Processed nutmeg products that can increase the added value of nutmeg, increase income, and provide benefits for nutmeg farmers and industry. One of the cottage industries on Jln. Melanthon Siregar No.204, Siantar Marimbun District, Pematang Siantar. They develop products by processing nutmeg into sweets, dodol, syrup, nutmeg jam and the seeds are processed into nutmeg spices which have many health benefits. . This observation was carried out at the Rupala industrial house. This study aims to obtain information about the use of nutmeg plants (Myristica fragrans) by the community. This research was conducted by survey methods, data collection techniques by interview, direct observation and observation. The study population is the people of Siantar Marimbun District who have processed nutmeg products. The results of the study found that the most processed or produced nutmeg plant organs by Mr. Harry Harahap were fruits and seeds. With the variety of processed nutmeg, it can be used as a typical souvenir of Siantar.

This research aims to determine the influence of Debt to equity ratio and Net profit margin partially or simultaneously on stock returns at PT. HM Sampoerna Tbk for 15 years, namely from 2008-2022. This research variable consists of Debt to equity ratio (X1), Net profit margin (X2), and stock returns (Y). The data collection method uses the documentation method. The data analysis method uses multiple linear regression analysis. The results of the F test show that simultaneously the independent variables DER and NPM have a positive and significant effect on stock returns. The results of the t test show that partially: 1) Debt to equity ratio (DER) does not have a partially significant effect on partial stock returns at PT. HM Sampoerna Tbk. 2) Net profit margin (NPM) does not have a partially significant effect on partial stock returns at PT. HM Sampoerna Tbk.

This study aims to evaluate the effectiveness of the implementation of edupreneurship through Business Center, Mini Bank, and MPLB Payment at SMK Negeri 2 Palangka Raya. Edupreneurship combines the concepts of education and entrepreneurship to instill entrepreneurial attitudes and competencies in students. With a descriptive qualitative method, this study collects data through interviews, observations, and document analysis to understand the impact of these programs on students' competence and work readiness. The results of the study show that these programs have succeeded in fostering students' entrepreneurial spirit by providing practical experiences that are relevant to the business world. The Business Center helps students understand business management, marketing, and finance. Mini Bank introduces students to good financial management, while MPLB Payment introduces the latest financial technology. The teaching factory engages students in work practices that resemble a real industrial environment, with a strategy of local industry cooperation and internship programs.

Village-level public service processes frequently encounter obstacles like drawn-out manual processes, restricted information availability, and rigid service schedules. In order to increase the effectiveness of village administrative services, specifically in the creation of the Certificate of Inability (SKTM), this project intends to develop a web-based information system. The waterfall technique, which comprises phases for requirements analysis, system design, implementation, testing, and maintenance, is used to construct the system. The PHP CodeIgniter framework and MySQL database are among the technologies utilized. According to test results, this technology can improve transparency and service efficacy, speed up document processing, and make it easier for residents to access services online. It is anticipated that this method will be a creative way to facilitate the digitization of village government.

This research aims to evaluate the potential success of grilled milkfish stalls in Sedati District, Sidoarjo Regency. The approach used in this research is a qualitative method by collecting data through observation and interviews. 6 informants were selected as research subjects to collect relevant data. The data collected includes initial capital, expenses and annual income. This data will be analyzed using the Net Benefit Cost Ratio (B/C Ratio), Revenue Cost Ratio (R/C Ratio), and Return On Investment (ROI) calculation tools. The results of calculations using this tool must exceed the number 1 (>1) so that the grilled milkfish stall in Sedati District, Sidoarjo Regency, is considered feasible to run. The results of the Revenue Cost Ratio (R/C Ratio) calculation will show how effective the income generated is in relation to the costs incurred.

