PENGARUH LITERASI KEUANGAN DAN MITIGASI RISIKO TERHADAP KEBERLANGSUNGAN UMKM DI KOTA JAMBI
(Muhammad Irham, Agustina Mutia, Fauzan Ramli)
DOI : 10.51903/e-bisnis.v17i1.1707
- Volume: 17,
Issue: 1,
Sitasi : 0 01-Jul-2024
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Abstrak:
MSMEs have a large contribution to regional income and state income, play a role in reducing the unemployment rate because of their labor-intensive nature, this business can absorb a lot of workers. Micro, Small and Medium Enterprises (MSMEs) can improve the standard of living of many people. The research aims to determine and analyze the influence of financial literacy and risk mitigation on the sustainability of MSMEs. Using quantitative methods of data analysis, Determinant Coefficient Test. The sample taken was 96 respondents who were MSMEs in Jambi City. Financial Literacy and Risk Mitigation together have a significant effect on sustainability. It is proven that the adjusted R square value (coefficient of determination) is 0.443 or 44%. Shows that the influence of Financial Literacy and Risk Mitigation on the Sustainability of MSMEs has an influence of 44% and the remaining 56% is influenced by other variables outside this research.
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2024 |
PENGARUH CITRA MEREK, HARGA DAN RELIGIUSITAS TERHADAP KEPUTUSAN PEMBELIAN LIPSTIK PADA MAHASISWI DI KOTA JAMBI
(Ardilla Damayanti, Agustina Mutia, Laily Ifazah)
DOI : 10.51903/jimeb.v3i1.699
- Volume: 3,
Issue: 1,
Sitasi : 0 17-Jan-2024
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This study aims to determine the effect of brand image, price and religiosity on the decision to buy lipstick on female students in Jambi City. The population in this study were female students in Jambi City, namely Sulthan Thaha Saifuddin Jambi State Islamic University, Muhammadiyah University and Stai Ma'arif. The number of samples in this study were 371 people using a stratified random sampling technique. The method used in this study is the quantitative method, and the data analysis method used is validity test, reliability test, multiple linear regression, t test, f test and test the coefficient of determination with SPSS 25 tools. Based on the partial test results (T test) the brand image variable (X1) indicates that the calculated t value is greater than t table, namely 5.104 > 1.966 with a significance level of 0.000 <0.05, thus it can be concluded that "brand image has a significant influence on purchasing decisions". The price variable (X2) shows that the calculated t value is greater than t table, namely 4.378 > 1.966 with a significance level of 0.000 <0.05, thus it can be concluded that "price has a significant influence on purchasing decisions. Religiosity variable (X3) shows that the calculated t value is greater than t table, namely 4.459 > 1.966 with a significance level of 0.000 <0.05, thus it can be concluded that "religiosity has a significant influence on purchasing decisions. From the research results of the simultaneous test results (Test F) brand image, price and religiosity variables have a positive and significant effect on purchasing decisions. In testing the classical assumptions of this study, the distribution is normal, there is no heteroscedasticity and multicollinearity.
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2024 |
Pengaruh Implementasi Sistem Informasi Manajemen Daerah, Kualitas Sumber Daya Manusia dan Penerapan Standar Akuntansi Pemerintah Terhadap Kualitas Laporan Keuangan Pemerintah
(Agustina Mutia, Achyat Budianto, Mistiani Mistiani)
DOI : 10.51903/e-bisnis.v16i2.1301
- Volume: 16,
Issue: 2,
Sitasi : 0 29-Nov-2023
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This study aims to determine the effect of SIMDA, HR quality and SAP implementation on the quality of government financial reports at the Regional Financial and Asset Management Agency of Merangin Regency. This study uses a quantitative approach with primary data in the form of observations, interviews and questionnaires. Sampling in this study used a purposive sampling technique with a sample of 40 people. In this study using multiple linear regression analysis and testing the hypothesis on the T test and F test and analysis of the coefficient of determination. The results of this study indicate that the implementation of regional management information systems and the quality of human resources have no significant effect on the quality of government financial reports, while the research results for the variable of application of government accounting standards show that they have a significant effect on the quality of financial reports. For simultaneous test results (F test), namely the implementation of regional management information systems, the quality of human resources and the application of government accounting standards have a joint effect on the quality of government financial reports. The results of the coefficient of determination (R2) show that the independent variables namely SIMDA implementation, HR quality and SAP implementation can explain the variable quality of government financial reports by 61%, the remaining 31% is influenced by other variables not examined in this study.
