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Muchayatin Muchayatin; Dirgo Wahyono; Sukardi Sukardi; Anisa Sukmawati; Sutarno Sutarno

Perigel: Jurnal Penyuluhan Masyarakat Indonesia 2022 Universitas 17 Agustus 1945 Semarang

Today, digital technology is developing rapidly, from its application to the emergence of various digital business entities. The application of the Internet and digital technologies is geared towards achieving marketing goals. The goal of marketing is to win the competition. So a strategy is needed to enter the digital market. Community service. This aims to provide knowledge to Cemara MSMEs regarding strategies to enter the digital market, especially the results of milkfish processing in Kaliprau Village, Ulujami District, Pemalang Regency. This method of community service activities uses the method of lectures, dialogues and questions and answers. The results obtained by participants understand the reach and breadth of the digital market and are able to measure the ability to enter the digital market. The enthusiastic response from the participants received input on the needs of Cemara MSMEs related to skills in using information technology, transaski using e-money applications and bookkeeping.

Elfira Annisa; Wahyu Indah Sari; Dewi Mahrani Rangkuty

The International Conference on Education, Social Sciences and Technology 2022 International Forum of Researchers and Lecturers

This research to analyze the contribution of variables from three economic policies, with monetary policy through interest rate variables, exchange rates, and money supply in facing economic recession. Where the fiscal policy variable is through tax value. Then macroprudential policy through Non Performing Loan and Capital Adequacy Ratio variables. This study uses secondary data or time series, namely from December 2019 to February 2021. The data analysis model in this study is the Vector Autoregression (VAR) model which is seen from being sharpened with Impulse Response Function (IRF) analysis and Forecast Error Variance Decomposition (FEVD), Panel ARDL, and Different Tests. The results of the IRF analysis show that the stability of the response of all variables is formed in period 8 or the medium and long term, where the response of other variables to changes in one variable shows different variations, both from positive responses to negative responses or vice versa, and there are variables whose responses remain positive or remain negative from the short term to the long term. The results of the FEVD analysis show that for the short-term inflation variable it is influenced by inflation itself and in the medium and long term it is influenced by interest rates. For the JUB variable in the short term it is influenced by JUB itself and in the medium and long term it is influenced by NPL. For the interest rate variable in the short term it is influenced by JUB while in the medium and long term it is influenced by the exchange rate itself and CAR. For the tax variable in the short, medium and long term it is influenced by the tax itself and JUB. For the NPL variable in the short, medium and long term it is influenced by JUB and tax. For the CAR variable in the short, medium and long term it is influenced by JUB and tax. Then the results of the ARDL Panel analysis show that the country that is able to become a leading indicator in controlling the economic recession in the Four of The Group Twenty, namely Turkey, is only done by interest rates. While South Africa is done by interest rates, taxes, NPL, and CAR. For Russia, it is done by all variables, namely the amount of money in circulation, interest rates, exchange rates, taxes, NPL, and CAR. Meanwhile, Indonesia is carried out by exchange rates, taxes, NPL and CAR.

Hani Krisnawati; Praditya Dewi Arumsari

EBISNIS : JURNAL ILMIAH EKONOMI DAN BISNIS 2022 LPPM Universitas Sains dan Teknologi Komputer

Technological developments at this time are very advanced in various ways, inviting everyone to find new discoveries, therefore an information processing work system that is fast, precise and accurate is expected to improve service to consumers to achieve goals. MA Miftahul Ulum Ngemplak administration includes payment of Education Development Contribution (SPP), extracurricular money (including: scouts, computers, volleyball and drum bands) and Intra-School Student Organization (OSIS) money up to the preparation of financial reports every day, every month to every years to be reported to interested parties, such as the school treasurer, principal and head of the foundation, and all these payments are still recorded manually. This system has a weakness, namely in terms of recording school administration payments it is less effective because it has to record in triplicate, namely on student payment cards, daily data payment report books, and monthly data payment report books, as well as the process of finding data and submitting student payment reports is not fast. With the existence of a system, it is hoped that later the design can assist in the transaction process for paying tuition fees, UTS, UAS and all expenses at MA Miftahul Ulum Ngemplak, besides being able to produce software applications that aim to increase productivity and support facilities in administrative activities, especially tuition payments. , UTS, UAS and expenditure transactions at MA Miftahul Ulum Ngemplak and the recording process becomes more effective because recording is only once during the school financial administration payment process and speeds up the process of searching for data and submitting school financial administration payment reports

