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Pomarida Simbolon; Nagoklan Simbolon; Adrian Hutauruk; Scere Sophia Sitorus; Agnes Jeane Zebua

Perigel: Jurnal Penyuluhan Masyarakat Indonesia 2023 Universitas 17 Agustus 1945 Semarang

Antenatal Care (ANC) is the most important component of pregnant women's health services to reduce maternal and infant mortality rates. With ANC, the progress of the pregnant woman's condition will be well monitored at all times and knowledge about childbirth preparation will increase. Based on the background above, the researcher is interested in taking the title Counseling Pregnant Women Through Antenatal Care Services to Prevent Chronic Energy Deficiency which aims to improve and maintain the health of mothers and babies, prepare for the birthing process so that the baby can be delivered safely and minimize trauma that may occur in the child. during childbirth and reduce the number of deaths and morbidity rates in mothers. The data collection method that the author uses is the survey method. The survey method is a method used as a general category of research, one of which uses a questionnaire. The research results showed that the average knowledge score before and after the health education was carried out increased by 42.21 points, which means that the health education carried out had an impact on increasing the knowledge of Health Information Management students about ANC disease in pregnant women who experience CED. The increase in the average knowledge score is possible because health education uses appropriate methods and media such as lectures and discussions. Leaflet media also helps health education participants to easily remember the material. Using appropriate methods and media in health education can help health education participants understand the material

Al Rizal Sandi; Aditya Wahyu Pramana; Ahmad Nabih Taqiyuddin; Moh. Nuril Islam Abdillah

Jurnal Ekonomi, Bisnis dan Manajemen (EBISMEN) 2023 FEB Universitas Maritim Semarang

This study aims to determine the effect of independent variables (Foreign Exchange Reserves, Foreign Direct Investment, Inflation Rate, and Interest Rate) on the dependent variable (Import Value) in Indonesia for the last five years. This study uses quantitative analysis with descriptive methods used to obtain empirical evidence of the effect of Foreign Exchange Reserves (X1), Foreign Direct Investment (X2), Inflation Rate (X3), Interest Rate (X4), and Import Value (Y). Panel data regression analysis was used with a significance level of 5%. The results showed that the variables of Foreign Exchange Reserves, Foreign Direct Investment, Inflation Rate, and Interest Rate had no significant effect on Import Value in Indonesia. Foreign Exchange Reserves, Foreign Direct Investment, Inflation Rate, and Interest Rate simultaneously have a significant effect on Import Value in Indonesia.

Jesicha Mutiara Dewi; Fitri Rohmadzany; Jaryanto Jaryanto

Jurnal Mutiara Ilmu Akuntansi (JUMIA) 2023 Pusat Riset dan Inovasi Nasional

Fundraising strategies implemented by financial institutions are currently increasingly diverse. This collection is carried out to increase the value of customer transactions and increase customer interest in using products offered by financial institutions, especially BPRs. Banking conducts promotions to the public to introduce its various products either through existing media or by providing benefits such as rewards to customers. In addition, to attract customers, the bank provides the best service, both in excellent service, guaranteed security of funds deposited by customers, interest rates according to customer needs, and a variety of products. The method used in this research is descriptive method. With data obtained from observation and interviews with employees and customers of PT. BPR BKK Karangmalang. PT. BPR Karangmalang has superior products, namely products that are most in demand by customers, especially MSME players. This product is a type of third party fundraising product known as Tamades. This Tamades service provides many advantages for MSME players to deposit their funds, because interest rates are very favorable for third parties, good service, easy procedures for making Tamades, and other benefits for customers.

Karim Karim; Novita Rahmasari; Kasem Kasem; Rasidah Novita Sari

Jurnal Ekonomi dan Keuangan 2023 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Indonesia's economic growth continues to increase and reaches inflation levels. As has happened in the last 2 years, there has been a quite drastic increase in inflation from 2021 of 1.56% and 2022 of 4.21%. This resulted in a decrease in rising inflation. Inflation is the impact of increasing or decreasing economic growth in a country. With increasing economic growth from trade activities or increased buying and selling along with increasing supply of businesses or producers, it can result in an increase in more buyers or consumers to shop, resulting in an increase in the prices of some good products or services market goods. One way to anticipate increasing inflation policies is that the government must control interest rates. Policies in this case must be made by the monetary authority in Indonesia, Bank Indonesia.

