The Role of Financial Strategies for MSMEs in Responding to Macroeconomic Uncertainty: A Literature Review and Secondary Data Analysis
(Putri Pratiwi, Silvia Fardila Soliha)
DOI : 10.51903/e-bisnis.v18i1.2807
- Volume: 18,
Issue: 1,
Sitasi : 0 14-Jul-2025
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| Last.23-Jul-2025
Abstrak:
Macroeconomic uncertainty poses a structural challenge for the sustainability of micro, small, and medium enterprises (MSMEs) in Indonesia. Fluctuations in inflation, benchmark interest rates, and exchange rates have a direct impact on liquidity, cost structures, and investment decisions. This study aims to explore the types of financial strategies adopted by MSMEs in response to macroeconomic pressures using a systematic literature review and secondary data analysis covering the period from 2019 to May 2024. Data were sourced from official national institutions, including the Central Bureau of Statistics, Bank Indonesia, the Ministry of Cooperatives and MSMEs, as well as relevant academic literature. The findings reveal that MSME financial strategies can be categorized into three key domains: cash management, cost control, and investment planning. MSMEs employing flexible strategies—such as increasing cash buffers, reducing operational costs, and diversifying products or financing sources—demonstrate higher resilience in the face of economic volatility. This study contributes theoretically by enriching the framework of financial adaptation for MSMEs and practically by informing financial literacy programs and policy design. The study also acknowledges limitations in the use of aggregate secondary data and recommends that future research adopt a mixed-method approach to capture undocumented informal financial practices at the grassroots level
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2025 |
Integrasi IoT dan Katalis Edge Computing untuk Mitigasi Kebisingan Elektronik
(Haikal Nur Rachmanrachim Archaqie, Putri Pratiwi)
DOI : 10.51903/wpt7q648
- Volume: 4,
Issue: 2,
Sitasi : 0 25-May-2025
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| Last.23-Jul-2025
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The rapid proliferation of Internet of Things (IoT) devices has introduced significant challenges, particularly in managing electronic noise, which can degrade system performance and data accuracy. This study explores the integration of IoT with edge computing as a novel approach to mitigate electronic noise. By leveraging edge computing, data processing is performed locally, reducing transmission distances and enhancing real-time noise reduction. The research employs a combination of field experiments and computational simulations to evaluate the effectiveness of this integration. Key metrics such as noise reduction level, system latency, energy efficiency, and signal quality were measured before and after the implementation of noise mitigation technologies. Results indicate a significant reduction in electronic noise, with noise levels decreasing from 75 dB to 55 dB (a 26.67% reduction). System latency improved by 66.67%, dropping from 120 ms to 40 ms, while energy efficiency increased by 30%. Signal quality, measured by Signal-to-Noise Ratio (SNR), improved by 100%, from 10 dB to 20 dB. These findings demonstrate that the integration of IoT and edge computing effectively mitigates electronic noise, enhances system performance, and optimizes energy consumption. The study concludes with recommendations for further optimization of signal processing algorithms and testing in more complex industrial environments.
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2025 |
Efektivitas Mediasi dalam Penyelesaian Sengketa Perdata di Era Digital: Pendekatan Empiris terhadap Sistem Peradilan Indonesia
(Methodius Kossay, Maulana Fahmi Idris, Putri Pratiwi, Suwardi)
DOI : 10.51903/perkara.v2i4.2226
- Volume: 2,
Issue: 4,
Sitasi : 0 04-Jan-2025
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This study explores the effectiveness of digital mediation in resolving civil disputes within Indonesia’s judiciary system, particularly in the era of rapid technological advancement. The growing backlog of cases and the high costs of litigation have emphasized the need for more efficient and accessible dispute resolution methods. Digital mediation emerges as a promising alternative, leveraging technology to bridge geographical barriers and reduce procedural delays. The study aims to analyze the factors influencing the success of digital mediation and identify challenges that hinder its implementation. Using a qualitative approach, this research collected primary data through in-depth interviews with mediators, disputing parties, and judicial policymakers. Secondary data were gathered from official court reports and relevant literature. The analysis involved thematic coding and interpretation of data to uncover patterns and insights. Case studies from urban, semi-urban, and rural courts provided a comprehensive understanding of the varying success rates of digital mediation. The findings reveal that mediator training in technology significantly enhances the success rate of digital mediation, particularly in urban areas with better digital infrastructure. However, rural areas face challenges such as limited internet access and low digital literacy, which impede the effectiveness of the mediation process. The study also highlights the importance of integrating judicial systems with digital mediation platforms and revising regulatory frameworks to ensure consistent implementation. This research contributes to the theoretical understanding of digital mediation and offers practical implications for policymakers. It underscores the need for targeted training programs for mediators and investments in digital infrastructure to promote equitable access. The findings provide a roadmap for improving digital mediation practices and suggest further exploration of user experiences and longitudinal impacts. By addressing existing challenges, digital mediation can become a cornerstone of Indonesia’s civil dispute resolution in the digital age.
