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Development of products based on ingredients rich in nutrients and bioactive compounds needs to be developed. High sources of antioxidants can be found from various fruits and their waste. Dragon fruit peels is known to contain various antioxidant compounds that are useful for body health. Instant dragon fruit peels drink is an instant food product processed from dragon fruit waste. The instant drink processing technique in this study uses conventional methods.The purpose of this study was to determine the effect of heating time on the chemical quality of instant drink powder in terms of water content and ash content and organoleptic tests were also carried out to determine the effect of the process on the sensory characteristics of color, taste, and aroma. Based on the results obtained, the water content of instant dragon fruit peels powder ranged from 1.97-1.98%, KND 3 samples with a heating treatment of 30 minutes had the highest water content (1.98%). The ash content value of the product ranged from 0.17-0.83% where the KDN3 treatment (heating time 30 minutes) showed the highest ash content (0.83%). The results of the analysis of this study showed a solubility of 97.6-99.15%. The results of the organoleptic test (hedonic test) on the color attribute showed a significant difference (P>0.05) between the 10 and 20 minute heating treatments with the product from the heating results with a heating time of 30 minutes where the panelists liked the color and aroma of the product from the 10 and 20 minute heating time treatments.

Penggunaan limbah sebagai bahan substitusi dalam pembuatan beton ramah lingkungan menjadi alternatif yang relevan untuk mengatasi masalah lingkungan dan sumber daya yang semakin menipis. Penelitian ini berfokus pada penggunaan limbah keramik granit, limbah beton, dan cangkang kerang (Grabeka) sebagai pengganti agregat kasar dan halus dalam campuran beton. Pengujian dilakukan untuk menilai kekuatan tekan beton pada umur 28 hari serta analisis biaya dibandingkan dengan beton konvensional. Hasilnya menunjukkan bahwa beton dengan campuran limbah Grabeka mampu mencapai kekuatan tekan optimal sebesar 35,09 Mpa. Selain itu, penggunaan zat aditif Sikament NN mempercepat proses pengerasan, sehingga beton dengan agregat daur ulang menjadi lebih efisien.

This research aims to explore people's preferences in choosing between conventional and Islamic banks, focusing on the factors that influence customer decisions. The research method uses a descriptive qualitative approach by collecting primary data through Google Form questionnaires and secondary data through literature studies. The results show that although 80% of respondents understand the differences between conventional and Islamic banks, 83% still choose conventional banks. The main reasons include ease of infrastructure access, wider ATM availability, and integration with educational institutions and workplaces. Interestingly, 63% of respondents cite religion as a key consideration, and 70% consider the usury aspect of bank selection.Islamic banks are considered to have the advantage of applying the principles of fairness, transparency, and avoiding usury. However, obstacles such as limited ATM networks and lack of cooperation with companies are the main challenges in attracting customers.The study suggests Islamic banks to expand their networks, improve public education, and develop more innovative financial products that still comply with sharia principles.

Peneliitianl ini dibuatl untukl merespon keresahanl siswa terhadap rasa bosan yang dihadapi pada saat pembelajaran PPKn, sehingga berdaimpak pada haisil belajar yiang tidak dapat memenuhi kriteria ketuntasan minimal siswa. Tujuan penulisan skripsi ini adalah untuk mengetahui ada tidaknya pengaruh penggunaan media belajar film pendek terhadap hasil belajar peserta didik kelias XiI MAN 1 Surakiarta. Metode penielitian yaong digiunakan dailam peneliotian ini adoalah kuantitaitif denogan teknik pengumpulan data tes yang dilakukan pada siswa kelas XI F-1 dan XI F-10 denigan total jumlah siswa adalah 68 siswa. Hasil statistik yang telah dilakukan dengan uji Miann-Whitoney yaitu diperoleh niliai Asiymp.Sig (2-tailed) sebesar .000, sehingga berdasarkan data tersebut dapat dijelaskan bahwa H1 diteriima dan H0 diitolak koarena Asymp. Sig  .000 leibih ke[cil dairi taraf signiifikansi (ai) = 0,0i5. Kesiimpulan penelitian terhadap kelas XI MAN 1 Surakarta tersebut yaitu penggunaan film pendek memiliki pengaruh signifikan terhadaip hasil beilajar PPKn dibandiingkan metode pembelajaran konvensional tanpa film pendek.

