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Limbah kulit Jeruk peras , yang sering dibuang dan menimbulkan masalah lingkungan, sebenarnya memiliki potensi besar untuk dimanfaatkan kembali. Kulit Jeruk peras  mengandung minyak atsiri yang dapat diolah menjadi reed diffuser, pengharum ruangan alami yang ramah lingkungan. Namun, pengetahuan masyarakat tentang pemanfaatan kulit Jeruk peras  masih terbatas. Siswa SMA, sebagai generasi muda yang sedang mempersiapkan diri untuk dunia kerja atau wirausaha, dapat memainkan peran penting dalam mengembangkan inovasi ini. Melalui pendidikan dan pelatihan, siswa SMA dapat mempelajari proses pembuatan reed diffuser dari kulit Jeruk peras , mulai dari ekstraksi minyak atsiri hingga pengemasan produk. Hal ini tidak hanya melatih keterampilan teknis dan kreativitas, tetapi juga membuka peluang kewirausahaan. Pemanfaatan kulit Jeruk peras  untuk reed diffuser sejalan dengan prinsip ekonomi sirkular dan pembangunan berkelanjutan, yang menekankan pemanfaatan sumber daya secara efisien. Dengan menguasai keterampilan ini, siswa SMA dapat berkontribusi dalam mengurangi limbah organik sekaligus menciptakan produk bernilai ekonomi tinggi. Ini juga mendukung visi pendidikan SMA untuk menciptakan lulusan yang kompeten, kreatif, dan siap bersaing di dunia kerja. Pengabdian masyarakat kali ini dilaksanakan di SMA Islam 1 Surakarta, Kota Surakarta.

The increasing demand for electricity and high dependence on the utility power grid have driven the adoption of photovoltaic (PV) power generation as an environmentally friendly alternative energy source. This study aims to analyze the techno-economic feasibility of a load-sharing PV power generation system, focusing on technical analysis, operational costs, electricity bill savings, and environmental impacts. The research was conducted using quantitative methods to compare energy from photovoltaic generation and the grid, carbon emission calculations using an emission factor of 0,87 kgCO₂/kWh, and economic evaluation through parameters such as Net Present Value (NPV), Return on Investment (ROI), Cost of Energy (COE), and Payback Period (PP). The research results indicate that the photovoltaic panel generation system enables reducing utility grid energy consumption and reducing carbon emissions by 4,85 tons of CO₂ in 2024, increasing to 8,45 tons of CO₂ in 2025. The economic analysis indicates that the NPV value is not yet optimal; however, the ROI stands at 15%, the COE is Rp. 980.08/kWh, and the Payback Period is 6,56 years. The system is feasible for long-term investment. Overall, the implementation of the photovoltaic power plant demonstrates good potential in supporting carbon emission reduction, increasing the utilization of renewable energy, and reducing dependence on fossil-based energy.

Student cooperatives in Islamic boarding schools are no longer merely understood as business units providing daily necessities, but have developed into socio-economic spaces that shape independence, trust, and Islamic entrepreneurship education among students. This study is motivated by the limited number of studies examining pesantren cooperatives as socio-religious processes that cultivate values of trustworthiness, responsibility, transparency, and cooperation in students’ daily lives. The study aims to explain the empirical practices of student involvement in cooperative management, the social relations formed through economic activities in pesantren, and their implications for Islamic entrepreneurship education and the strengthening of pesantren economic independence. This research employed a qualitative approach with a field study method conducted at Pondok Pesantren Modern Elfira 2 Purwokerto. Data were collected through observation, interviews with cooperative administrators and student managers, and documentation of financial reports and cooperative operational activities. The findings reveal that students are directly involved in managing goods inventory, customer service, digital financial recording, and the distribution of daily necessities within the pesantren environment. These practices foster values of trustworthiness, transparency, responsibility, and cooperation through supervision systems, work shift arrangements, and daily evaluations. In addition to strengthening the pesantren’s economy, the cooperative also functions as a medium for experiential Islamic entrepreneurship learning. This article contributes to the sociology of Islamic education by demonstrating that student cooperatives function as socio-economic laboratories that shape students’ independence, social trust, and Islamic entrepreneurial ethics within the everyday life of pesantren communities.

