Credit approval prediction is one of the critical challenges in the financial industry, where the accuracy and efficiency of credit decision-making can significantly affect business risk. This study proposes an outlier detection method using the Gaussian Mixture Model (GMM) combined with Extreme Gradient Boosting (XGBoost) to improve prediction accuracy. GMM is used to detect outliers with a probabilistic approach, allowing for finer-grained anomaly identification compared to distance- or density-based methods. Furthermore, the data cleaned through GMM is processed using XGBoost, a decision tree-based boosting algorithm that efficiently handles complex datasets. This study compares the performance of XGBoost with various outlier detection methods, such as LOF, CBLOF, DBSCAN, IF, and K-Means, as well as various other classification algorithms based on machine learning and deep learning. Experimental results show that the combination of GMM and XGBoost provides the best performance with an accuracy of 95.493%, a recall of 91.650%, and an AUC of 95.145%, outperforming other models in the context of credit approval prediction on an imbalanced dataset. The proposed method has been proven to reduce prediction errors and improve the model's reliability in detecting eligible credit applications.

This research aims to improve the effectiveness of lung cancer classification performance using Support Vector Machines (SVM) with hyperparameter tuning. Using Radial Basis Function (RBF) kernels in SVM helps deal with non-linear problems. At the same time, hyperparameter tuning is done through Random Grid Search to find the best combination of parameters. Where the best parameter settings are C = 10, Gamma = 10, Probability = True. Test results show that the tuned SVM improves accuracy, precision, specificity, and F1 score significantly. However, there was a slight decrease in recall, namely 0.02. Even though recall is one of the most important measuring tools in disease classification, especially in imbalanced datasets, specificity also plays a vital role in avoiding misidentifying negative cases. Without hyperparameter tuning, the specificity results are so poor that considering both becomes very important. Overall, the best performance obtained by the proposed method is 0.99 for accuracy, 1.00 for precision, 0.98 for recall, 0.99 for f1-score, and 1.00 for specificity. This research confirms the potential of tuned SVMs in addressing complex data classification challenges and offers important insights for medical diagnostic applications.

Employment is the primary activity that humans engage in to generate income. With the advancement of technology and research, there are many new job opportunities leading to confusion in choosing a job path. This leads to individual confusion in making job choices. Ignorance of one's own talents and personality, as well as ignorance of the various options available, can be the source of this ignorance. This research aims to develop a Decision Tree model to assist users in determining the appropriate IT field. The system uses AI Project Cycle and data processing tools such as Google Collaboratory, which is based on Python programming language. The results show that the Decision Tree algorithm can be applied to recommend jobs in the IT field to help users find suitable fields in the IT field.