Financial risk management is an important element in maintaining global economic stability. This study explores the relationship between regulation, technological innovation, and sustainability as three main pillars in modern financial risk management. Using the Semantic approach Literature Review (SLR), this study analyzes the literature from 50 selected scientific articles published between 2018 and 2024. The results of the study show that regulations such as Solvency II and IFRS 17 strengthen transparency and accountability, while innovative technologies such as parametric insurance and resilience bonds increase the efficiency of risk management. In addition, sustainability, which is realized through initiatives such as green insurance and sharia insurance, is a key pillar in mitigating systemic risk.However, the study identified a number of challenges, including fragmentation of regulations across countries, limited access to technology in developing countries, and moral hazard in implementing sustainability. To overcome these obstacles, a collaborative strategy involving governments, the private sector, and the international community is needed to harmonize global regulations, strengthen technology infrastructure, and improve technology and sustainability literacy. This study contributes to presenting a comprehensive financial risk management framework by recommending strengthening the synergy between regulation, technology, and sustainability. This study also provides practical guidance to address global challenges in financial risk management, while also providing a basis for further in-depth research on specific sectors, geographic regions, and the integration of technology and sustainability.

This research aims to analyze the impact of vegetable vendors on the income of market traders who have experienced a decline in income in markets in the Gending sub-district, Probolinggo district. This research was conducted from October to November 2023. The research location was determined proportionally (intentionally). This research used descriptive research with a qualitative approach. This descriptive research takes an analytical study of the impact of mobile vegetable sellers on the income of traders in markets in Gending sub-district. Data collection was carried out through interviews, observation and documentation. As mobile greengrocers, they select and obtain vegetables to be sold based on freshness quality, and local customer references include working with local farmers to ensure quality supplies or direct supplies to the Probolinggo market center. To determine the price of vegetables, greengrocers consider supply costs, operations and reasonable profits. Mobile vegetable sellers also pay attention to local market prices to remain competitive. Mobile vegetable vendors use appropriate storage and packaging methods and ensure that the vehicles used are equipped with safe facilities to maintain the freshness of vegetables during the journey.

The background of this research is on the subject of Islamic Religious Education that teachers still rarely use the discovery learning learning model in learning so that students are not effective in participating in the learning process and when students are given assignments by the teacher, almost all students in class VII cannot do the assignments given, so symptoms or phenomena are found, especially in subjects Islamic Religious Education, namely the learning outcomes of class VII students are still relatively low and have not yet reached the minimum completeness criteria (KKM) set at SMP N 1 JUJUHAN, namely 75. The purpose of this research is to find out whether student learning outcomes have increased by applying the discovery learning model to the eyes Islamic religious education lessons. This research is a Class Action Research (CAR) which is carried out in two cycles, with each cycle consisting of planning, implementing actions, observing and reflecting. The subjects of this study were class VII students of SMP N 1 JUJUHAN, Jujuhan Ilir District, Bungo Regency, Jambi, even semester of the 2021/2022 academic year, which consisted of 15 male students and 5 female students. In collecting data the author uses the method of observation, learning achievement tests, and documentation. The data analysis technique used is descriptive data analysis, where the data is analyzed qualitatively and quantitatively in the form of percentages. The results of this study are that the application of discovery learning learning models can improve student learning outcomes in the material Al-Khulafaur Ar Rasyidun The Successor of the Struggle of the Prophet Muhammad. Before the action, it was known that 8 students had completed with 40% classical completeness, in cycle I, 12 students had completed with 60% classical completeness, in cycle II, 18 students had completed with 90% classical completeness. Thus it can be concluded that by applying the discovery learning model it can improve student PAI results at SMP N 1 JUJUHAN.

Leadership in educational administration is a crucial aspect in achieving effective and efficient educational goals. This article aims to deeply examine various aspects of leadership in educational administration, including understanding, necessary skills, applied leadership styles, and specific functions that leaders must perform. The research method used is literature review, encompassing analysis of various literature and previous studies related to educational leadership. The research findings indicate that effective leadership in educational administration requires a combination of technical skill, human skill, and conceptual skill, along with the application of leadership styles suitable to the institutional context. Leadership functions such as planning, organizing, directing, and controlling are also crucial to ensure efficient operations and goal achievement. The implications of this study provide insights and practical recommendations for educational leaders to enhance the performance and quality of their institutions, as well as to create an environment that supports learning and growth.

This study aims to explain the implementation of the demonstration method in learning Islamic religious education at SMA Negeri North Tambun. This research uses a descriptive qualitative approach. Methods of data collection using non-participant observation methods, semi-structured interviews and documentation. The subjects of this study were the principal, Islamic education teachers and class XII IPA students. The data validity was done by using data triangulation technique and source triangulation technique. Data analysis includes data collection (data collection), data reduction (data reduction), data display (data presentation) and conclusion drawing / verification. The result of this research is that in teaching Islamic Education the teacher uses the demonstration method by applying three stages, namely preparation, implementation and evaluation of learning. Preparation for learning the teacher prepares learning tools, formulates goals to be achieved, prepares the necessary tools or media and estimates the time that will be used in learning. The supporting factors are the presence of professional teachers, media, adequate facilities and infrastructure, making it easier for students to understand what is being learned..

