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This study analyzes the differences between the neoliberal and social democratic paradigms in poverty alleviation policies in Indonesia, by adding an Islamic Economic perspective as an alternative. The neoliberal paradigm focuses on free market mechanisms, deregulation, and minimizing the role of the state, but often exacerbates social inequality. In contrast, the social democratic paradigm balances the role of the market and state intervention through resource redistribution and protection of vulnerable groups through sustainable social programs. Islamic economics offers a complementary approach oriented towards the principles of distributive justice, balance, and solidarity, by integrating spiritual values ​​into socio-economic policies. A qualitative approach is used in this study, with policy analysis of programs such as the Family Hope Program (PKH) and the National Health Insurance (JKN). The results show that the social democratic paradigm is more effective in reducing poverty systemically than neoliberalism, especially through increasing access to education, health, and social protection. However, budget constraints, corruption, and infrastructure gaps remain significant challenges. The Islamic Economic perspective emphasizes the importance of zakat, waqf, and infaq as instruments of wealth redistribution that have the potential to strengthen inclusive and sustainable poverty alleviation policies. This study recommends strengthening the synergy between the paradigm of social democracy and the values ​​of Islamic Economics to create policies that are more effective, equitable, and oriented towards the welfare of society holistically.  

In line with the concept of a welfare state, Indonesia, as a country, is obligated to implement and ensure the welfare of its citizens, including in the national healthcare sector. To ensure the inclusivity of national health coverage, the government, through the BPJS Kesehatan agency, has established the National Health Insurance (JKN) program, which is mandatory for all citizens, as stipulated in Indonesian legislation. However, the effort to achieve inclusivity may become biased if there is no clear regulation regarding the rights of participants and the obligations of healthcare providers, who play a crucial role in this process. Under Indonesian positive law, the rights of JKN participants are thoroughly regulated, as are the obligations of healthcare providers. However, based on observed phenomena, there are still violations of these obligations by healthcare providers, leading to the neglect of participants' rights. This research aims to raise awareness among stakeholders and provide a foundation for future research. The type of research used in this paper is normative legal research, which focuses on the analysis of legal norms.

Background: Postpartum care is needed in the period after delivery to detect early problems or treat postpartum illnesses. More than 65% of maternal deaths occur during the first 42 days postpartum. This study aims to analyze the factors that influence postpartum visits in Indonesia. Method: The research uses quantitative research in the form of an analytical survey with a cross sectional design. Units. Results: Based on the results of logistic regression, predisposing factors that have the opportunity to influence complete postpartum visits are maternal age 20-35 years (OR 0.885), higher education (OR 1.167), parity ? 2 (OR 1.090), delivery by cesarean/vacuum/ forceps, etc. (OR 1.491), delivery in a health facility (OR 1.489), complete pregnancy check-up (OR 1.613), and regional Sumatra (OR 0.510). Enabling factors that have the opportunity to influence postpartum visits are unemployed status (OR 0.954) and having health insurance (OR 1.141). The need factor that has the opportunity to influence postpartum visits is having a history of pregnancy complications (OR 0.948). Conclusion: Factors that influence postpartum visits are maternal age, education, parity, method of delivery, place of delivery, prenatal check-up, regional residence, employment status, ownership of health insurance, and history of pregnancy complications.

Older people sometimes become a new problem for a family or government. These problems are the unavailability of access to health care, the lack of old age insurance, and the social support from the family to care for them. The aging process certainly has an impact on all aspects of life, especially health because with increasing age, the function of the body's organs will decrease both due to scientific factors or disease. The decreased function of the body's organs makes the elderly limited in carrying out activities because of the limited energy they have. Through the design of the Nursing Home with the Biophilic Architecture approach, it can help the elderly from feeling lonely and so that their illness does not get worse and it is hoped that they can recover and continue to carry out more productive activities. So this design can be a social space for the elderly who are able to respond to the conditions and activities of the elderly.

