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This study analyzes the mechanism of money creation in Islamic financial institutions by highlighting its relationship to the principle of prudence and the intermediation function. The research background is based on the growth of Indonesia's sharia capital market which by 2025 will reach a capitalization of IDR 5,060 trillion, but still faces conceptual challenges regarding how money is created according to the principles of maqashid al-shariah. The method used is Systematic Literature Review (SLR) with PRISMA guidance on 38 relevant scientific articles. The results of the study show that money creation in the sharia system only occurs through real asset-based economic activities, in contrast to the conventional system that relies on credit and interest expansion. The intermediation function is carried out through partnerships that prioritize proportional sharing of risk and profit, while the prudential principle ensures that monetary expansion remains under control. In addition, research has found that sharia contracts such as murabahah, mudarabah, and musharakah play a role in encouraging productive money circulation while suppressing speculative activities. This study concludes that the integration between the moral and economic dimensions forms a just, stable, and sustainable Islamic monetary paradigm. These findings make a conceptual contribution to strengthening Islamic financial policy in Indonesia, especially in formulating a monetary regulatory framework that is in line with the principles of distributive justice, transparency, and protection of the stability of the national financial system.

This study analyzes the mechanism of money creation in Islamic financial institutions by examining its relationship with prudential principles and financial intermediation. The research is motivated by the growth of Indonesia’s Islamic capital market, which reached a capitalization of IDR 5,060 trillion in 2025, yet conceptual challenges remain regarding money creation in line with maqashid al-shariah. The study employs a Systematic Literature Review (SLR) using the PRISMA framework, reviewing 38 relevant academic articles. Findings indicate that money creation in Islamic finance occurs only through real-asset-based activities, differing from the conventional system that relies on credit expansion and interest. Intermediation functions are carried out through partnerships emphasizing fair risk and profit sharing, while the prudential principle ensures controlled monetary expansion. The study concludes that the integration of moral and economic dimensions establishes a fair, stable, and sustainable Islamic monetary paradigm and contributes conceptually to strengthening Islamic financial policy in Indonesia.

Pembelajaran tembang macapat tidak hanya berperan dalam melestarikan budaya, tetapi juga menjadi sarana efektif dalam penguatan karakter peserta didik. Dalam mata pelajaran Pendidikan Kepercayaan Terhadap Tuhan Yang maha Esa dan Budi Pekerti di SMP Negeri 1 Gesi, tembang macapat digunakan sebagai media pembelajaran untuk menanamkan nilai moral dan spiritual. Penelitian ini bertujuan menganalisis penguatan karakter melalui pembelajaran tebang macapat pada mata pelajaran Pendidikan Kepercayaan Terhadap Tuhan Yang Maha Esa dan Budi Pekerti di SMP Negeri 1 Gesi. Fokus penelitian ini meliputi jenis tembang macapat yang digunakan sebagai sarana penguatan karakter, nilai-nilai karakter yang dikembangkan melalui tembang macapat, serta metode pembelajaran yang diterapkan. Pendekatan yang digunakan dalam penelitian ini adalah  kualitatif, dengan metode observasi, wawancara, dan analisis dokumen. Hasil penelitian menunjukkan bahwa jenis tembang macapat yang digunakan meliputi Gambuh, Pucung, Asmaradana, dan Maskumambang. Nilai-nilai karakter yang dikembangkan melalui tembang macapat mencakup pengendalian diri, kedisiplinan, kejujuran, tanggung jawab, kebijaksanaan, kerendahan hati, ketekunan, kerja keras, ketulusan, kesabaran, rasa syukur, kasih sayang, dan kepedulian. Metode pembelajaran yang diterapkan adalah metode drill dan Contextual Teaching and Learning (CTL). Hasil penelitian ini menunjukkan bahwa penggunaan tembang macapat dalam pembelajaran mampu memperkuat karakter peserta didik, sehingga dapat menjadi strategi efektif dalam pendidikan karakter berbasis budaya.

