Musyarakah Mutanaqisah (MMQ) is a form of sharia-based financing that offers a home ownership solution free from elements of interest (riba). This article aims to analyze the application of the MMQ contract in housing finance, compare it with the conventional mortgage scheme (Kredit Pemilikan Rumah/KPR), and evaluate its impact on community welfare. This study employs a descriptive qualitative approach through literature review of academic sources, regulations, and other relevant data. The analysis shows that MMQ is superior in terms of compliance with Islamic principles, fairness in risk sharing, and flexibility in payment structure. Furthermore, the MMQ scheme contributes to the improvement of social and economic well-being, particularly for the lower-middleincome segment of society. Nevertheless, its implementation still faces challenges such as the risk of default and the need for strengthened risk management systems. Therefore, collaboration between Islamic financial j, the government, and the public is essential to optimize the potential of MMQ as a fair and sustainable alternative for home financing

This research was conducted on students of the Faculty of Economics and Business at Slamet Riyadi University in Surakarta who use the e-commerce platform Tokopedia. The purpose of this study is to analyze the significance of the influence of brand ambassadors, electronic word of mouth (e-WOM), and price perception on purchasing decisions in Tokopedia's e-commerce. The type of data used is quantitative data, with primary data sources employed in this research. The data analysis techniques used in this study include multiple linear regression analysis, classical assumption tests, t-tests, F-tests, and the coefficient of determination (R²).
The results of the multiple linear regression analysis from this study are represented by the equation Y = 6.518 + 0.695 X1 + 0.168 X2 - 0.210 X3 + e. The t-test results indicate that the variables of brand ambassador, electronic word of mouth (e-WOM), and price perception have a significant effect on purchasing decisions in Tokopedia's e-commerce. The F-test results show that the model is appropriate for predicting the influence of brand ambassadors, electronic word of mouth (e-WOM), and price perception on purchasing decisions in Tokopedia's e-commerce. The coefficient of determination (R²) obtained is 0.594, meaning that the independent variables X1 (brand ambassador), X2 (electronic word of mouth (e-WOM)), and X3 (price perception) contribute 59.4% to Y (purchasing decisions). The remaining 40.6% (100% - 59.4%) is explained by other variables not included in this study.

Along with the increasing public interest in fun recreational activities such as water parks, the tourism sector has grown rapidly in recent years. This study examines the effect of physical evidence and perceived value on revisit intention through visitor satisfaction as an intervening variable for visitors to Labersa Waterpark Riau Fantasi. This research was conducted using quantitative research methods. The sampling technique used was Accidental Sampling with a sample size of 98 respondents. The data obtained is then processed using SmartPLS 4.0 software. The results of this research are : (1) physical evidence has a significant effect on revisit intention, (2) perceived value has a significant effect on revisit intention, (3) physical evidence has a significant effect on visitor satisfaction, (4) perceived value has a significant effect on visitor satisfaction, (5) visitor satisfaction has a significant effect on revisit intention, (6) visitor satisfaction is able to mediate the effect of physical evidence on revisit intention, (7) visitor satisfaction is able to mediate the effect of perceived value on revisit intention. 

One of the reasons the Sugar Factory failed to meet its sugar production target was due to damage to the machine components, particularly at the milling station, where the milling rollers are located. The milling rollers play a crucial role in extracting juice from sugar cane, separating the juice from the bagasse, and measuring the raw juice before it enters the purification process. This unit is designed to maximize raw juice yield while minimizing the amount of bagasse. The milling rollers are arranged in a triangular configuration of three mills, with a milling path between the front and rear rollers that can move forward and backward. Several common issues affect the milling rollers, including surface wear, damage from excessive loads, and wear from repeated friction between the rollers and the sugar cane. Sugar cane itself contributes to roller wear due to its composition, which includes water, sucrose, cellulose, lignin, hemicellulose, ash, and silica. These substances are highly corrosive, even to stainless steel, and act like abrasives against the rollers. The usual remedy at the factory is to weld stainless steel onto cast iron rollers. However, this method has only been moderately effective, as the rollers continue to experience wear after a short period. Based on field observations and literature reviews, some suggested solutions include more frequent cleaning and applying a tungsten coating to the roller surfaces.

Briquettes are a type of alternative energy whose raw material source comes from agricultural waste such as coconut shells. Coconut shells are converted into charcoal which has a higher calorific value through the pyrolysis process. The aim of this research is to determine the effect of comparing particle size and printing pressure on the length of burning time and burning temperature, so as to obtain a briquette composition that is durable and produces high temperatures. In this research, the raw material used was shell waste with a drying process of 400°C and the particle size variations used were mesh 30, 150 and 250 mixed with 12 grams of starch adhesive. The briquette molding process uses 3 kg and 5 kg pressure, which are then dried using an oven at a temperature of 750°C for 3 hours. Tests were carried out on burning time, burning temperature, water content and ash content. From the research results, it was found that for the highest temperature, briquettes with a particle size of 250 mesh were produced with a pressure of 5 kg at 312°C, and the flame duration of the briquettes was 240 minutes.