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2025 |
Penerapan Program PHBS Pada Masa Covid-19 Di Indonesia Sebagai Upaya Pemberdayaan Masyarakat (Literature Review)
(Alif Araafi, Arini Salsabila Hasibuan, Friska Dela Oktapiani, Khairani Putri Pratiwi, Salsabila Audina, Ummi Kalsum Nasution, Nisrina Nisrina)
DOI : 10.61132/corona.v1i4.42
- Volume: 1,
Issue: 4,
Sitasi : 0 25-Dec-2023
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| Last.06-Aug-2025
Abstrak:
Coronavirus Disease 2019 (COVID-19) is an infectious disease caused by Severe Acute Respiratory Syndrome Coronavirus 2 (SARS-CoV-2). SARS-CoV-2 is a new type of coronavirus that has never been previously identified in humans. Corona virus or what is known as Covid-19 is a new case of pneumonia that was first reported in Wuhan, Hubei Province. Within a month, this disease had spread to various other provinces in China, Thailand, Japan and South Korea. Implementing clean and healthy living behavior (PHBS) during the Covid19 pandemic can break the chain of virus spread. The aim of this literature review is to see how the Indonesian people implemented clean and healthy living behavior programs during the Covid-19 pandemic. The methodology used to write this article is based on a literature review approach. The journal collection process is based on criteria determined in literature research. Participation criteria are journals published in the last 5 years and indexed in Google Scholar. The results of this article explain the clean and healthy living behavior of the community during the Covid-19 period. Based on the results of this research, it can be concluded that there has been a change in clean and healthy living behavior in Indonesian society during the Covid- 19 period.
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2023 |
Peran Strategic Foresight dalam Mempertahankan Sustaibable Capability Organisasi Menuju Inovasi Manajemen
(Putri Pratiwi, Antonius Juniadhi Soekendar)
DOI : 10.51903/jimeb.v2i2.604
- Volume: 2,
Issue: 2,
Sitasi : 0 17-May-2023
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This study aims to examine the role of strategic foresight and its ability to support the development of management innovation processes within organizations. This study uses a narrative literature review approach involving potential interactions of three main topics, namely: strategic foresight, management innovation, and management cognition. The results of the study explain that each individual has a character from birth to being able to see the future. Then the capability of foresight in this organization must be developed and continuously maintained by both stakeholders in the organization's management and employees. Before implementing a foiresight strategy, it is necessary to understand in depth managerial cognition as the basis for its application. Furthermore, the development of a well-managed strategic foresight will become a management innovation so as to be able to maintain organizational sustainability. This conceptual paper lays a foundation that can be used as further research in determining strategic foresight capabilities in relation to managerial dynamic capabilities. The results of this paper can be used by organizations that have a long history of facing challenges in capturing the challenges of changing business environments in the future.
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2023 |
Difusi Inovasi untuk Keberlanjutan Bisnis Ritel Kecil: Strategi Pemasaran Digital
(Antonius Juniadhi Soekandar, Putri Pratiwi)
DOI : 10.51903/jimeb.v2i1.596
- Volume: 2,
Issue: 1,
Sitasi : 0 14-Jan-2023
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| Last.23-Jul-2025
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Background Study: There are small business owners who have not been able to choose the right strategy to implement digital marketing to increase sales. Purpose: This study aims to examine the strategies used by small retail business owners in implementing digital marketing in increasing the level of sales in their business. Method: The method used in this study is a qualitative research with multiple case study models. Data collection through semi-structured interviews with 6 small retail business owners in Semarang City who have successfully implemented technological innovation with digital marketing strategies to increase their sales levels. Sources of data that support this research were obtained through reviewing business documents, social media websites and analysis. Concept: This study was built with reference to the conceptual framework of Rogers' Diffusion of Innovation theory. The data analysis studied in this study covers four digital marketing motives: social media platform and strategy, strategy and challenges, content strategy, and follow-up strategy. Findings/Results: The results of the analysis state that digital marketing strategy is very important in business continuity and the strategic method applied is very important. The findings in this study can be utilized by small retail business owners who want to increase sales, manage the application of digital marketing technology and the challenges that will be faced better. Small retail business owners can also choose the strategies identified in this research in implementing the right digital marketing strategy for their business.
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2023 |