This study aims to analyze student time management and its relationship to academic productivity among students in the Economics Education Study Program, Jambi University, class of 2023. This study used a qualitative approach with data collection techniques through in-depth interviews with a number of students selected purposively. The results showed that most students were unable to manage their time optimally, as reflected in the habit of procrastinating on assignments, a lack of structured planning, and an imbalance between academic and non-academic activities. Many students tended to work on assignments only close to the deadline and found it difficult to maintain a consistent schedule. Conversely, students who had a more structured time plan, such as compiling daily to-do lists and setting priorities, demonstrated better academic productivity. They were able to complete assignments on time, produce better quality work, and were more active in the learning process and class discussions. This study confirms that effective time management plays a crucial role in improving student academic productivity, both in terms of the quality of work results and the timeliness of assignment completion. Therefore, more intensive efforts are needed to increase students' awareness and skills in time management, so they can achieve optimal learning outcomes, reduce stress levels, and face academic demands more efficiently. In this context, developing good time management strategies is essential to help students maximize their academic potential.

Desa Kotayasa merupakan salah satu desa yang memiliki potensi besar di bidang pertanian dan pariwisata. Mayoritas masyarakat bekerja sebagai petani serta pelaku usaha di sektor pariwisata yang berkontribusi terhadap perekonomian masyarakat dan daerah. Namun demikian, masih terdapat siswa yang putus sekolah akibat keterbatasan ekonomi sehingga memilih bekerja untuk membantu keluarga. Kondisi tersebut menyebabkan rendahnya akses pendidikan, termasuk kemampuan bahasa Inggris yang penting dalam mendukung sektor pariwisata dan komunikasi dengan wisatawan asing. Selain itu, masyarakat juga perlu memahami kosakata bahasa Inggris yang berkaitan dengan empon-empon sebagai komoditas lokal unggulan. Kegiatan pengabdian masyarakat ini bertujuan meningkatkan kemampuan dasar bahasa Inggris peserta didik PKBM Desa Kotayasa melalui pelatihan simple present tense, simple past tense, dan pengenalan kosakata empon-empon dalam bahasa Inggris. Metode pelaksanaan menggunakan pendekatan partisipatif melalui ceramah interaktif, latihan terstruktur, diskusi, dan permainan edukatif berbasis gamifikasi. Kegiatan dilaksanakan secara komunikatif dan menyenangkan agar peserta lebih aktif dan mudah memahami materi. Hasil kegiatan menunjukkan adanya peningkatan kemampuan peserta dalam menyusun kalimat sederhana menggunakan simple present tense dan simple past tense, serta meningkatnya pemahaman kosakata empon-empon dalam bahasa Inggris. Program ini diharapkan dapat menjadi model pembelajaran kontekstual dan aplikatif bagi PKBM lainnya, khususnya pada wilayah berbasis pertanian dan pariwisata.