Risda Risda; Syahrum Syahrum; Kamaruddin Kamaruddin

Jurnal Penelitian Manajemen dan Inovasi Riset 2023 Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

This study aims to determine the effect of interest rates on profit growth of PT Bank Rakyat Indonesia Tbk Salubarani Branch Tana Toraja Regency. The data used in this study are secondary data and use data collection procedures, especially the documentation method. The data used in this study are financial statement data of PT Bank Rakyat Indonesia Tbk Salubarani Branch, Tana Toraja Regency. The results showed that the effect of interest rates on profit growth was very influential. The higher the interest given, the higher the profit growth.

Muhammad agung rizki; Elsye Fatmawati

EBISNIS : JURNAL ILMIAH EKONOMI DAN BISNIS 2023 LPPM Universitas Sains dan Teknologi Komputer

The purpose of this study is to test whether Gross Domestic Product (GDP), interest rates, coupons, maturity and inflation affect the Yield To Maturity (YTM) of Government Bonds. The data used is the type of government bonds with Fixed Rate (FR) coupons denominated in Rupiah 2018 – 2022. The method used is a purposive sampling method, so that a sample of 23 FR series bonds is obtained. The type of research used is quantitative research, which is to prove the relationship between independent and dependent variables. The results of this study show that partially GDP does not have a positive effect on YTM, interest rates do not have a positive effect on YTM, coupons have a positive effect on YTM, maturity does not have a positive effect on YTM and inflation does not have a negative effect on YTM.

Laiyinna Misqha Efendi; Mustika Ayu Anggreini; Rani Alfiani; Nurhayati Harahap

Maslahah : Jurnal Manajemen dan Ekonomi Syariah 2023 STAI YPIQ BAUBAU, SULAWESI TENGGARA

One tactic to achieve the goals this country seeks is economic growth. Economic development performance is measured based on a number of factors, including population growth, per capita income, unemployment, poverty level and balance of payments. However, in reality, this progress has not provided the best results because the community is still not the main beneficiary. Ultimately, all parties must rethink appropriate development plans to implement in our country considering the increasing rates of unemployment and poverty that are currently occurring. so that neglected communities no longer exist. Experts in the fields of economics, society and politics are starting to study how to achieve effective development without being plagued by unemployment and poverty. The interesting aspect of these studies actually comes from Muslim economists and thinkers. They present new options along with the development of new theories about Islamic economics. Adherents of sharia economics which are based on Islamic sharia principles are expected to behave professionally and demonstrate neatness, honesty, orderliness and regularity in their processes. This article aims to investigate how an Islamic economic perspective on development can address the problems of poverty, unemployment and equality, starting with the arguments given above.    

Gulo, Antonius; Bakhtiar Efendi; Wahyu Indah Sari

This study aims to analyze the contributions of the variable interactions of monetary policy in the stability ofgoods and services prices. Where is the monetary policy variable (inflation, kurs, consumer price index, grossdomestic products, the money supply, and interest rates). Research in conducted in the country of Indonesia and uses secondary data or time series from 2008 to 2021. The data analysis model in this study is Simultaneous Model and Different Test. Simultaneous equations to analyze the relation between independent and variable variables found in the research country. Whereas different tests examine the different monetary policy variables before and during the covid-19 pandemic. Simultaneous analysis of equations on statistical test common equation 1 suggests that variable interest rates, money distribution, exchange rates and consumerprice indexes have significant adverse effects on the INF. Whereas in the same equation 2, it suggests that gross domestic product variables have a positive relationship that is significant to the CPI. And inflation has a negative relationship significantly insignificant t CPI. And different test results show that inflation movement, kurs, money supply, interest rates and CPI before and during the covid-19 pandemic in Indonesia indicate significant results. For this reason, the researcher hopes that the monetary authority, namely Bank Indonesia, can improve monetary stability and maintain the BI rate in regulating the money supply so that it can suppressthe inflation rate as an effort to stabilize the prices of goods and services.

