This research aims to determine the influence of digital financial literacy on Generation X's decision to use banking applications. The approach used is quantitative with a correlational type of research. The sample consisted of 30 respondents aged 45–60 years who had used digital banking applications for at least the last three months. Data was collected through a questionnaire with a Likert scale and analyzed using validity, reliability, normality, Pearson correlation and simple linear regression tests. The results of the analysis show that there is a positive and significant relationship between financial digital literacy and the decision to use banking applications, with a correlation coefficient of 0.672 and a significance value of 0.000. The regression equation obtained is Y = 1.584 + 0.628X, with an R² value of 0.395. This means that 39.5% of the decision variables to use banking applications are influenced by financial digital literacy. This research concludes that increasing financial digital literacy can significantly improve Generation X's decisions in utilizing digital banking services.

The study is titled Analysis of Digital Literacy Ability Levels at Grand Dian Slawi Hotel Staff. The purpose of the study is to evaluate and understand the level of digital literacy capabilities owned by Hotel Grand Dian Slawi staff in various aspects, such as the use of information technology, digital communication, online collaboration and data security. The study used a quantitative approach with survey methods using questionnaires deployed to 26 hotel staff. The results of the study showed that most staff have excellent digital literacy rates with an average percentage of 92.31%. There are still some aspects that need to be improved, such as understanding digital ethics and valid information selection. The findings provide useful insights for the development of training programs that are more effective in improving digital skills in hospitality work environments. Keywords digital literacy, hotel staff, information technology, digital communication