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This research was carried out at PT. BPRS Washliyah Medan. The aim of this research is to understand the murabahah financing system and process implemented by PT. BPRS Al-Washliyah Medan. Murabahah financing is a sale and purchase agreement for goods stating the acquisition price and profit agreed upon by the seller whose role in this case is the Bank and the buyer whose role is the customer/prospective customer for the customer's needs, with the flavone given Rp. 25,000,000 to Rp. 250,000,000. The principles of Murabahah financing are based on Islamic sharia and established legal provisions. Murabahah financing has apparently received a lot of responses from the public and business entities, but not many people and business entities understand the procedures for obtaining murabahah financing, even though marketing has been carried out by PT. SRB Washliya.

The assessment rating of bank hlth is expected to evalute the prformance of the banking industry. Because bank healtiness represent good financial condition and good management. Risk-based Bank Rating (RBBR) method is used Bank Indonesia as a standard to appraise the rating of the bank health. This study to find out the sundeness level of bank in terms of the aspects of Risk profille, Good Corporate Govermance (GCG), Earnings, and Capital. This was an deskriptif analysis, with the object study is BPR Supra Artapersada Kc. Cibadak, PT. the data were collected through documentation and date analysis techniquen was an analysis of the soundness of bank using the Risk-Bases Bank Rating approach with an assesment converage including Non Ferforming loand, Loan to Deposit Rating, Good Corporate Governmence, Return on Assets, Operational costs on operating income, and Capital Adequacy Ratio factors. The resulth howed the condition of BPR Supra Artapersada Kc. Cibadak, PT. at “healthy criteria” with Non performing Loand of 1,8%, Loan to Deposit Rating of 85%, Maximum credit limit of 0,083%, Return on Assets of 0,034%, Operational costs on operating income of 0,070%, and Capital Adequacy Ratio of 41%..

The research was carried out with the aim of knowing the impact of Career development and discipline on work motivation of PD. BPR Artha Sukapura Salopa branch. The problem of employee work motivation at PD BPR Artha Sukapura Salopa Branch is not optimal, it occurs from career development which is relatively difficult and discipline is still lacking causing employees to be less motivated at work, according to (Bukhori & Dewi, 2018) with a high level of employee work discipline it will Motivate employees to carry out their work well, which will indirectly increase employee performance. The method used in this research is quantitative descriptive. Research results: 1. Career development has a positive and significant effect on work motivation. This means that if career development increases, work motivation will also increase. 2. Work discipline has a positive and significant effect on work motivation. This means that if Work Discipline increases, then Work Motivation will also increase. 3. Career Development and Work Discipline have a positive and significant effect on Work Motivation. This means that if career development and work discipline increase, then work motivation will also increase.

Penelitian ini dilakukan karena strategi pemasaran yang perlu dikembangkan dalam perusahaan yang akan membuat nasabah semakin percaya dengan PT BPR NBP 32 Karawang, tujuan dari penelitian ini untuk meningkatkan minat nasabah dalam menentukan jenis produk tabungan.penelitian ini menggunakan pendekatan deskriptif kualitatif yang  di lakukan oleh penulis saat sesudah menjalani kerja praktik , lokus penelitian ini di beberapa pasar yang penulis kunjungi bertemu dengan  nasabah BPR NBP 32 Karawang,informan dari penelitian ini adalah 4 nasabah laki-laki yang berada di pasar rengasdengklok , dan 3 nasabah perempuan yang berada di pasar karawang (Tuparev), 3 orang perempuan yang berada di pasar Johar. Data dikumpulkan melalui wawancara dan survey lapangan. penulis mengamati bahwa yang mempengaruhi nasabah dalam mengambil keputusan jenis tabungan yaitu salah satunya adalah suku bunga jenis tabungan tersebut. Selain itu kepercayaan  nasabah  kepada perusahaan salah satu kunci nasabah untuk menyimpan uang nya dikarena kan legalitas perusahaan yang sudah di awasi OJK sehingga nasabah  merasa aman dalam menabung.Oleh karena itu nasabah menyimpan uang untuk dipergunakan sebagai modal usaha tanpa harus melakukan proses yang rumit saat pencairan. selain tabungan takesra ada pula tabungan pundi yang mana dipilih oleh nasabah sebagai tabungan berhadiah. Karena tabungan pundi ini memiliki undian mobil dan motor disetiap per enam bulan sekali. Sudah banyak sekali nasabah BPR karawang yang memenangkan undian tersebut. Oleh karena itu nasabah percaya dan tertarik untuk memilih tabungan pundi.

The purpose of this research to revisits methods that are more effective in nonlinear Optimization with single variable polynomial functions at high degrees. Models with linear objective functions and constraint functions are Polynomials of third, fourth and fifth degree reconstructed into subproblems that are easier to solve, namely quadratic programs, using bilinear Auxiliary Functions and solved by MATLAB simulations. The method used is the development of Tawarmalani & Sahinidis' research regarding relaxation with Auxiliary Functions. Examples of nonlinear Optimization with polynomial functions are also given to illustrate the implementation of this algorithm. The results of the research show that the application of the development reconstruction method produces a global solution that is no better than the solution to the original problem so that it is not an effective alternative method to use.