This research aims to apply the Enterprise Resource Planning (ERP) system in the context of procuring materials to support services at PT. XYZ. The implementation process begins with problem identification, literature study, data collection, identifying Odoo software, designing an ERP system using Odoo software, and implementing the system that has been designed. The results of the comparative analysis between the implementation of the ERP system application and manual processes show that the advantage lies in using the ERP system application using Odoo software. This application was successfully implemented, as proven by the results of the tests carried out. This success makes a positive contribution to effectiveness and efficiency in procuring materials for service work at PT. XYZ. This research also proposes recommendations for further research, namely the creation of a comprehensive integrated system in PT business processes. XYZ. The hope is that this research can increase the effectiveness and efficiency of business processes as a whole.
 
 

Program Magang Kerja Merdeka Belajar Kampus Merdeka (MBKM) telah memberikan kontribusi yang signifikan dalam meningkatkan kompetensi mahasiswa Indonesia untuk menghadapi dunia kerja. Namun, proses pelaporan magang konvensional seringkali terkendala oleh masalah administratif yang rumit dan memakan waktu. Penelitian ini bertujuan untuk mengembangkan, mengimplementasikan, dan mengevaluasi aplikasi "Live Report" sebagai solusi inovatif dalam meningkatkan efisiensi dan efektivitas pelaporan magang. Penelitian ini menggunakan metode campuran dengan survei, wawancara, observasi, dan analisis data untuk mengukur dampak aplikasi terhadap kualitas pelaporan, keterlibatan mahasiswa, dan kolaborasi antara perguruan tinggi dan perusahaan mitra. Hasil penelitian diharapkan dapat memberikan kontribusi dalam meningkatkan kualitas program MBKM dan menjadi model bagi pengembangan platform pelaporan magang lainnya di Indonesia.

Post SC patients will complain of pain in the incision area caused by tearing tissue in the abdominal wall and uterine wall. Back pain or pain in the nape is also a complaint commonly felt by post-SC mothers, it is due to the effects of using epidural anesthesia during surgery. But after the operation is complete and the patient begins to regain consciousness, he will feel pain in the part of the body that undergoes surgery. Sectio caesarea surgery has complications of infection, bleeding, injury to the bladder, The purpose of this study was to determine the Comparison of the Effectiveness of aroma therapy lemon and classical music therapy lullaby Against the Pain Scale in Post Partum Mothers after sectio caesarea surgery in the Babusalam Room of Tugu Ibu Hospital in 2023. Research Design Quasi-experimental method is a research method that in its implementation does not use random assignment (random assignment) but by using existing groups. The population in this study is all postoperative caesarean section patients totaling 150 people from caesarean section data from April to May 2023 at Tugu Ibu Hospital. The sample in this study was 30 people divided into 2 intervention groups, each group consisting of 15 people. This study obtained data that before being given therapy, a comparison of post-test pain in the lemon aromatherapy group and lullaby classical music after caesarean section surgery obtained a p value of 0.000, because p > 0.05 it was concluded that there was a significant difference in pain scale after being given lemon aromatherapy therapy and lullaby classical music, which was more effective lemon aroma therapy. Advice For health workers or nurses can apply the administration of Aroma Therapy and Classical Music Therapy to reduce the Pain Scale in Post Partum Mothers after sectio caesarea surgery

Abstract This research aims to analyze the marketing strategy of PT Indofood Sukses Makmur Tbk to enter the international market with a focus on Indomie instant noodle products. Obtain data from trusted sources such as academic journals and books through library research methods. A qualitative approach is used to understand Indomie's marketing strategy through content analysis and data interpretation. This company is famous for its high quality products and various innovations, especially in instant noodle products. Quality standardization in the production process is the key to success in the global market. Apart from that, PT Indofood Sukses Makmur Tbk applies the cost-plus method in determining export selling prices so that its products are flexible and competitive in the international market. In terms of distribution, the company attaches great importance to quality, timeliness, safety and transportation costs. Indomie products are distributed through large wholesalers and retailers and are popular in overseas markets such as Australia. The findings show that effective and efficient marketing strategies have helped PT Indofood Sukses Makmur Tbk maintain and expand its global market share.

Dalam sistem tenaga listrik yang melayani beban secara kontinyu sebaiknya tegangan dan frekuensi harus tetap konstan, namun apabila terjadi gangguan pada salah satu pembangkit atau pada rel maka hal ini tidak dipungkiri akan terjadi gangguan pada penyaluran daya. Untuk itu perluh dilakukan Penelitian tentang Stabilitas Sistem Tenaga yang berkaitan dengan Penentuan Sudut Pemutus Kritis dan Waktu Pemutus Kritis pada generator, guna mengetahui berapa besar Sudut Pemutus Kritis dan berapa besar Waktu Pemutus Kritis. Dalam penelitian ini digunakan Metode Runge Kutta orde 4 dengan bantuan softwere Matlab.