Leguminous plants are plants with high protein and nutrient content, especially the protein content. Leguminous plants can grow anywhere but these plants have not been widely utilised by farmers. Some information related to leguminous plants is expected to help farmers overcome feed in the dry season. The information was obtained by reading and analysing literature and data from various research libraries that have been published in accredited journals. Tree legumes include indigofera, lamtoro, turi, gamal, and kaliandra. Indigofera plants have a crude protein content of 29.16%, while lamtoro, turi, gamal, kaliandra and Moringa are 23.8%; 31.29%; 22.6%; 25%; and 25.77% respectively. The nutrient content is supported by high productivity, where the production of indigofera, lamtoro, turi, gamal, and kaliandra can reach 4.096 tonnesBK/ha/year; 8.1 tonnes/ha/year; 2-3 tonnes/ha/harvest; 62.76 tonnes/ha/year; and 2-3 tonnes/ha/year, respectively. Despite its potential as animal feed, the plant needs further processing to reduce the anti-nutrients contained and increase its palatability so that livestock productivity increases.

Sebagian besar Panti Asuhan di Indonesia memiliki kebun pribadi untuk dimanfaatkan sebagai bahan masakan internal Panti Asuhan dan masih melakukan perawatan dan pemeliharaan tanaman secara konvensional. Mikrokontroler arduino UNO dan sensor kelembaban tanah dinilai mampu membantu pekerjaan perawatan kebun dalam mengatur kadar air tanah. Oleh karena itu akan dilakukan pengabdian pada Panti Asuhan Al-Husna Kabupaten malang yang memiliki kebun sayur yang lumayan luas sehingga pengabdian ini bisa membantu perawatan. Pengabdian ini ditujukan untuk Mengetahui cara pemanfaatan mikrokontroler arduino dalam meningkatkan pertumbuhan kebun cabai. Mengetahui pengaruh beberapa level kadar air yang berbeda terhadap pertumbuhan tanaman cabai yang diatur secara presisi menggunakan mikrokontroler Arduino. Menentukan kadar air yang optimal pada pertumbuhan cabai. Diharapkan dari pengabdian ini bisa membantu kelayakan dan kualitas makanan pada Panti Asuhan Al-Husna Malang Kabupaten Malang.

The emergence of financial technology (fintech) has brought significant disruption to the conventional banking industry. Fintech offers faster, cheaper and more accessible financial services, which appeal to many customers, especially the younger generation. This study aims to analyse the impact of fintech on the future of conventional banking, with a focus on Bank Mandiri, one of the largest banks in Indonesia. The results show that fintech has a significant impact on various aspects of conventional banking, including: 1) Products and services. Fintech offers innovative and diverse financial products and services that conventional banks cannot access. 2) Distribution channels: Fintechs utilise digital technology to reach customers directly, without the need for physical branches. 3) Business model. Fintech has a more efficient and cost-effective business model compared to conventional banks. 4) Customer engagement. Fintech offers a more personalised and interactive customer experience. Bank Mandiri shows that the bank has taken various strategic steps to face competition with fintech, such as: developing digital services, collaborating with fintech startups, improving operational efficiency. Disputes between fintech consumers and fintech service providers can be resolved through: negotiation, mediation, arbitration, court and legal comparison with default. In addition, we also highlight the need for collaboration between government agencies, industry players, and the tech community to develop a comprehensive and adaptive regulatory framework.

Background: The emergence of Islamic banks will definitely increase competition in the banking market. Many factors influence banking growth in Indonesia. The current condition has two main threats that must be considered because they can show the weakness of global banking: the weakening of the commercial property market and the connection of banks with non-bank financial institutions. Method: This study uses descriptive statistics, normality test, and independent sample T test. Results: Conventional and sharia banks do not have significant differences in financial performance, according to the Return On Assets (ROA), Capital Adequacy Ratio (CAR) indicators. On the other hand, the Return On Equity (ROE), Loan to Deposit Ratio (LDR), and Operating Costs Operating Income (BOPO) indicators show that there is no significant difference in financial performance between conventional and sharia banks. Conclusion: Islamic banks show better performance than conventional banks in terms of Return On Assets (ROA), Capital Adequacy Ratio (CAR) and BOPO. These ratio values ​​have higher values. However, conventional banks show better performance in Return On Equity (ROE) and Loan to deposit ratio (LDR) with better average ROE and LDR values.

This research aims to determine the influence of Loan Deposit Ratio (LDR), Liquidity Reserve Requirement Ratio (LRRR), Leverage, and Company Size on Window Dressing. The independent variables in this research are Loan Deposit Ratio (LDR), Liquidity Reserve Requirement Ratio (LRRR), Leverage, and Company Size. The dependent variable in this research is Window Dressing. This research uses secondary data obtained from the company's annual financial reports and quarterly reports, accessed via the website www.idx.co.id. The population in this study was 46 conventional general banking companies listed on the Indonesia Stock Exchange for the 2018-2022 period. Determining the sample for this research used purposive sampling based on certain criteria and obtained a sample of 40 conventional general banking companies. The data analysis technique was carried out using multiple linear regression using SPSS tools. The independent variables in this research are Loan Deposit Ratio (LDR), Liquidity Reserve Requirement Ratio (LRRR), Leverage, and Company Size. The results of this research are that company size influences Window Dressing. Meanwhile, Loan Deposit Ratio (LDR), Liquidity Reserve Requirement Ratio (LRRR), Leverage have no effect on Window Dressing