Anna Sardiana Ali

Tabsyir: Jurnal Dakwah dan Sosial Humaniora 2022 STAI YPIQ BAUBAU, SULAWESI TENGGARA

The obstruction of several business activities caused by the pandemic has led to the need for institutions that can manage and develop MSMEs in the midst of this outbreak. One of the institutions that is being developed is Sharia fintech. This research uses a literature study method where in this method the researcher uses several sources that present topics related to the research. This research also uses secondary sources where the source presents data related to Sharia fintech and MSMEs. The research technique used in this study is descriptive statistics by examining patterns to develop MSMEs using Sharia-based fintech. The results of this study revealed that currently the total assets of Sharia fintech reached 50 billion in IDR with a growth 8.32 %, which shows a significant figure compared to February 2020. Since the development of Sharia fintech, there have been 13 Sharia financial technology and there’re six companies engaged in financing 65 to develop MSMEs. The pattern used in developing MSEs that have a Sharia basis can use the role of fintech institutions not only providing financial assistance in the form of money but also providing assistance in the form of companions in developing their businesses related to MSME marketing..

Sinta Nugraheni

Tabsyir: Jurnal Dakwah dan Sosial Humaniora 2022 STAI YPIQ BAUBAU, SULAWESI TENGGARA

This study aims to analyze the interest of the Semarang city’s community in using GOPAY as a digital payment based on the Technology Acceptance Model (TAM). The TAM approach was chosen because TAM is the most widely used model in predicting the acceptance of information technology and has proven to be a very useful theoretical model in helping to understand and explain user behavior in the implementation of using GOPAY as a digital payment. Nowadays, people who used to use cash payment (cash based) have now started to recognize and use non-cash payments (non-cash) in carrying out various payment transaction activities. One of the non-cash payment instruments that is currently developing is electronic money, one of which is GOPAY. The sample of this study was 100 people in the city of Semarang. The data analysis technique is multiple linear regression. The results of the research are Perceptions of Benefits, Perceptions of Ease, User Attitudes, and Perceptions of Security that have a positive effect on interest in using GOPAY as a digital payment.

Yulifda Elin Yuspita; Rezeki, Muhammad

JURNAL TEKNIK MESIN, INDUSTRI, ELEKTRO DAN INFORMATIKA 2022 Pusat Riset dan Inovasi Nasional

Public service or community service is defined as the provision of services to people who have an interest. The Center for Conservation and Natural Resources is an agency that is engaged in the field of conservation and natural resources which is responsible for supervising the captive efforts and maintenance of protected plants and animals by individuals, companies and institutions. The community is the main source of information for this agency in terms of monitoring the use of natural resources in their environment, but it is the community themselves who rarely provide information because the community must report directly and it takes time and money to report. One alternative that can be done to provide good service is to build an information system application for communication media with the Work System Framework approach. Work System Framework is a system where humans or machines participate in running business processes using information, technology and resources, in conducting analysis and design modeling is carried out with the Unified modeling language. Pelayanan publik atau layanan masyarakat diartikan sebagai pemberian layanan kepada  masyarakat yang mempunyai kepentingan. Balai Konservasi Dan Sumber Daya Alam adalah sebuah Instansi yang bergelut di bidang konservasi dan sumber daya alam yang bertanggung jawab mengawasi upaya-upaya penangkaran dan pemeliharaan tumbuhan dan satwa dilindungi oleh perorangan, perusahaan dan lembaga. Masyarakat merupakan sumber informasi utama bagi instansi ini dalam hal pemantauan terhadap pemanfaatan sumberdaya alam di lingkugannya, tetapi justru masyarakat sendiri yang jarang memberikan informasi dikaranakan masyarakat harus melakukan pelaporan secara langsung dan membutuhkan waktu dan biaya untuk melakukan pelaporan. Salah satu alternatif yang dapat dilakukan untuk memberikan pelayanan yang baik adalah dengan membagun aplikasi sistem informasi untuk media komunikasi dengan pendekatan Work System Framework. Work System Framework adalah sebuah sistem dimana manusia atau mesin berpartisipasi menjalankan proses bisnis dengan menggunakan informasi, teknologi dan sumber daya, dalam melakukan analisa dan perancangan dilakukan kan pemodelan dengan Unified modeling language.

