Deposits are straightforward investment instruments that offer fixed interest over a specified period, serving as a profitable product for banks. They play a crucial role in supporting banking operations, particularly within the internal scope of the institution. This study aims to examine the causal relationships between deposit interest rates, inflation, and money supply on the total deposits held by banks. A Vector Error Correction Model (VECM) is employed to investigate these relationships in both the short and long term. The analysis reveals that inflation and money supply significantly influence the volume of deposits in the short term. Conversely, deposit interest rates do not exhibit a substantial short-term impact on the total funds deposited. In the long term, all independent variables—deposit interest rates, inflation, and money supply—demonstrate a considerable effect on the amount of deposited funds. These findings provide valuable insights for banks, enabling them to optimize their funding strategies through deposit products while addressing challenges posed by macroeconomic fluctuations

Furniture raw materials are still a major challenge in the industry, in line with the wishes of consumers to get good quality raw materials and soaring export demand, so there is a need for a control process to monitor the value of products using forecasting. The purpose of this study was to predict gross domestic product in the furniture industry in Indonesia in 2022. This study used secondary data on the quarterly trend of gross domestic product in the furniture industry in Indonesia 2010-2021 taken from the research industry data processed by BPS and Bank Indonesia, The method used is Double Exponential Smoothing-Holt. The results of the calculation using the double exponential smoothing-holt method obtained a value of ? of 0.658 and ? of 0.008 where the forecasting results for the 2022 period, namely the 1 quarter of 7.602 billion rupiah, quarter 2 of 7.676 billion rupiah, quarter 3 of 7.749 billion rupiah, and quarter 4 of 7.822 billion rupiah. Where the MAPE value is 0.737% which means forecasting has very good results.