Penelitian ini mengkaji kisah perjumpaan Yesus dengan pemuda kaya dalam Injil Matius 19:16–30, Injil Markus 10:17–31, dan Injil Lukas 18:18–30 dalam perspektif teologi perdamaian dan keadilan sosial. Latar belakang penelitian ini bertolak dari realitas ketimpangan sosial-ekonomi yang semakin meningkat di era modern, yang ditandai oleh kesenjangan antara kelompok kaya dan miskin serta kemiskinan struktural yang terus berlangsung. Dalam konteks tersebut, kisah Yesus dan pemuda kaya dipahami tidak hanya sebagai ajaran moral mengenai keterikatan terhadap harta, tetapi juga sebagai kritik profetis terhadap struktur sosial-ekonomi yang tidak adil. Penelitian ini menggunakan metode kualitatif dengan pendekatan studi kepustakaan (library research) dan hermeneutika kontekstual. Data primer diperoleh dari teks Alkitab dalam ketiga Injil Sinoptik, sedangkan data sekunder berasal dari buku, jurnal ilmiah, dan literatur teologi yang relevan. Hasil penelitian menunjukkan bahwa konsep shalom dalam teologi perdamaian mencakup keadilan relasional, kesejahteraan sosial, dan solidaritas terhadap kaum marginal. Perintah Yesus kepada pemuda kaya untuk menjual hartanya dan membagikannya kepada orang miskin menunjukkan bahwa iman Kristen tidak dapat dipisahkan dari tanggung jawab sosial. Kekayaan dipahami sebagai stewardship yang harus digunakan demi kesejahteraan bersama. Penelitian ini menegaskan bahwa gereja dipanggil untuk menjadi agen transformasi sosial melalui praksis keadilan, pemberdayaan ekonomi, pendidikan perdamaian, dan solidaritas sosial di tengah masyarakat Indonesia yang plural dan masih menghadapi ketimpangan sosial-ekonomi.

Abstract: This study aims to deeply analyze the gap in basic education in Weleri District, Kendal Regency, Central Java Province, Indonesia, specifically Weleri Village, correcting the initial focus that was directed at the UIN campus environment. Using a qualitative approach with a case study design, data were collected through unstructured interviews, participant observation, and document analysis, then analyzed using the Miles and Huberman interactive model with source triangulation techniques to ensure data validity involving eight key informants. The most important findings reveal that the educational gap in Kendal is a manifestation of significant multidimensional structural injustice, encompassing spatial disparities, educational attainment, and the distribution of human resources. Spatially, there is a concentration of quality schools in the center of Weleri District, while coastal areas experience limited access due to the "urban bias" of regional budgets. This phenomenon creates educational segregation from an early age. Only 35-40% of coastal youth successfully continue to high school due to economic barriers, distance, and a lack of scholarship information. The unequal distribution of certified teachers worsens the quality of learning and has the potential to trigger socio-religious fragmentation due to limited moderate Islamic insight in marginalized areas and reproduces intergenerational poverty. This confirms that the low quality of education is not an individual choice, but rather a systemic consequence of inequitable planning. Therefore, an urgent, holistic affirmative policy intervention is needed, encompassing equitable infrastructure and teacher distribution reform to ensure equal educational rights for every child in Kendal, in order to realize sustainable social justice that is responsive to the geographic context. This research provides a critical contribution in the form of a concrete empirical foundation for the formulation of affirmative policies that profoundly break the cycle of poverty and educational injustice in the coastal areas of Central Java, while also enriching the scientific literature on the sociology of education on the reproduction of injustice in marginalized areas in a comprehensive and sustainable manner. Abstrak: Penelitian ini bertujuan menganalisis secara mendalam kesenjangan pendidikan dasar di Kecamatan Weleri, Kabupaten Kendal, Provinsi Jawa Tengah Indonesia khususnya Desa Weleri, mengoreksi fokus awal yang sempat mengarah pada lingkungan kampus UIN. Menggunakan pendekatan kualitatif dengan desain studi kasus, data dikumpulkan melalui wawancara tidak terstruktur, observasi partisipatif, dan analisis dokumen, kemudian dianalisis menggunakan model interaktif Miles dan Huberman dengan teknik triangulasi sumber untuk memastikan validitas data melibatkan delapan informan kunci. Temuan terpenting mengungkap bahwa kesenjangan pendidikan di Kendal merupakan manifestasi ketidakadilan struktural multidimensi signifikan, mencakup disparitas spasial, capaian pendidikan, dan distribusi sumber daya manusia. Secara spasial, terdapat konsentrasi sekolah berkualitas di pusat Kecamatan Weleri, sementara wilayah pesisir mengalami keterbatasan akses akibat "urban bias" anggaran daerah, fenomena ini menciptakan segregasi pendidikan sejak dini. Hanya 35-40% remaja pesisir berhasil melanjutkan ke SMA karena hambatan ekonomi, jarak, dan minimnya informasi beasiswa. Distribusi guru bersertifikat yang timpang memperburuk kualitas pembelajaran dan berpotensi memicu fragmentasi sosial-keagamaan akibat terbatasnya wawasan keislaman moderat di wilayah marginal serta mereproduksi kemiskinan antargenerasi. Hal ini menegaskan bahwa rendahnya kualitas pendidikan bukan pilihan individu, melainkan konsekuensi sistemik dari perencanaan yang belum berkeadilan. Oleh karena itu, diperlukan intervensi kebijakan afirmatif holistik mendesak mencakup pemerataan infrastruktur dan reformasi distribusi guru untuk memastikan hak pendidikan setara bagi setiap anak Kendal demi mewujudkan keadilan sosial berkelanjutan yang responsif terhadap konteks geografis. Penelitian ini memberikan kontribusi kritis berupa landasan empiris konkret bagi formulasi kebijakan afirmatif yang memutus siklus kemiskinan dan ketidakadilan pendidikan di wilayah pesisir Jawa Tengah secara mendalam, sekaligus turut memperkaya literatur ilmiah sosiologi pendidikan tentang reproduksi ketidakadilan di wilayah marginal secara komprehensif dan berkelanjutan.

