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Masyarakat kini memiliki pandangan baru untuk melakukan pembayaran nontunai yang jauh lebih praktis, sistematis, dan aman dalam melakukan segala aktivitas transaksi berkat teknologi yang kini berkembang pesat. Beberapa orang mengetahui bahwa digital payment adalah bentuk uang elektronik yang dapat digunakan untuk melakukan berbagai transaksi. Dengan bantuan pendekatan technology acceptance model (TAM), penelitian ini bertujuan untuk mengetahui seberapa besar minat pengguna dalam memanfaatkan pembayaran digital di Kota Medan. Metode penelitian yang digunakan adalah metode kualitatif deskriptif dengan menggunakan sumber data sekunder. Teknik pengumpulan data digunakan melalui artikel, e-book atau secara via online atau melalui website-website terpercaya tertentu. Hasil penelitian menunjukkan bahwa penggunaan digital payment lebih mudah dan efisien serta efektif ditambah dengan penggunaan digital payment yang bisa dilakukan dimanapun dan kapanpun. Selain itu, dengan menggunakan digital payment para pengguna banyak mendapat promo dan lebih murah dalam melakukan transaksi pembayaran.

This study aims to investigate the impact of Earnings Per Share (EPS), Market to Book Value of Assets (MBVA), Market to Book Value of Equity (MBVE), Capital Expenditure to Book Value Asset Ratio (CEP/BVA), and Capital Expenditure to Market Value of Assets Ratio (CEP/MVA) on the financial performance and stock prices of Property and Real Estate Companies listed on the IDX (Indonesia Stock Exchange). The data utilized for this study are annual reports obtained from each company, accessible on the website www.idx.go.id. The research employs the associative method with statistical analysis and panel data testing. The sampling method employed is purposive sampling, encompassing a total sample of 10 Property Companies listed on the IDX, and the data spans from 2016 to 2022. The study's findings reveal that Earnings Per Share (EPS), Market to Book Value of Assets (MBVA), Market to Book Value of Equity (MBVE), Capital Expenditure to Book Value Asset Ratio (CEP/BVA), and Capital Expenditure to Market Value of Assets Ratio (CEP/MVA) exert a positive and significant influence on the financial performance and stock prices of Property and Real Estate Companies listed on the IDX.

This study aims to determine the effect arising from Leverage, Dividend Policy and Working Capital Turnover in the company PT Indofood Sukses Makmur Tbk for the period 2012-2021. This study uses secondary data with a sample of 40 from the quarterly financial statements for 10 years belonging to PT Indofood Sukses Makmur Tbk. The data was obtained from the Indonesia Stock Exchange (IDX) website. The data that has been collected then goes through a prerequisite test, namely the Classic Assumption Test, Validity Test and Reliability Test before testing the hypothesis (multiple linear regression). The conclusion from the results of this study is that partially Leverage has a significant negative effect on company profitability. Dividend Policy Variable partially has a significant negative effect on the company's profitability. Partially, the Working Capital Turnover variable has no significant negative effect on the company's profitability. Leverage, Dividend Policy, and Working Capital simultaneously have a significant positive effect on the company's profitability, while the results of the coefficient of determination with a value of 0.726 which means that Leverage, Dividend Policy and Working Capital have an effect of 72.6% on the Company's Profitability and the remaining 27.4% influenced by other variables not included in this study.

This study aims to determine and analyze how the health comparison of PT. Bank Mandiri (Persero) Tbk and PT Bank Bumi Arta Tbk based on earnings and capital for the 2016-2020 period. The collection technique in this research is using the documentation on financial statements and literature studies of the theories used. Sampling in the form of financial statements, income statements and balance sheets obtained from the Indonesia Stock Exchange (IDX) which is accessed on the website www.idx.The data analysis technique used is quantitative descriptive analysis. Banking soundness level based on Earnings and capital consisting of ROA, ROE, NIM BOPO, and CAR. From the results of this study indicate that the health level of PT. Bank Mandiri (Persero) Tbk is better than PT Bank Bumi Arta Tbk. This is due to differences in the level of supervision of the bank's health performance which give rise to different health management for each bank.