Tuberculosis (TB) is the ninth leading cause of death worldwide, surpassing HIV/AIDS. In 2016, TB-related deaths among HIV-negative individuals reached 1.3 million, while deaths among those with HIV-TB co-infection totaled 374,000. Indonesia ranks among the top five countries with the highest TB burden, accounting for approximately 5.8% of global TB cases. The TB prevalence rate in Indonesia in 2016 was 391 per 100,000 population, with nearly half of the cases occurring among women of reproductive age. It is estimated that 1–3% of pregnant women have TB, and some are also co-infected with HIV. The national target for TB elimination by 2030 is to reduce incidence to 65 per 10,000 population and mortality to 6 per 100,000 population. However, in Mimika District, the TB incidence remains high at 707 per 10,000 population, with a mortality rate of 27 per 100,000 population.This community service program aimed to improve knowledge regarding the prevention of pulmonary TB transmission from adults to toddlers living in the same household, in order to break the chain of transmission. The activity was conducted from July to September 2024 in Kamoro Jaya Subdistrict, under the jurisdiction of Wania Health Center, with 90 participants consisting of mothers with toddlers and community health volunteers (Posyandu cadres).Methods used included lectures, group discussions, and demonstrations. The educational material focused on the prevention of TB transmission in children. Participants completed a questionnaire before the activity. The results showed an increase in knowledge regarding the prevention of pulmonary TB in children.

The rapid advancement of digital technology has not been followed by equal digital literacy among elementary school students, especially in areas with limited access. This community service activity focused on increasing students' literacy skills through digital literacy understanding at SD Satu Atap Kelurahan Layana Indah, Mantikulore Sub-District. The objective was to enhance students' ability to access, analyze, and utilize digital information responsibly. The strategy used was participatory learning through socialization, workshops, and direct practice involving both students and teachers. This activity was carried out through classroom action and mentoring. The results show that students gained a better understanding of how to use digital platforms for learning purposes, and teachers improved their ability to integrate technology into their teaching. This program successfully increased students’ enthusiasm and skills in digital learning environments.

This socialization activity aims to enhance students' understanding of business planning, particularly in the acrylic flower board decoration industry. The main problem faced by the community partners, who are aspiring student entrepreneurs, is the lack of practical and theoretical knowledge in designing comprehensive and applicable business plans. The proposed solution is integrated training that includes basic business planning theory, marketing strategy, financial analysis, and hands-on simulation focused on creative products. The methods used in this activity involve a combination of material presentations, group discussions, and direct practice in preparing business plans using the acrylic flower board as a case study. The results of the activity indicate a significant increase in students’ interest, understanding, and skills in the business planning process, as evidenced by higher evaluation scores before and after the training.This socialization activity aims to enhance students' understanding of business planning, particularly in the acrylic flower board decoration industry. The main problem faced by the community partners, who are aspiring student entrepreneurs, is the lack of practical and theoretical knowledge in designing comprehensive and applicable business plans. The proposed solution is integrated training that includes basic business planning theory, marketing strategy, financial analysis, and hands-on simulation focused on creative products. The methods used in this activity involve a combination of material presentations, group discussions, and direct practice in preparing business plans using the acrylic flower board as a case study. The results of the activity indicate a significant increase in students’ interest, understanding, and skills in the business planning process, as evidenced by higher evaluation scores before and after the training. 

This study aims to analyze students' learning difficulties in solving mathematical story problems reviewed from the learning outcomes of fourth-grade students of SDN 117858 Teluk Binjai. This study uses a qualitative approach with a descriptive method. Data were collected through tests, interviews, and documentation involving teachers and students. The results of the study indicate that the main difficulties faced by students in solving mathematical story problems are low understanding of mathematical concepts, difficulty in interpreting information from story problems, and lack of ability to convert verbal information into mathematical forms. In addition, psychological factors such as anxiety and low self-confidence also affect students' performance in solving problems. Based on learning outcomes, students with lower grades tend to have more difficulty in understanding problems and applying solving strategies. These findings indicate the need for deeper pedagogical interventions to improve students' understanding of mathematical concepts and mathematical literacy skills, as well as emotional support to reduce anxiety related to mathematics.
 
 

This article discusses the importance of a multicultural approach in guidance and counseling, in a country rich in cultural diversity. Within this context, counselors are expected to understand and appreciate the cultural differences faced by clients, including different values, norms, and perspectives. Multicultural counseling not only increases the effectiveness of the counseling process, but also creates a safe counseling environment for clients to express themselves. By understanding the client's cultural background, the counselor can minimize potential conflicts and increase confidence in the counseling relationship. This research uses a qualitative method with a literature study to explore the challenges and solutions in multicultural counseling practice. The findings of this article suggest that sensitivity to cultural diversity is essential for successful inclusive and responsive counseling.