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Aulia

The International Conference on Education, Social Sciences and Technology 2023 International Forum of Researchers and Lecturers

This examination means to investigate and recognize the different sources and components adding to income age in the financial area inside the City of Medan. The study evaluates the various sources, instruments, and strategies utilized by banks to generate income and delves into the intricate details of revenue streams. Using a blended strategies approach, the exploration consolidates both quantitative information investigation and subjective experiences from key partners inside the financial business. The quantitative perspective includes the examination of fiscal summaries, pay reports, and execution pointers, giving a complete outline of income patterns. Key central places of the exploration incorporate the ID of premium pay, expense-based pay, and other subordinate sources adding to the general income of banks in Medan. The subjective part includes meetings and conversations with banking leaders and controllers to accumulate nuanced experiences about the techniques utilized for income expansion and maintainability. Primer discoveries show a different scene of income sources, including conventional financial exercises, imaginative monetary items, and computerized administrations. The examination adds to the comprehension of the elements of income recognizable proof in the financial area, giving important bits of knowledge to monetary foundations, policymakers, and industry experts.

Nisa Anindyasari; Nabila Septiana Putri; Sani Andriani Nurwafiyah

Jurnal Manajemen Kreatif dan Inovasi 2023 International Forum of Researchers and Lecturers

The aim of this research is to analyze the treatment of foreign exchange differences at PT. Elang Mahkota Teknologi Tbk (EMTK), focusing on transaction management, the use of functional currency, and exchange rate risk mitigation. The research method employed is qualitative, with PT EMTK as the research subject. Data was obtained through literature review, referring to the Annual Reports of PT EMTK. The study indicates that PT EMTK adopts a cautious approach in handling foreign exchange transactions. The majority of business units use the Indonesian Rupiah as the functional currency, and the monetary assets and liabilities are adjusted to the exchange rates at the reporting date. Despite the absence of an official hedging policy, the company still considers current market conditions, especially regarding cash and cash equivalents balances in USD. Additionally, the research reveals that PT EMTK conducts sensitivity analysis on exchange rate risk, measuring the impact of exchange rate fluctuations on pre-tax profits. Overall, the company diligently monitors foreign exchange rate risks and takes proactive measures against external factors that may affect financial performance.

Aisyah Putri Rambe; Sarah Nabila; Putri Aulia; Mansur Keling

Riset Ilmu Manajemen Bisnis dan Akuntansi 2023 Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

This research aims to determine the influence of education on creativity and innovation in entrepreneurship. Entrepreneurship education can arouse the spirit of entrepreneurship. An entrepreneur requires tenacity and skills in running a business. Mastering, understanding and applying one's abilities in running an entrepreneur cannot be separated from the ability to understand entrepreneurial knowledge. Entrepreneurship education is a process of motivating students to recognize the environment and open their own business (entrepreneurship), create different values by devoting the necessary time and effort, also bear financial risks, bear the accompanying psychological and social impacts, and receive monetary rewards. . Entrepreneurship education has a big influence on entrepreneurial motivation, being motivated to become an entrepreneur, being able to create your own business activities, building attitudes, mentality and character.

Zaky Raihan; Muhammad Fajri Asshidiqy; Muhammad Hilman Haetami; Rasidah Novita Sari

Jurnal Ekonomi dan Keuangan Islam 2023 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Monetary policy is a vital instrument in managing a country's economic stability. Global economic transformation and dynamics in financial markets require in-depth evaluation of monetary policy. This research aims to analyze the influencing factors of monetary policy and investigate the impact of its transformation in the current economic context. Through a careful methodological approach, this research uses secondary data analysis from various global and national economic sources. The literature review investigates the current literature on monetary policy and economic transformation. The results of the data analysis provide deep insight into the factors influencing monetary policy and the consequences of its transformation. The main findings show that changes in the global economic order, financial technology and capital market dynamics play a major role in changing the monetary policy paradigm. This transformation can have a significant impact on economic stability and societal welfare. The conclusions of this research provide a basis for developing policies that are responsive and adaptive to economic transformation. The practical implications of this research include the need to update a more dynamic monetary policy strategy to answer new challenges in the era of globalization. It is hoped that further research will deepen specific aspects of monetary policy transformation to provide a more comprehensive view.