Tujuan penelitian ini yaitu untuk memaparkan kelayakan isi pada aspek kesesuaian materi, keakuratan materi, dan materi pendukung pembelajaran buku Buku Teks Pendidikan Agama Islam dan Budi Pekerti SD Kelas I Karya Muhammad Nurzakun dan Joko Santoso berdasarkan BSNP. Penelitian ini merupakan jenis riset kepustakaan (library research). Adapun penelitian dalam hal ini menggunakan pendekatan kualitatif, sumber data bersifat kepustakaan atau berasal dari berbagai literatur. Sumber data primer dalam penelitian ini yaitu Buku Teks Pendidikan Agama Islam dan Budi Pekerti SD Kelas I Karya Muhammad Nurzakun dan Joko Santoso Tahun 2021. Sedangkan data sekunder diperoleh dari berbagai buku yang relevan, website, dan hasil penelitian. Metode pengumpulan data yang penulis gunakan adalah metode dokumentas. Teknik analisis data yang digunakan adalah analisis isi (content analysis). Hasil penelitian yang didapat berdasarkan analisis yang telah dilakukan peneliti dapat disimpulkan bahwa pada buku teks Pendidikan Agama Islam dan Budi Pekerti SD Kelas I Tahun 2021 termasuk dalam kategori sangat layak. Dari ketiga komponen kelayakan isi buku teks Pendidikan Agama Islam dan Budi Pekerti SD Kelas I Tahun 2021, semuanya dapat dikategorikan buku teks ini sangat layak. Dengan begitu, buku teks tersebut bisa menjadi sumber buku ajar yang baik bagi guru maupun peserta didik.

Perkembangan teknologi dan sistem informasi yang sudah marak dilakukan oleh berbagai instansi baik itu di industry, perekonomian, serta pendidikan. Dengan semakin berkembangnya teknologi, kemampuan sumber daya manusia yang dimiliki juga akan semakin dituntut untuk mengalami kemajuan dan peningkatan. Sistem Informasi sekolah merupakan sebuah sarana ataupun  alat yang bisa digunakan oleh sekolah sebagai bentuk peningkatan dalam pelayanan dan kualitas sekolah. Melalui sistem ini, pihak sekolah dapat berinteraksi dengan banyak pihak yang terkait. Sistem adalah suatu rangkaian yang terdiri dari dua atau lebih komponen yang saling berhubungan dan saling berinteraksi satu sama lain. Penelitian ini dilakukan dengan menggunakan metode survei, yaitu data yang didapat yaitu dari hasil pengerjaan proyek pengelolaan website di tiga sekolah yang bekerja sama dengan CV. Akasyah Syahdan Makmur. Wordpress sebagai Content Management Sistem (CMS) untuk sistem informasi sekolah saat ini karena pengelolaannya yang cukup sederhana dan mudah, namun memiliki fitur-fitur yang sangat luas penggunaannya. Sistem informasi merupakan suatu hal yang saat ini sangat perlu untuk disebarluaskan ilmu pengetahuannya. Perkembangan teknologi di dunia pendidikan menghadirkan sebuah upaya peningkatan kualitas ilmu pengetahuan dalam dunia teknologi dengan dibuatnya website-website khusus sekolah.

Toko Busana Muslim di Kota Takengon termasuk dalam bisnis retail. Bisnis retail merupakan kegiatan pemasaran yang dilakukan untuk memenuhi kebutuhan perseorangan, keluarga, rumah tangga yang merupakan konsumen akhir. menunjukkan bahwa bisnis retail ini dalam pelaksanaannya bertujuan untuk memenuhi kebutuhan konsumen dengan menyediakan hal yang dibutuhkan oleh konsumen, di mana konsumen tersebut merupakan konsumen akhir. Toko Busana Muslim menawarkan berbagai busana muslim, mulai dari gamis, blus, mukena, jilbab. hingga aksesorisnya. Selama ini pembeli terkadang kesulitan untuk menemukan pakaian muslimah yang memiliki harga sesuai yang di inginkan pembeli di wilayah toko pakaian di kota takengon, karena itu dibutuhkan suatu sistem yang dapat menunjukkan item pakaian dengan urutan rentang harga yang di inginkan oleh pembeli.

The module is a book written with the aim that students can learn independently and in the module contains the basic components of teaching materials so that students can understand easily. The advantages and disadvantages of the module are that students can learn independently using the module and the teacher is no longer the only source of learning for students. Education has used various ways in theteaching and learning process. One of the general users of website users in public schools is the use of web-based learning aplications that contain tutorials, exercises or vidios that are developed and uploaded to web. 

ABSTRACT The rapid development of technology has a very large effect in various fields. One of them is in the field of buying and selling business, which is getting higher and higher competition between business actors. One of the strategies to increase sales is to implement a recommendation for goods, but from the various categories of goods in the store, there are products that are not in demand by customers, so that if left alone, the products that are not in demand will not sell well and will make the accumulation of goods in the store, in addition to that with the many categories, it makes some customers confused to choose products that suit their wishes buyer. Therefore, the author conducts an assessment first by conducting a literature study, which finally the purpose of this study is to make it easier for users and business owners to recommend goods in the store and determine the desired product by implementing a recommendation system on the Rameiki Mart Store website which is taken from the amount of data, this is also beneficial for store owners because the existence of this recommendation system can help as a means of product promotion , as well as in recommendations for the purchase of goods. In this study, the researcher created a recommendation system using the a priori algorithm method.