Hansen Rusliani; Putri Lestari; Nurrahma Sari Putri

Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah (JUPIEKES) 2023 STAI YPIQ BAUBAU, SULAWESI TENGGARA

This study aims to find out how to analyze the behavior of non-Muslim customers in choosing murabaha financing products, how to analyze the decision process of non-Muslim customers, and how cultural, social, personality and psychological factors can influence customer decisions in choosing murabaha financing products at Bank Syariah Indonesia KC. Jelutung Jambi. The method of this research is using descriptive qualitative method with primary and secondary data types. Data collection techniques in this study were observation, interviews and documentation techniques, while for data analysis the researchers used data reduction analysis, data presentation and verification. The theory used in this research is the theory put forward by Kotler & Ketler that consumer behavior is the science of how individuals, groups and organizations choose, buy and use and obtain goods, services, ideas or experiences to satisfy their wants and needs. . According to Kotlert's theory, consumer behavior is divided into four types, namely cultural, social, personality and psychological factors. In the customer decision process is divided into five steps, namely decision making, namely, recognition of needs, information search, evaluation of alternatives, buying decisions, and post-purchase evaluation. The results of the study explain that the behavior analysis of non-Muslim customers in choosing murabaha financing at Bank Syariah Indonesia KC. In Jelutung Jambi, there were three informants, namely the first informant who worked as a teacher because he was interested because of the salary slip through the bank, and chose gold installment financing because the bank could insure the gold installments, low interest rates, and cheap rates compared to pawn shops. The second informant is taking home installments because the interest rates are low compared to other banks and if you are late paying the installments you are not subject to a fine/sanction of 0.5% to 1% of the amount of the installments that the customer has to pay. The third informant is working as a teacher as well and taking education expenses for their children because the process is fast and the interest rate is low at 3.3%, while at commercial banks it is 8.93%. The fourth informant took gold installments because of the low interest rates. The fifth informant took motorbike installments because the interest rate was lower than leasing, which was 8%. From the several informants above, it can be concluded that cultural, social, personality and psychological factors can influence customer decisions in choosing murabaha financing products at Bank Syariah Indonesia KC. In Jelutung Jambi.

Yenis Pabisa; Johanis Padang; Nurmega Nurmega

Jurnal Manajemen Kreatif dan Inovasi 2023 International Forum of Researchers and Lecturers

This research aims to analyze the effect of interest rates on the number of customers at Bank Rakyat Indonesia Pangli Unit. The information used in this examination includes savings rates and number of customers for the last three years, from 2019 to 2021. The analytical method applied in this exploration is comparative descriptive with primary data by utilizing important information obtained directly from the object of the examination. The consequences of this research show that there is a relationship between deposit interest rates and the number of customers at Bank Rakyat Indonesia Pangli Unit.

Novi Febriyanti; Ragil Satria Wicaksana; Fadhilah Nurul Anis; Risma Ruliana; Urwah Al Wusqo +1 more

Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah (JUPIEKES) 2023 STAI YPIQ BAUBAU, SULAWESI TENGGARA

Micro, Small and Medium Enterprises (MSMEs) are buying and selling activities and providing services to the community with the aim of making a profit, but the empowerment of MSMEs is not due to the fact that there are still many obstacles, such as the difficulty for MSMEs to obtain financing facilities from financial institutions, so they are forced to take out loans from loan sharks whose interest rates are high and suffocating. thus causing businesses to go out of business, to overcome this problem MSMEs need Islamic financial institutions with a profit sharing scheme, namely mudharabah contracts or financing/investments which are usually mudharabah products found in Islamic Cooperatives, Indonesian Sharia Bank (BSI), Baitul Maal Wat Tamwil (BMT). The Indonesian Muslim Entrepreneurs Community (KPMI) and the Syirkah Bersama Cooperative (KSBB) are both working together to create a new innovation in the form of Mudharabah Linked Waqf which optimizes and manages cash waqf funds in an organized manner so that it is hoped that it can help MSMEs to develop further.