The integration of health insurance with Fixed Deposit Receipts (FDR) and Deposit Pension Schemes (DPS) represents a significant innovation in the banking sector, offering new opportunities for financial institutions, insurers, and consumers. This paper explores the potential of merging health insurance with FDR/DPS schemes, focusing on how such integration can enhance financial inclusivity and healthcare accessibility, particularly in developing countries.  The study outlines the theoretical framework supporting this integration and analyzes the associated challenges, including regulatory and operational barriers.  It also highlights the potential benefits for banks, such as customer base expansion and increased savings attraction, while offering consumers the dual advantage of financial security and health coverage. Through a case study of the banking sector in Bangladesh, this paper provides insights into how such models can be implemented in emerging economies. Additionally, we address the barriers to successful integration, including regulatory hurdles and consumer awareness. The findings indicate that this integration could serve as a strategic tool for banks to broaden their customer base and contribute to the healthcare system's resilience.   Finally, the paper discusses policy implications and future trends, emphasizing the role of technology in facilitating these hybrid financial products.  This research contributes to the growing body of knowledge on the intersection of finance and healthcare, offering strategic directions for stakeholders in both sectors

Health services aim to maintain and improve the quality of health, as well as prevent and treat diseases in the community.This study aiming to analyze the legal certainty for health workers in health services, using the normative legal method. The data source comes from a literature review. The results of this study indicate that Law Number 17 of 2023 regarding Health brings significant changes to the legal certainty for health workers in Indonesia in terms of health services. Previously, legal certainty for health workers was spread across various separate laws. However, with the enactment of Law Number 17 of 2023, this legal protection has become more integrated and comprehensive. Updates regarding the protection of health workers include increasing the rights of health workers, including affirmation of compliance with professional standards and ethics. There are improvements in rights, salary, performance allowances, health insurance, and opportunities for self development. This protection is strengthened by giving health workers the authority to stop services if there is a violation of ethics. It is necessary to strengthen operational procedures and work standards that can be a reference for health workers in carrying out their duties, thereby reduce the risk of negligence that can result in criminal sanctions and additional regulations are also needed to ensure a fair legal mechanism for health workers in facing accusations of negligence, by considering ethics and professional aspects in their work.

In developing countries, access to health insurance remains a critical challenge, with large segments of the population unable to afford adequate coverage. One potential solution is integrating health insurance with financial institutions, particularly through credit cards, offering a convenient and accessible method for individuals to manage health expenditures. Credit cards can open a new horizon to make healthcare affordable, convenient, competitive and important in improving service quality. Act as innovative tools to innovate and introduce financial institutions.This paper explores the concept of health insurance linked to credit cards, examining its viability in developing countries. We investigate the potential benefits, such as increased healthcare accessibility and financial inclusion, alongside challenges like limited financial literacy, regulatory barriers, and credit risks for low-income populations. Additionally, this paper highlights opportunities for financial institutions to partner with healthcare providers, expanding access through innovative models. Through case studies and analysis, we identify key success factors and propose a framework for effective implementation. The findings suggest that credit card-based health insurance has the potential to significantly improve healthcare access in developing countries, provided that regulatory, technological, and socio-economic challenges are adequately addressed.

Birth problems are one of the problems that have not been resolved in various regions, where an average mother gives birth to three to four children. The increase in population due to births will also affect various aspects of development, and pose a big risk to ensuring community welfare. For example, opportunities to obtain educational facilities, job opportunities, health insurance, housing and can increase opportunities for increasing poverty and crime. To find out which factors influence the birth of a baby, an association rule is needed to find out which factors influence the birth of a baby which can be seen from several criteria such as a woman who has a low level of education or a bachelor's degree, a woman who marries at an old age. , or women who marry underage, give birth naturally or surgically. Association rules are a data mining technique for determining the relationship between items in a set of data that has been determined. By determining min support 0.01, confidence 0.1 and 7 itemsets, the results obtained are 25 data items with varying min support and confidence with a maximum support x confidence result of 100%. By using the a priori method, 14 of the best rules were produced by producing the most up-to-date information.

