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Agriculture plays a crucial role in Indonesia's economy and food security, with subsidized fertilizers being a vital component in supporting productivity and the quality of harvests. The subsidized fertilizer policy, as regulated in Minister of Agriculture Regulation No. 01 of 2024, aims to ensure the targeted distribution of fertilizers. However, issues related to distribution and the misuse of subsidized fertilizers remain significant challenges. This study aims to evaluate the implementation of the subsidized fertilizer distribution policy in Jombang Regency based on Minister of Agriculture Regulation No. 01 of 2024. Using a qualitative descriptive approach, the research gathered data through interviews with informants, observations, and documentation at the Agriculture Office of Jombang Regency. The findings show that although the e-RDKK system has improved farmers' access to subsidized fertilizers, administrative barriers and distribution delays remain major issues. Uneven distribution coverage and the misallocation of fertilizers in several areas reduce the policy's effectiveness. Improvements in distribution management and stricter supervision are necessary to ensure the sustainability of the agricultural sector and food security in Jombang Regency. The distribution of subsidized fertilizers in Jombang Regency needs to be improved through more intensive education for farmers and simplification of administrative procedures.

This study explores the application of the design thinking approach in the pre-planning phase of subsidized homeownership for Generation Z in Indonesia. As Generation Z enters adulthood and begins to plan for the future, they face various challenges in achieving homeownership, particularly regarding financial issues and access to subsidized housing programs. The design thinking approach is used to gain a deeper understanding of the needs, desires, and barriers faced by Generation Z through the stages of empathy, problem definition, ideation, prototyping, and testing. By focusing on innovative and user-centered solutions, this research aims to design a more relevant and acceptable subsidized homeownership model for Generation Z. The findings of this study are expected to provide insights for housing developers and policymakers in designing more efficient and appropriate housing policies and programs that align with the socio-economic dynamics of Generation Z.

This study aims to determine and evaluate the Performance of the Food Crops Agriculture Service in the 2018-2023 Subsidized Fertilizer Distribution Program (Case Study of Rice Farmers, in Seso Village, Ngada Regency). Using a qualitative descriptive approach with Atik Septi Winarsih's theory and Robbins' theory which highlights Responsiveness, Responsibility, Accountability, Punctuality, Work Commitment. The study involved 12 Informants.The results showed that in the subsidized fertilizer distribution program, employees of the Food Crop Agriculture Office of Ngada Regency have not carried out their duties in accordance with the needs of farmers on agricultural land, this is due to communication deficiencies such as in terms of providing infrastructure, fertilizer stocks, and the problem of changing fertilizer price increases and in terms of special training in accessing the E-RDKK system. One of the factors that hinders access to this system is that farmers do not understand the use of the E-RDKK system through android phones and the lack of knowledge that farmers have. The Ngada Regency Food Crop Agriculture Office has also not provided sufficient facilities and infrastructure on farms because there are many delays in distribution that take more time than the specified time. Services at the Ngada Regency Food Crop Agriculture Office have not been in accordance with the implementation in the field so that farmers' needs have experienced delays in service. Another form of participation that supports the sustainability of the subsidized fertilizer distribution program is by conducting socialization activities. The form of participation that is carried out is contrary to community expectations where the completion time is delayed from the time that should be determined.

The purpose of this study was to determine and analyze the effect of Price on Purchasing Decisions. To determine and analyze Promotion on Purchasing Decisions. To determine and analyze the Location on Purchasing Decisions. To determine and analyze the effect of Price, Promotion and Location on Purchasing Decisions for Subsidized KPR Houses at PT ABGI PUTRA PERKASA. In this study, an associative approach was used to determine the relationship between each variable. The data presented in the form of quantitative data, namely testing and analyzing data with numerical calculations and then drawing conclusions and testing. In this study, the object studied was a Subsidized KPR House at PT ABGI PUTRA PERKASA with an unknown population and a sample of 61 people with a sample draw using the Lemeshow formula.The results of this study are Price has a significant effect on Purchasing Decisions. Promotion has a significant effect on Purchasing Decisions. Location has a significant effect on Purchasing Decisions. And Price, Promotion and Location have a significant effect on Purchasing Decisions for Subsidized KPR Houses at PT ABGI PUTRA PERKASA.

This study aims to determine the benefits of the farmer card program in improving the welfare of poor farmers in Talotenreng Village at the BPP Sabbangparu of the Wajo Regency Agriculture and Food Security Office and to find out the factors that hinder the evaluation of the farmer card program in improving the welfare of poor farmers in Talotenreng Village at the BPP Sabbangparu of the Wajo Regency Agriculture and Food Security Office. The research method used is a qualitative method, usually the data is inductive or qualitative, and the type of research used is descriptive that provides a detailed picture or phenomenon.The results of this study show that the Farmer Card Program in Talotenreng Village has not been used by farmers as recipients of farmer cards or is still tentative so that farmers cannot feel the benefits, because there are no instructions, directions or orders from the Central Government/Ministry of Agriculture of the Republic of Indonesia. The Farmer Card Program is the latest Government program implemented in all regions with the aim of redeeming the purchase of subsidized fertilizers in an effort to improve the welfare of farmers in accordance with Presidential Regulation No. 77 of 2005 concerning the Determination of Subsidized Fertilizers as Goods in Supervision as amended by Presidential Regulation No. 15 of 2011 concerning Changes in the Determination of Subsidized Fertilizers as Goods Under Supervision.