Early childhood education (ECE) demands imaginative and inventive approaches to guarantee that children are actively involved and undergo significant learning in line with their developmental phases. The swift advancement of technology has made interactive video a valuable tool for enhancing ECE learning, especially when integrated with local cultural material. This research examines the use of the interactive video Wajanus (Warung Jajanan Nusantara) in Class B of Mutiara Hati Kindergarten Ponorogo, aimed at familiarizing children with Indonesian traditional snacks while also enhancing their cognitive, social, linguistic, and cultural values. A qualitative descriptive method was utilized, involving participatory observation, semi-structured interviews with parents and teachers, along with documentation via photos, videos, and field notes. Data analysis adhered to the model proposed by Miles and Huberman, encompassing data reduction, data presentation, and thematic conclusion formulation. The results indicate that utilizing Wajanus improved children's involvement in cognitive, emotional, and motor skills while promoting greater learning motivation. Children recognized numbers, shapes, and new vocabulary more efficiently, and they exhibited a positive attitude toward the local cultural heritage presented in the video. However, challenges were noted, including differing degrees of child involvement, the demand for extensive teacher assistance, and inadequate educational resources. In summary, interactive videos grounded in local culture like Wajanus are successful in enhancing early childhood education quality while also reinforcing children’s character education and cultural identity, and they possess significant potential for duplication in other ECE institutions throughout Indonesia

This research examines the effect of current ratio and company size on profit growth in food and beverage sub-sector companies listed on the Indonesia Stock Exchange during the period 2015 to 2023. All companies in this sub-sector are the research population, with sample selection using purposive techniques based on certain criteria. A total of 72 observation data were analyzed using a quantitative approach through multiple linear regression. Data were obtained from the annual financial reports that have been officially published. The results of the analysis show that the current ratio does not have a significant effect on profit growth, indicating that the level of liquidity does not always contribute directly to profitability. On the other hand, company size has a significant effect, indicating that a larger operational scale and the availability of adequate resources have a positive impact on profit performance. These findings are expected to be a reference in making corporate financial decisions and considerations for further research in the field of corporate finance.

Desa Kemuning merupakan salah satu Desa yang terletak di Kec. Ngargoyoso, Kab. Karanganyar Jawa Tengah. Desa Kemuning mempunyai potensi dalam bidang pariwisata yang dikenal luas oleh masyarakat. Dalam proses pengembangan desa, salah satu permasalahan yang ada pada Desa Kemuning adalah kurangnya perhatian masyarakat tentang pentingnya Keselamatan dan Kesehatan Kerja (K3) dalam proses konstruksi. Sehingga Dosen Program Studi Teknik Sipil Universitas 17 Agustus 1945 Semarang melaksanakan kegiatan pengabdian yang berlokasi di Desa Kemuning yang berupa penyuluhan terkait pentingnya Keselamatan dan Kesehatan Kerja (K3) dalam proses pembangunan dan pengembangan Desa Kemuning. Metode kegiatan yang digunakan untuk tercapainya tujuan Pengabdian kepada Masyarakat ini adalah survei untuk mengetahui kondisi masyarakat dan lingkungan, analisis mengenai penyuluhan yang terkait pengetahuan masyarakat mengenai Keselamatan dan Kesehatan Kerja (K3), penyusunan materi tentang Keselamatan dan Kesehatan Kerja (K3), serta melakukan sosialisasi kepada masyarakat Desa Kemuning. Berdasarkan hasil dari proses kegiatan pengabdian kepada masyarakat yang dilaksanakan di Desa Kemuning yang berupa penyuluhan mengenai pentingnya Keselamatan dan Kesehatan Kerja (K3) untuk pelaksanaan konstruksi, dapat memberikan tambahan pengetahuan dan peningkatan sikap kehati-hatian dalam bekerja dibidang konstruksi dan warga semakin tahu item-item yang wajib digunakan dalam memenuhi standar Keselamatan dan Kesehatan Kerja (K3).

This study employs a qualitative method through a literature review approach and aims to examine the utilization of interactive learning in enhancing educational innovation in the digital era. The study is driven by the urgency to adapt learning processes to the rapid advancement of technology, requiring strategies that optimize the use of interactive media in teaching and learning activities. Based on a review of various academic sources such as books, journals, and scientific articles, it is found that interactive learning holds great potential in creating engaging learning environments, increasing student participation, and stimulating creativity and innovation. The integration of digital technology in interactive learning is also considered effective in expanding access to information, facilitating better understanding of learning materials, and enriching learning resources. Therefore, the literature reviewed indicates that developing technology-based interactive learning is highly relevant to improving the quality of education in facing the challenges of the digital age.