This study aims to analyze the influence of economic growth, population, and education on poverty in Sidoarjo Regency during the period 2014–2023, motivated by the persistently high poverty rate despite the region experiencing rapid economic growth and industrial development. Using secondary data from BPS and analyzed quantitatively through multiple linear regression with the assistance of SPSS, this study found that the three variables simultaneously have a significant effect on poverty, while partially, education is the most effective factor in reducing poverty compared to economic growth and population, which have a negative but not significant effect. These findings highlight the importance of equitable distribution and improvement in the quality of education as a primary strategy for poverty alleviation, as well as the need for more inclusive economic policies. Further research is recommended to include other variables such as income inequality, unemployment, and the quality of infrastructure to make the analysis of poverty determinants more comprehensive

This research is based on the understanding that increasing the number of entrepreneurs is a crucial element for a country's economic growth. The contribution of the younger generation, especially college graduates, is vital in improving the quality of human resources and driving national economic growth. This study aims to examine the influence of entrepreneurship learning and entrepreneurial motivation on the entrepreneurial interest of students in the Economics Education study program at PGRI Wiranegara University. This education also has the potential to reduce unemployment and make entrepreneurship a promising career path. In addition to physical capital, interest and courage in entrepreneurship are crucial intangible assets for students in optimizing their potential and contributing to the country's economic growth. The method used in this study was quantitative with an associative design. Data were collected by distributing questionnaires to Economics Education students from the classes of 2021, 2022, and 2023 who had completed the "Entrepreneurship" course. Validity was tested using the Pearson correlation coefficient, while reliability was tested using the Cronbach's Alpha method. Data analysis was performed using multiple linear regression. Based on the results obtained, it was concluded that entrepreneurship learning and entrepreneurial motivation have both partial and simultaneous effects on entrepreneurial interest among students in the Economics Education Study Program at Universitas PGRI Wiranegara.

The purpose of this scientific study is to examine the influence of review content and customer ratings on the trust of Uniwara Economics Education students in skincare products. The background of this study includes the increasing popularity of local skincare products and the shift in the behavior of young consumers who now rely more on reviews and ratings on various social media platforms such as Instagram and TikTok when deciding to buy. Students, as a critical and digitally native generation, use online information as their main source for building trust in products. This study applies a quantitative method with an associative research design. The sample consists of 51 students from a total population of 105 students, determined through Proportional Stratified Random Sampling. Data for the study were collected using questionnaires and analyzed using multiple linear regression techniques. The results of this study indicate that review content and customer ratings together have a positive and significant effect on student trust. In part, these two variables also significantly affect trust. The contribution of review content and customer ratings is 247% (as indicated by an Adjusted R Square value of 0.247), while the rest is influenced by other variables or factors outside the scope of this study. This research indicates that review content and customer ratings have both a partial and simultaneous effect on the trust of Uniwara Economics students in skincare products.

