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Knowledge of finance, understanding of religiosity and security are three aspects that can influence a person's decision to make savings. By understanding these three aspects, it is hoped that the millennial generation will become a generation of quality for the progress of the nation and state. This research is a descriptivequantitative research using primary data. The sample used in this study was 95 millennial generation respondents. Data were obtained by distributing questionnaires both in person and online to respondents who met the qualifications as millennials or those born in 1990 to 2000. The data that was obtained was then processed with statistical software tools, namely SPSS version 26. The results in this study based on the regression test are: first, partially, the financial literacy variable has no influence on saving decisions. Second, partially, religiosity does not have a significant influence on the decision to save in Islamic banks. Third, partially, security has a significant influence on the decision to save in Islamic banks. And fourth, simultaneously, financial literacy, religiosity and security variables significantly influence the decision to save in Islamic banks.

The thesis with the title "The Influence of Income and Religiosity on Employee Performance (Study at PT. Bhakti Idola Tama, Sungai Gelam District, Muaro Jambi Regency)" was written by Ira Puspita Sari, NIM 501190279, Department of Sharia Economics, Sulthan Thaha Saifuddin State Islamic University, Jambi 2023. An employee's performance will increase and develop when the employee is satisfied with the income received and an attitude of religiosity in each employee. The aim of this research is to determine the effect of income and religiosity on employee performance. The research method used in this thesis research is descriptive quantitative. The samples taken were 40 respondents. Data collection techniques by researchers are literature study, observation, interviews and questionnaires. The results of the research in this thesis are that Income and Religiosity simultaneously or together have a positive and significant effect on the performance of PT employees. Bhakti Idol Tama. It is known that the significance value for income and religiosity (X) simultaneously on Employee Performance (Y) is 0.003 < 0.05 and the calculated F value > F table (6.668 > 3.25). So it can be concluded that Ha is accepted and Ho is rejected. It is hoped that the results of this research can contribute, have an impact or have implications for related parties so that they can be used as a reference for research, scientific development and so on.

This study aims to examine the effect of pressure, opportunity, rationalization, competence, and arrogance on academic fraud with religiosity as a moderating variable. This research is a quantitative type. The population in this study were 521 students of the Faculty of Economics, Islamic University of Majapahit for the academic year 2019 - 2020. The sampling technique used the purposive sampling method so that a total of 190 respondents were obtained. This study uses primary data obtained from distributing questionnaires through the Google form with a measuring tool in the form of a Likert scale. The data analysis technique uses descriptive statistics with the SmartPLS data testing tool using the outer model and inner model of measurement. The results showed that pressure, opportunity, rationalization, and arrogance had a positive and significant effect on academic fraud while competence had no effect on academic fraud. Religiosity is not able to moderate the effect of pressure, opportunity, rationalization, and competence on academic fraud. Religiosity is able to moderate the effect of arrogance on academic fraud.    