Siregar, Tya Efrinamasya Sendhe; Elonika, Yesica; Marbun, Rotua; Mellyana Candra

Deposisi: Jurnal Publikasi Ilmu Hukum 2023 International Forum of Researchers and Lecturers

Work accidents are a phenomenon that often occurs in various industrial sectors. In the process of nation building, the role of the workforce is increasing, along with the various difficulties and risks they face. As a result, to increase national productivity, workers must be provided with protection, care and increased welfare. To ensure that all the steps required to obtain work accident insurance have been carried out correctly and clearly, BPJS procedures cover various aspects, such as registering participants, handling work accident cases, and paying compensation to victims. This journal is made using the library research method, which refers to the process of searching, collecting and analyzing literature or written sources such as books, reports and journals that are relevant to a particular research or study topic. One of them is for the workforce in realizing prosperity. Due to the important role of labor in achieving development goals, they have rights and obligations protected by law. Workers who experience work accidents can receive legal protection such as health services according to medical needs and monetary compensation. The rights and obligations of workers, employers and BPJS Employment are not affected if reporting work accidents is delayed to BPJS Employment and UPTD Employment Inspection.

Karim Karim; Novita Rahmasari; Kasem Kasem; Rasidah Novita Sari

Jurnal Ekonomi dan Keuangan 2023 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Indonesia's economic growth continues to increase and reaches inflation levels. As has happened in the last 2 years, there has been a quite drastic increase in inflation from 2021 of 1.56% and 2022 of 4.21%. This resulted in a decrease in rising inflation. Inflation is the impact of increasing or decreasing economic growth in a country. With increasing economic growth from trade activities or increased buying and selling along with increasing supply of businesses or producers, it can result in an increase in more buyers or consumers to shop, resulting in an increase in the prices of some good products or services market goods. One way to anticipate increasing inflation policies is that the government must control interest rates. Policies in this case must be made by the monetary authority in Indonesia, Bank Indonesia.

Fajri Asshidiqy; Widia Argita; Rihadatul Aisy; Rafli Rizki; Fitri Raya

Jurnal Ekonomi dan Keuangan 2023 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

This study aims to determine the important role of the International Monetary Fund (IMF) in global economic stabilisation and recovery efforts, especially in the midst of the international financial crisis. The IMF serves as a critical provider of financial assistance to crisis-affected countries through an emergency lending mechanism, the IMF provides the financial support needed to address urgent economic pressures. In addition, the IMF acts as an economic policy advisor by providing guidance to its member countries. By designing appropriate structural reform programmes and economic policies, the IMF helps countries to recover from the crisis and build a stronger economic base. The importance of international co-operation is also a focus of the IMF in promoting global economic stability. This article has a formulation of the problem of how the IMF's role in providing emergency financial assistance for the economic stabilisation of countries affected by the international financial crisis. The analytical method used by the author is a qualitative approach. The results of the research in this journal are The IMF was established to maintain financial stability and world trade by providing loans to countries facing balance of payments crises that could threaten a country's economy.

Elisabet Juniawati Pardede; Herti Noita Simbolon; Syarifa Aini; Parlaungan Gabriel Siahaan; Dewi Pika Lbn Batu

Doktrin: Jurnal Dunia Ilmu Hukum dan Politik 2023 International Forum of Researchers and Lecturers

The monetary crisis has greatly impacted Indonesian society, leading to a moral crisis. This can be seen from the increasing crime rate and unemployment. This tends to cause one of the crimes that often occurs, which is theft. The application of standard articles in cases with relatively small valued goods will certainly increase the piling up of cases and the prolonged handling of a case. Not infrequently, these cases are forced to be resolved in a long period of time and end up in the Supreme Court. This study aims to find out the decision of the Medan High Court Number 1287/Pid.B/2023/PN Mdn regarding theft. In this study, the author uses a normative juridical approach, which is an approach carried out by analyzing and interpreting theoretical matters regarding principles, legal interpretation and comparative law. The results of the analysis and discussion in this study are that in the case of the criminal act of theft with case number 1287/Pid.B/2023/PN Mdn, the Defendant, Tamim Hasyim Als Tamim, was found guilty by the Panel of Judges for committing the criminal act of "Aggravated Theft Committed Repeatedly" based on the alternative indictment submitted by the Public Prosecutor. As a result, the Defendant was sentenced to 3 years and 10 months in prison. In the case of the criminal act of theft with case number 1287/Pid.B/2023/PN Mdn.    

