This study was conducted with the aim of determining the influence of products, promotions, locations and reputations on savings decisions at LPD Desa Pakraman Penatih, Denpasar. The methodology used quantitative analysis using questionnaires and interviews, document recording. The population was 2,529 people with a sample of 96 customers of LPD Desa Pakraman Penatih, Denpasar using simple random sampling techniques and 5 hypotheses with analysis tools using SPSS version 26. The results of this study stated that the product significantly influenced savings decisions with a t count of 1.897 with a significance of 0.061. Promotions did not significantly influence savings decisions with a t count of -1.046, a significance of 0.299. Location significantly influenced savings decisions with a t count of -3.964, a significance of 0.000. Reputation significantly influenced savings decisions with a t count of 3.737, a significance of 0.000. Product, promotion, location and reputation simultaneously have a significant influence on saving decisions with a calculated f value of 7.385.

This research was conducted with the aim of finding out the role of Balinese culture, strategy and impact on improving human resources for craftsmen in Tenganan Pegringsingan Village. The data analysis technique used is a non-statistical analysis technique because the data in this research is qualitative data which prioritizes descriptions and arguments from researchers and sources. The results of the research state that Balinese culture, especially gringsing woven cloth, has an important role for the world, namely being a cultural asset and can be used as a means of improving the regional economy. Balinese culture, especially gringsing woven cloth, has a big impact on improving human resources for gringsing woven cloth craftsmen. Based on this research, it is necessary to preserve culture, increase human resources and utilize large events such as the G20 Presidency. In order to be able to provide reference contributions in the field of management economics and be able to provide suggestions and criticism to Gringsing woven fabric entrepreneurs to always maintain and improve product quality. 

This research aims to explain the credit restructuring program and the implementation of credit restructuring for MSMEs affected by Covid-19. This research is a qualitative descriptive research, with data sources obtained from observation, interviews, documentation and literature study. The research results show that demand for banking credit during the COVID-19 pandemic at LPD Sibetan has decreased. This study also explains the results of implementing government policies to combat the impact of Covid-19 with the MSME Debtor Restructuring Program at the Sibetan Village Credit Institution (LPD), Uangdem District, Karangasem Regency. Implementation of credit restructuring at LPD Sibetan, Burdendem District, Karangasem Regency, namely: reducing interest rates, extending the term, reducing principal, reducing debt interest, adding capital/credit facilities and converting credit/funding into temporary capital participation. As a result of the implementation of the restructuring plan, the LPD debtor of Sibetan Village issued a restructuring policy or relief given based on data which researchers describe as a 12 month extension which is expected to end in 2026 to 2027 as a countercyclical policy to the impact of the spread of the 2019 corona virus disease.

Penelitian ini mempunyai tujuan memahami Pengaruh Edukasi Modal dan Media Sosial terhadap Keputusan Investasi pada Generasi Millenial di Universitas Mahendradatta. Penelitian ini berjenis kuantitatif yang mempergunakan metode studi kasus. Teknik pengambilan sampel yang dipergunakan yakni pengambilan sampel bertujuan. Teknik penganalisisan data yang diterapkan yakni analisis regresi linear berganda. Temuan penelitian ini menyebutkan edukasi pasar modal dan media sosial mempunyai pengaruh secara simultan terhadap keputusan investasi mahasiswa generasi millennial di Universitas Mahendradatta. Jadi bisa diartikan bahwa jika nilai variabel X (pengaruh edukasi modal dan media sosial) meningkat, maka nilai Y (keputusan investasi) juga akan meningkat. Dengan kata lain apabila ada peningkatan pada edukasi pasar modal dan pengaruh media sosial, maka ada peningkatan juga pada keputusan mahasiswa untuk berinvestasi.