This study aims to examine the effect of product quality and service quality on customer preferences at Bank BTN Syariah Jambi. This research employs a quantitative descriptive approach. The type of research is quantitative descriptive. Data were obtained through questionnaires, observations, and documentation. The method used to analyze the data is multiple regression analysis. The sample was selected using purposive sampling, with a total of 90 customers. The results indicate that both product quality and service quality have a partial and simultaneous effect on saving preferences at BTN Syariah Jambi. Simultaneously, there is a positive influence between product quality and service quality variables on customers' saving preferences, with the F-test result showing a significance value of 0.000 < 0.05. The product quality variable obtained a t-test significance value of 0.000 < 0.05, and the service quality variable obtained a t-test significance value of 0.011 < 0.05

This research aims to determine the management of village funds in Pagar Puding Lamo Village, Tebo Regency from the perspective of sharia financial management. This research is a type of qualitative research using descriptive analysis. Descriptive analysis is data obtained and expressed in the form of words and images, so that it can be described to provide clarity. This research uses data collection methods by means of observation, interviews and documentation. The results of this research indicate that the management of village funds in Pagar Puding Lamo Village is in accordance with Permendagri No. 113 of 2014 starting from the planning, implementation, administration, reporting and accountability stages. In the review of sharia management regarding the management of village funds, it is clear that the management still does not implement the sharia system, the system used still tends to be conventional, but judging from the nature and values ??of honesty, trust and fair sharia in its management, village officials have implemented it in managing village finances.

Basically risk management includes activities to plan, organize, lead, coordinate, and supervise risk management programs. Financing is one of the activies, including the Jambi Syariah Health Family Cooperative. And at the time of doing the financing of course will not be separated from the name of risk. So cooperatives need to implement risk management in order to be able to minimize the possibility of risks that will occur at some point in time. The purpose pf this research is to find out how to apply risk management to murabahah financing in the Jambi Syari’ah Health Fsmily Cooperatives. The type of research used is field (field research). This research is descriptive, namely research that tries to determine the solution to the current problem based on the data. The types and sources of data used in the research are primary and secondary data. Data collection techniques using observation, interviews and documentation. To check the validity is to use triangulation of sources and reference materials is used. The method consists of three stages, namely data reduction, data presentation, and data verification. The result of the research carried out are the application of risk management murabahah financing at the Jambi Sharia Health Family Cooperative has bee carried out correctly by using a referral pr referensi system,surveyor scoring, useof goods, guarantees, committee meetings, reserves for earning assets write-of (PPAP), and make the remainingoperating results (SHU). Although the implementation of financing risk management has been carried out properly. But whose name is risk cannot be eliminated can minimize it.

The aims of this study are: (1) To determine the effect of knowledge about zakat on public awareness in paying zakat (2) To determine the effect of public awareness level on the number of those who pay zakat (3) To determine the effect of agricultural potential, especially plantations on public awareness in pay zakat. This study uses quantitative methods. The method of data collection is through a questionnaire (questionnaire), observation, documentation. This is done by collecting data in the form of numbers. The data in the form of numbers are then processed and analyzed to obtain scientific information behind the figures. The data used in this study were obtained from the results of distributing questionnaires to 76 respondents as a data collection tool. This study uses data analysis techniques that use simple linear regression to determine the magnitude of the X variable to the Y variable, as well as to test the hypothesis to determine the magnitude of the influence of each variable. After being analyzed using SPSS, it can be concluded that there is a positive but not significant effect between the independent variable (level of public awareness) on the dependent variable (paying zakat) where in the examiner based on the results of the t test (table 4.13) that the tcount value is 1.688 > ttabe, 1668 and the value Significant 0.096> 0.05 then H0 is accepted and Ha is rejected.