Fifi Armelia; Lidya Martha

Transformasi: Journal of Economics and Business Management 2023 Universitas 17 Agustus 1945 Semarang

This study aims to examine the effect of inflation and interest rates on stock prices in companies listed on the Indonesia Stock Exchange in 2017-2021. The data used in this research is secondary data. The population in this study were 810 companies, the sampling procedure used a purposive sampling method based on predetermined criteria, so that a sample of 70 companies was obtained. The dependent variable in this study is stock prices, while the independent variables are inflation and interest rates. The data analysis method uses panel data. The results showed that inflation had a positive and insignificant effect on stock prices, interest rates had a negative and insignificant effect on stock prices.

Zubaidah Nasution

The purpose of this study is to analyze the consumer price index in Indonesia and identify the factors that contribute to changes in consumer prices. This research will involve statistical and econometric analysis to identify the relationship between the CPI and important variables such as money supply, interest rates, GDP, exchange rates, and other relevant factors. This research is a qualitative descriptive study with a literature study method through literature studies sourced from journals of previous research results, using time series data from 2003 to 2022 obtained from the Central Statistics Agency (BPS) and Bank Indonesia. The results of this study explained that the money supply, interest rates, gross domestic product and exchange rates have a close relationship with the consumer price index variable in Indonesia

Ulfah Setia Iswara

This study aims to analyze the amount in circulation and interest rates on inflation in Indonesia. Based on the source, the type of data in this study is secondary data, because the data collected is data in the form of numbers or numbers. The data used is quantitative data from January 2016 to December 2021 with this research conducted in Indonesia. This research is a qualitative descriptive study with a literature method through literature studies supported by secondary data obtained from Bank Indonesia and the Indonesian Central Bureau of Statistics. The results of this study explain that the money supply and interest rates affect the high and low inflation that occurs in Indonesia.

Anita Anita; Erni Hernawati; Clara Valencia

Jurnal Manajemen Riset Inovasi 2023 Pusat Riset dan Inovasi Nasional

The purpose of this study is to determine the effect of the economic recession resulting from an increase in interest rates on sales, cash flows, and stock prices of property companies listed on the Indonesia Stock Exchange. This study examines the impact of the economic recession on sales, cash flow, and stock prices before the issue of the economic recession in the Q3 2022 period and after the recession issue appears in the Q4 2022 period. The measurement of cash flow and sales takes data from financial reports, while stock prices use the closing price of shares. This study uses a sample of property companies that have published their financial reports on the Indonesia Stock Exchange. The analysis of this study uses multiple linear regressions with the help of (Statistical Package for Social Science) SPSS 25. The results of this study indicate that (a) sales of property companies in Indonesia affect the issue of economic recession. (b) operating cash flows of property companies in Indonesia affect the issue of global economic recession (c) stock prices of property companies in Indonesia have no effect on the global economic recession.

Wahyu Ramadhan Cahaya Firdaus; Aris Heri Andriawan

JURNAL TEKNIK MESIN, INDUSTRI, ELEKTRO DAN INFORMATIKA 2023 Pusat Riset dan Inovasi Nasional

PAL Indonesia is one of the construction companies in the maritime industry that focuses on producing above and below the surface ships which the Indonesian government highly relies on, therefore the safety system there is very strict, including safety lighting. With good lighting, objects can be seen clearly, so that the operation of production equipment and work in the workshop is optimal. However, the company PT. PAL Indonesia has a problem, namely in the warship production workshop, workers often complain because the lighting in the workshop is not bright enough, which causes workers to experience red, watery and sore eyes. Therefore, researchers are interested in analyzing whether the existing lighting standard is in accordance with SNI 03-6197-2000, namely 350lux. From the research that has been done, it is found that the PT PAL workshop with an area of 2700m2 has an average light intensity measurement of 82.22lux, so re-planning is needed to produce a light intensity that is in accordance with the standards. Based on the results of calculations according to standards, 42 light points are obtained with an average lighting of 354 lux which is simulated using the dialux application. The addition of these light points had an impact on increasing electricity bill rates, which were initially IDR 624,575.34 per month to IDR 2,186,013.69 per month.