Internet technology is currently developing rapidly, the need for internet in the community in the current era of the COVID-19 pandemic is increasing because studying and working can be done at home. By utilizing technology, processing customer bill payment data will be faster because of the ease of use. To support the implementation of this inseparable development of Information and Technology, a website-based internet bill payment system was created with the aim of making it easier for customers to make payments and check payment history and provide convenience for the field of collection in checking accounts receivable data so that they can be followed up in accordance with standard operating procedures. applicable. So that customers feel comfortable because they don't need to be constantly reminded regarding missed payments. The design of the internet service bill payment system is described by Data Flow Diagrams (DFD) and Entity Relationship Diagrams (ERD). The design of the system prototype uses the PHP programming language and the PostgreSQL database. From this study, it was found that the website-based internet bill payment system was running well. In appearance, the website is responsive to many browsers. Meanwhile, in terms of functionality, the system can perform the functions of each feature.

The purpose of this study was to find out the relationship between GDP, inflation and exchange rates on imports in Indonesia in 1991 – 2020. Import is the process of legally transporting goods or commodities from one country to another, generally in the process of trade. If in a country imports increase then the country's national income will decrease. Countries that often import are developing countries, for example Indonesia. Therefore, the method that can be used is the VAR method. and the data used is quantitative data, because the data used to calculate the effect on import variables. The source of financial data is used as secondary data, which is data obtained from official sites or websites. The results of this study are that the inflation variable has a greater relationship than GDP and exchange rates.

SMA YATPI Godong merupakan perwujudan dalam membentuk, mencerdaskan generasi muda Bangsa Indonesia. Semakin bertambahnya jumlah siswa setiap tahun, menuntut ketelitian dan ketelitian dalam memberikan informasi yang akurat dan tepat kepada siswa tanpa mengulang data yang sama atau informasi, serta tentang transparansi data keduanya nilai, kehadiran dan biaya kuliah harus dapat diakses kapan saja baik oleh siswa maupun orang tua wali. SMA YTPI Godong sangat membutuhkan a sistem yang dapat mendukung proses penyajian informasi akademik, saat ini sistem akademik diimplementasikan dengan menggunakan metode konvensional, data hanya disimpan di komputer dan tidak dapat diakses oleh seluruh civitas akademika dan orang tua. Untuk menghadapi ini masalah, sistem Informasi Akademik Berbasis Web dibutuhkan di SMA YTPI Godong sebagai amemberikan solusi yang akurat, cepat dan tepat informasi. Sistem informasi akademik ditawarkan dapat mengelola informasi akademik, baik data kehadiran siswa, absensi mengajar dan absen mengajar guru, mengelola data nilai, jadwal pelajaran, jadwal mengajar guru, dan bisa mempublikasikan informasi yang berkaitan dengan akademik. Itu pengembangan informasi akademik berbasis web ini sistem menggunakan pengembangan aplikasi cepat (RAD) metode, model pengembangan ini digunakan karena ini model dianggap model dengan mengutamakan waktu, jadi prosesnya relatif singkat sehingga dengan pengembangan sistem informasi ini dapat dilakukan bermanfaat dalam memberikan kemudahan baik bagi siswa maupun guru.

Website merupakan salah satu sarana promosi alternatif untuk memasarkan produk atau jasa. Kedai Geulish merupakan suatu usaha perdagangan yang menjual berbagai macam masakan makanan dari daerah jawa barat. Karena kurangnya media informasi pada Kedai Geulish, masyarakat mengalami kesulitan dalam mencari informasi makan. Kedai Geulish berharap dapat lebih meningkatkan pelayanan di masa mendatang. Informasi-informasi yang berhubungan dengan Kedai Geulish di harapkan dapat lebih mudah di akses oleh para pelanggan. Sehingga terjadi hubungan yang erat antara pihak Kedai Geulish maupun pelanggan yang ingin mengetahui informasi makanan yang ada pada Kedai Geulish. Pada pembangunan sistem tersebut dibutuhkan data pendukung yang diperoleh menggunakan teknik pengumpulan data seperti: observasi, wawancara dan pustaka, sedangkan dalam pembangunan sistem menerapkan metode pengembangan software RAD (Rapid application Development). Metode ini sangat dibutuhkan untuk pembuatan sistem. Sistem tersebut dirancang menggunakan php dan mysql. untuk tahap akhir pengujian menggunakan black box testing yang menunjukkan hasil bahwa sistem yang dibangun sudah sesuai dengan analisa kebutuhan. Hasil dari penelitian adalah sebuah Website dengan nama domain kedaigeulish.com yang mana Website Kedai Geulish berisi tentang informasi yang ada pada Kedai Geulish tersebut dengan memiliki halaman yang saling untuk meningkatkan pelayanan informasi dan promosi pada Kedai Geulish.

