Hawalah is the concept of debt transfer in Islamic law which is increasingly relevant in the digital era through the application of technology in the financial sector, such as fintech platforms. This research aims to explore the understanding of hawalah, including its sharia principles, as well as its benefits and risks in the context of modern finance. This research uses a qualitative descriptive method through literature studies that examine classical Islamic legal texts as well as books and journals related to sharia economic law. The research results show that hawalah allows debt transfer with the principle of being free from usury and gharar, and has pillars that must be fulfilled by the three parties involved: muhil, muhal, and muhal alaih.

The Books of Allah, which include the Torah, Gospel, Psalms, and the Quran, are divine revelations given as a guide for humanity. In the context of Islam, recognizing and understanding these texts is essential, as they provide moral and ethical guidance relevant to everyday life. The Quran, as the final book, reaffirms previous teachings and invites believers to reflect upon and apply divine messages in a modern context. The teachings within these texts are universal, offering values of goodness, justice, and compassion that remain relevant throughout time. Furthermore, these books serve as sources of inspiration and solutions to various life challenges, helping to shape the character and morality of individuals and society. By adhering to the teachings of the Books of Allah, Muslims can cultivate spirituality, strengthen their relationship with Allah, and create a harmonious and just society.

Islam as a comprehensive religion offers life guidelines that not only regulate spiritual aspects, but also social, economic and cultural aspects. In facing the changes that continue to occur in life, both at the individual and societal levels, Islam provides basic principles that can be used as a basis for navigating the challenges of the times. This material examines how Islamic teachings, through the Al-Qur'an, Hadith, and ijtihad, provide guidance on how to respond to dynamic change. The main focus in this discussion is how Muslims can maintain a balance between steadfastness in religious principles and flexibility in facing the progress of the times, without losing their identity as devout people. By prioritizing a deep understanding and relevance of Islamic teachings in a modern context. The aim of this research is to provide insight for Muslims so that they can make Islam a solid guide in facing all forms of change, both in aspects of personal and social life. The method used in this research is a qualitative method, by using books, magazines, articles and journals related to the research theme to collect data, then codify them, and then describe them in this article. The results of this research show that Islam emphasizes the importance of steadfastness in the basic principles contained in the Al-Qur'an and Hadith, which do not change over time. These principles include justice, compassion, moral integrity, and self-development through knowledge and worship. It is hoped that this understanding will be able to strengthen the spiritual, moral and social resilience of Muslims in an increasingly complex and global life.

Law that is just and in line with social values adopted by society. This role is increasingly relevant in facing modern challenges, where understanding and application of the teachings of the Qur'an have an important role in the formation of legal norms in Muslim society. As a holy book, the Qur'an provides moral and ethical guidelines that form the basis for the Islamic legal system. Through its various verses, the Qur'an establishes the principles of justice, goodness, and social responsibility that influence individual behavior and interactions between members of society. The purpose of this study is to explore the values of Islamic law related to the role of the Qur'an in the formation of legal norms. The method used in this study is a qualitative method, by making books, magazines, articles and journals related to the research theme to collect data, then codify it, and then describe it in this article. The results of this study indicate that the application of Islamic law is largely determined by the Qur'an and Sunnah. Laws taken from sources other than the Qur'an and Sunnah will not last long, because the law is made by humans. So that potentially whoever is in power is the one who determines the law. In addition, the Qur'an also provides concrete rules regarding aspects of life, such as marriage, inheritance, and crime, which are then interpreted and applied in the context of sharia law. Thus, the Qur'an not only functions as a spiritual source, but also as a basis for the formation of norms that need to be adjusted to social dynamics and developing legal needs.

Muhammadiyah is one of the largest Islamic organizations in Indonesia which was founded by K.H.Ahmad Dahlan in 1912 in Yogyakarta. This organization plays an important role in the renewal of religious thought and practice as well as in various aspects of social life in Indonesia. The history of Muhammadiyah covers a long journey from its founding to its role in social reform in Indonesia, making it an important subject to study. The aim of this research is to examine the history of Muhammadiyah from its initial founding to its contribution to social reform in Indonesia. By understanding the history and role of Muhammadiyah, it is hoped that it can provide deeper insight into the contribution of this organization to social reform and change in Indonesia. Method This research uses historical methods with a qualitative approach. Data was obtained through literature studies which included books, journals, articles and documents related to Muhammadiyah. The research results show that since its inception, Muhammadiyah has focused on education and health reform, which then developed into a broader social reform movement. Apart from that, Muhammadiyah also plays an important role in advocating social and political issues related to justice and equality. Muhammadiyah's role in social reform includes various initiatives in education, health, and social welfare that continue to this day. Conclusion Muhammadiyah has shown a significant role in Indonesian history, not only as a religious organization but also as an agent of social change. Muhammadiyah's contribution to social reform has had a broad positive impact on Indonesian society, making it one of the important pillars in the history of social reform in Indonesia.