The bank is an official state institution in the financial sector that has the task of withdrawing and disbursing public money. Banks are one type of trusted institution among the surrounding community. Banks that have a non-trivial task make the bank also registered in the law for its security. There are many banks in Indonesia, one of which is BSI. BSI is the only bank that applies sharia principles based on the Koran and hadith. The existence of these principles makes Islamic banks not carelessly choose transactions or cooperation with other parties or customers. Uniquely, Islamic banks also use a profit sharing system as their ratio. Whereas conventional banks use the deposit interest system as their ratio. That is why researchers are interested in conducting research on the difference between the principles of Islamic banks and conventional banks in fundraising products (funding). There are three types of fundraising products in both Islamic and conventional banks, namely checking accounts, savings accounts and time deposit accounts. The difference is that Islamic banks use wadi'ah contracts and mudharabah contracts. This study aims to introduce to all people that Islamic banks have their own uniqueness and characteristics. Therefore, it is necessary to explain the contracts involved in Islamic banking. In this study, researchers used qualitative techniques. There are two data sources: Primary and secondary data sources. The researchers conducted direct interviews with informants based on primary data.

This study aims to determine how the independent variables, namely Operating Cost and Operating Income, Non Performing Loan, and Loan to Deposit Ratio, influence the dependent variable, namely Company Value (Price to Book Value) in BUMN Conventional Banks listed on the IDX in 2019-2022. The type of research used is associative with a quantitative approach with a total population of 42 companies. The sampling technique uses purposive sampling so that the number of samples obtained is 4 companies. This study uses panel data regression analysis techniques using the help of Eviews 10 software. Based on the results of the study, it can be concluded that partially operating cost and operating income affect company value (Price to Book Value), while non-performing loans and loan to deposit ratios do not affect company value. Simultaneously operating cost and operating income, non-performing loans and loan to deposit ratios have a significant effect on company value (Price to Book Value).

Health service facilities have the duty and obligation to protect the confidentiality of information contained in medical record files and must not disclose or provide this information to unauthorized people or institutions. The aim of this research is to determine legal protection for the confidentiality of patient data between conventional and electronic medical records. The research method used is normative juridical. The research results show that legal protection can be grouped into two, namely preventive and repressive legal protection. Preventive legal protection or prevention of violations related to medical records can be carried out by maintaining the confidentiality of medical records, maintaining medical record storage, and maintaining procedures for the release of health information. Meanwhile, repressive legal protection can be carried out by taking responsibility for violations that have been committed in the form of criminal, civil and administrative sanctions.

Technological developments in Indonesia have experienced a significant surge in recent years.  Technological developments in Indonesia also have a positive impact on sharia banking.  As a result, sharia banking in Indonesia is not only able to compete with conventional banking, but also contributes to overall economic stability and financial inclusion, strengthening Indonesia's position as one of the global sharia financial centers.  However, even though Islamic banks are experiencing rapid development with the support of digital technology, there will certainly be developments and challenges that will be faced by Islamic banks themselves.  The development of Islamic Banking has demonstrated its relevance in the global financial discourse with an increasingly expanding role, based on the principles of ethics and financial justice.  To overcome these challenges, Islamic banks can take strategic steps.

This paper discusses the differences between Islamic bank financing and conventional bank credit. This research method is descriptive qualitative by analyzing the basic theory of the fundamental differences between Islamic bank financing and credit at conventional banks. The data was collected using literature studies from scientific journals and basic sharia economics books. Meanwhile, data analysis uses tabulation, coding, editing and verification or conclusion methods. Conventional banks prioritize and prioritize the complete guarantee aspect, whereas in sharia banks it only focuses on the character aspect of the customer itself, meaning that it can be said that the sharia bank believes that the customer will have good intentions when providing credit or financing within a certain agreed period of time.

The purpose of this study is to assess the comparative financial performance between conventional and Islamic banks in Indonesia by considering factors such as profitability, liquidity, operational efficiency, and credit risk. Using a qualitative approach and literature review method from various credible sources, the results show that conventional banks tend to use ROA, ROE, CIR, and NIM as the main profitability indicators; Islamic banks also use NPF and FDR. CAR and NIM affect Islamic banks' profitability positively against ROA, while BOPO affects conventional banks' ROA negatively. In terms of liquidity, Islamic banks have an advantage due to the yield principle applied. This is indicated by the current ratio, quick ratio, money ratio, and loan-to-deposit ratio, which show their ability to meet short-term obligations better compared to conventional banks. BOPO shows the operational efficiency of Islamic banks thanks to the principles of fairness and sustainability, while conventional banks excel in revenue management from assets and investor capital. The profit-sharing system in Islamic banks lowers credit risk compared to conventional banks. Although the operating principles of the two types of banking are different, this study found that each type of banking exhibits strengths and weaknesses in terms of profitability, liquidity, efficiency, and credit risk. It is hoped that these results will aid the growth of the Indonesian banking industry and help bank management and relevant stakeholders make informed decisions.