Football School (SSB) is a supporting facility for children who have potential in the field of soccer in order to improve their skills. Football is a large ball game played in teams with a team of 10 players and 1 goalkeeper. In this game, teamwork is an important value that must be possessed to achieve competitive victory. However, along with problems in the form of discrepancies in operational standardization in soccer schools, causing negative public perceptions of the existence of this school. Therefore, a research was conducted to build a decision-making model in determining the choice of soccer schools in accordance with legal standards for children, namely using the Analytical Hierarchy Process (AHP) method. The AHP method is one method that can solve a problem because there is a hierarchy where there are several important aspects, namely Objects, Criteria, Sub Criteria, and Alternatives. By combining data and knowledge, it can increase effectiveness in decision makers. It is hoped that in the future, this research can help the community to support their children in the field of soccer by determining the appropriate soccer school.

Sentiment analysis of comments from visitors to tourist attractions and the public on tourist attractions in Sukabumi Regency which is one of the areas with various categories of tourist objects and is a sector of economic income for the surrounding community or for related parties such as the government and managers, in sentiment analysis research This includes using the Nave Bayes classification algorithm to examine the sentiment of tourist visitors and the performance of the classification model used. The data used in this research was taken from the website from Tripadvisor and Google Maps using a crawling technique, which then processed the data by a pre-processing process and then applied a classification to the data and got a sentiment visualization by processing word frequency on tourist visitor sentiment data. The results of the accuracy of the model used were re-tested with the k-fold cross validation method and the results of sentiment visualization got the frequency of words that most often appear on negative sentiment labels are garbage, beaches, lacking, places, roads, parking, dirty, entering, caring, clean , expensive, pay, manage, good and water.

The COVID-19 pandemic had a significant impact on UMKM. Social distancing has changed consumer behavior from conventional to digital. UMKM Shapro Official is an original automotive t-shirt vendor that was established in 2017. Shapro Official has difficulty in introducing and marketing products with a clear target consumer and competitive price competition. Sales promotions have not been managed optimally and sales data management is still manual (notes). Owners also have difficulty monitoring sales reports in real time. Website created using CMS Wordpress to help Shapro Official difficulties. The system development method is Rapid Application Development (RAD). System analysis method using fishbone diagram and system modeling using Unified Modelling Language (UML). The results showed that the existence of a website can help the management to manage promotions, sales and sales reports. Having a website makes sales targets focus and increase.   

Information technology is a very important means ofinformation for a company. Information is expectedto facilitate work or activities to achieve goalsoptimally. With the increasing popularity of theinternet, many business fields, especially large-scaleones, have provided online services, but this is notthe case for small and medium-sized businesses suchas the car rental business, by utilizing web servicesthat contain information and ordering applications, itis hoped that they will become promotional mediaand will expedite the ordering process. The researchmethod used in building a rental car bookingapplication with web services is by means of needsanalysis, system design, database design, and screendialog design.

The behavior of changing the use of technology for business actors is very rapid. Information of system is form of data that has been processed through a certain model into information that can be used by the recipient in making decisions. Some MSME actors with a Data List of product images and detailed information on their products to be marketed to customers using laminated paper. Marketing information using the Website implements CMS with E-Catalog as an alternative solution. Reader and Viewers can view the Catalog privately or together. The treatment of the Plugin model with the CMS that has been embedded on the website is reliable because it is online. Several list images are displayed on WhatsApp Status and social media to introduce products to the public with the aim of increasing sales volume and selling in the market. This is an obstacle if one day people need pictures but do not have complete detailed information. High purchasing power is expected to be created from the spread of E-Catalog regarding products from MSMEs that have been installed on the E-Catalog website. Websites with online CMS can be opened on any device by requiring an internet connection, making it easier for marketing and complete information for consumers, customers and MSME business players.

In a business , the ability to process data is very necessary, information obtained from a business can provide benefits in  an effective and efficient business strategy, but with the development of online business strategy information, some users,  in business furniture products are confused choosing product according to the wishes of the buyer Therefore, research is made with the aim of making it easier for users, especially in the field of furniture product business to determine the desired product by implementing a recommendation system on the furniture store website which is taken from the amount of data, this data can be in the form of databases. this is also beneficial for shop owners because with this recommendation system it can help as a means of promoting products that are not selling well. the recommendation system uses the a priori algorithm method with data mining techniques, namely association rules.

Covid-19 has spread widely with various variants, disrupting human social activities, the activities in question include the implementation of events, but there are other alternatives by utilizing technology, events can still be held online. However, the number of events that are held online makes it difficult for someone to find the event they want because there are too many events on the website so someone experiences information overload. Therefore, the authors conduct research with the goal to make it easier for someone to find the event they want by implementing a recommendation system on the website. In this study, the authors make a recommendation system using the Content-Based Filtering method in recommending an online event. The results of this study obtained an accuracy of 86% of the performance of the model carried out by SVM.