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2023 |
Pengaruh Inovasi Produk, Promosi, Dan Kualitas Produk Terhadap Volume Penjualan Kopi Liberika Tungkal Di Gerai UMKM Mekar Jaya Kecamatan Betara
(Dandi Palaguna, Agustina Mutia, Ahmad Syahrizal)
DOI : 10.55606/jurimea.v3i3.277
- Volume: 3,
Issue: 3,
Sitasi : 0 24-Oct-2023
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This study aims to determine how the effect of product innovation, promotion, and product quality on the sales volume of Liberika Tungkal coffee at the Mekar Jaya UMKM Outlet, Betara District. The population in this study are all consumers or customers who buy processed Liberika Tungkal coffee products. The sampling technique used the Lame Show formula with a total of 96.4 and rounded up to 100 people. Data collection techniques using questionnaires, documentation, observations and interviews. Which research method used quantitative methods, this study uses primary data and secondary data with multiple linear regression model. Based on the results of the data analysis test, it can be concluded that partially (T test) the product innovation variable (X1) has no effect on sales volume (Y), promotion variable (X2) has a positive effect on sales volume (Y), product quality variable (X3 ) has a positive effect on sales volume. Simultaneously (Test F), shows that product innovation (X1), promotion (X2), and product quality (X3) simultaneously or simultaneously have a positive and significant effect on sales volume (Y). The influence of the variable (Coefficient of Determination) product innovation, promotion, and product quality is 68.1%, while the remaining 31.9% is influenced by other variables not examined in this study.
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2023 |
Pengaruh Ekspor, Impor, Nilai Tukar (Kurs) Dan Tingkat Inflasi Terhadap Cadangan Devisa Indonesia Periode 2016-2021
(Sucika Safitri, Agustina Mutia, Lidya Anggraeni)
DOI : 10.55606/jurimea.v3i3.281
- Volume: 3,
Issue: 3,
Sitasi : 0 24-Oct-2023
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This study aims to find out how the influence of exports, imports, exchange rates and inflation rates on Indonesia's foreign exchange reserves for the period 2016-2021. The type of research used is descriptive quantitative. Data collection is carried out using secondary data in the form of data on exports, imports, exchange rates, inflation rates and Indonesia's foreign exchange reserves for the period 2016-2021. The analytical method used in this study uses the classical assumption test and the multiple linear analysis method with time series data and processed with the SPSS 22 application. The results of this study indicate that the export variable partially has a positive and significant effect on Indonesia's foreign exchange reserves. The import variable partially has no significant effect on Indonesia's foreign exchange reserves. The exchange rate variable partially has a positive and significant effect on Indonesia's foreign exchange reserves. The inflation rate variable has no significant effect on Indonesia's foreign exchange reserves. Meanwhile, simultaneously, the variables of exports, imports, exchange rates and inflation rates have a significant effect on Indonesia's foreign exchange reserves.
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2023 |
Analisis Strength, Weakness, Opportunities, Threats di Rumah Makan Sutan Mudo Sakato (SMS) Desa Sebapo, Mestong Jambi Untuk Meningkatkan Daya Saing
(Miftakhul Jannah, Agustina Mutia, Bella Arisha)
DOI : 10.51903/jimeb.v2i3.680
- Volume: 2,
Issue: 3,
Sitasi : 0 07-Oct-2023
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The culinary business is the fastest growing business because food is everyone's basic needs. Competitiveness is the company's ability to be compete to maintain the business to be superior to its competitors in seizing attention and consumer loyalty in order to generate sustainable profits. SWOT analysis is a strategic planning method used to evaluate external and internal factors of a business speculation. To increase the competitiveness of the House Eating SMS needs to determine the most accurate and competitive marketing strategy. The research method used is qualitative. Informants in this study are owners, employees, and customers of Rumah Makan SMS. The results of this study show that the strength of SMS Restaurant's business lies in the taste of typical Minang dishes, strategic location, has regular customers, relatively cheap prices compared to closest competitors. The weakness of the SMS Restaurant is that when the price of groceries rises, the service is less fast. The opportunity that Rumah Makan SMS has is the opening of a new branch. Home Threat Eating SMS comes from culinary business rivals of the same or not the same type small eatery. Based on the results of the SWOT analysis of the strategies required for to increase competitiveness is the addition of a new menu, the addition of the number of employees.
