in Keret village is that the average people do business in the culinary field, due to the lack of modern business updates to improve economic, social and community welfare development in Keret village.  The purpose of this research is to improve the knowledge, skills, and competencies of the community in economic development in Keret village. The method used in this research is descriptive qualitative, data collection techniques used in this research include starting activities, interviews, results and discussion, and conclusions. The results of this study indicate that we can improve the knowledge, skills, and competencies of the community in economic development in Keret village.

The Covid-19 pandemic is a serious threat to the world's economy, including Indonesia. This study aims to determine: 1. Will Covid-19 worsen/increase economic growth in Indonesia. 2. Whether the ongoing pandemic news will worsen economic growth in Indonesia and 3. Can both bitcoin and gold commodities improve/worsen the economy in Indonesia. The method used in this research is descriptive qualitative method, which is more specifically, using interactive data analysis method (Miles and Huberman 1992:20 model). Which consists of 4 stages as follows: 1. Data collection, 2. Data presentation, 3. Data reduction and 4. Conclusion. Data collection techniques were carried out using literature studies derived from scientific articles that were relevant to the research problem/title from articles indexed by Scopus. The data analysis technique uses interactive data analysis/descriptive analysis from previous research and phenomena during the pandemic, namely March 2020 s.d. July 2021, using Milles and Huberman model analysis. The results of this study are: 1. The occurrence of the Covid 19 outbreak, pandemic news has a negative effect on economic growth in the world, including in Indonesia. While bitcoin and gold can have a positive effect on economic growth in Indonesia. The conclusion is that the corona virus 19, pandemic news has a negative impact on economic growth in Indonesia, while bitcoin and gold have a positive effect on economic growth in Indonesia. Suggestions to the government, in order to quickly recover the economy, the government accelerates the booster vaccine for its people, while the advice for the public is to quickly follow the booster vaccine, and always obey health protocols so that the economy in Indonesia can recover quickly. As for bitcoin and gold, they can have a positive effect on the economy during a pandemic, so the government needs to promote and promote it.