Community empowerment based on groups is an effective strategy to achieve food security in Lumban Gurning Village. This study aims to identify the potential and challenges in increasing food availability. With a participatory approach, community groups were formed to manage local resources sustainably. Data were collected through in-depth interviews, focus group discussions, field observations, and surveys. The analysis was conducted using the SWOT method and descriptive analysis. The results showed that empowerment groups were able to increase food production, diversify crops, and reduce dependence on external food. This initiative also raised awareness of the importance of a healthy diet and balanced nutrition, and facilitated the use of information technology for marketing local products. However, challenges such as access to capital, unmet weather, and infrastructure still need to be overcome. Collaboration between the government, non-governmental organizations, and the private sector is needed to support the absence of this program. By strengthening the capacity of community groups, it is hoped that Lumban Gurning Village can achieve better food security and encourage sustainable development.

Penelitian ini bertujuan untuk menggambarkan dan menganalisis bagaimana implementasi nilai-nilai pendidikan multikultural dilakukan di SMK Negeri 1 Binjai. Metode penelitian yang digunakan adalah pendekatan naturalistik inquiry studi kasus.Data dikumpulkan melalui pengamatandan wawancara.Keabsahan data diperkuat dengan mengonfirmasi hasil observasi dan wawancara. Untuk menguji kredibilitas data, dilakukan pengamatan yang lebih lama, peningkatan ketelitian, triangulasi data, member check, dan referensi. Analisis data dilakukan menggunakan model interaktif. Hasil penelitian menunjukkan bahwa implementasi nilai-nilai multikultural di SMK Negeri 1 Binjai memiliki beberapa aspek sebagai berikut:1) pembelajaran dilaksanakan secara terpadu melalui kegiatan intrakurikuler dan ekstrakurikuler. 2) Peran kepala sekolah, guru, dan siswa memiliki peranan penting dan pemahaman yang sama dalam pengembangan nilai-nilai multikultural, yang berpengaruh positif dalam membangun karakter peserta didik.. 3) Program kurikulum internasional (Cambridge) dirancang untuk memberikan kesempatan kepada siswa untuk terlibat secara langsung dan interaktif dengan dunia, serta mendorong pendekatan pembelajaran aktif yang memandu siswa menjadi fasih dan memiliki pengetahuan luas dalam berbagai mata pelajaran. 4) Program ini juga berusaha merangkul keragaman yang ada dalam hati siswa, seperti latar belakang etnis, keyakinan agama, dan cita-cita, dengan tujuan menciptakan individu yang mampu bersosialisasi dengan budaya yang berbeda. 5)SMK Negeri 1 Binjai merupakan tempat pertemuan antara peserta didik dan guru yang berasal dari latar belakang yang berbeda, yang memiliki ide, keyakinan, dan nilai yang beragam. Festival dan acara budaya diadakan untuk mengekspresikan keragaman multikultural tersebut. 6)Seluruh orang di lingkungan sekolah sangat waspaddan berkomitmen dalam menerapkan kebijakan no bullying (bebas penindasan). Dengan demikian,penelitian ini menyajikan gambaran tentang penerapan nilai-nilai multikultural dalam membangun karakter peserta didik yang beragam budaya.

Micro, Small and Medium Enterprises (MSMEs) play an important role in Indonesia's economic growth. However, many MSME players in Sabatan Hamlet, Ringinanom Village, Magelang Regency, do not have business legality, strong branding, and effective digital marketing strategies. This mentoring program aims to assist MSME players in obtaining a Business Identification Number (NIB), improving branding identity, and utilizing Google Maps as a means of business digitization. The methods used include observation, interviews, mentoring, and evaluation of six MSMEs in Sabatan Hamlet. The results of this program show that the assisted MSMEs have successfully obtained business legality in the form of NIB, have a more professional business logo and banner, and are registered on Google Maps, which increases the visibility of their business. The evaluation of this program also showed a positive response from MSME players, who felt the real impact of the assistance in the aspects of legality, branding, and digital marketing. With this program, it is expected that MSMEs in Sabatan Hamlet can develop more rapidly, increase competitiveness, and contribute more to the local economy. Similar programs in the future need to be expanded so that more MSMEs can benefit, with additional training related to digital marketing strategies and business management.

Economic literacy education and personal financial management have an important role in preparing the younger generation to face future economic challenges. The aim of this service is to increase students' understanding of SMK Nurcahaya Medan about economic literacy and how to manage personal finances effectively. This activity is carried out through counseling, interactive discussions and financial management simulations. The results of this activity show an increase in students' knowledge regarding basic economic concepts, budget management, and the importance of financial planning. With this activity, it is hoped that students can practice wise financial management in everyday life.