Students' perspectives and readiness to start a business are greatly influenced by entrepreneurship education. The purpose of this study was to investigate how the entrepreneurial desire of 64 Economics Education students at PGRI Wiranegara University is influenced by entrepreneurship education and self-confidence. Based on the findings of the quantitative study, self-confidence and entrepreneurship education both significantly influence entrepreneurial desire, both separately and together. It has been proven that self-confidence (t-test 2.224) and entrepreneurship education (t-test 5.098) have an influence. Both factors have a significant impact simultaneously, as indicated by the calculated F value of 58.933. Furthermore, based on the analysis of the coefficient of determination (R Square), these two variables contribute 65.9% of entrepreneurial interest, while other factors influence the remaining 34.1%. This conclusion is important and can be a guide for future research on entrepreneurship teaching techniques.

Tantangan utama yang dihadapi warga Kelurahan Pesantren, Kota Semarang adalah belum optimalnya pengelolaan limbah lingkungan rumah tangga, khususnya minyak jelantah, yang berpotensi menimbulkan pencemaran dan masih kurang dimanfaatkan secara ekonomi. Program ini bertujuan untuk meningkatkan kesadaran lingkungan, keterampilan kewirausahaan, dan kemandirian ekonomi masyarakat dengan inovasi ekonomi kreatif. Tahapan pelaksanaannya meliputi observasi dan identifikasi masalah, perencanaan program partisipatif, pelaksanaan lokakarya, pendampingan, dan evaluasi keberlanjutan. Kegiatan program terdiri dari pendidikan kewirausahaan, pelatihan langsung pengolahan minyak jelantah menjadi lilin aromaterapi, dan peningkatan kapasitas dalam pembuatan konten digital dan pemasaran digital melalui media sosial dan pasar online. Hasil evaluasi menunjukkan adanya peningkatan signifikan dalam pengetahuan dan minat berwirausaha di kalangan ibu-ibu PKK, yaitu meningkat dari 40% sebelum program menjadi 80% setelah lokakarya. Secara keseluruhan, program ini efektif meningkatkan keterampilan pengelolaan sampah ramah lingkungan dan mendukung pengembangan ekonomi kreatif berbasis lokal.

Fenomena meningkatnya penggunaan layanan pinjaman online di kalangan mahasiswa menimbulkan kekhawatiran terhadap potensi risiko finansial yang dapat mengganggu kesejahteraan dan performa akademik mereka. Penelitian ini bertujuan untuk mengeksplorasi dan menganalisis perilaku manajemen risiko mahasiswa STIEPARI Semarang dalam penggunaan layanan pinjaman online, mengidentifikasi faktor-faktor yang memengaruhi pembentukan perilaku tersebut, serta memahami implikasinya terhadap kesejahteraan finansial mahasiswa. Penelitian menggunakan pendekatan kualitatif deskriptif dengan desain fenomenologi, melibatkan 14 mahasiswa sebagai informan utama. Temuan menunjukkan adanya kesenjangan substansial antara pemahaman konseptual mahasiswa tentang risiko dengan praktik aktual dalam pengambilan keputusan finansial, di mana mahasiswa dengan latar belakang pendidikan ekonomi tidak selalu menunjukkan perilaku manajemen risiko yang lebih baik. Rekomendasi penelitian mencakup pengembangan program edukasi berbasis experiential learning, implementasi sistem mentoring oleh mahasiswa senior, dan pembentukan early warning system untuk mendeteksi mahasiswa berisiko mengalami masalah kredit.