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2023 |
Pengaruh Relokasi dan Lama Usaha Terhadap Tingkat Pendapatan Pedagang Pasar Angso Duo Kota Jambi
(M.Firmansyah, Habriyanto Habriyanto, Ahmad Syukron Prasaja, Arsa Arsa, Hansen Rusliani, Ambok Pangiuk, Agustina Mutia)
DOI : 10.55606/jurimea.v3i1.230
- Volume: 3,
Issue: 1,
Sitasi : 0 30-Jan-2023
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the effect of relocation and length of business on the income level of market traders Angso Duo Jambi City quantitative multiple linear regression analysis. A sample of 87 traders. The results of the relocation research have a positive effect, a significance value of 0.000 < 0.005 is obtained and the tcount (3.866) > ttable (1.667). The length of business partially has no effect and is not significant on the income of the Angso Duo Market traders, Jambi City, obtained a significance value of 0.324 > 0.05, the value of tcount (0.993) < smaller than ttable (1.667). The overall results of the study indicate that the significance value is 0.000 <0.05 and the Fcount (8.541) > Ftable (3.105). It can be concluded that there is a significant effect between relocation and length of business simultaneously on the income of the Angso Duo Market traders in Jambi City. Based on the results of the F test, it can be seen that the significance value for the effect of relocation (X1) and length of business (X2) simultaneously on the income of traders (Y) is 0.000 < 0.005 and the value of Fcount > Ftable (8.541 > 3.105). that H0 is rejected, it means that there is a significant effect between relocation and the length of simultaneous business together on the income of the Jambi Angso Duo Market traders. The Adjusted R Square (R2) value of income is influenced by relocation and length of business by 16.9% and the remaining 85.1%.
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2023 |
PENGARUH KEMANDIRIAN DAN PENGETAHUAN TERHADAP MINAT BERWIRAUSAHA MAHASISWA FAKULTAS EKONOMI DAN BISNIS ISLAM UNIVERSITAS ISLAM NEGERI SULTHAN THAHA SAIFUDDIN JAMBI
(Nuri Auliya, Agustina Mutia, G.W.I. Awal Habibah)
DOI : 10.55606/jupumi.v2i2.728
- Volume: 2,
Issue: 2,
Sitasi : 0 08-Nov-2022
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Minat berwirausaha merupakan rasa senang dan tertarik dalam melakukan aktivitas berwirausaha, dimana seseoang yang memiliki minat berwirausaha akan lebih siap menanggung berbagai resiko yang mungkin akan terjadi ketika seseorang tersebut memutuskan untuk berwirausaha. Tujuan penelitian ini bertujuan untuk mengetahui bagaimana secara pasrsial maupun simultan kemandirian dan pengetahuan kewirausahaan terhadap minat berwirausaha.Dalam penelitian ini, peneliti menggunakan metode Kuantitatif Deskriptif.Teknik yang digunakan dalam pengambilan sampel adalah accidental sampling, yaitu teknik penentuan sampel berdasarkan kebetulan, metode angket yang digunakan yaitu memakai skala likert dan sampel sebanyak 85 responden.Untuk pengumpulan data menggunakan kuesioner, wawancara dan dokumentasi.Teknik analisis data yang digunakan adalah Uji Kualitas Data, Uji Asumsi Klasik, Uji Hipotesis, Analisis Regresi Linear Berganda, Koefisien Determinasi.
Hasil penelitian menunjukan bahwa : kemandirian (X1) memiliki pengaruh dan signifikan terhadap minat berwirausaha. Pengetahuan kewirausahaan (X2) menunjukan bahwa terdapat pengaruh yang signifikan terhadap minat berwirausaha. Kemandirian (X1) dan pengetahuan kewirausahaan (X2) secara simultan berpengaruh terhadap minat berwirausaha .
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2022 |