This article discusses alternative Islamic finance as a solution without usury in the contemporary era. The background to this research focuses on the negative impact of usury practices in the conventional financial system and increasing public awareness of the importance of ethical transactions. The aim of this research is to analyze the influence of sharia financial products on people's financial welfare and to evaluate the level of understanding and adoption of sharia financial products in society. This research uses quantitative methods with descriptive and inferential statistical approaches, which include surveys of various community groups who use sharia financial products. The research results show that Islamic financial products such as murabahah, musyarakah, and mudarabah not only encourage more ethical investments, but also increase local economic growth and support sustainable development. However, the main challenge faced is the public's low understanding of sharia principles, which hinders optimizing the potential of this sector. Financial technology (fintech) and collaboration between sharia financial institutions and the government are identified as important factors in expanding access and increasing financial inclusion. In conclusion, despite challenges such as a lack of understanding and the need for better regulation, Islamic finance has great potential to become a key pillar in a fairer and more sustainable global financial system. This research provides recommendations that more efforts should be made to improve education, transparency and collaboration to strengthen the Islamic finance sector in the future.

This study examines advanced image processing techniques to improve satellite imagery for use in disaster management and recovery efforts. Through methods like deep learning-based image segmentation and noise reduction, we enhance image clarity and detail, allowing for better decision-making in emergency response. The results indicate a significant improvement in identifying affected areas, aiding faster and more accurate response.

Evaluation of SMILE in Data and Information Management (Case Study of BPJS Employment, Tanjung Morawa Branch) Using the User Compatibility Method. Effective data and information management in financial institutions such as BPJS Employment requires an application system that meets user needs. This research aims to evaluate SMILE at the Tanjung Morawa BPJS Employment Branch using the User Compatibility method, which assesses the extent to which the application meets the user's needs, abilities and expectations. This research method involves a survey of SMILE users at BPJS Employment Tanjung Morawa Branch, taking into account aspects of usability, efficiency and user satisfaction. Data was collected through questionnaires, interviews and direct observation of smile users. The evaluation results show that SMILE at BPJS Employment Tanjung Morawa Branch has a high level of compatibility with users. The research results show that all EUCS independent variables (indicators), consisting of Content (Content), Format (report), Accurancy (accuracy), Timeliness (speed of presentation), Ease of Use (easy to use), which have a significant relationship with user satisfaction SMILE. Users find this application easy to use, improves work efficiency, and meets their expectations regarding data and information management. However, several recommendations for improvement were also put forward, including increased training for users, improved integration with other systems, and improved data security. This study makes an important contribution to further understanding the extent to which SMILE meets user needs in internal environments. The evaluation results and recommendations produced can serve as guidelines for developing and improving smile in the future.
 
 

Hipertensi menjadi masalah di seluruh belahan dunia dan salah satu faktor risiko utama penyakit kardiovaskular. Hipertensi atau tekanan darah tinggi dapat disebabkan oleh beberapa faktor baik faktor yang dapat dirubah maupun tidak dapat dirubah. Penelitian ini bertujuan untuk megetahui jumlah persentase penduduk penderita hipertensi yang mendapatkan pelayanan kesehatan di setiap daerah yang ada di provinsi Nusa Tenggara Barat berdasarkan umur dan jenis kelamin. Metode penelitian ini menggunakan jenis penelitian deskriptif dengan sampel yaitu data penduduk penderita penyakit hipertensi di 10 kabupaten di Provinsi Nusa Tenggara Barat (NTB) tahun 2019-2021 dengan teknik pengambilan sampel yaitu teknik non-probabilitas yang berjenis purposive sampling. Hasil penelitian menunjukkan bahwa dari 119.500 peserta terdiri dari laki-laki dan perempuan, mayoritas peserta berusia diatas 18 tahun. peserta laki-laki berjumlah 135.453 sedangkan jumlah Perempuan 142.889. Hasil penelitian mendapatkan sebaran responden berdasarkan jenis kelamin antara laki–laki (62,09%) dan perempuan (74,79%). Hipertensi pada remaja perlu diwaspadai. Saran, perlu dilakukan upaya pencegahan sejak dini yang berkaitan dengan pola makan dan gaya hidup pada remaja, meliputi: perubahan pola makan, pembatasan penggunaan garam hingga 4-6 gr per hari, makanan yang mengandung soda kue, bumbu penyedap dan pengawet makanan, mengurangi makanan yang mengandung kolesterol tinggi, menghentikan kebiasaan merokok, minum alkohol, dan olahraga teratur.
 

This research aims to analyze the factors that influence the success of cafe businesses in Padang City. The research method used is quantitative with multiple linear regression analysis techniques. The research results show that the factors that influence the success of cafe businesses in Padang City are business location, product quality, product price, promotions and customer service. The problems found when conducting this research were that the marketing strategy was still lacking, there were many competitors, and the condition of the café building was still inadequate. The solution to the problem is, increasing marketing through social media, the products produced must be more varied and of better quality and provide a delicious and unique taste so that they can satisfy customers and the business is able to compete in market share, decorating the place to make it look more unique and attractive so that customers feel at home relax in a comfortable room. This article was prepared by observation, collecting data in interviews, and documentation. The results of this research show that customer satisfaction depends on the products produced and the services provided by employees.

This study aims to design, create, and assess an electronic market at the Marine and Fisheries Agency of Central Tapanuli Regency as a means to improve the economy of coastal towns. The main objective is to increase market access, product value, and income of coastal communities in the marine and fisheries sector. This R&D system development process uses the Waterfall approach, with the System Usability Scale (SUS) method used to assess user satisfaction. The system was developed using the Laravel framework, CSS, Figma, and MySQL. Suggestions for the long-term development of this e-marketplace include collaboration, local adaptation, and user education.
 
Keywords: E-marketplace, Coastal economy, System Usability Scale (SUS).