Edi Irawan

Jurnal Manajemen dan Ekonomi Bisnis 2023 Pusat Riset dan Inovasi Nasional

This article aims to review and attempt to inform the concept of the role of monetary policy in the economy. The research method used is qualitative and literature studies or library research. Based on the results of the discussion above, it can be concluded in general that the role of monetary policy in the economy is to keep economic conditions growing and conductive, to create sufficient money supply so that growth can always be in harmony with the course of development which requires strong discipline among monetary authorities and also on the government side and overseeing the development of foreign currency receipts and supervising activities in the foreign sector ( exports and imports). Activities in this sector are very easy to cause inflation in the country, because the price of law materials always fluctuates. Thus, revenues from export activities always experience irregular changes. 

Mardhika, Sabda Maheswara; Persada, Hanifa Nada; A’rifa, Maulina Maalak

Jurnal Ekonomi, Bisnis dan Manajemen (EBISMEN) 2023 FEB Universitas Maritim Semarang

This research is motivated by a phenomenon. As this phenomenon and previous studies present different research gaps and have been conducted for quite some time, further studies are needed to test the consistency of the results of previous studies and also to revisit existing research gaps. is needed.The focus of my research in writing this journal is how monetary policy has a material impact on Indonesia's Islamic commercial bank lending products and how the inflation rate has a material impact on Indonesia's Islamic commercial bank lending products and the magnitude of the impact of monetary policy. Monetary Policy Politics and inflation rates in the Indonesian economy. The data used in this study are secondary data. Secondary data is research data obtained indirectly (acquired and recorded by others) through an intermediary medium. Secondary data for this study were obtained from the Indonesian Stock Exchange (IDX) Islamic Commercial Bank Listed Companies Annual Reports, OJK Shariah Bank Statistical Financial Statements (SPS), and financial statements issued by Bank Indonesia. The analysis method used in this study is multiple regression analysis. The purpose of this regression analysis is to obtain a comprehensive picture of the relationship between the independent and dependent variables of each company's performance. Before running multiple linear tests, this method requires a classical assumption test for best results. SPSS software version 23 is used to process the data.

Franciska Christiana; Nur Fakhri Febriansyah; Muhammad Yasin

Student Scientific Creativity Journal 2023 Pusat Riset dan Inovasi Nasional

Economics is an interesting field of study if studied from a historical perspective, in its journey, Malang apparently is not only the center of coffee plantations. Malang at that time had a large sugar factory (PG). As the economy of Malang City grew, the number of sugar factories continued to increase. This transformation extends to the trade and service sector which has brought Malang to play an important role as one of the pillars of the economy in East Java. In this research, the author used a qualitative method. The key to the successful evolution of the Malang region's economy is the synergy of political authority (government), the central bank as the monetary authority (BI Malang), and business actors so that they can become a transformative collective force in developing programs with an insight into regional potential and the institutional capacity of the local community, to the ability to adapt and capture new opportunities that arise in a rapidly changing economic order and environment is developed.

Farah Qalbia; M. Reza Saputra

Jurnal Manajemen dan Ekonomi Bisnis 2023 Pusat Riset dan Inovasi Nasional

This research examines Islamic monetary policy, covering its theoretical foundations, implementation in various countries, and its impact and effectiveness. Islamic monetary policy, based on sharia principles such as the prohibition of usury, emphasis on the real sector, and profit-sharing principles, aims to create economic stability and socio-economic justice. Its implementation varies across countries, with some nations fully adopting Islamic financial systems and others using hybrid models. The research method used is a literature review involving the collection, analysis, and synthesis of various secondary sources such as books, journal articles, and relevant research reports. The results show that Islamic monetary policy is effective in controlling inflation, promoting sustainable economic growth, and enhancing financial stability. However, challenges remain in terms of standardizing practices across countries and integration with the global financial system. This study emphasizes the importance of innovation in Islamic financial instruments and increased international cooperation to enhance the effectiveness of Islamic monetary policy in the future.

