More and more BPRs have had their operational permits revoked by the OJK. The revocation of a BPR license is due to the bank's unhealthy financial condition, which has the potential to threaten the banking system and harm various parties. Therefore, the bank must have its business license revoked with several previously determined considerations. One of the BPRs whose business license was revoked was BPR Persada Guna Pasuruan. This research aims to analyze the forms of legal violations in the case of revocation of BPR Persada Guna's business license and find out the follow-up given by the authorities in the case of BPR Persada Guna Pasuruan. This research uses a normative juridical approach. The research results show that the forms of legal violations include credit violations, capital insufficiency, and violations of bank governance. Meanwhile, the follow-up provided is through the Decree of the Members of the Board of Commissioners of the Financial Services Authority Number KEP-84/D.03/2023 dated 4 December 2023 regarding the Revocation of the Business License of PT Bank Kredit Kredit Rakyat Persada Guna.

This study explores the implications of citizenship on land ownership rights within Indonesian agrarian law. It examines how citizenship status affects the rights to land ownership, focusing on the legal framework established by Indonesian laws, including the Basic Agrarian Law (UUPA) and other relevant regulations. The study employs a qualitative approach, utilizing literature review and case analysis to identify key issues and challenges in the implementation of land ownership laws. Findings reveal that full land ownership rights are exclusively granted to Indonesian citizens, while foreign nationals face significant restrictions. The research highlights several challenges in legal implementation, including bureaucratic inefficiencies and inconsistencies between laws and practical applications. The paper concludes with recommendations for regulatory reforms, improved administrative processes, and enhanced transparency to better support both domestic and foreign stakeholders in land ownership. These recommendations aim to address existing problems and facilitate a more equitable and efficient land management system in Indonesia.

This experiment investigates the heat transfer characteristics of an ice bag gel phase change material (PCM) incorporated within bricks. The study seeks to investigate the performance of ice bag gel as PCM in improving thermal behavior of building material. The experiment consisted of subjecting brick samples with and without ice bag gel PCM to thermal cycles in a semi-automated laboratory setup. The results indicate that ice bag gel PCM incorporated in bricks exhibited minimal changes and better heat transfer as compared to the dry bricks. It was observed that the ice bag gel PCM registered lower peak temperature and slower rates of temperature drop which means their heat storage and release characteristics were efficient. Furthermore, the ice bag gel system produced a steady radiation flux, indicating that it was able to minimize the effects of temperature variations. These results imply that ice bag gel PCM has the potential to be a green and economical option for enhancing thermal comfort and decrease energy consumption in buildings.

This think around focuses to essentially and comprehensively see at the concept of citizenship from the focuses of see of sacrosanct law and Islamic law. Citizenship may be a legal status that characterizes the rights and commitments of an individual interior a state. Inside the setting of sacrosanct law, citizenship is controlled through constitutions and citizenship laws that incorporate distinctive perspectives such as the benchmarks of citizenship (ius soli, ius sanguinis), human rights, and conscious commitments. Sacrosanct law besides considers the measures of vote based framework, value, and adjust in choosing citizenship status. On the other hand, from the point of see of Islamic law, the concept of citizenship isn't because it were seen from a legal-formal point but in addition incorporates moral and ethical estimations. Islamic law gives heading on the commitments and rights of individuals as parcel of the ummah (the Muslim community), based on Shariah measures such as value ('adl), open welfare (maslahah), and the confirmation of fundamental human rights. Besides, Islamic law considers the rights of non-Muslims interior an Islamic state setting through the concept of "ahl al-dhimmah" (guaranteed people) and the benchmarks of minority rights security. This examine grasps a essential and comparative examination approach to evaluate the resemblances and contrasts between these two perspectives. The revelations illustrate that in show disdain toward of foremost contrasts in their philosophical and methodological bases, both secured law and Islamic law share common goals, to be particular the confirmation of human rights and social value. In any case, contrasts inside the interpretation of these concepts can impact the execution of citizenship approaches in several countries. The think approximately additionally highlights the challenges and openings in coordination Islamic law benchmarks into the framework of display day sacrosanct law, particularly in Muslim-majority countries. At final, the examine proposes the require for more genuinely interest talk to realize a concordant agreeable vitality between secured law and Islamic law in controlling citizenship sensibly and comprehensively.

This study aims to conduct a comparative analysis between national law and Islamic law, focusing on the principles, implementation, as well as the differences and similarities between the two in social, political, and cultural contexts. National law in Indonesia is a combination of customary law, colonial law, and modern law derived from Western legal systems, while Islamic law originates from Sharia, based on the Qur'an and Hadith. In certain areas, such as family law, civil law, and criminal law, these two legal systems exhibit distinct approaches, both philosophically and technically. The study finds that while national law emphasizes secularism and state sovereignty, Islamic law places greater emphasis on moral and divine justice. However, in the Indonesian context, both legal systems sometimes operate in parallel or undergo processes of adaptation and accommodation. This research contributes to a deeper understanding of the dynamics of the interaction between national law and Islamic law, as well as how both influence the judiciary and society in general.

