Hawalah is the concept of debt transfer in Islamic law which is increasingly relevant in the digital era through the application of technology in the financial sector, such as fintech platforms. This research aims to explore the understanding of hawalah, including its sharia principles, as well as its benefits and risks in the context of modern finance. This research uses a qualitative descriptive method through literature studies that examine classical Islamic legal texts as well as books and journals related to sharia economic law. The research results show that hawalah allows debt transfer with the principle of being free from usury and gharar, and has pillars that must be fulfilled by the three parties involved: muhil, muhal, and muhal alaih.

A method is a set of methods or methods that teachers use in learning so that students can achieve certain learning goals and skills. Many verses in the Koran explain the use of methods in teaching. Some of them we find in Surah Ali Imran verse 159 and Al-Maidah verse 67. The aim of this research is to find out the method of learning or teaching the Al-Qur'an. This research method uses descriptive qualitative methods with a literature review. The main data sources come from books, magazines and the latest articles related to this research theme. The results of this research indicate that the methods of teaching the Al-Quran are (1) Hiwar, namely alternating conversations between two or more parties through questions and answers regarding a topic leading to a goal, and (2) Tabligh, namely a systematic, orderly and measurable method used by preachers in presenting tabligh material to their audiences.