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Banking is one way to solve problems related to business finance. Banking is a place to provide financing to develop a business that is being worked on. According to the theory, Account Officers have an important impact on determining customers. The formulation of the problem in this study is How is the analysis of the role of the Account Officer in overcoming problematic financing at the BSI KCP Gatot Subroto bank? and How is the performance analysis of the Account Officer in overcoming problematic financing at the BSI KCP Gatot Subroto bank? This study uses a qualitative research method with a type of field study research. Data was collected through interviews, documentation and observation. The results of this study mention the role of the account officer in analyzing and processing financing applications at the BSI KCP Ponorogo bank including managing accounts, managing products, managing financing and managing sales by approaching debtors and the need for review at any time. The performance of the BSI KCP Gatot Subroto bank account officer in preventing problematic financing at the BSI KCP Gatot Subroto bank includes the financing application stage where the account officer gives time to prospective debtors to complete the requirements as a standard selection in financing, the financing proposal stage with reference to the selection of information obtained from existing social, the stage of providing financing facilities which shows that the account officer offers existing facilities based on the features of the selected prospective debtor, the financing stage which reviews the financing facilities by reviewing the financing facilities obtained by the prospective debtor or debtor. The efforts to resolve problematic financing at BSI KCP Gatot Subroto bank are financing restructuring which includes rescheduling.

This research is motivated by the fact that there are still OSIS members who are engrossed in social media, there are still OSIS members who are not able to communicate well when asked to appear, there are still OSIS members who lack the courage to express their opinions in front of the forum, there are still OSIS members who are not lacking in courage, appreciate, for example, whwn friends have on opinion, there are still OSIS members who don’t care, for example when a friend is in trouble, there are still OSIS  members who are negligent in their duties, there are still OSIS members who are less active in, for example, asking questions and it is difficult for OSIS members to apply a friendly charakter. and communicative, and so on. The purpose of this research is to find out the OSIS activities, find out the friendly and communicative character education contailed in the OSIS activities and to find out the impact of OSIS activities on friendly and communicative charakter. The type of research used is descriptive qualitative. Data collection techniques using observation, interviews and documentation. The data analysis techniques used are data reducation, data display, and data verification. Result of research at MAN 3 Agam: OSIS routine gate picket activities, cleaning prayer rooms, scheduling calls to prayer and prayers, muhadharah and meetings. Non-routine activities MAN Competition, Classmeeting, LDK, class XII farewell, HBN, HBI. LDK OSIS activitie, muhadharah, meetings, MAN Competition, Classmeeting, teacher’s day, class XII farewell can educate friendly and communicative charakter. The impact of this OSIS activitiy is that OSIS administrators can communicate politely, be good listeners, be attentive, cooperate, be respectful and be active.

This final assignment compared the results of durations in the CCPM method and the Critical Path Method (CPM) by conducting a case study of ship repairs at Galangan Kapal Madura Ltd. Initial project scheduling employed the traditional method of a Gantt chart, which was then broken down in more detail and complete relationships among activities into CPM form. The results were then compared with the duration in CCPM scheduling by eliminating multitasking and safety time for each activity as well as providing a buffer in progress. The CPM method lasted for 30 days at a cost of IDR 246,600,000.00, while the CCPM method lasted for 20 days at a cost of IDR 215,600,000.00. In conclusion, the CCPM method was the most effective.

The Bunda Jombang Housing development project is a project that has a land area of ​​31,401 hectares, where this housing development project was previously located on a former quarry land (Andim Rendy S, 2022), therefore it is necessary to carry out land work (land clearing) to restore the existing land structure. damaged as a result of previous mining activities. Researchers schedule earthworks so that there are no deviations from the planned schedule. An appropriate scheduling method is needed for efficient and effective utilization of the resources used. Research using the Precedence Diagram Method has the aim of analyzing implementation time and being able to determine effective scheduling for continuous work in housing development projects. (Author, 2021)

Land work (land clearing) in the Bunda Asri housing development project was carried out to meet the contours of the land so as to reach the planned contours, according to housing project data the volume of excavation work (cut) was 374,758.15 m³ and heap (fill) was 323,320.39 m³. The volume of excavation (cut) and embankment (fill) is divided into five sections of the earthwork area with a duration of work completion of 90 calendar days. Time constraints are the reason for project or work activities to be right on plan. Scheduling in this study uses the precedence diagram method (PDM) and is assisted by Microsoft Project software. A network that has definite dependencies and can be used in projects with overlapping activities between one another's work is called PDM. The results of the research analysis used the PDM method for the construction of Bunda Asri housing, namely 81 calendar days. which is faster than the estimate of the housing developer which lasted 90 calendar days. This happened because the grouping of work with a work breakdown structure and predecessors reduced the duration time and did not precede each other among other works.

