This research explores the influence of financial literacy, self-confidence in managing personal finances, and the use of fintech payments on the personal financial management of Sharia Financial Management students at UIN Sayyid Ali Rahmatullah Tulungagung. This research is motivated by students' lack of understanding regarding personal financial management, which has the potential to affect their readiness to face financial challenges in the future. Through good financial literacy and self-confidence in managing finances, students are expected to be able to manage their finances more wisely. On the other hand, the use of fintech payments is also thought to have an influence on students' financial management behavior. This research uses a quantitative approach with associative methods and purposive sampling techniques, involving 86 students from the class of 2020-2022. Data was collected via questionnaire, then analyzed using multiple linear regression via SPSS-26. The research results show that financial literacy, financial self-efficacy, and payment fintech together have a positive and significant influence on personal financial management, financial literacy has a positive and significant influence, financial self-efficacy has a positive and significant influence, and payment fintech also has an influence positive and significant on students' personal financial management.

Marketing strategy is important in order to develop a business. In the era of technological development like today there are many ways to market a product. It is known that currently many people in their daily lives use online media or the internet in carrying out their activities, therefore online marketing is something that must be emphasized in business. In addition, with online marketing, businesses can be reached by a wider audience. This study aims to determine the significance of the influence of (1) online promotion on purchasing decisions at Mbak Bakul's Frozen Food business (2) customer value on purchasing decisions for Mbak Bakul's Frozen Food (3) ease of transactions on purchasing decisions for Mbak Bakul's Frozen Food (4) online promotion, customer value, and ease of transactions on purchasing decisions for Mbak Bakul's Frozen Food. This study uses a quantitative approach with an associative research type. The sampling technique used was accidental sampling, with a total of 100 respondents, namely all buyers of Frozen Food Mbak Bakul Kediri. The data collection technique in this study using a Likert scale through distributing questionnaires, which was then analyzed validity test and reliability test, classical assumption test, hypothesis testing, namely t test, f test, and coefficient of determination test, and multiple linear regression test. From this study, the results show that it is known that the variables of online promotion, customer value, and ease of transactions simultaneously or together have a positive and significant effect on purchasing decisions for Mbak Bakul's Frozen Food. Furthermore, the results of the coefficient of determination test show the R Square coefficient value of 0.761, which means that the online promotion variable, customer value, and ease of transaction are able to explain the purchasing decision variable by 76.1%.

This study aims to determine the effect of accommodation, transportation and food service prices on interest in travel in Tulungagung. This research is a quantitative study using primary data for 2015-2022 obtained from the Central Bureau of Statistics (BPS). The method used uses quantitative methods with data collection using questionnaires. Based on research that has been conducted on the effect of accommodation, transportation, and the price of food services on interest in travel (case study of Sharia Tourism Study Program Students UIN Sayyid Ali Rahmatullah Tulungagung Class of 2020-2022). Accommodation, Transportation, and Food Service Prices have a positive effect on interest in travel. The higher the level of accommodation, transportation and the price of good food services, the higher the student's interest in trying to travel. Accommodation has a positive effect on interest in travel. The higher the level of accommodation regarding travel interest, the higher the interest in travel will be. Transportation has a positive effect on interest in travel. The higher the level of transportation regarding travel, the higher the interest in travel will be. price of food services has no effect on interest in traveling. The small value of the price of food services does not necessarily attract tourists to travel.