One of the benefits of using a farmer card is to access subsidized fertilizers. Farmer cards are those programmed by the government and can function to ease all farmers' affairs in making loans, transactions, savings and regarding the acquisition of subsidized fertilizers. This research was motivated by problems in the farmer card program which according to the community was less useful for them, especially in terms of accessing fertilizer. The farmer card is expected to be able to overcome the problem of fertilizer distribution that is not on target and is expected to be able to provide welfare for every farmer owned by farmers with the fertilizer obtained, so that the farm that is run produces satisfactory production for the farmers themselves. The results showed that, on average, the number of farmers who did not understand the farmer card was 60%, while those who understood the farmer card were 37%. This is due to the lack of socialization from related agencies, causing a lack of understanding of farmers towards the farmer card program, especially given the fact there are some farmers who have not studied at all. This farmer card has also not been benefited by farmers, so farmers have difficulty getting subsidized fertilizer and have to spend expensive costs to obtain fertilizer.

The government's policy to increase the price of subsidized fuel in September 2022 has affected the economy in Indonesia. Tulungagung Regency as one of the regions in East Java also felt the impact of this policy. The increase in the price of subsidized fuel makes household consumption expenditure also increase. This study aims to fill the gap in the literature and to determine the effect of the increase in the price of subsidized fuel oil (BBM) on household consumption expenditure in Tulungagung Regency. The approach used in this research is a quantitative approach with the type of research used is associative research. The data source used in this research is secondary data derived from the official websites of the Ministry of Energy and Mineral Resources, Pertamina and BPS Tulungagung Regency in the period 2008-2023, as well as other supporting references such as books, research journals, articles, theses, and news. Data collection techniques in this study are literature studies and documentation with data analysis techniques using simple linear regression. The results of this study indicate that there is a significant influence between the increase in subsidized fuel prices on household consumption expenditure in Tulungagung Regency, with a coefficient of determination of 74,7%.

This study aims to determine the benefits of the farmer card program in improving the welfare of poor farmers in Talotenreng Village at the BPP Sabbangparu of the Wajo Regency Agriculture and Food Security Office and to find out the factors that hinder the evaluation of the farmer card program in improving the welfare of poor farmers in Talotenreng Village at the BPP Sabbangparu of the Wajo Regency Agriculture and Food Security Office. The research method used is a qualitative method, usually the data is inductive or qualitative, and the type of research used is descriptive that provides a detailed picture or phenomenon. The results of this study show that the Farmer Card Program in Talotenreng Village has not been used by farmers as recipients of farmer cards or is still tentative so that farmers cannot feel the benefits, because there are no instructions, directions or orders from the Central Government/Ministry of Agriculture of the Republic of Indonesia. The Farmer Card Program is the latest Government program implemented in all regions with the aim of redeeming the purchase of subsidized fertilizers in an effort to improve the welfare of farmers in accordance with Presidential Regulation No. 77 of 2005 concerning the Determination of Subsidized Fertilizers as Goods in Supervision as amended by Presidential Regulation No. 15 of 2011 concerning Changes in the Determination of Subsidized Fertilizers as Goods Under Supervision.    

Infrastructure development in Jombang Regency has increased, after the city returned to normal from the Covid outbreak over time. The natural gem subsidized housing project was built on an area of ​​7,410 m2. This landed house was built with Type 30/60 with a total of 71 housing units. This project was built by PT SAMI KARYA. In this research, data collection was obtained from developers such as weekly reports, daily reports, work schedules, RAB, and actual costs. In 2023, demand for houses in Jombang Regency will increase drastically because there are still many people who need a place to live. The methods used are Return of investment, Internal rate of return and Benefit cost ratio. The ROI calculation method is concluded to be still in profitable status as a long-term investment and can be used to invest in subsidized housing development projects with an ROI value above 16.19% as a return on investment parameter, but after carrying out a trial calculation, a profit value of 389 is obtained. % and of course achieve, even exceed the target.

A house is a basic human need, many people are rarely able to save in cash due to rising house prices. By providing pawn products (Home Ownership Credit), the Bank acts as a mediator between the interests of home buyers and sellers in this situation. However, Muslims are not allowed to use the usury transaction interest system used by mainstream banks. For Muslims who want interest-free financial services, the rise of Islamic banking is a good thing. However, the fact that sharia banking has not been able to match conventional banks in Indonesia is proof that the majority of Muslim communities there do not have full confidence in using sharia banks. Based on this, the author looks at and discusses how murabahah contracts are used in sharia finance at the Bank Sumut Syariah Lubuk Pakam Branch Office. The aim of this qualitative descriptive research which combines case study theory is to describe the implementation of the murabahah contract and determine its impact on sharia financing at Bank Sumut Syariah Lubuk Pakam Branch Office. To gather information regarding the use of murabahah contracts in Islam, the data collection approach uses interview procedures, namely questions and answers to officers, employees and authorized parties (in authority), as well as documentation. Descriptive techniques are used in data analysis procedures. The research findings, the application of the DSN-MUI fatwa regarding murabahah, turns out that the DSN-MUINo.04/DSNMUI/IV/2000 fatwa was followed in the case of murabahah financing for subsidized housing mortgage financing carried out by the North Sumatra Syariah Bank, Lubuk Pakam Branch Office.

The majority of the people of Kedungbunder Village, Sutojayan District, Blitar Regency work as farmers and livestock breeders. Farmers in Kedungbunder Village complain that the price of non- subsidized fertilizer is expensive and subsidized fertilizer from the government is difficult to obtain, thus affecting agricultural productivity. This socialization aims to provide understanding and skills to farmers in making and using liquid organic fertilizer from agricultural waste and natural materials in the environment so that farmers can make fertilizer independently. In this way, farmers in Kedungbunder Village are more independent and creative, do not depend on subsidized fertilizer supplies, and reduce operational costs and agricultural activities remain productive, thereby increasing farmer capacity. The methods used in this community service activity include discourse, discussions, and training. The results of community service showed a positive response of 86.76% of participants to socialization activities.