This study is a qualitative study that aims to analyze the Implementation of Occupational Safety and Health (K3) at PT Dayasa Ayasa Prima. The Data Collection Technique in this Study was Conducted by Interview Method with Subject Employees from PT Dayasa Ayasa Prima. There are Three Aspects That Are the Focus (Scope) in This Study, Including K3 Training, PPE Facilities in the company, K3 guarantees and facilities for employees, and K3 Implementation. The results of this study include: 1. PT Dayasa Ayasa Prima has provided relevant training to employees to understand the importance of occupational safety and health, 2. PT Dayasa Ayasa Prima has complied with legal regulations and principles that require employees to use appropriate personal protective equipment, 3. PT Dayasa Ayasa Prima has implemented social security for employee welfare, including old age security, work accident insurance, death insurance, and health care insurance, and 4. PT Dayasa Ayasa Prima has also implemented an occupational health program that includes regular medical examinations for employees.

Caesarean section is a surgical procedure that involves making an incision on the front wall of the uterus to aid the birthing process. Objective: to determine the identification of factors for selecting the Sectio Caesarea delivery method at Pertamina Tanjung Hospital. Method: Quantitative descriptive research with a cross sectional approach, with a total sampling technique of 30 respondents, using a checklist. Results: The most indications for caesarean section delivery were indications of premature rupture of membranes > 24 hours as many as 5 (16.7%) and the least indications were asthma, CPD + hypertension in pregnancy, fatal distress, fetal distress, hypertension in pregnancy, long 1st stage with fatal distress, prolonged second stage with fetal distress, breech position, PEB and placenta previa were 1 (3.3%) each. The mother's delivery method was most commonly found to be Cito, 18 (60%). Maternal parity had the highest number of unsafe parities at 17 respondents (54%). The mother's age was found to be the most non-risk age by 16 respondents (53.3%). The health insurance used by mothers was found to be mostly used by 28 respondents (93.3%). Conclusion: Indications for cesarean delivery are indications of previous CS, safe parity, maternal age is not at risk, and using health insurance. Most parities are unsafe with indications of premature rupture of membranes > 24 hours.

Background; JKN Mobile  is a non-face-to-face application that has many features and facilities participants in maximizing the national health insurance program organized by BPJS Health. In 2013, the number of JKN Mobile users in Surakarta reached 373.212 users. Providing information and understanding through video media to the public is a first step in increasing the use of JKN Mobile application. Objective; As a media of information and education to improve the use JKN Mobile applications in the community. Method; The method of this activity is implemented in the form of socialization through video media related to JKN Mobile. Result; Before the education related to the use of JKN Mobile application only 45% of population knew and used the application. After the education, 90% of the people who followed the activity knew and will use the JKN Mobile application to get health services. Conclusion; after educating through the video “ Let’s Use JKN Mobile: Online Health Services Solutions”, the public becomes aware of the use of JKN Mobile applications and will use them to access online health services.

This study aims to determine the Effect of Economic Growth and Inflation and Unemployment Rate on the Human Development Index and Poverty in East Kalimantan Province. Inferential data analysis techniques using Partial Least Squares (PLS). The results of the study indicate that the Human Development Index (HDI) has a significant effect on the unemployment rate in East Kalimantan Province, with a probability value smaller than the specified significance level. There are disparities that need to be considered in development in rural areas to ensure equal opportunities for all residents to achieve a better quality of life. Rural areas still face challenges in access to education and health services, as well as regional disparities in development, which need to be addressed through appropriate and sustainable policies. Assistance programs such as Direct Cash Assistance (BLT), National Health Insurance (JKN), and the Family Hope Program (PKH) have helped reduce the burden on the poor by providing access to basic needs. Efforts to improve the quality of education, health, and infrastructure in rural areas are the main focus to create a more prosperous and independent society. Although there has been progress in poverty alleviation, there are still challenges such as regional inequality, quality of education and health, and economic diversification that need to be addressed. Collaboration between the government, private sector, and civil society is needed to create sustainable and effective solutions to overcome poverty in East Kalimantan. Economic growth, inflation, and unemployment rates are interrelated and significantly affect the Human Development Index and poverty rates in East Kalimantan Province. Therefore, comprehensive and sustainable policies are needed to achieve inclusive and equitable development in this region.

