Publication Search

The study intends evaluate impact PT BankRakyat Indonesia (PERSERO) TBK's Bengkulu City Branch Office's QuickResponse Code Indonesian Standard (QRIS) Non-Cash PaymentSystem on financial inclusion (Y). by employing quantitative techniques. The primary data utilized this study were obtained by handing out questionnaires to Bank Rakyat Indonesia (PERSERO) Tbk clients at the Bengkulu City Branch Office. Test multiple linear regression analysis from the constant value coefficients table 36.448 it can be explained a positive correlation between Effectiveness (X1) and the coefficient, indicating Effectiveness on Financial Inclusion. The effectiveness variable is 0.811, meaning that if the other independent variables are constant, then there is an increase of 1 unit, so financial inclusion will increase by 0.811, the coefficient is positive. Test multiple linear regression analysis from the coefficients table with a constant value of 36.448, may be said that a positive coefficient indicates positive association between efficiency and financial inclusion the efficiency (X2) to financial inclusion has change value zero. The efficiency variable's value for  regression coefficient 0.542, meaning that if the other independent variables remain the same, Financial Inclusion will increase by 1 unit, so Financial Inclusion will increase. The findings of the analysis's multiple correlation coefficient test X1, X2 affect Financial Inclusion (Y) of 0.936, which means that it has a very strong correlation coefficient relationship because value is in range between 0.80-1,000.

Investment is important in helping to increase the growth and development of a country. The total ratio of investors in Indonesia in 2022 is 2.2%, this ratio is still lagging behind when compared to other countries. Students are in the spotlight for the Indonesia Stock Exchange to become young investors in the capital market. The Indonesia Stock Exchange (IDX) has done several things to increase investment interest in universities by establishing several collaborations and organizing programs such as opening an Investment Gallery. This study aims to determine the effect of investment knowledge, investment benefits, investment motivation, minimum investment capital and investment return on investment interest in the capital market. The results of this study are that simultaneously investment knowledge, investment benefits, investment motivation, investment return and minimum capital have a positive effect on investment interest. Partially, investment knowledge, investment benefits, investment return and minimum capital have a positive effect on investment interest, while the investment motivation variable has no effect on investment interest. The ability of these 5 variables to influence investment interest is shown in the adjusted R square value of 53% and the rest can be influenced by other variables outside of this study

The purpose of this study is to test whether Gross Domestic Product (GDP), interest rates, coupons, maturity and inflation affect the Yield To Maturity (YTM) of Government Bonds. The data used is the type of government bonds with Fixed Rate (FR) coupons denominated in Rupiah 2018 – 2022. The method used is a purposive sampling method, so that a sample of 23 FR series bonds is obtained. The type of research used is quantitative research, which is to prove the relationship between independent and dependent variables. The results of this study show that partially GDP does not have a positive effect on YTM, interest rates do not have a positive effect on YTM, coupons have a positive effect on YTM, maturity does not have a positive effect on YTM and inflation does not have a negative effect on YTM.

This research aims to determine the effect of online transportation on labor absorption in Kupang City. This research was conducted on online application drivers in Kupang City, namely Grab, Maxim and InDrive. The number of samples studied was 32 respondents. This research uses a quantitative research approach. The sampling technique for this research uses a non-probability technique, namely the incidental sampling technique. Data analysis used in quantitative methods is validity testing, reliability testing, simple linear regression, and hypothesis testing using the Statistical Package for Social Science 26.0 for Windows (SPSS 26) tool. The test results show that the online transportation variable has an effect on labor absorption. Other findings show that online transportation simultaneously influences labor absorption with a coefficient of determination of 68.6%.

The purpose of this study was to determine the effect of locus of control and perceptions of organizational support on employee performance with employee engagement and proactive work behavior as intervention variables in DP3AP2KB Central Java Province. This study uses a quantitative descriptive which describes the condition of the facts with the data collected from a questionnaire based on direct observation of the Central Java Province DP3AP2KB. The population in the study included all DP3AP2KB Central Java Province workers, totaling 101 workers and the analysis technique used was multiple linear regression analysis, using SPSS Version 24, and it was found that locus of control had the strongest influence on improving employee performance. Perceived organizational support will also improve employee performance through proactive behavior of employees, because perceived organizational support is found to be unable to directly influence employee performance.