This article discusses the use of Coulomb's law and electric fields to improve air quality in conventional cars. This method utilizes electrostatic principles to attract and capture air pollutant particles. This research introduces the practical application of this concept by integrating electrostatic technology into car ventilation systems. Experimental results show significant improvements in the reduction of in-vehicle air pollutants, with the potential to improve the health and comfort of car users. With wider application, this technology can help reduce the negative impact of air pollution on the environment and human health.

The presence of changes and improvements in transportation modes seems to bring a bad news for conventional city transportation drivers in Jakarta, because not all of them are able to adapt to these changes. The aim of this research is to determine the factors of conventional city transport drivers who persist with the conventional system and to determine the adaptation strategies carried out to survive after the presence of the Jak Lingko Microtrans. This research uses a descriptive method with a qualitative approach. Data collection techniques were carried out using interviews, Focus Group Discussions, and observations. The subjects in this research were conventional city transport drivers on the T.09 route Kalisari – Pasar Rebo. The research results show that conventional transport drivers still persist with the legal system due to: 1) Age factor, 2) Regulatory barriers, 3) Incentives, 4) Community needs, and 5) Distrust of operators. Then, the strategies used by city transport drivers are 1) active strategy by utilizing their own abilities, 2) passive by minimizing expenses, and 3) Networking by utilizing relationships and relatives. So it can be concluded that conventional transport drivers still persist with the conventional system due to several obstacles ranging from internal and external and in meeting their daily needs, these drivers use adaptation strategies as an alternative step amidst the problems they face.

Procurement of Goods and Services at PT. Sarana Remaja Mandiri still use conventional systems. By using the Mekari Journal, as a procurement process in the company, it will have a significant impact on developing more efficient procurement. Organizations across all industries rely on Procurement Management expertise to source and manage relationships with external suppliers, ensuring these needed goods are obtained at the best cost. This aims to determine differences in procurement of goods and services at PT. Sarana Remaja Mandiri. The method used is the Mekari Journal, which makes it easier to document the documentation process for procurement of goods and services at PT. Sarana Remaja Mandiri. The Mekari journal will record the entire PO process that has been issued, delivery status, and payment status. Mekari Journal makes it easier for related parties in the company to access the progress of the goods and services procurement process. After analyzing and discussing the problem, the author comes to the conclusion that in the PO (purchase order) process, Jurnal Mekari helps in the efficiency process because by using this software, the procurement party only needs to enter related data such as supplier name, PO number, item name, number of items. , etc. By filling in the data in the Mekari Journal in the Purchase Order section, a PO will automatically be issued along with a template. So, companies don't need to create templates for PO documents.

The creation of a web-based application management system is essential to assist organisations in maintaining their operational efficiency in the rapidly growing digital era. The purpose of this research is to apply the waterfall development method approach to the development of a web-based application management system. We compared the time efficiency and features of a low-code platform such as OutSystems and traditional coding using native PHP. By streamlining procedures for recruitment, leave, warning or dismissal data, and human resource management, the system can improve overall operational effectiveness and efficiency. This research can provide in-depth information on the efficiency of development time and overall features. Our contribution is to clarify the performance comparison in the context of application management system development between low-code platforms and traditional development approaches.

This research aims to evaluate the legal aspects of both Islamic and conventional laws regarding the remuneration provided to preachers invited by Masjid Raya Aziziyah Secanggang. Preachers play a crucial role in guiding individuals towards goodness and deterring them from evil, as per the teachings of the Quran. The study has two primary objectives: to examine the remuneration system for preachers in the mosque and to analyze the perspectives of Islamic and conventional laws on this system. The research methodology employed is qualitative-descriptive with a field approach, utilizing interviews, observations, and documentation as data sources. The findings indicate that Masjid Raya Aziziyah Secanggang compensates preachers through two methods: direct payment without a formal agreement and through a written agreement. From an Islamic legal standpoint, remuneration for preachers can be considered a permissible (mubah) form of appreciation or gratitude. In terms of conventional law, the remuneration system aligns with the regulations outlined in the 2023 Job Creation Law. This research underscores the importance of maintaining compliance with both Islamic and conventional legal aspects and ensuring collective benefits to uphold a fair and justified remuneration system for preachers at Masjid Raya Aziziyah Secanggang. Mutual respect for rights and responsibilities is crucial to enhancing the quality of this remuneration system.