Muhammadiyah as one of the largest Islamic movements in Indonesia has an important role in empowering women, especially through education and programs that support economic independence. This empowerment aims to increase the role of women in the social and economic development of society. This study aims to analyze Muhammadiyah's efforts in empowering women through various programs, such as education, skills training, and advocacy, and to spread the impact of these programs on women and society as a whole. The study uses a qualitative approach with literature studies and interviews. Relevant literature sources are described, while interviews are conducted with figures in Muhammadiyah and Aisyiyah who are involved in women's empowerment. Muhammadiyah, through the Aisyiyah organization, plays an important role in improving women's welfare through education and skills. Despite facing challenges such as social stigma and violence against women, collaboration with other institutions and the use of information technology show significant potential in increasing women's participation and independence.

Religious education plays a crucial role in shaping the faith and character of children from an early age. One of the important subjects in Islamic religious education at the elementary school level is the teaching of the concept of the Day of Judgment. This teaching is expected to strengthen students' faith and shape their behavior in accordance with religious teachings. This study aims to analyze how the teaching of the Day of Judgment in elementary schools can build children's faith. The research method used is a qualitative approach with a case study design. Data was collected through observation, interviews with teachers and students, and documentation. The results of the study indicate that teaching about the Day of Judgment enhances students' understanding of the afterlife and the importance of good deeds. Varied teaching methods, such as storytelling, discussions, and reflective activities, proved effective in helping students understand these abstract concepts. This learning also has a positive impact on students' attitudes and behaviors, such as increased discipline, honesty, and empathy toward others. However, there are challenges in teaching abstract concepts to children that need to be addressed with more creative and contextual approaches.

This research is motivated by the researcher's concern for the continuity of the teaching and learning process in the use of the fiqh subject learning method, especially in the practical learning material, according to the researcher's observations attached. The purpose of this study is to describe the implementation of the demonstration learning method for tayammum practice in class IV-B students of Madrasah Diniyah Awaliyah 1 Pekanbaru. The method used in this study is a qualitative descriptive method, namely a method that aims to describe or explain events that occur in the field. Data collection techniques consist of observation, interviews, and documentation. Data analysis used in this study consists of data reduction, data representation, and drawing Fiqh related to the practice of Tayammum Class IV-B Madrasah Diniah Awaliyah 1 Pekanbaru can motivate students to practice Tayammum properly. The results of this study indicate that the application of the demonstration method in the subject Many students of Class IV-B Madrasah Diniah Awaliyah 1 Pekanbaru seem to still be lacking in the ability to understand the practice of Tayammum. Therefore, you need to apply a direct learning method. After enrichment, many students understand how to tayammum.

Fasting, as one of the main acts of worship in Islam, has a deeper meaning other than just enduring hunger and thirst. It is hoped that this practice can shape individual character, increase spiritual awareness, and have a positive impact on physical and mental health. However, although the spiritual benefits of fasting have been widely discussed, scientific research regarding the impact of fasting on health is still limited. Therefore, this study aims to explore the impact of fasting on physical and psychological health and its influence on self-development. This research uses quantitative methods with an experimental design. A total of 100 participants consisting of individuals who fasted and non-fasted during Ramadan were randomly selected. Data was collected through questionnaires regarding physical and psychological health as well as direct observation of lifestyle before and after fasting. Body mass index (BMI), blood pressure, and stress levels were also measured at two time points: before and after the 30-day fasting period. Data analysis was carried out using the t test to see significant differences between the fasting and non-fasting groups. The results of the study showed that fasting had a significant effect on weight loss, reduced cholesterol levels, and a more stable increase in blood pressure. Psychologically, participants who fasted experienced reduced levels of anxiety and increased concentration and peace of mind. However, this effect is temporary and is more visible in individuals who had a healthy lifestyle before fasting. In addition, most respondents reported increased spiritual closeness and increased feelings of empathy towards others after fasting.

This research is motivated by the problems of life in modern society which increasingly tends to be individualistic and fragmented, for this reason, shared values ??are becoming increasingly important to maintain. The aim of this research is to build unity between people who have different backgrounds, both in terms of social, economic and cultural aspects. The research method used is a descriptive qualitative approach, and the qualitative method was chosen because it allows researchers to understand social phenomena in more depth, with a focus on interactions between individuals, groups and communities in the context of sacrificial sacrifice. The research concludes that the results of this article are that the sacrificial service, with all the social processes that accompany it, has a very large role in building and strengthening shared values ??in society, creating a more inclusive environment, and strengthening social relations between individuals with different backgrounds.