The purpose of this study is to identify the concept of economic empowerment for Muslims in the Qur'an and to understand its role in life. The threat of poverty and powerlessness can undermine faith, morals, security stability, and create social dissatisfaction. Therefore, through verses in the Qur'an, the researcher will discuss the economic empowerment of Muslims from a Qur'anic perspective. The research method used is the maudlu'i interpretation of economics, which includes the following steps: first, collecting verses relevant to the economic issues to be analyzed, both based on keywords and the content of the verses in general and specifically. Second, interpreting these verses by following the sequence of verses in the Mushaf or based on the chronology of the revelation of the surahs. Third, the interpretation model applied is maudlu'i by linking them to the real conditions of the economy. In this study, researchers will examine data contained in the Qur'an, tafsir, hadith, as well as books and journals related to the meaning of economic empowerment of Muslims. The concept of economic empowerment of Muslims from the perspective of the Qur'an is to free individuals from injustice, empower human potential, and encourage individuals to care for others, towards happiness in this world and the hereafter. The role of economic empowerment of Muslims in life includes: contributing to eliminating the practice of usury, human trafficking, monopoly of wealth, and power that triggers poverty, hunger, and fear. In addition, it also motivates individual Muslims to be strong, resilient, persistent, and strive earnestly and not give up.

This study aims to analyze multiple-choice questions related to phase e elements, namely the Principles and Basic Concepts of Accounting and Basic Banking, using the Anates program. The study involved 20 participants, consisting of college students and vocational high school students. The Anates application program serves as a tool to process academic evaluation data accurately and efficiently. The method used in this study is quantitative and is described descriptively, resulting in analytical findings including weighted data scores, test reliability, discriminative power, difficulty level, validity level, and distractor quality. The results from the Anates program make it easier for teachers to evaluate the quality of learning and develop more focused, innovative, and student-centered teaching plans. This research is expected to provide benefits in improving students' accounting knowledge, and teachers are expected to be able to adjust their teaching methods and strategies dynamically, thereby supporting the optimal improvement of students' learning outcomes in this digital era.

This study aims to analyze the influence of vocational education in vocational high schools, the number of educators, and the number of educational units on economic growth, particularly in vocational education in vocational high schools in districts or cities in East Java that have participated in education in both the formal and informal sectors in 38 districts or cities in East Java from 2019 to 2023. The research method used is a quantitative approach with data collection through secondary written sources or existing documents from relevant agencies, such as the Directorate General of Early Childhood Education, Basic and Secondary Education, the Central Statistics Agency of East Java Province, and the Ministry of Basic and Secondary Education. The dependent and independent variables were collected from thirty-eight districts and cities in East Java Province during the period 2019–2023. The analysis results indicate that Vocational Education has a significant impact on Economic Growth, with a significance value of 0.000 and a calculated t-value of 1.463392. Additionally, the Number of Educators shows a significant influence on Economic Growth, with a significance value of 0.000 and a calculated t-value of 7.710562. Furthermore, the number of educational institutions has a significant influence on economic growth, with a significance value of 0.000 and a t-value of 6.596880. The coefficient of determination (R²) indicates that 71.28% of the variation in economic growth can be explained by these three independent variables. This study concludes that both Vocational Education at SMK, the Number of Educators, and the Number of Educational Units play a significant role in influencing Economic Growth across all Vocational Education at SMK in the districts or cities of East Java.

Education has long been recognized as a primary determinant of economic progress and human development , yet in the context of a global economy characterized by rapid technological change and the sustainability imperative, the focus shifts from the mere quantity of investment to its effectiveness in fostering sustainable economic growth. Current education systems face significant challenges, including a persistent global "learning crisis" , governance inefficiencies , and a misalignment between curricula and the demands of the labor market, particularly the green and digital economies. Given that existing literature often treats education investment as a static input and fails to holistically integrate sustainability and governance into the optimization process , this conceptual article aims to bridge these theoretical and empirical gaps by proposing an integrated model for the optimization of education investment for sustainable economic growth. The method involves a conceptual analysis that synthesizes human capital theory , endogenous growth theory , and the economics of sustainability , emphasizing the roles of governance, innovation, and inclusivity as mediating factors. The key finding of the study indicates that optimization necessitates a paradigm shift from input-oriented budgeting toward an outcome-based investment framework that holistically balances three crucial dimensions: efficiency (maximizing learning outcomes) , equity (ensuring inclusive access) , and relevance (alignment with sustainability needs). The resulting policy implications are delineated across the Macro (fiscal integration and sustainability strategies through performance-based funding) , Meso (institutions transform into adaptive innovation centers) , and Micro (enhancement of reskilling, upskilling, and human capital capacity) levels; by achieving this alignment, education successfully transitions from a cost center to a strategic catalyst driving sustained prosperity.    

