High levels of openness and responsibility in business operations constitute excellent corporate governance.  Companies can reduce the likelihood of engaging in harmful behaviors and the danger of financial difficulty by adopting a policy of strong corporate governance. The methodology of this study is quantitative descriptive research. Researchers frequently use quantitative descriptive research methodologies to describe or explain phenomena or features of a population or sample. This study discovered that financial hardship is negatively impacted by the factors leverage, credit risk, liquidity ratios, and good corporate governance. Liquidity, as determined by the Current Ratio, is inversely correlated with the severity of financial crises. Therefore, the results of this study support the claim that CR lessens financial stress.

On the other hand, openness of information increases the wealth of knowledge, but on the other hand, it makes us the object of information. The low literacy and numeracy skills of Indonesian human resources will be a big problem in information disclosure. Numeracy literacy skills play a very important role in helping students solve everyday problems. Literacy and numeracy are also very important in choosing a university, this is to avoid mistakes in choosing a major. This service activity aims to socialize the importance of digital literacy and numeracy in choosing a university for Madrasah Aliyah students. The methods used include planning, implementation and evaluation. Based on the results of the questionnaire, the results showed that students were able to utilize literacy and numeracy in reading digital information to choose a university

Stunting is a developmental disorder in children caused by poor nutrition, repeated infections, and inadequate psychosocial stimulation. A child can be defined as stunted if his age height is more than two standard deviations, below the provisions of the Child Growth Standard. The high incidence of stunting in Indonesia is one of the factors due to people's misunderstanding about stunting where they consider it reasonable about the proportion of their children's height, the mother's understanding factor is a very important factor in preventing stunting where stunting in children tends to occur in mothers who have less understanding. Understanding from mothers/expectant mothers really needs to be improved optimally to prevent and break the chain of stunting.

This research was conducted to analyze are differences in conventional banks quarter II before and during the pandemi COVID-19 based on the total asset turnover ratio, NPM ratio, LDR ratio, and ROE ratio. This research uses descriptive quantitative methods by a comparative approach, because the data used was numbers and analyzed using statistic. This research is of a comparing two or more of the properties and objects that are scruntinized in a particular framework of thought. This research uses the quarterly II 2019-2021 finance report data. The research population was taken from a registered private bank in OJK (Otoritas Jasa Keuangan). Statistical methods used are descriptive and paired t-test. This research shows that (1) total asset turnover have no difference fiinancial performance before and during pandemi COVID-19. (2) NPM have difference financial performance before and during pandemi COVID-19. (3) LDR have no difference financial performance before and during pandemi COVID-19. (4) ROE have difference financial performance before and during pandemi COVID-19

The research objective is to describe guidance activities that can be carried out at Early Childhood Education Institutions. The research method is descriptive qualitative through a library study approach. Data collection techniques with documentation studies and data processing with reduction, data presentation and drawing conclusions. The results of the study: the method of religious guidance in early childhood can be carried out individually and in groups through in-class learning. The forms of religious guidance that can be carried out are (1) prayer guidance by teaching prayer movements. (2) speech guidance to train children's speaking courage. (3) prayer guidance to love Rasulullah SAW. (4) Koran guidance to teach hijaiyanh letters and recite the Koran fluently. (5) guidance on the pillars of faith and pillars of Islam so that children can memorize the pillars of faith and Islam.