The low performance produced by employees in carrying out their duties and work is thought to be related to the leadership style applied at the Soppeng Regency Livestock, Animal Health and Fisheries Service. These factors are variables that need to be studied in this research so that the influence of leadership style on the performance of employees of the Department of Animal Husbandry, Animal Health and Fisheries in Soppeng Regency can be determined. The aim of this research is: To determine the influence of leadership style on employee performance at the Department of Livestock, Animal Health and Fisheries, Soppeng Regency. This research was carried out at the Department of Livestock, Animal Health and Fisheries, Soppeng Regency, which is located on Jalan Salotungo Watansoppeng, Lalabta Rilau Village, Lalabata District, Soppeng Regency. So the samples in this study were all 24 employees of the Soppeng Regency Animal Husbandry, Animal Health and Fisheries Service. To determine the effect of leadership style on employee performance, simple linear regression analysis was used. From the results of a simple regression analysis, it can be concluded that: Leadership style has a significant influence on employee performance at the Soppeng Regency Livestock, Animal Health and Fisheries Service. The suggestions given by researchers to the Soppeng Regency Animal Husbandry, Animal Health and Fisheries Service, are to maintain and improve the leadership style currently applied so that the performance of Soppeng Regency Animal Husbandry, Animal Health and Fisheries Service employees.

KSPPS Fastabiq Khoiro Ummah Tambakromo branch is one of the KSPPS Fastabiq Khoiro Ummah branch offices located in Tambakromo district, Pati district. The aim of this research is to find out whether the variables of service quality and employee performance affect the satisfaction of members of the KPPS Fastabiq Khoiro Ummah Tambakromo branch. The method used is associative because it aims to determine the cause and effect of two or more variables. The sample was obtained from 100 respondents, savings members of the KSPPS Fastabiq Khoiro Ummah, Tambakromo Branch. The questionnaire method is the sampling technique used. Data is processed using reliability tests, validity, multiple liner regression tests, simultaneous tests. From the results of statistical tests there is a positive and significant influence simultaneously on the variables of service quality and employee performance on KSPPS member satisfaction. Fastabiq Khoiro Ummah Tambakromo branch is proven by an Fcount value of 133,016 and a significance level of 0.000 which is smaller than the significance level of 0.05, because Fcount is greater than Ftable which is 2.36. So it can be decided that the hypothesis is accepted which states that there is a significant influence and simultaneous between service quality and employee performance on member satisfaction of KSPPS Fastabiq Khoiro Ummah Tambakromo branch.

In the current era of globalization, the rapid growth and development of sharia banking in Indonesia has given rise to competition between sharia financial institutions which is getting tighter from year to year, therefore both state and private banks are launching various strategies to attract potential customers or existing customers. Are interested so that they remain loyal customers. Service quality and customer satisfaction are one of several factors that influence customer loyalty. Service quality is expected to provide encouragement to customers to maintain a strong relationship with the bank. Customer satisfaction shapes customer perceptions and can then position the product in their minds. The aim of this research is to determine the influence of customer service quality and customer satisfaction on customer loyalty at Bank Syariah Indonesia, IAIN Sulthan Thaha Saifuddin Caash Office, Jambi City. The Number ofsamples in this research was 100 people and used a non-probability sampling technique, namely incidental sampling. Multiple Regression Analysis is used as a data analysis technique. The research result show that service quality and customer satisfaction have a positive and significant effect on customer loyalty. Based on data analysis in this research, these variables are valis and reliable. When testing classical assumptions with a normal distribution, heteroscedasticity and multicollinearity do not occour.

This thesis is a study that examines the influence of People's Business Credit (KUR) on the development of Jelutung micro, small and medium enterprises (MSMEs) at Bank BSI Kc Gatot Subroto, Jambi City. The purpose of this thesis is to be able to find out the effect of people's business credit (KUR) on the development of MSME businesses and to be able to find out the amount of contributions made by KUR to the business development of customers of Bank Syariah Indonesia Kc Gatot Subroto Jambi City.In this study using quantitative methods with data collection techniques namely observation, questionnaires and documentation. Which is the questionnaire itself as an instrument in collecting data. Then a validity test and reliability test were carried out to ensure the accuracy of each question item in the questionnaire to be used in collecting data. After that, a classic assumption test was carried out to ensure the soundness of the data and a hypothesis test in the form of a (t) test, simple linear regression test and test for the coefficient of determination (R2).The results of this study are as follows: (1) People's Business Credit (KUR) has a significant and positive effect on customer business development as evidenced by the significance of KUR of 1.68107 > 0.05 and also the value of the simple regression results which obtains a value of 0.554 which indicates a positive number so that the influence that KUR has is good or positive on the development of the customer's business. (2) The contribution made by KUR to the development of the customer's business is 0.47.8 or 47.8% and the remaining is 0.552. Or 52.2% is influenced by variables or other factors not mentioned in this study.

This research aims to determine the influence of work motivation and work discipline on the performance of production unit employees at the company PT. Semen Tonasa District. Pangkep. The method used in this research is a quantitative method with the number of respondents being 75 employees who were used as samples using a sampling technique, namely using a saturated sample. The analysis used in this research is a multiple linear regression test. The results of simultaneous testing of work motivation and work discipline variables have a positive and significant influence on employee performance variables as proven based on simultaneous test results with a significance value of f<α (0.000<0.05). The partial test results of the work motivation variable have a positive and significant effect on employee performance variables with a significance value of f<α (0.000<0.05). The partial test results of the work discipline variable have a positive and significant effect on employee performance variables with a significance value of f<α (0.000<0.05).