Penelitian ini mengkaji konsep integralisme ilmu dalam Islam, yang menekankan keterpaduan antara ilmu agama dan ilmu dunia untuk menciptakan harmoni spiritual dan rasional. Dalam pandangan Islam, kedua jenis ilmu ini tidak dipisahkan, melainkan dianggap bersumber dari Tuhan, dengan tujuan untuk kemaslahatan umat dan mendekatkan manusia kepada-Nya. Pendekatan ini berbeda dengan paradigma Barat, yang sejak masa Renaissance cenderung memisahkan agama dan sains melalui sekularisme. Melalui metode penelitian kepustakaan, penelitian ini mengeksplorasi prinsip-prinsip, implementasi, dan tantangan integrasi ilmu dalam pendidikan Islam kontemporer. Temuan menunjukkan bahwa penerapan integralisme ilmu berpotensi menghasilkan individu yang tidak hanya unggul secara akademik, tetapi juga memiliki landasan spiritual yang kokoh. Pendekatan ini juga menjawab tantangan globalisasi dengan menawarkan solusi pendidikan yang berbasis nilai-nilai keislaman, tanpa mengabaikan perkembangan sains dan teknologi modern.

This research discusses the utilization of electromagnetic fields in navigation devices, which play a crucial role in daily life. With technological advancements, navigation systems such as GPS, radar, and compasses have become essential tools for determining position and direction. This study employs a literature review method, which involves a series of activities related to collecting library data, reading, recording, and processing relevant information for the research objective. The aim is to analyze various sources of information regarding the use of electromagnetic fields in these devices. The findings indicate that electromagnetic fields enable navigation devices to function effectively, despite challenges such as signal interference and weather conditions that may reduce accuracy. This research aims to explore how electromagnetic fields, which combine electric and magnetic fields, are utilized in modern navigation systems. The method used is a literature review, where the researchers collect and analyze information from various reliable sources to understand the effectiveness and challenges in the application of electromagnetic fields in these devices. The results show that electromagnetic fields allow navigation devices to operate effectively, providing accurate location information

Research aims to test the auditor internal's expertise in early warning at Bank Syariah Indonesia KC Makassar 2. The independent variable used is the auditor internal's expertise while the dependent variable used is the fraud early warning system. The data in this research was obtained from Bank Syariah Indonesia KC Makassar 2 who were willing to be respondents. The results of this research indicate that the auditor internal's skill variable has a positive and significant effect on the fraud early warning system variable.

The goal of the article is to improve the thermal properties and energy efficiency of the walls and facades of the buildings by introducing the phase change material in the bricks. This study focuses on the thermal insulation capabilities of a paraffin-ice bag PCM mixture, aiming to enhance the thermal inertness of the bricks. The paraffin wax exhibits a high latent heat and is chemically stable, while the ice bags, with their low temperatures, serve as effective thermal regulators. They complement each other to address challenges such as the low thermal conductivity of paraffin and the leakage of low phase change transition temperature in paraffin. We made use of two types of paraffin and ice bag PCMs in a 50:50 ratio and embedded them in standard bricks. During the experiment, we coated the brick surfaces with liquid cement to enhance the hydraulic resistance of the PCM. Next, we inserted wires known as packing plugs into the bricks and filled the holes with powders. We also subjected the bricks to heating and cooling in cycles, ensuring the temperatures remained within a specified range. During the experiment, temperature sensors were utilized to capture data concerning thermal performance. The authors reached the conclusion that PCM polymer composite bricks possess a lot of promise such walls are being able to maintain their thermal performance parameters. When PCM-enhanced bricks are utilized, temperature changes were significantly restricted, staying constant during the times of peak heating and cooling. The PCM bricks also displayed efficient absorption and gradual release of energy due to the high energy transfer rates during phase change. This study suggests that PCM polymer composite bricks are cost-effective for the energy performance of buildings.

Penelitian ini bertujuan untuk menganalisis interaksi antara kepemimpinan, komitmen organisasi, dan kinerja karyawan dalam konteks transformasi digital di PT Indomarco Prismatama. Pendekatan kualitatif dengan metode Systematic Literature Review (SLR) digunakan untuk mengidentifikasi hubungan multifaset antara variabel-variabel tersebut dalam lingkungan ritel modern. Hasil penelitian menunjukkan bahwa kepemimpinan transformasional, servant leadership, dan digital leadership memiliki pengaruh signifikan terhadap peningkatan komitmen organisasi dan kinerja karyawan. Selain itu, komitmen afektif dan komitmen normatif karyawan ditemukan berperan penting dalam mendukung keberhasilan pelaksanaan strategi bisnis, termasuk dalam menghadapi tantangan transformasi digital. Temuan ini menegaskan bahwa organisasi yang dapat menyinergikan kepemimpinan yang efektif dengan komitmen karyawan yang kuat lebih unggul dalam hal produktivitas, efisiensi operasional, dan keberlanjutan bisnis. Rekomendasi strategis meliputi penguatan program pengembangan kepemimpinan, adopsi teknologi, dan peningkatan keterlibatan karyawan untuk mendukung pertumbuhan perusahaan secara berkelanjutan di era persaingan global.