Yeremia Lie Yono; Danil Alfajri; Agus Kurniawan Dly; Ratih Kusumastuti

Journal of Creative Student Research 2023 Pusat Riset dan Inovasi Nasional

Arrangements for Complaints on the Stabilization Budget are regulated in Elucidation of the Principles of Monetary Bookkeeping (ACCOUNTING NORM) Number six five. Apart from the accounting norms number six five, there are two other accounting norms which also direct several views related to the Fiscal Consolidation plan, in particular, accounting norms number fifteen concerning representing interests in related organizations and accounting norms number two two concerning representing a mixture of businesses. ACCOUNTING NORM No. six five characterize the steps of the trade union and define the solidification methodology. Meanwhile, NORM ACCOUNTING No. One Five manages ventures that are properly represented using value techniques, which are closely related to United Reports. Then again, ACCOUNTING Rule No. dua dua regulates the accounting treatment for the business mix to take over in the form of bid procurement as well as net resources. This article examines the use of the three ACCOUNTING NORMs in preparing Solidified Fiscal complaints. The discussion began with a Business Blend Representation (ACCOUNTING NORM Number two two), followed by Speculation Bookkeeping with a Value Strategy (ACCOUNTING NORM Number One Five), finally discussing the United Report (ACCOUNTING NORM Number Six Five).

Ratna Sari Julaeha; Erlangga Samudra Utomo; Muhammad Yasin

Populer: Jurnal Penelitian Mahasiswa 2023 Universitas Maritim AMNI Semarang

The economy of a country can be seen from its internal conditions such as the real sector, namely production, consumption and investment. Then the monetary sector, such as inflation, the money supply and the balance of the exchange rate. In addition, the condition of the Indonesian economy can also be seen from external conditions which are reflected in the development of the balance of payments which illustrates the condition of the Indonesian economy in the real and monetary sectors. The balance of payments also measures the ability of the economy to support international transactions, especially transactions related to debt obligations and export-import transactions, and informs the government about the state of the economy, especially in this regard. On the results of economic relations with other countries. Thus, the balance of payments can assist in decision-making in the currency sector. Indonesia's balance of payments often fluctuates from time to time. A current account deficit does not result in a balance of payments deficit because the financial account increases capital and compensates for the current account deficit.

Muhammad Misbahudholam Ar; Rofik Rofik; Ahmad Hanafi

Jurnal Hukum dan Sosial Politik 2023 International Forum of Researchers and Lecturers

In Indonesia, the central issue of all elections is the management of election money. This issue creates various consequences for election administrators, voters, and voters, so increasing monetary policy practices also becomes a major issue in every election administration. The amount of money circulating in the 2024 election will likely increase from the 2019 legislative election. This is based on several factors. First, the electoral system and mechanism have not changed since 2019. This means that the personal side of elections, or the orientation of competition, still relies on candidates, not political parties. Second, the direction of the 2024 Pileg contestation is still based on the popularity and personality of the candidates. Third, to be elected, each candidate continues to try to increase his popularity, increase campaign activities, and finance himself.

Mawardi, Kholid

Ocean Engineering : Jurnal Ilmu Teknik dan Teknologi Maritim 2023 Fakultas Teknik Universitas Maritim AMNI Semarang

As international trade activities are increased, there are more regulative practices which might  be  barriers to trade. One  of such hindrances is exchange rate volatility that  affects trade activities both  directly  and indirectly. Exchange rate volatility of currencies can  affect  the  trade engagements and  as well as the  trade balance of a country. One  of the  implications of the  study is that  the  impacts of monetary policy changes on trade activities can  be  noticed significantly in the  long-term. While impacts on export levels  are usually immediate, import levels are changed in long-run. The research analyzes the correlation between inflation and  devaluation and  clearly  states their  impacts on  trade balance. The  case study about devaluation of the  currency of Azerbaijan elaborates the  impacts of currency volatility on exports which is illustrated and analyzed in this research. Moreover, inflation and  devaluation correlations and  their impacts on import level of a country are studied through correlation and  multiple  regression analyses based on the  data exported from  OECD and  World Bank.  The  results conclude that  exchange rate volatility significantly impacts the trade balance in terms of imports and  exports. Given the  results, exchange rate is a non-trade barrier and affects foreign trade.