Nasrulloh Isnain; Reza Avrizal; Heru Sulistiono

Jurnal Suara Pengabdian 45 2022 LPPM Universitas 17 Agustus 1945 Semarang

Today there are various kinds of social media for business. Some examples social media for business including Facebook, Youtube, Blogs, Instagram, Twitter, Snapchat. From a variety of social media that are often used by business actors is facebook. Facebook users in Indonesia reach 129.9 million in early 2022. This figure is derived from advertising reach sources Facebook to Indonesian users. Thus, the percentage of users Facebook in Indonesia is equivalent to 46.8 percent of the total population in early 2022. In the world of marketing, social media plays an important role is very important in building a strong customer base for a brand. One of the biggest in Indonesia, of course, is Facebook. In to increase marketing channels, there are recommendations for tools and software Free Facebook marketing at its best. We don't need to spend money to subscribe or buy existing Facebook marketing tools is wrong one is Facebook Canvas.

Poliman Padang; Julia Ivana

Public Service And Governance Journal 2022 Universitas 17 Agustus 1945 Semarang

Implementation of the Government's Strategy in Creating an Anti-Money Politics Village is a strategy carried out by the government, namely in the form of a Program to anticipate the practice of money politics or Money Politics in Elections. The aim of this research was to provide readers with an understanding of what strategies can be used to eradicate political money practices in a democracy. The research method that researchers use is descriptive research. The focus of the research is on what strategies or tactics are used by the government to eradicate the practice of money politics and what obstacles are experienced in implementing these strategies. The solution to this problem is encouragement for the government, community leaders and parents to launch this strategy.

Hasnawati. A. Dg. Maserre; Widia adisti Saliani;  Jesica Revani Aulia putri

The International Conference on Education, Social Sciences and Technology 2022 International Forum of Researchers and Lecturers

The invention of electronic wallets, or "E-wallets," is the outcome of fintech's expansion. An indication that more people are beginning to use digital wallets for everyday transactions is the rise in electronic money transfers. In order to ascertain the variables influencing engineering students' intents to utilize digital wallets, this study used a quantitative methodology. This study's population and sample consisted of engineering students in Indonesia that utilize digital wallets. The sample was drawn using a probability sampling approach called simple random sampling, which was successful in gathering up to 266 respondents, and an analysis method that made use of SPSS. The study's findings demonstrate how interest in utilizing digital wallets is influenced by perceived utility and convenience. In this study, however, interest in using digital wallets is unaffected by risk perception.

Meganuari, Fauzan; Meganuari, Fauzan; Wismarini, TH Dwiati

JURNAL ILMIAH KOMPUTER GRAFIS 2022 UNIVERSITAS STEKOM

Most people who want to find a used motorcycle will first seek information about the price of a used motorcycle through the internet or newspapers. This is less effective because it will waste a lot of time and money, especially if you have to look for information on used motorcycles one by one but the results are not in accordance with your wishes and needs. To facilitate the search for used motorcycles, the WASPAS method is used. Attributes of used motorcycles include: brand, transmission, model, type, price, cc, year of manufacture. Used motorcycles are recommended only for three well-known brands, namely Yamaha, Honda and Suzuki with the WASPAS method. This study aims to build a decision support system that can be used to provide recommendations for the selection of used motorcycles according to the wishes and needs of consumers using the WASPAS method. The used motorcycle selection system using the WASPAS method with the selection of criteria for used motorcycles by choosing the Honda brand and automatic transmission, the results obtained are Honda Scoopy recommendations with a value of 1.00.