The development of loans on the P2P lending platform is currently experiencing very rapid progress. Many requests for these loans are received from various groups, from young people to old people. P2P lending is a technology-based loan service. Many things can affect the development of loans in P2P lending. One of them is making the P2P lending platform more accessible to consumers. The purpose of this study was to determine whether ease of access affects the intention to continue borrowing in P2P lending. The sampling technique used was purposive sampling. The type of data used was a survey. The number of samples collected was 70 micro-businesses in Sirimau District, Ambon City. The method used was a quantitative method. The instrument tests used were validity tests and reliability tests. The regression analysis used was simple regression, coefficient of determination, and hypothesis testing, namely the t-test. The results of this study indicate that the accessibility variable has a positive and significant effect on refinancing intentions in P2P lending.

This research aims to analyze population and economic welfare in Nagori Bosar by focusing on the differences between residents who work outside the village (migrant workers) and those who continue to work within the village. This study uses simple research by collecting data through short interviews conducted directly with the village head of NAGORI BOSAR. The research results show that 40% of Nagori Bosar residents work outside the village, while the other 60% work inside the village. Migrant workers tend to have higher income levels compared to local residents who work in villages. However, economic prosperity is not only determined by income but also by access to health, education and infrastructure facilities. This research also found that poverty and unemployment rates in Nagori Bosar are still high, especially among residents who do not have permanent jobs. The source of income for the people in this village is dominated by the agricultural, small trade and service sectors. Overall, this research reveals that although labor migration makes a significant contribution to increasing family income, there is an urgent need to improve the well-being of local residents through improving infrastructure and increasing access to basic services. The implications of this research indicate the need for more targeted policy interventions to reduce poverty and unemployment in Nagori Bosar.

The application of artificial intelligence in management information systems provides effectiveness and efficiency in business processes. The integration of artificial intelligence and management information systems has changed the procedures for collecting data, analyzing data, and utilizing data. This research aims to explain the application of artificial intelligence in management information systems and identify ethical challenges and social impacts arising from the application of artificial intelligence in management information systems. The research method used in this research is the library study method, which is a research approach that involves collecting and analyzing information available in forms such as articles, reference books and other reference sources. The results of the research are that the application of artificial intelligence provides convenience by automating routine tasks thereby increasing user efficiency and effectiveness. However, apart from providing convenience, there are ethical challenges and social impacts that arise from the application of artificial intelligence in management information systems, such as threats to data security and increasingly narrow job opportunities.

This study aims to determine the potential and obstacles of the digital economy in developing MSMEs in the city of Medan and then reviewed from the perspective of Islamic business ethics. This study is a descriptive qualitative type that presents narrative data about objects found in the field. The subject of this study is the Medan City Cooperative and MSME Service and the object is the digital economy. This research is motivated by the Indonesian government's efforts to make MSMEs go digital coupled with the existence of a pandemic that forces economic activities to increasingly move towards digitalization so that MSMEs as a milestone in economic progress must actively move to follow the changing times. The data collection techniques used are interviews, observations, and documentation. The results obtained are: In the city of Medan, the digital economy system has been intensified for MSME actors, the Medan City Cooperative and MSME Service supports through consultation, training, and assisting MSME actors to develop their businesses digitally. Until now, there have been 3000 Medan City MSMEs that have registered as Fostered MSMEs at the Medan City Cooperative and MSME Service. This means that all the breakthroughs that have been made by the Medan City Cooperative and UMKM Service bring good news for the potential of the digital economy. However, in addition to all that, there are still many UMKM actors who are not aware of the digital economy, which is caused by low human resources, not yet technologically proficient, and still consider the system troublesome and choose to be stuck with a manual system.

The purpose of this study was to determine the effect of own capital and people's business credit on the income of MSMEs in the South Tambun area. This study uses primary data with a sample of 325 MSMEs in the South Tambun area calculated using the Taro Yamane formula. Quantitative method was used as the research method. The data analysis used in this research is PLS-SEM using SmartPLS 4.0 software. The results of hypothesis testing show that (1) Own Capital has a positive and significant effect on MSME income; (2) People's Business Credit has a positive and significant effect on MSME income; (3) (3) Own capital has a positive and significant effect on People's Business Credit; (4) Own Capital and People's Business Credit have a positive and significant effect on MSME income. This research is limited because it was only conducted in South Tambun District with variables of Own Capital, People's Business Credit and MSME Income.