Early savings socialization for students of SDN 56 Perumnas Poka is an effort to teach students about the importance of early savings. This socialization program is useful to provide students with an understanding of how to set aside money, manage money, and introduce the concept of saving. In this program, students are taught about the importance of saving through activities. They are given an understanding of the purpose of saving, such as to prepare for the future or for emergency needs. This socialization activity is carried out using a method in implementing this socialization activity by providing and educating students about the importance of saving and also giving lessons on the benefits of saving since childhood, and practice making piggy banks from used materials. With this socialization program, it is hoped that elementary school students at SDN 56 Perumnas Poka can understand the importance of managing money well and must have the habit of saving from an early age. This will help them increase their awareness of saving money from an early age to build their future.

The emergence of financial technology (fintech) has brought significant disruption to the conventional banking industry. Fintech offers faster, cheaper and more accessible financial services, which appeal to many customers, especially the younger generation. This study aims to analyse the impact of fintech on the future of conventional banking, with a focus on Bank Mandiri, one of the largest banks in Indonesia. The results show that fintech has a significant impact on various aspects of conventional banking, including: 1) Products and services. Fintech offers innovative and diverse financial products and services that conventional banks cannot access. 2) Distribution channels: Fintechs utilise digital technology to reach customers directly, without the need for physical branches. 3) Business model. Fintech has a more efficient and cost-effective business model compared to conventional banks. 4) Customer engagement. Fintech offers a more personalised and interactive customer experience. Bank Mandiri shows that the bank has taken various strategic steps to face competition with fintech, such as: developing digital services, collaborating with fintech startups, improving operational efficiency. Disputes between fintech consumers and fintech service providers can be resolved through: negotiation, mediation, arbitration, court and legal comparison with default. In addition, we also highlight the need for collaboration between government agencies, industry players, and the tech community to develop a comprehensive and adaptive regulatory framework.

The school environment requires each other to interact and communicate every day. The problem in research is that deaf students who have hearing impairments need knowledge to be able to coexist with society. Teachers really need the right communication approach so that students can understand what is being conveyed so that there will be a reciprocal relationship between the two. The purpose of this research is to determine teachers' communication approaches in social interactions with deaf students. This research explains how a communication approach is important in the social interactions of deaf students through interactions in classroom learning and also in the school environment. This research uses qualitative research methods using Burgoon's interaction adaptation theory which discusses nine principles in adaptation. This research uses data collection techniques in the form of observation, interviews and documentation techniques. The results of this research are that adaptation in the communication approach in social interaction of deaf students requires adapting interaction patterns, varying distance patterns and strategies as well as the importance of behavior in adaptation. Apart from that, in the communication approach the teacher determines communication media in the learning process in the classroom and provides direction to students to increase social interaction. Learning to develop sound and rhythm perception as well as speech development, these activities are efforts made by the school to increase social interaction for deaf students. Communication patterns in teaching at SLB B YPAC Palembang are two-way communication.

Smuggling of used clothes is a criminal act that is still a serious problem in Indonesia.This is certainly a concern from various parties, especially Customs and Excise as an agency that has duties and responsibilities in the field of Customs. Law Number 17 of 2006 concerning Amendments to Law Number 10 of 1995 gives authority for Customs and Excise to carry out their roles in accordance with the scope of duties and functions carried out. However, in practice in the field, cases of smuggling of used clothes continue to be found, one of which is in the Atambua City area This research uses an empirical juridical research method, which is a study that directly examines the phenomenon of smuggling used clothes that occurs in the field, as well as the role of Customs and Excise investigators and the obstacles of Customs and Excise investigators in eradicating the smuggling of used clothes by conducting an interview with the Head of the Atambua Customs and Excise Office, Head of the Atambua Customs and Excise Enforcement and Investigation Section, Atambua Customs and Excise Investigator Members and the public who are consumers and sellers of used clothes. The results of the study showed: (1) The role of Customs and Excise investigators in eradicating the crime of smuggling used clothes in the Atambua City area includes preventive measures, namely socializing to the public about the smuggling of used clothes and conducting patrols. (2) The obstacles experienced by Customs and Excise investigators in eradicating the crime of smuggling used clothes in the Atambua city area include the breadth of the surveillance area, accessibility, the high interest of the Atambua community in consuming used clothes, law enforcement factors where there are still law enforcement personnel involved in smuggling, facilities or facilities where the number of transportation and investigator members is still minimal, community factors where there is still a lack of sensitivity and community participation in eradicating the smuggling of used clothes in the Atambua city area.

The digital age has brought significant changes in the protection of intellectual property rights (IPR), making it increasingly crucial to safeguard works and innovations from easy infringement. This research aims to analyze the civil liability for IPR infringers in the digital era, which involves the application of civil law principles such as the elements of fault, presumption of liability, and absolute liability. IPR regulations in Indonesia have evolved since the Dutch colonial period until now, adjusting to digital dynamics through various new laws and regulations. This research uses normative methods supported by empirical methods to analyze in depth the civil liability for perpetrators of intellectual property rights (IPR) infringement in the digital era. This approach allows researchers to evaluate legal principles and applicable regulations, as well as collect primary data from real cases, such as copyright infringement on online platforms. Analysis of empirical data from infringement cases provides tangible evidence of the application of the law and its impact. Thus, normative methods supported by empirical methods provide not only a strong theoretical foundation but also a practical context for more effective policy recommendations in protecting IPR.The case studies show that copyright owners can file a lawsuit and, if proven, perpetrators can be penalized to pay damages as well as court costs. Registration of IPRs provides legal certainty and strong evidence in court. Therefore, preventive legal protection through strict regulation and repressive legal protection through strict sanctions are essential to enforce IPR and prevent further infringement in the digital age. This study concludes that consistent law enforcement and increasing public awareness of the importance of IPR protection are crucial steps in facing the challenges of the digital era.
 
