Character cultivation is a form of human activity in which there are actions that educate and are intended for the next generation. The aim of character education is to continuously improve the individual's self and train their abilities in order to lead a better life. Character education helps improve students' academic achievement. Some children cannot form a strong character for themselves elsewhere. Can form individuals who value and respect other people and can live in a pluralistic society. At this time, the very high flow of globalization often has negative impacts. Many students today are experiencing a moral crisis which results in negative behavior in society. For example, violence, relationships and manners. The role of parents, teachers and the community is very much needed in this case to guide and monitor the flow of globalization so that students can make the best use of this era of globalization.

The background of this study is based on the challenges currently being faced by the Indonesian financial sector in terms of transparency and trust. Various cases that often occur such as data manipulation, fraud, and lack of accountability in the financial transaction process have drastically reduced public trust in financial institutions. Blockchain technology here is present as one of the potential solutions to overcome this problem, by offering a decentralized, transparent, and immutable financial recording system. This study aims to analyze the implementation of blockchain technology in increasing transparency and trust in the Indonesian financial sector. The research method used is qualitative with the Systematic Literature Review (SLR) approach. This research was conducted by collecting and analyzing relevant literature related to the implementation of blockchain in the financial sector, especially in Indonesia. The analysis process was carried out using the content analysis method in order to identify the benefits, challenges, and impacts of blockchain implementation on transparency and public trust. The results of the study show that blockchain has great potential in increasing transparency in the financial sector, by reducing the risk of data manipulation and increasing operational efficiency. However, several challenges are still faced, such as inadequate regulations, uneven technological infrastructure, and low digital literacy in the community. This study emphasizes the need for collaboration between the government, financial institutions, and the community to create an ecosystem that supports the widespread adoption of blockchain technology. With a collaborative approach, blockchain is expected to contribute significantly to strengthening a more transparent, accountable, and highly competitive financial ecosystem in the future. In addition, this study provides an understanding of the readiness of the Indonesian financial sector in facing technological changes and innovation opportunities in the future.

This study discusses the application of religious moderation in an effort to build a peaceful and tolerant community in Tewang Kadamba Village, Central Kalimantan. This village is known for its cultural and religious diversity, where the Dayak Kaharingan tribe is the majority of the population while Hinduism, Islam, and Christianity live side by side harmoniously. However, there are challenges related to the lack of motivation in worship activities and the shortage of Islamic religious teachers in the village. This is a serious concern because it can affect the social and religious life of the community. The Tewang Kadamba Village KKN Team took the initiative to empower the community through strengthening religious values ??by involving the younger generation and cadres in the religious teaching program. This program is expected to encourage positive changes in religious life and social life in the village. This study uses the Participatory Action Research (PAR) method and literature study, with the aim of evaluating the effectiveness of the religious teaching program in improving the understanding and practice of religious moderation values ??among the Tewang Kadamba Village community. It is hoped that the results of the study can provide useful suggestions for the development of religious teaching programs in Tewang Kadamba Village, so that they can support the formation of a religious, tolerant, and peaceful society

English language learning in elementary schools based on the 2013 curriculum is included in local content, where English language learning becomes learning that is not mandatory in elementary schools. However, some elementary schools require their students to learn English, but the schools educator shortages. At the elementary school SDN Bereng Kajang - 1, researcher found that the school has a local content teacher, but the teacher have no basic in english learning. The researcher's goal is to improve English learning through vocabulary material with flashcard media. This research uses the CAR (Classroom Action Research) method in which this research collaborates with the teacher in observing the student learning process while in the classroom. This research was conducted in 2 cycles; the sample of this study was grade 4 students and total of the students are 12. In this study, researcher are more concerned with the process of each cycle stage in order to get satisfactory results.