Abdiyanto, Abdiyanto; Ronald Farel Siahaan; Rusiadi, Rusiadi; Ade Novalina; Bhaktiar Efendi +3 more

Proceeding of The International Conference on Economics and Business 2022 Universitas Kristen Indonesia Toraja

Destination from study this that is for test variable Interest Rates, Inflation , Total Money Supply and GDP how much big in take effect to EXCHANGE variable . And for knowing is panel level _ ethnic group interest , inflation , money supply , unemployment , investment , and GDP have an effect positive and significant to exchange rates in America, Australia, China, Canada , Indonesia, Japan , South Korea, Malaysia, Singapore, Russia and Thailand. Approach study this is study associative / quantitative with the Simultaneous model and the ARDL Panel where aim see linkages Among independent variables and dependent variables that spread panel in Top Major Exchange Rate countries in 11 APEC Countries. Study this conducted against 11 countries with exchange rate strongest in the APEC countries in the world (America, Australia, Malaysia, Singapore, South Korea, Japan , China, Indonesia, Canada , Russia , and Thailand). The ARDL Panel Analysis results show that the Leading Model Control indicators Exchange Rate System Through the Post -Covid-19 Open Economy Model, the Top Major Exchange Rates in Eleven Apec Countries (Varies) are JUB and GDP. this _ due to the results data processing , the ROE variable is variable that gives stable influence , ie _ effect on the inside period long nor period short in give influence significant to score exchange , which is assessed from level short run and long run stability in the table result .  

Rusiadi, Rusiadi; Ade Novalina; Bhaktiar Effendi; Anita N Hutasoit

Proceeding of The International Conference on Economics and Business 2022 Universitas Kristen Indonesia Toraja

The financial system plays an important role in the economy. An unstable financial system will be vulnerable to various problems that disrupt the rotation of a country's economy and be vulnerable to economic problems such as the global crisis in various countries. The problem that occurs is the occurrence of Covid-19 causing various fluctuations in the level of inflation, money supply, imports, the occurrence of unstable inflation from January 2019 to August 2021, low inflation resulting in a decrease in imports and an increase in the money supply in Mexico. , Vietnam, Philippines, Hongkong, Indonesia, Canada, Malaysia, Singapore, Peru, and China. The analytical method in this study uses the ARDL Panel (Autoregression Distributed Lag) approach. The ARDL Panel Model determines which country models from APEC countries are able to control long-term financial system-based economic fundamentals in Mexico, Vietnam, the Philippines, Hong Kong, Indonesia, Canada, Malaysia, Singapore, Peru, and China and the Different Test for modeling the impact of covid-19 19 on the economic fundamentals of the financial system. The results of the research found the ARDL Panel prediction model in modeling the impact of Covid-19 on economic fundamentals in the financial system. The main Leading Indicator of variable effectiveness in controlling Inflation In TAPEC is JUB where Vietnam, the Philippines, Hong Kong, Japan, Malaysia, Singapore, Peru and China have a significant influence in controlling Inflation. Then overall in the long term (Long Run) it turns out that only the JUB and CDV variables have an effect on INF In TAPEC, while in the short term (Short Run) it is JUB that influences Inflation In TAPEC.  

Komalasari, Edah; Komalasari, Edah; Gusganda Suria Manda

EBISNIS : JURNAL ILMIAH EKONOMI DAN BISNIS 2022 LPPM Universitas Sains dan Teknologi Komputer

The purpose behind this review was to decide if the reliant variable in this review could be affected by the autonomous variable. The populace in this review were 4 Persero Business Saves money with the examining procedure utilized was purposive testing. Gotten an example of 4 state-claimed business banks enlisted with the OJK. In this review, different relapse was utilized to test the speculation. In view of the aftereffects of concurrent testing, it is realized that ROA can be impacted by NPL and BOPO together. In light of the fractional test, ROA can't be impacted by NPL and ROA can be impacted by BOPO..

Amalina, Dheanda Azka; faozi, safik

DINAMIKA HUKUM 2022 Universitas Stikubank

Penulis melakukan penelitian ini dilatar belakangi oleh ketertarikan terhadap pelaksanaan peradilan pidana pada pemilihan umum yang kerap kali terjadi juga tahapan dalam menyelesaikannya. Tujuan dibutanya penelitian ini adalah untuk menjelaskan jenis tindak pidana pemilu yang sering terjadi dan mengetahui alur penyelesaian tindak pidana terhadap tindak pidana pemilu. Metode penelitian yang digunakan penulis yakni yuridis normative yang data kajiannya berupa dokumen. Karenanya data yang digunakan dalam penelitian ini adalah data sekunder yakni dokumen yang berhubungan dengan masalah yang diteliti spereti peraturan perundangan dan jurnal hukum terkait bahasan. Selain studi kepustakaan yang digunakan sebagai metode pengumpulan data, penulis juga melakukan wawancara dengan pihak Bawaslu kota semarang agar data yang didapatkan lebih kuat dan akurat. Dari hasil penelitian dan Analisa penulis disimpulkan bahwa: 1) jenis tindak pidana yang sering terjadi dalam pemilu adalah kampanye menggunakan fasilitas negara, kampanye di tempat ibadah, penghilangan hak suara, serta money politik, dan 2) alur penyelesaian dilaksanaan sesuai acara yang berlaku namun didapatkan data tidak ada kasus tindak pidana pemilu di kota semarang yang diteruskan ke pengadilan, melainkan terhenti pada pembahasan I dan II Gakkumdu.   Kata Kunci; Penyelesaian Pidana Pemilu, Tindak Pidana Pemilu, Money Politik