Process scheduling algorithms play an important role in determining the performance of operating systems, particularly in managing CPU utilization and process execution efficiency. Ineffective scheduling mechanisms can lead to increased waiting time and reduced system performance. This study aims to model and simulate several process scheduling algorithms using MATLAB in order to evaluate their performance characteristics. The research method involves developing simulation models for selected scheduling algorithms, including First Come First Serve, Shortest Job First, and Round Robin. Performance evaluation is conducted based on key parameters such as average waiting time, turnaround time, and processor throughput. The simulation results demonstrate that each scheduling algorithm exhibits different performance behaviors depending on the workload characteristics. Shortest Job First produces the lowest average waiting time, while Round Robin offers better response time fairness for time-sharing systems. The findings indicate that simulation-based analysis using MATLAB provides an effective approach to understanding the behavior and performance trade-offs of process scheduling algorithms. This research contributes as a reference for selecting appropriate scheduling algorithms in operating system design and as a learning model for process scheduling analysis.

Anxiety among adolescents is a growing concern due to its significant impact on their mental and physical well-being. Providing anxiety education in schools can be a crucial step in imparting understanding and stress management strategies to teenagers. This activity aims to conduct an anxiety education program for 10th-grade students at Kalam Kudus II Senior High School, Jakarta. The program is implemented using the PDCA (Plan-Do-Check-Act) method, comprising four stages. The planning stage involves identifying objectives, analyzing needs, planning the content, and scheduling the sessions. Subsequently, in the execution stage, 10th-grade students are given education on anxiety and stress management through presentations and group discussions. Demonstrations and practice of stress management techniques are provided to enable students to apply the skills taught. Upon completing the program, an evaluation is conducted to assess students' understanding of the material and their application of stress management techniques in their daily lives. Feedback from students is collected to evaluate the effectiveness of the activity and identify areas for improvement in future sessions. This initiative is expected to benefit 10th-grade students at SMA Kalam Kudus II, Jakarta, in coping with anxiety and stress during their adolescent years. The education program aims to enhance their understanding of anxiety and equip them with valuable skills for stress management. Ultimately, it is hoped that these teenagers will be better prepared to face life's challenges and achieve improved mental well-being  

Students' lack of self-confidence makes it difficult for them to convey ideas, so they need to practice self-confidence, one of which is with Khitobah activities. The purpose of this study was to find out: (1) Implementation of the Khitobah Activity Program for Class X Students at SMK Andalusia 1 Wonosobo Academic Year 2022/2023. (2) the supporting and inhibiting factors for the implementation of the Khitobah activity program. (3) how is the evaluation of the implementation of the Khitobah activity for Class X Students at SMK Andalusia 1 Wonosobo. This type of qualitative descriptive research with data collection techniques through observation, interviews and documentation. The subjects of this study were students and teachers at SMK Andalusia I Wonosobo. The results of this study were; (1) The implementation of Khitobah for class X students at SMK Andalusia was planned and included scheduling, mentoring of Khitobah, Practice of Khitobah, and Evaluation of Khitobah. (2) Supporting factors and inhibiting factors in the implementation of khitobah. The supporting factors are as follows: (a) Internal factors: from within the students themselves because basically students have different motivations in participating in khitobah activities. (b) External Factors, including: Education, Training, Work, Environment, Habituation. (3) Evaluation of the implementation of khitobah begins with the teacher designing an assessment, which includes making schedules, khitobah materials, monitoring the implementation, evaluating the implementation and evaluating khitobah practices.

The purpose of this study is to understand the restructuring mechanism in solving problematic murabahah financing at Bank Sumut Syariah KC Medan Katamso. This research uses descriptive qualitative method. The source of the data obtained and used in this study was obtained directly at the research location at PT Bank Sumut Syariah KC Medan Katamso. This study uses primary data. In addition, in this study, raw data was also collected in the form of secondary data, such as evidence, documents or historical reports, documents, archives, whether published or not. The data collection that the writer did was through observation, interviews and document studies. Observations were made through direct observation at PT Bank Sumut Syariah KC Medan Katamso. Interviews were addressed directly to the Business or Marketing division of PT. Bank Sumut Syariah KC Medan Katamso according to the information needs by answering the questions raised by the author. Document research conducted by the author is in the form of written data or other documents needed by the author. After doing the research, it can be concluded that the North Sumatra Sharia KC Medan Katamso Bank in implementing the restructuring mechanism there are principles that must be followed in resolving problem financing contained in Bank Indonesia Regulations and can be said to be good. The principles applied by Bank Sumut Syariah KC Medan Katamso are in accordance with Bank Indonesia Regulation No. 13/9/PBI/2011 concerning amendments to Bank Indonesia Regulation Number 10/1/PBI/2008 concerning Financing Restructuring for Sharia Banks and UUS. Namely, rescheduling, reconditioning, and restructuring.

