This study aims to (1) to find out how the role of Islamic microfinance institutions on micro businesses in Jambi city. (2) to find out how the development of Islamic microfinance institutions in Jambi city. (3) to find out what efforts are made by Islamic microfinance institutions (BMT) to increase their role towards micro enterprises in Jambi city. The problems discussed in this thesis are (1) how the role of Islamic microfinance institutions on micro businesses in Jambi city. (2) what influences the role of Islamic microfinance institutions (BMT) on micro businesses. (3) what efforts are made by Islamic microfinance institutions (BMT) to increase their role towards micro business ventures in Jambi city. The research method used is descriptive qualitative. The descriptive method of analysis is obtained through data sourced from observation, interviews, and documentation as well as other sources that support field research by finding data sources directly from the field, namely from the BMT through data collection and interviews with the parties concerned. The results of this study are the Financing mechanism at BMTs in Jambi city, namely BMT Al-Ishlah, BMT KOSSUMA, and BMT. Muslimah Masyitoh tends to be the same, the difference lies only in the tax year of the vehicle financing ceiling, and the length of installments. Financing includes several contracts, namely murabahah, ijarah, ar-Rahn, mudharabah, musyarakah and qordhul hasan. Analysis before channeling financing at BMT for prospective financing members includes: Character, Capital, Capacity, Condition, and Coleterol. The importance of Islamic microfinance by BMTs in Jambi city in empowering MSMEs is evidenced by the main target of BMT financing is small business actors who are not reached by banks. Simple procedures and applied financing are needed by Jambi city MSMEs in developing their businesses. The constraints of the Jambi city BMT cooperative in carrying out its business, namely financing in the context of empowering MSEs, include internal constraints and external constraints.

The study aims to examine the effect of financing reports on financial performance at Pt Bank Syariah Indonesia Tbk for the 2016-2021 period. The independent variables used are Mudharabah Financing and Ijarah Financing while the Dependent Variables used are financial performance at Pt Bank Syariah Indonesia   for the 2016-2021 period. The data used in this research is time series data in the form of Bank Syariah Indonesia's monthly Financial Statements from 2016-2021. So the population and sample are 12 X 6 = 72 samples, the sample is selected using the full sampling method. The analytical method used in this study is simple linear regression processed using SPSS 22 and Microsoft Excel 2016. The results of this study indicate that the independent variable mudharabah financing has a positive and significant effect on financial performance while ijarah financing has no significant effect on financial performance.