Pregnant will experience an increase in blood volume and this causes iron requirements to increase. Iron needs can be met by food consumed daily with the addition of iron supplements and if iron needs are not met it can cause anemia. Anemia in pregnant can increase the risk of premature birth, maternal and child death, and infectious diseases. Anemia can affect the growth and development of the fetus or baby during pregnancy or after. The government's efforts to prevent anemia include improving the quality of health services, financing health insurance, providing 90 blood supplement tablets during pregnancy, and health education about nutrition and preventing anemia. Increasing knowledge is urgently needed to strengthen awareness in increasing knowledge and behavior in preventing anemia in pregnant. One of the efforts made is health education activities regarding the prevention and early detection of anemia in pregnant. The result of this community service activity is that there is an increase in knowledge about anemia in pregnant before and after being given health education

Background : The problem found at the Sayang Bunda Makassar General Hospital was a decrease in patients after the end of COVID-19 in 2023, there were visit data of 147 patients in January – July. Objective : The purpose of this study is to determine the role of Public Relations in increasing the existence of the hospital. Method : This type of research used qualitative research methods. Methods collected documentation data and in-depth interviews to Result : The research results obtained at the general hospital unfortunately have not been fulfilled in terms of social activities which were only held in 2020, as for the results of observations of social activities and published on social media, this provides satisfaction that the service at the general hospital unfortunately has not collaborated with BPJS insurance, as for communication through media, it has not been fulfilled so that the internet is widely used, social media such as Instagram, as well as the educational dimension when carrying out activities.   such as handling mass circumcisions or providing direct health services. Suggestion : The hospital needs to improve marketing management by digitalizing marketing, promoting health through electronic media as well as re-organizing social activities, improving facilities and infrastructure as well as access to payment via card (JKN-KIS) at Sayang Bunda General Hospital.

The implementation of digital health insurance systems represents a pivotal shift in healthcare management globally, aiming to streamline processes, enhance accessibility, and mitigate financial barriers to healthcare services. This study investigates the impact of digital health insurance on health expenditure and health security in Bangladesh, a country striving to improve its healthcare infrastructure and financial accessibility. However, in Bangladesh health insurance does not exist and people has to bear all treatment cost alone. The insurer in development countries is changing its role toward a more preventive and connected approach. Connected or digital health insurance has the potential to contribute toward better health and the general well-being of the population. Digital technologies are evolving and innovative applications are transforming the medical and health insurance sector. New technologies like wearable, mobile platforms and IoT base health monitoring systems can help to deal with several critical issues of the rising number of people, patients with chronic disease, and aging people, the insurer can help them to be healthier and protect them by insurance coverage. This study aims to look at the innovation of Health insurers and how they include themselves in the health ecosystem that adds value for the insured and patients globally, and can proposed a model that can introduce in Bangladesh.

The clinic's process for requesting a consultation with a doctor and receiving a queue number is inefficient. To help patients make the most of their time at the clinic, it is helpful to provide them with information on when physicians will be available to see them. A new approach to health development governance is required under Regulation No. 21 of 2020 of the Republic of Indonesia's Minister of Health, which addresses the Ministry's Strategic Plan for 2020–2024. This plan encompasses health information systems, research integration, and development, among other areas. First, Health Technology Transformation, which includes developing and integrating health data; second, Health Service Application Integration and Development; and third, Health Technology Ecosystem Development, will house the primary activities involved in health technology transformation. This study's findings suggest that consumers are mostly interested in finding hospitals in close proximity to their homes, rather than using the doctor's appointment component of the KlikDokter app. Because of this, KlikDokter has to implement a change movement that can increase the number of health facilities that operate with Klik Doctor, allowing it to reach the closest health facility. It also has to link insurance and BPJS so that health facilities may provide transaction features.

