In the current era of technological development, the application of conventional biotechnology can be seen in making tempeh, the manufacturing process of which uses fermented soybeans as raw materials with the help of microorganisms in the form of yeast. This tempe making training activity was held on April 20 2024 at Johar Market with a total of 29 participants. The method used in this training is to use the method of explaining the material and practicing directly. Based on the results of the training activities, there was an increase in participants' knowledge and abilities, this increase could be seen when the results of the questionnaire were distributed before and after the training was carried out. All participants know that tempeh is one of the foods most liked by the majority of Indonesian people. The speaker provided knowledge and experience regarding tempeh processing, when the participants already understood about tempeh processing, after that they carried out direct practice, up to the washing stage and entered the manufacturing stage. In this training, participants understand that tempeh has a fairly high source of vegetable protein and this training provides benefits and increases interest in opening up tempeh business opportunities.

This research was motivated by the author with the aim of identifying the moral values in several characters in the novel Hopeless by Colleen Hoover. In this research, researchers used descriptive qualitative research methodology by presenting data in the form of explanations or descriptions. From the research data, a series of events were found which were then analyzed accordance with the object of research object on moral values, including; human relationships with themselves, human relationships with other humans, and human relationships with God. Then the moral values embedded in literary works can be seen as a form of ethics or moral guidance that accompanies them. The presence of these values is not merely an addition or supporting device, but rather an integral element that enriches the meaning of the literary works as a whole. Therefore, it can be interpreted that literary works. Especially in the form of novels, are not only narrative for pleasure, but also embed moral messages that have the potential to arouse the readers’ awareness of moral values faced in everyday life.

The Fintech-based financial services sector in Indonesia shows developments that are in line with regional and global sector dynamics. This development plays an important role in accelerating national economic growth, where the financial services sector functions optimally to maintain the smooth running of the financial system. This system is the foundation for sustainable development, supports community financial independence, and improves the distribution of development. This study uses a normative juridical approach with descriptive analysis. The data was analyzed qualitatively and juridically. The research results show that regulations in the financial services sector are developing rapidly due to demands from regional and global changes. One of the main challenges faced is the ASEAN Banking Integration Framework (ABIF). Legal developments in this sector can be seen in regulatory changes in institutions, services, products, and dispute resolution. Legal reform is still needed to provide a strong legal basis for the financial services sector, especially in civil and banking law. This reform aims to adapt regulations to the latest developments and ensure the stability and reliability of the financial services sector in the future.
 
 

Tujuan dari penelitian ini adalah untuk mengetahui peran Koperasi Simpan Pinjam Dipar Jaya (KSP) dalam pengembangan Usaha Mikro Kecil Menengah (UMKM) di Kabupaten Makassar dan untuk mengetahui upaya Koperasi Simpan Pinjam Dipar Jaya ( KSP) dalam pemberdayaan ekonomi masyarakat di Kabupaten Makassar. Penelitian ini menggunakan pendekatan analisis kualitatif. Teknik pengambilan data dilakukan dengan data sekunder laporan keuangan KSP Dipar Jaya Tahun 2017-2020. Hasil dari penelitian ini adalah: 1). Peran koperasi simpan pinjam (KSP) Dipar Jaya dalam pengembangan UMKM di Kabupaten Makassar adalah sebagai penyedia pembiayaan permodalan dalam kegiatan UMKM untuk meningkatkan pertumbuhan ekonomi dan sebagai alternatif lembaga simpanan selain bank. 2) Upaya Koperasi Simpan Pinjam Dipar Jaya  (KSP) adalah memberdayakan ekonomi masyarakat melalui pemberian penyuluhan dan pendampingan untuk meningkatkan penjualan sehingga pengusaha dapat bertahan di pasar.

This research aims to improve reading literacy using Antonin board media in class 2 of SDS NU Kencong in the 2022/2023 academic year. The method used is to carry out community service through 5 stages, namely observation, formulating problems, creating materials, carrying out counseling and evaluation. As a result of the counseling using antonym board media, students became active and enthusiastic in participating in learning, but there were some students who had difficulty reading due to their lack of familiarity with reading. This antonym board media makes the learning process fun and interesting. This is an innovation to increase students' interest in reading literacy. In the future, it is hoped that there will be further innovation regarding learning media with the target of teachers being able to help students enjoy reading.

