Mudharabah contract is a key instrument in Islamic banking based on profit-sharing principles and free from interest (riba). This study analyzes the implementation of mudharabah, its supporting and inhibiting factors, and its impact on the development of Islamic banking. The findings reveal challenges such as limited human resources and low financial literacy in Islamic finance, yet mudharabah promotes financial inclusion, product diversification, as well as improvement of competence and customer trust. Enhancing education and human resource development is essential for the successful application of mudharabah to strengthen the Islamic economy.

Tourism development in Lembang Karre Penanian, North Toraja Regency is one form of community service activities. PKM was held from February 17, 2021 to February 18, 2021. Activities consist of main activities, village activities, and additional activities. PKM activities aim to provide experience and as a learning process for students to explore village potentials that can be developed by the community. The method of implementing PKM at the location consists of survey activities, and planning additional activities in addition to the core activities that have been planned. Additional activities of PKM students received support from the local government and village communities. This is shown in the activities of PKM students involving many people from various groups.