Mardhika, Sabda Maheswara; Persada, Hanifa Nada; A’rifa, Maulina Maalak

Jurnal Ekonomi, Bisnis dan Manajemen (EBISMEN) 2023 FEB Universitas Maritim Semarang

This research is motivated by a phenomenon. As this phenomenon and previous studies present different research gaps and have been conducted for quite some time, further studies are needed to test the consistency of the results of previous studies and also to revisit existing research gaps. is needed.The focus of my research in writing this journal is how monetary policy has a material impact on Indonesia's Islamic commercial bank lending products and how the inflation rate has a material impact on Indonesia's Islamic commercial bank lending products and the magnitude of the impact of monetary policy. Monetary Policy Politics and inflation rates in the Indonesian economy. The data used in this study are secondary data. Secondary data is research data obtained indirectly (acquired and recorded by others) through an intermediary medium. Secondary data for this study were obtained from the Indonesian Stock Exchange (IDX) Islamic Commercial Bank Listed Companies Annual Reports, OJK Shariah Bank Statistical Financial Statements (SPS), and financial statements issued by Bank Indonesia. The analysis method used in this study is multiple regression analysis. The purpose of this regression analysis is to obtain a comprehensive picture of the relationship between the independent and dependent variables of each company's performance. Before running multiple linear tests, this method requires a classical assumption test for best results. SPSS software version 23 is used to process the data.

Ulfatul Khasanah; Ayu Maretta Maharani

Maslahah : Jurnal Manajemen dan Ekonomi Syariah 2023 STAI YPIQ BAUBAU, SULAWESI TENGGARA

At that time Indonesia was on the verge of economic collapse, almost all economic sectors experienced negative growth. Where the construction sector is the sector that experienced the largest negative growth, namely minus 40% due to very high interest rates, a decrease in purchasing power and a very large debt burden. The trade and services sector experienced a contraction of minus 21%, the manufacturing industry sector decreased by 19%. All resulted from the implications of the monetary crisis that rocked Indonesia. This is because people's purchasing power is still minimal. Therefore, one of the efforts to revive the economy includes profit sharing. The profit sharing system implemented in sharia banking is divided into two systems, namely; First. Profit Sharing is a profit sharing system that is based on the net results of income received from business collaboration, after deductions have been made for costs incurred during the business process. Second. Revenue Sharing is a profit sharing system that is based on the total of all income received before deducting the costs incurred to obtain that income.

Nila Ayu Kusuma Wardani

Jurnal Manajemen Riset Inovasi 2023 Pusat Riset dan Inovasi Nasional

International trade is a tool in increasing the country's economic growth. This research intends to conduct an analysis of the open rate and the exchange rate on Indonesia's economic growth. An analysis was also conducted on the impact of interest rates, exchange rates and economic growth on the value of Indonesia's exports. Efforts to obtain scientific results require the use of scientific methods where in this research path analysis is used by utilizing the SPSS program. The results obtained are interest rates and exchange rates have a direct impact in the form of a negative impact on Indonesia's economic growth. The impact of interest rates is not significant but positive. while Indonesia's economic growth has a positive and significant impact on exports. Economic growth also mediates the effect of interest rates and exchange rates on the value of Indonesia's exports.

Paradise Paradise; Muhammad Afrizal Amrustian; Maliana Puspa Arum

Jurnal Pelayanan dan Pengabdian Masyarakat Indonesia (JPPMI) 2023 Sekolah Tinggi Ilmu Administrasi Yappi Makassar

Sawangan Village, which is one of the villages in Kebasen District, Banyumas Regency, is one of the villages that focuses on reducing stunting rates. According to the interviews we conducted with Posyandu cadres, they experienced problems during the weighing and measuring process. So far, Posyandu cadres have had trouble in the process of weighing and measuring the height of toddlers, because the process is still using conventional tools. In the process of recording the growth and development of children under five is done by recording using a boloin in a book. Because the recording was done by hand, it was constrained by handwriting which was difficult to read. Based on these problems, Forum Group Discussion (FGD) activities were carried out, socialization and training on the use of digital scales, outreach and training on the use of the website-based “Smart Immunization Application” system and Android mobile. The number of participants in this activity was 17 people. Indicators of the success of the activities that have been carried out are coordination with partners, management of a team of lecturers as assistant partners, training on the use of digital scales, training and outreach systems. Based on the activities that have been carried out, it can be concluded that this activity is of interest to Posyandu cadres and parents of toddlers as evidenced by the enthusiasm of the participants. Obstacles faced are not all parents use smartphones, internet access, and constraints on parents' age.