 

According to the above article, it is in line with the regulations that the Regional Head Election is a democratic festivity, but there are several parties that are not allowed to be directly involved. One of them is the Civil Servants (ASN). ASN are state servants in the process of governance. Therefore, ASN are given limitations to remain neutral during this democratic festivity. However, they often face interference or are tainted by the involvement of ASN who should maintain their neutrality as government officials. The main issues in this research are (1) How is the regulation of the General Election Supervisory Agency on the neutrality of Civil Servants in the 2020 Regional Head Election in Ngada Regency? (2) What are the factors causing the neutrality violations of Civil Servants in the 2020 Regional Head Election in Ngada Regency? This research is empirical juridical research based on applicable laws and regulations and data obtained from the field. This research uses respondents and data collected in a descriptive qualitative manner. The aim of this research is to analyze the neutrality of Civil Servants (ASN) in the 2020 Regional Head Election (Pilkada) in Ngada Regency. The focus of the research is on how the regulation by the General Election Supervisory Agency (Bawaslu) affects the neutrality of ASN and the factors that cause neutrality violations. This research uses an empirical juridical method based on applicable laws and regulations as well as field data. Data were collected through semi-structured interviews with 10 respondents, including the Chairperson of Bawaslu, former coordinator of the violation dispute handling division, staff of the violation handling division, and ASN. Additionally, observation and documentation were used to complement the data. The research findings indicate that ASN neutrality violations often occur due to various factors, including political interference and the utilization of bureaucracy for Pilkada interests. This research provides recommendations to enhance supervision and law enforcement by Bawaslu to ensure ASN neutrality in every regional head election process in Indonesia.

The case of dishonorable dismissal for committing a criminal act of office crime shows a significant problem in government governance. This case developed from the Plaintiff being a level III civil servant based on the governor's decree, and then being appointed Secretary of the District DPKD. Based on the regent's decision, Sijunjung was placed in the BPKD functional position. Then the plaintiff was dishonorably dismissed because he was involved in a corruption case and was also deemed to have violated Pancasila and the 1945 Republic of Indonesia Constitution. has permanent legal force. In this case, several functions of state administrative law in creating good governance are really needed, including normative functions, instrumental functions and legal guarantee functions, all three of which are part of the application to create a clean government, in accordance with the principles of the rule of law.
 
 

Human rights in the Indonesian political context show a discrepancy between the principles set out in the constitution and their implementation on the ground. While the Indonesian constitution guarantees fundamental rights, various institutional, political and cultural barriers often prevent their effective implementation. This research investigates the dynamics of human rights in the Indonesian political system, highlighting the gap between constitutional norms and their application in practice. Through the analysis of various legal documents and human rights case studies, this article identifies key challenges in the enforcement of human rights in Indonesia. The main results show that while Indonesia's constitution clearly guarantees a range of human rights, there are institutional, political and cultural barriers that hinder the implementation of these rights. The article provides policy recommendations to strengthen human rights protection, including legal reform and capacity building of law enforcement agencies. It discusses the protection of human rights in the Indonesian constitution, its implementation in political practice, as well as cases of violations that have occurred. The Indonesian Constitution guarantees human rights through various provisions listed in the 1945 Constitution, including civil, political, economic, social and cultural rights. However, the implementation of human rights in political practice often faces challenges, including corruption, abuse of power, and discriminatory policies. Various cases of human rights violations, such as arbitrary arrests, violence against minorities, and labor rights violations, show the gap between law and practice. Various parties, including the government, non-governmental organizations, civil society, and the international community, play an important role in protecting and promoting human rights in Indonesia. Effective cooperation between these various parties is needed to ensure respect and protection of human rights in all aspects of national life.

The TikTok application is now loved by many people (Haryanto 2020). The TikTok application is now loved by many people. to increase promotion and public understanding of activities in Gajah Village, Kec. Simpang Empat District. Karo land. Carrying out community service (PkM), the team of community service students from HKBP Nommensen University, Medan, will provide exposure and training on the use of Tiktok social media as a means of promoting activities in Gajah Village, Kec. Simpang Empat District. Karo land. In Community Service, Gajah Village is categorized as one of the villages located under the foot of Mount Sinabung. The Gajah Village Office is led by Mr. Erguna Karo-karo as Village Head at the Gajah Village Office. The address of Gajah Village is Gajah Village, District. Simpang Empat, Regency. Tanah Karo in North Sumatra Province. It is hoped that there will be an increase in knowledge and management of TikTok social media so that people's welfare and economy will increase due to increasing demand for agricultural products. TikTok social media is a marketing effort using electronic/internet devices with various marketing tactics and digital media where we can communicate with potential consumers online.

This research aims to analyze efforts to overcome the law of abortion killings committed by children on unborn babies. The type of research used is yuridis normative doctrinal. Data sources were obtained from journal and library sources. The results of the analysis show that the crime of abortion murder was committed by a child. In this case, the judge sentenced the child perpetrator to imprisonment for 6 (six) months and 3 (three) months of work training. And whether the judge's decision is in accordance with the objectives of the sentence, what is certain is that in this case there are 3 theories that contain the judge's decision that fulfills the objectives of the sentence, namely the Absolute Theory, the Relative Theory and the Combined Theory.