This article was created to research one of the business ideas to be developed, namely Glowish Products which is a social-based business idea made from recycled materials derived from fruit peels. This research focuses on a business idea that is made into a project aimed at achieving the goals desired by the business. The project that is carried out is carefully planned until it forms the deliverables expected by the business. The research method used is descriptive method. The results of the analysis obtained consist of project integration, scope, time, and quality of the business being run. This article also uses the critical path method for scheduling the project to be carried out with the need for a good controlling system.

CV. Daya Patra Sentosa is a company that produces paving. Of the several types of products available, T6 paving, T8 paving, and hexagon paving are the types of products with the most demand. CV. Daya Patra Sentosa has problems in production scheduling, namely there are frequent delays in product delivery because they do not yet have an optimal production scheduling system and still use FCFS rules. The purpose of this study is to provide alternative production scheduling suggestions in order to obtain optimal production processing time and prevent delays in product delivery. These problems are solved by the method of Campbell Dudek Smith and Palmer. These two methods are compared to find out the production process time and get the optimal choice of production time. The calculation results show that the application of the method applied by the company, namely FCFS is 12342.9 minutes, the Campbell Dudek Smith method is 11953.9 minutes, and the Palmer method is 12023 minutes. It can be seen that the Campbell-Dudek-Smith method provides a shorter time of 389 minutes (3.15%) to the company's schedule.

Pharmaceutical preparations is a term that covers all forms of pharmaceutical preparations ranging from drugs, medicinal ingredients, traditional medicines to cosmetics. This term has been regulated in Government Regulation of the Republic of Indonesia Number 51 of 2009 concerning Pharmaceutical Work. Management of pharmaceutical preparations is a cycle of activities starting from the selection, scheduling needs, receiving, storage, distribution, destruction and withdrawal, control, which is necessary for pharmaceutical service activities. The method used in this study is a Systematic Literature Review (SLR) of ten national journals which were obtained using online database facilities via the Google Scholar, Refseek, and Sciencegate pages. Journals were selected based on publications published between 2018 and 2023. There were obstacles in the implementation of pharmaceutical preparations, including planning that was still conservative, from delays in drug procurement in demand and distribution, resulting in empty drug supplies. However, not all aspects are problematic. There are many other aspects of the mechanism of pharmaceutical preparation that are carefully programmed and procedurally appropriate. This matter needs to be done routinely and continuously, and with written commitments for pharmaceutical preparations in Indonesia in supporting SKN it can be categorized as quite good.

Ship waiting time is one issue that is always getting serious attention in every country. Marine transportation became the main made of transportation in trade. Nearly 90% of foreign trade is done by sea. Freight carried by sea to be very efficient due to large carring capacity and this the role of the port as a place where ships can carry out loading and unloading of goods becomes an important means of supporting adequate facilities and infrastructure. If the performance of the port is not optimal, it will have a direct impact on the service so that it will cause new problems, namely the ship’s waiting time gets higher, so that it  willlead to high costs, which have a direct impact on the price of goods on the market. This research has objective to know analysis the influence of factor ship scheduling, pilotage, and loading and unloading productivity to the waiting time. This research was conducted at the Port of Sei Kolak Kijang as a sample. The data collection done was through a method of observation, the literature study, interview, documentatuion and the questionnaires. Techique the analysis used is linear regression multiple with program assitance SPSS V.20. Based on the results of research and analysis produced equation: Y = 15.326 - 0,220 X1 - 0,178 X2 – 0,308 X3 + µ. Where the decision variable of waiting time (Y), ship scheduling (X1), pilotage (X2), loading and unloading productivity (X3) tested using t test show that the three independent variables significantly influence passenger decision as dependent variable. The Adjusted R Square number of 0,665 indicates that 66,5 percent of waiting time variables can be explained through the three independent variables in the regression equation. While the remaining 33,5 percent is explained by other variables outside the three variables used in this study.