The coffee business, especially during the pandemic, faces challenges in maintaining operations and ensuring profitability. This study focuses on Javadwipa_roastery & Coffee Shop, exploring its Break Even Point (BEP) to assess financial sustainability. Through direct observation and interviews, data on fixed and variable costs were collected. Findings revealed monthly fixed costs of Rp. 1,000,000, and variable costs including raw materials, equipment, labor, and transportation, totaling Rp. 7,223,500. The BEP analysis for Cappuccino and Matcha Latte showed unit BEP at 468.33 and 200.71 respectively, with corresponding Rp. BEP at Rp. 3,275,058.28 and Rp. 3,008,565.31. Understanding BEP aids in strategic planning and decision-making, crucial for achieving optimal profitability in the coffee business.

Social interaction has become a crucial need for students in the university environment, but individual conflicts can pose challenges. Conflict is a part of life, but if not handled properly, it can be difficult to control. This research aims to explore the relationship between religiosity and empathy with forgiveness behavior, utilizing a quantitative approach. The research sample involves 135 active students from Universitas Islam 45 Bekasi. The analysis results indicate that there is no significant linear relationship between religiosity and forgiveness, and there is no significant linear relationship between empathy and forgiveness. These findings illustrate that a high level of religiosity does not necessarily indicate positive forgiveness behavior, and empathy does not always contribute to the formation of forgiving attitudes. Additionally, the research highlights other contributing factors to forgiveness not addressed in the study, such as relationship quality, personality types, and attack characteristics. Therefore, further research is needed to identify and measure the influence of these factors. Furthermore, the research results indicate that 88% of other factors influencing forgiveness remain unexplored, emphasizing the need for further research with larger and more diverse samples.

This research was conducted on the Effect of Performance Allowances on Motivation and Job Satisfaction of PAUD Teachers in Tenjolaya village. This research was conducted by interviewing each PAUD institution. With the results stating that allowances are very important for PAUD teachers because the small salary and very large amount of work makes the existing teachers overwhelmed so as to create high motivation. By providing performance allowances, PAUD teachers in this area have high motivation and enthusiasm for work.
 
 
 
Abstrak. Penelitian ini dilakukan pada Pengaruh Tunjangan Kinerja terhadap Motivasi dan Kepuasan Kerja Guru PAUD yang berada di desa Tenjolaya. Penelitian ini dilakukan dengan wawancara setiap Lembaga PAUD. Dengan hasil yang menyatakan bahwa  tunjangan sangat penting bagi guru PAUD dikarenakan Gaji yang sedikit dan tugas yang sangat banyak membuat para guru yang ada kewalahan sehingga untuk menciptakan motivasi yang tinggi. Dengan di adakan Tunjangan kinerja maka guru PAUD di wilayah ini memiliki motivasi yang tinggi dan semangat untuk bekerja.
 
Kata kunci: Pengaruh,Motivasi,Tunjangan, Kepuasan Kerja
 

In the business world, marketing or marketing is one of the important things that must be done. In line with the development of existing technology, strategies in doing marketing have also begun to change in a more modern direction. The community that is the main subject is the Guntung village community where the number of people who need training is 20 people. People still do not understand in doing digital marketing so that products are less known to people outside the region because products are only marketed by word of mouth method. So, to optimize marketing, digital marketing training is needed to increase people's understanding of digital marketing. Thus, the goal to be achieved in this activity is to train the community to master marketing techniques through social media and internet networks through the creation of interesting content with digital marketing facilities in order to generate significant income to improve the economy of the people of Guntung Village, Koba District - Central Bangka. The approach technique is carried out by training and simulation methods directly using computer devices and devices from each participant. With this real work lecture, it can open the horizons of the people of Guntung Village, Koba District - Central Bangka.

<p>Dalam berbicara di depan public, harus memerlukan keterampilan berbicara di depan umum dengan baik. Ketidakmauan tampil di depan publik masih menjadi masalah untuk beberapa orang termasuknya pada anak sekolah. Hal tersebut dikarenakan ada beberapa faktor yang menyebabkan anak-anak sekolah kurang percaya diri untuk berbicara di depan umum. Cakap dalam berbicara di depan umum dapat membantu beberapa orang untuk mengerjakan pekerjaan dengan optimal dan menghasilkan hasil yang baik pula. Tim pengabdian masyarakat Jurusan Ilmu Komunikasi bersama dengan kelompok, memberikan pelatihan public speaking kepada anak-anak jurusan Teknik Komputer Jaringan di SMK N 8 Semarang agar diharapkan anak-anak mampu mengolah keterampilannya dalam berani berbicara di depan umum, khususnya yang berhubungan dengan pembelajaran pada saat di sekolah agar komunikasi antar anak maupun pengajar efektif.</p>