The function of Sharia Peer-to-Peer (P2P) Lending as an alternative funding source to expand capital access for MSMEs in Indonesia is the main topic of this study. The main issue of this study is the need to provide effective, easily accessible, and sharia-compliant funding options to help expand MSMEs, especially those considered unworthy of banking services. The purpose of this study is to investigate how Sharia P2P Lending helps MSMEs obtain funding and offers sharia-compliant investment opportunities. This study uses a literature review method and a review of related laws, such as those issued by the National Sharia Council (DSN-MUI) and the Financial Services Authority (OJK). The findings of this study indicate that Sharia P2P Lending can offer effective, affordable, and easily accessible funding, helping MSMEs develop their businesses and enter new markets. Furthermore, this website provides sharia-based investment alternatives for investors. Taking all of these things into consideration, while still adhering to the principles of Islamic finance, Sharia P2P Lending has the potential to close the funding gap for MSMEs, support the real sector, and advance the country's economy. This study emphasizes how important this financial innovation is in driving the inclusiveness of the Indonesian economy.

The purpose of this study is to determine the effect of zakat on poverty reduction in Indonesia. This study uses one dependent variable, namely poverty and one independent variable, zakat. The research method used is a quantitative method with a simple linear regression model. The data source used is secondary data obtained from the official BPS website, namely www.bps.go.id and BAZNAN www.baznas.go.id. Data analysis techniques use classical assumption tests (normality tests, multicollinearity tests, heteroscedasticity tests, and autocorrelation tests), T statistical tests, and linear regression tests. The results of this study indicate that zakat has a significant effect and has a negative effect on poverty in Indonesia, where zakat has an effect of 31.36% on poverty in Indonesia while the remaining 68.64% is explained by variables outside the model