The Indonesian government has made various efforts to overcome this health problem, such as through the National Health Insurance (JKN) program which aims to provide more equitable access to health services for the entire population. This study aims to identify and analyze key health policies in Indonesia, as well as evaluate the successes and challenges in their implementation. The research method uses the literature review method to analyze, identify and analyze key health policies in Indonesia, as well as evaluate the successes and challenges in their implementation. The research method uses the literature review method to analyze, identify and analyze key health policies in Indonesia, as well as evaluate the successes and challenges in their implementation. Literature review is an effective method for collecting, analyzing, and synthesizing information from various sources relevant to the research topic. The results of the study show that the importance of health policies in Indonesia to improve public health. Through the identification of key health policies, evaluation of their successes, and challenges in their implementation, this study provides an in-depth understanding of the political dynamics that influence health policies. In conclusion, by identifying key health policies, evaluating their success, and facing challenges in their implementation, this study provides a comprehensive understanding of the political dynamics that influence health policies.      

The ongoing health problems in Indonesia require the government to take action so that people can still experience justice and obtain their rights and not cause harm. In order to improve the quality of public health, the government provides social security. This social security is provided by the government and is useful for meeting the basic needs of a decent life, starting from Jamkesmas, Jamkesda, AKSES and most recently the Social Security Administering Body (BPJS) for Health. Even though there have been efforts by the government to realize efforts to resolve existing problems, these efforts have not been effective due to several inhibiting factors. A solution is needed in the form of establishing and implementing the IMP (Identity Monitoring Program) concept which is integrated with the Capil Population and Civil Registry Department and BPJS. It is hoped that the application of the IMP concept can minimize the deficit in health insurance and become a solution to solving claims management problems as one of the root causes of the BPJS deficit.

The banking industry has a crucial role in maintaining the balance of development and economic integrity of a country. Banks act as depositories and distributors of liquidity funds which are essential for the sustainability of economic activities. To carry out this function effectively, strict regulations and supervision are needed. As well as guaranteeing customer deposits to ensure healthy and sustainable bank operations. The financial crisis that occurred in 1997 in Indonesia showed structural weaknesses in the banking system, including ineffective supervision and weak bank management. The government responded with a Banking Guarantee program (Blanket Guarenteen), but this program faced various problems and was not continued. As a solution, the Deposit Insurance Corporation (LPS) was formed through Law Number 24 of 2004, which aims to increase public confidence in the banking system and maintain financial system stability. This research aims to analyze the role of LPS in dealing with failed banks and the effectiveness of banking regulations in preventing future financial crises. The results of the analysis are expected to provide policy recommendations to strengthen the stability of the banking system.

This study aims to investigate the identification, assessment, and control of operational risks in the travel industry, with a focus on PT Yuk Kita Tour. Direct observation and interview methods are used to identify the risks faced by the company. Risk assessment is conducted by considering the likelihood of occurrence and its impact on the company's operations, followed by appropriate mitigation strategies. The analysis results show that risks such as online booking system disruptions, lack of staff training, currency exchange rate fluctuations, regulatory changes, natural disasters, disease outbreaks, transportation delays, and terrorism threats affect operational efficiency and customer satisfaction.To control these risks, PT Yuk Kita Tour implements a comprehensive mitigation strategy, including improved cybersecurity systems, staff training programs, currency hedging strategies, active regulatory monitoring, travel insurance, strict health policies, cooperation with transportation operators, and clear security information to customers. The implementation of these risk control strategies has had a positive impact on the company's performance, with year-on-year increases in revenue and customer satisfaction. This study provides insights into the importance of operational risk management in the travel industry and demonstrates that a proactive approach to risk identification, assessment, and control is possible. This study provides insight into the importance of operational risk management in the travel industry and demonstrates that a proactive approach to risk identification, assessment, and control can improve operational efficiency and customer satisfaction. The practical implication of this study is the importance of continuously monitoring existing risks, adapting control strategies, and involving stakeholders in risk management to ensure sustainable business continuity and superior customer service in a dynamic business environment.