Abstract The poem "Sergius Mencari Bacchus" by Norman Erikson Pasaribu which is the object of this research aims to describe things related to (1) the physical and mental structure of the poem "Sergius Mencari Bacchus", (2) aspects of Christian religiosity in the poem "Sergius Mencari Bacchus”. The data collection technique was based on the form of a part of one of the poems in the poetry anthology book "Sergius Mencari Bacchus". The analysis technique used is in the form of analysis and interpretation of the data which is the subject of the study, as well as the emphasis on analyzing the religious values ​​contained therein. The results of the study describe that there are six physical structures and four mental structures that are builders in the poem "Sergius Mencari Bacchus". There is also an explanation regarding each stanza in the poem "Sergius Mencari Bacchus" in relation to the value of Christian religiosity. With the research that has been done, new meanings and understandings have been found regarding the values ​​of Christian religiosity which are very strong in the poem. How can Indonesian society, which is predominantly Muslim, be unable to interpret the poem "Sergius Mencari Bacchus" and its relation to the history that happened to the two figures who are the object of the poem. Apart from being related to religious values, there are also historical values ​​that lie behind the story of the two figures.   Keywords: christianity, poetry, religiosity, inner structure, physical structure     Abstrak Puisi “Sergius Mencari Bacchus” karya Norman Erikson Pasaribu yang menjadi objek penelitian tersebut bertujuan untuk mendeskripsikan hal-hal terkait (1) struktur fisik dan batin puisi “Sergius Mencari Bacchus”, (2) aspek-aspek religiusitas Kristen dalam puisi “Sergius Mencari Bacchus”. Teknik pengumpulan data berdasar pada wujud bagian salah satu puisi dalam buku antologi puisi “Sergius Mencari Bacchus”. Teknik analisa yang digunakan berupa analisa dan juga pemaknaan terhadap data yang menjadi subjek kajiannya, serta penekanannya pada analisa nilai religiusitas yang terkandung didalamnya. Hasil penelitian menjabarkan adanya enam struktur fisik serta empat struktur batin pembangun dalam puisi “Sergius Mencari Bacchus”. Terdapat juga penjabaran terkait tiap bait dalam puisi “Sergius Mencari Bacchus” dalam kaitannya dengan nilai religiusitas Kristen. Dengan adanya penelitian yang telah dilakukan ditemukan pemaknaan dan pemahaman baru terkait nilai religiusitas Kristen yang sangat kental dalam puisi tersebut. Bagaimana dalam masyarakat Indonesia yang mayoritas beragama Islam kurang dapat memaknai puisi “Sergius Mencari Bacchus” serta kaitannya dengan sejarah yang terjadi pada dua tokoh yang menjadi objek dari puisi tersebut. Selain terkait dengan nilai religiusitas terdapat juga nilai sejarah yang melatar belakangi penceritaan dua tokoh tersebut.   Kata kunci: kristen, puisi, religiusitas, struktur batin, struktur fisik

Dilihat dari sisi kuantitas nasabah, total nasabah yang dimiliki perbankan syariah meningkat, namun demikian pangsa pasar perbankan syariah sebagai lembaga keuangan di Indonesia masih relatif kecil. Untuk menjawab permasalahan tersebut, penelitian ini menggali faktor-faktor yang mendorong  kecenderungan masyarakat untuk menabung di bank syariah. Kajian literatur dilakukan, dan data dikumpulkan melalui dokumentasi. Sesuai temuan, penelitian ini mengidentifikasi tiga faktor kunci: pengetahuan, persepsi, dan religiusitas, yang memainkan peran penting dalam mempengaruhi minat masyarakat untuk menabung di bank syariah

Penelitian ini menggunakan pendekatan penelitian kuantitatif dan bertujuan untuk: (1) Menguji kesadaran wajib pajak terhadap kepatuhan wajib pajak; (2) Menguji sanksi pajak terhadap kepatuhan wajib pajak; (3) Menguji pelayanan fiskus terhadap kepatuhan wajib pajak; (4) Menguji religiusitas dapat memoderasi pengaruh antara kesadaran wajib pajak terhadap kepatuhan wajib pajak; (5) Menguji religiusitas dapat memoderasi pengaruh antara sanksi pajak terhadap kepatuhan wajib pajak; (6) Menguji religiusitas dapat memoderasi pengaruh antara pelayanan fiskus terhadap kepatuhan wajib pajak. Hasil penelitian menunjukkan : (1) Kesadaran wajib pajak berpengaruh positif dan signifikan terhadap kepatuhan wajib pajak; (2) Sanksi pajak berpengaruh positif dan signifikan terhadap kepatuhan wajib pajak; (3) Pelayanan fiskus berpengaruh positif dan signifikan terhadap kepatuhan wajib pajak; (4) Religiusitas memperkuat pengaruh kesadaran wajib pajak terhadap kepatuhan wajib pajak; (5) Religiusitas memperkuat pengaruh sanksi pajak terhadap kepatuhan wajib pajak; (6) Religiusitas memperkuat pengaruh pelayanan fiskus terhadap kepatuhan wajib pajak.