Khamimah Khamimah; Filaelatul Retni Aji

Jurnal Ilmiah Serat Acitya 2022 Universitas 17 Agustus 1945

Penelitian ini merupakan penelitian kuantitatif yang bertujuan untuk mengetahui besarnya pengaruh literasi keuangan,  kompetensi sumber  daya  manusia dan    sikap    love    of    money   terhadap pengelolaan keuangan UMKM di  Kecamatan Ungaran Timur.  Populasi  yang  digunakan yaitu 93  responden  yang   merupakan seluruh usaha kuliner yang ada di Kecamatan Ungaran Timur. Teknik pengambilan sampel dilakukan dengan metode sampel jenuh atau nama lainnya adalah metode sensus  yang  menggunakan seluruh anggota populasi untuk  digunakan  menjadi sampel. Uji  hipotesis  dilakukan  dengan  menggunakan  analisis  regresi  linear berganda. Hasil penelitian ini membuktikan bahwa variabel literasi keuangan berpengaruh   positif   tetapi   tidak   signifikan terhadap     pengelolaan    keuangan, kompetensi sumber daya  manusia  berpengaruh positif dan signifikan terhadap pengelolaan  keuangan  dan  sikap  love  of  money  berpengarh  positif  dan signifikan terhadap pengelolaan keuangan UMKM di Kecamatan Ungaran Timur.

Dewi Mahrani Rangkuty; Bakhtiar Efendi; Antonius Gulo

Proceeding of The International Conference on Economics and Business 2022 Universitas Kristen Indonesia Toraja

This study aims to analyze the contributions of the variable interactions of monetary policy in the stability of goods and services prices. Where is the monetary  policy variable (inflation, kurs, consumer price index, gross domestic products, the money supply, and interest rates). Research in conducted in the country of Indonesia and uses secondary data or time series from 2008 to 2021. The data analysis model in this study is Simultaneous Model. Simultaneous equations to analyze the relation between independent and variable variables found in the research country. Simultaneous analysis of equations on statistical test common equation 1 suggests that variable interest rates, money distribution, exchange rates and consumer price indexes have significant adverse effects on the inflation. Whereas in the same equation 2, it suggests that gross domestic product variables have a positive relationship that is significant to the ihk. And inflation has a negative relationship significantly insignificant to consumer price index. For this reason, the researcher hopes that the monetary authority, namely Bank Indonesia, can improve monetary stability and maintain the BI rate in regulating the money supply so that it can suppress the inflation rate as an effort to stabilize the prices.    

Budiherwanto, Iwan

KOMPAK : Jurnal Ilmiah Komputerisasi Akuntansi 2022 Universitas Sains dan Teknologi Komputer

This research on profitability aims to examine the effect of firm size on capital structure. The population in this research are tourism, restaurant, and hotel companies listed on the Indonesia Stock Exchange in 2019 - 2020. The sample in this research was selected through purposive sampling, so that a sample of 31 companies was obtained. The statistical test tool uses multiple regression analysis. Capital ctructure in this research was measured using Debt to Equity Ratio, while firm size was measured using total assets. The results show that firm size has negative and insignificant effect on capital structure. The size of the company has no effect on management decisions to manage capital structure, whether management will use accounts payable or use its own capital. The bigger the company, the management will decide to manage using their own capital. There is a possibility that the larger the size of the tourism, restaurant, and hotel companies, management will tend to use capital originating from within the company, especially to reduce risk. This is exacerbated by the COVID-19 pandemic which has caused a sluggish tourism worldwide. Investors may withdraw their money in tourism and divert their funds to other fields that are considered more profitable.