This community service program aims to improve access to economic education for the people of Hukurila Village, Leitimur Selatan District, Ambon City, with a focus on financial management and the empowerment of small businesses. The majority of the population in Hukurila Village depends on agriculture and fisheries, yet they still face challenges in efficiently managing resources and lack understanding of personal and business financial management. Through a series of training sessions and workshops, this program provides knowledge on financial planning, household budget management, and effective small business management techniques, enabling the community to enhance their economic independence. Additionally, the program introduces simple technologies for financial management and marketing business products, with the goal of expanding market reach for local products. By improving economic literacy and introducing technology, it is hoped that the people of Hukurila Village will be able to manage their finances and businesses more wisely, reduce dependence on external aid, and create sustainable economic independence. This program is expected to serve as a model for economic empowerment in other remote villages, promoting well-being through an inclusive and technology-based approach to economic education.

This study aims to determine the effect of economic literacy and lifestyle on the consumptive behavior of 2021 cohort students in the Economics Education Department, Faculty of Economics and Business, State University of Gorontalo. This research is motivated by the increasing tendency of consumptive behavior among students, which is influenced by easy access to information and modern lifestyles. The type of research used is quantitative research with primary data sources obtained through questionnaires distributed to 35 respondents. The data analysis technique uses multiple linear regression with the help of statistical software. The results show that the variables of economic literacy and lifestyle simultaneously have a significant effect on students' consumptive behavior. The contribution of these two variables is 0.406 or 40.6%, while the remaining 59.4% is influenced by other factors outside this research model.These findings are expected to serve as a consideration for students to be wiser in managing their finances and forming a rational lifestyle, as well as to increase awareness of the importance of personal financial planning for a more stable and sustainable future well-being in today's modern social and economic environment.

Kemiskinan ekstrem masih menjadi permasalahan serius di wilayah pesisir, khususnya pada masyarakat nelayan di Desa Darat Pantai, Kecamatan Talibura, Kabupaten Sikka. Penelitian ini bertujuan untuk menganalisis faktor-faktor yang memengaruhi kemiskinan ekstrem serta mengkaji upaya penanganannya melalui program Kuliah Kerja Nyata (KKN) Universitas Nusa Nipa. Metode yang digunakan meliputi observasi langsung dan wawancara dengan perangkat desa, tenaga kesehatan, serta masyarakat setempat. Hasil penelitian menunjukkan bahwa kemiskinan ekstrem di Desa Darat Pantai bersifat struktural dan multidimensi, dipengaruhi oleh rendahnya pendapatan nelayan, keterbatasan aset produksi, ketergantungan pada pemilik modal, serta minimnya akses terhadap pendidikan, kesehatan, sanitasi, dan infrastruktur dasar. Program KKN berfokus pada pendataan valid masyarakat miskin ekstrem (P3KE), perbaikan ketepatan sasaran bantuan sosial, serta pelaksanaan Focus Group Discussion (FGD) untuk merumuskan solusi bersama. Penelitian ini merekomendasikan pemutakhiran data kemiskinan secara berkala, penguatan program pemberdayaan ekonomi masyarakat, serta peningkatan infrastruktur dasar sebagai langkah berkelanjutan dalam menanggulangi kemiskinan ekstrem di wilayah pesisir.