The background to this research is that the speaking skills of grade 4 students are still lacking because many students are still embarrassed to answer questions given by the teacher and are also lazy to express opinions during lesson discussions and when called to come forward, they are asked questions and do not want to answer. Apart from that, speaking fluency, accuracy of word choice, sentence structure, logic or reasoning and communicativeness or eye contact are still relatively low. The aim of this research is to determine the implementation of speaking skills using the sociodrama method and to determine the factors inhibiting the use of the implementation of speaking skills using the sociodrama method in PAI subjects at SD N 09 Paninggahan. This research uses a qualitative approach. With data collection techniques through observation and interviews. The key informants are class IV students and the supporting informants are PAI teachers and class teachers. Data analysis in this research involves data reduction, data display, and then conclusions. Based on the research results, it was found: (1) The implementation of students' speaking skills using the sociodrama method in PAI subjects at SDN 09 Paninggahan, Solok Regency has been implemented well. This shows that in sociodrama students are fluent in speaking, students are precise in choosing words, students are in sentence structure. sociodrama is categorized as very good, students' logic and reasoning are also very good, and students' communicativeness and eye contact. (2) Factors Inhibiting Students' Speaking Skills Using the Sociodrama Method in PAI Subjects at SD N 09 Paninggahan, Solok Regency include students experiencing concentration problems, fear of making mistakes, shame and lack of self-motivation, but the most dominant is that students feel afraid of doing mistakes due to nervousness.

This article explains the importance of conducting a needs analysis in developing an English language course for an open curriculum. The independent curriculum is a learning framework that aims to holistically improve students' English language skills while considering local needs and contexts. In this context, needs analysis has become an important stage in ensuring that the material, techniques, and evaluation in the English language course meet the needs of students. The article discusses the importance of needs analysis in designing English language courses. Needs analysis helps determine appropriate learning objectives and guides curriculum development. The curriculum can be designed to integrate relevant and practical language skills while comprehensively assessing student needs. Additionally, needs analysis allows for the customization of learning programs to student characteristics. Each group of students has unique backgrounds, interests, and demands. By studying students' needs specifically, teachers can select and design resources that are appropriate for their skill level, interests, and context. This will encourage students to learn. The article also emphasizes the importance of involving students in the needs analysis process

This research aims in order to help teachers and students create an effective and current curriculum that includes strategic approaches, teaching methods, and descriptions of challenges and solutions in implementing language learning, the goal of this research is to explain an innovative approach to teaching English to non-native speakers of the language. English taught in Indonesian classrooms A approach for conducting library research was used. Data acquisition through documentation ISI analysis is the method employed. Because Indonesia's educational system was in crisis when this study was being written, it was decided to base its findings on ideas that are frequently utilized in teaching English. The principles of communication, empathy for others, knowledge integration, project-based learning, and technology utilization have been stated above.

This article discusses the analysis of the format and presentation of the English course in the Merdeka Curriculum. The Merdeka Curriculum is a curriculum with an intracurricular learning system that provides teachers with the freedom to choose teaching materials according to the needs and interests of the students. English is one of the subjects programmed in the Merdeka Curriculum. The English language learning in the Merdeka Curriculum is designed to help individuals improve their speaking, listening, reading, and writing skills in English. This research adopts a library research method by collecting data and information from relevant literature sources. The collected data is analyzed through a review and understanding of existing literature. The research findings indicate that the Merdeka Curriculum provides comprehensive guidelines regarding identity, structure, teaching methods, and assessment, with a focus on flexibility in subject selection and the development of individual potential.

Technology is a means of information which is very important for a company. information is expected to facilitate work to achieve goals optimal. With the increasing popularity of the internet, many business fields, especially those held large already provides online services. An example is a car rental business with take advantage of website services that contain information and the order is expected to be promotional media and will expedite the process booking. The research method used in build a car rental booking application with PHP and MySQL based website service is by analyzing needs, system design, database design, and design dialog screen.

Perkembangan teknologi informasi pada bidang industri pada saat ini telah berkembang sangat cepat. Salah satu fungsi dari penerapannya adalah untuk membantu proses kerja agar berjalan lebih efektif dan efisien. Setiap perusahaan tidak terkecuali Pada UKM bubur bayi organik Bebicare , harus mampu berusaha menekan atau mereduksi waktu dan tenaga dalam beberapa proses kerja terutama melalui optimasi monitoring aliran keuangan dalam proses produksi dan penjualan. Sistem Informasi Manajemen merupakan sebuah aplikasi berbasis web sebagai sistem pendukung Manajemen UKM yang dibangun untuk memudahkan pengguna dalam memantau basis data dari keuangan,data inventaris,data produksi,data pengeluaran harian dan data karyawan secara terpusat. Aplikasi ini dibangun dari bahasa pemrograman PHP dengan metode pengembangan berbasis website termodifikasi. Proses tahapan pengembangan ini terbagi menjadi 3 tahapan, yaitu: analisa kebutuhan sistem, implementasi, dan pengujian.dengan tujuan