This research aims to determine the influence of teamwork and work discipline on employee performance at PT. Telkom Access Parepare. The sample in this study was 86 people, namely all employees at PT. Telkom Access. The data used are primary and secondary data obtained from distribution via questionnaires. The results of this research show that there is a significant influence between the variables Teamwork (X1) and Work Discipline (X2) on employee performance (Y) as proven through analysis of the T test and f test, where variable X has t count > t table (X1) 3.596 > 1.663 and (X2) 3.140 > 1.663. The results of this research also show that the calculated f value > table f (0.002 < 0.5). And R square is 0.541%.

This research aims to learn more about "the impact of Tokopedia online store and Facebook marketplace on digital buying and selling media", answering the main problem at hand, namely how the impact of Tokopedia online store and Facebook marketplace on digital buying and selling media. The main idea of this research is how technological advances can be utilized to increase the profitability of MSMEs. The purpose of this research is to find out how the impact of Tokopedia e-commerce and Facebook marketplace on the sales of products owned by MSME players will increase. The method used in this research is a quantitative descriptive method that aims to determine the relationship between different variables. At the same time, this research should be supported by questionnaires and documentary studies. The basic population of this research is Tokopedia and Facebook Marketplace users. The least number of samples was taken from the SEM analysis, so the technique used was probability sampling with simple random sampling technique. The conclusion of this study is how the use of Tokopedia and Facebook Marketplace affects the level of product sales.

This research aims to find out whether gender and cash dividends influence company value. This research was conducted on Health sector companies listed on the Indonesia Stock Exchange (BEI) for the 2019-2020 period. The population in this study was 13 companies and the sample in this study was 6 companies using purposive sampling as the sampling method. Data collection is carried out through financial report data published on the official IDX website, namely www.idx.co.id. The research results showed that gender has a negative effect on firm value, cash dividend has a positive effect on company value, and  liquidity as a control variable has a positive effect on firm value.

This research aims to determine the effect of cooking oil prices on the income of sellers in the Mayang Mangurai Village, Jambi City. The method used in this research is a quantitative method with data collection through observation, questionnaires, interviews and documentation. The types of data used in this study are secondary and primary data. The number of samples in this study were 39 fried food sellers in the Mayang Mangurai Village, Jambi City. Data analysis using simple linear regression. From the research results obtained the regression equation as follows. Y = 37,457 – 0,877X means that the oil price variable has a positive and significant effect on the seller's income variable. This was also tested using the t test which can be seen from the t count 8,539 > t table 2.026 and a significance of 0.000 <0.05, which means that oil price X has a significant influence on the income of seller Y in the Mayang Mangurai Village, Jambi City. For the R2 determination test, the data processing results showed that the R2 value was 0,663, which means that the influence of the oil price variable and the seller's income variable was 63,3% and the remaining 37,7% was influenced by other factors not included in this study.

Educational learning achievement is needed to determine the success rate of student learning. Student learning interest has a significant influence on student learning outcomes. This research was conducted to determine the relationship between learning activeness and interest in learning mathematics on mathematics learning achievement. The method used in this study is a survey method with multiple linear regression analysis. Based on the variables of activeness and interest in learning obtained from questionnaires or questionnaires with a total of 18 statements with 26 respondents showing the results of the prerequisite analysis test or assumption test and the results of hypothesis testing. The results of this study are based on a multiple linear regression test of 0.627 or equal to 62.7%. This figure means that the activeness and interest in learning simultaneously (together) affect the mathematics achievement of elementary school students by 62.7%.

This research aims to determine the Juridical Analysis of Intellectual Property Rights Protection in the Mobile Legend and League of Legend Games from an Indonesian Legal Perspective, based on the title raised in this research. This research uses a type of normative juridical research. The process of collecting data from the objects studied in this research uses primary, secondary and tertiary techniques. The data obtained by this research uses a qualitative method which explains the relationship between variables and generalizes the social phenomena studied.The results of this research show that online gaming has become a rapidly growing industry with many opportunities and challenges related to intellectual property rights and the development of the online gaming industry has also brought complex issues related to copyright, trademarks and patents involving various elements. unique in online games. therefore, the role of intellectual property rights in protecting creative works in games, encouraging innovation, and overcoming violations of intellectual property rights. So it is important to collaborate between online game developers, players and the government in creating a clear and fair legal framework to protect intellectual property rights in online games.

Abstract This study aims to determine the relationship between learning independence and students' mathematics learning outcomes. The method used in this study is a quantitative research method with a correlational design. In this study, researchers used a questionnaire instrument to find out the results of independent learning and the results of daily mathematics tests to find out the results of students' mathematics learning. From the data that has been collected, a correlation test is carried out with the conditions that are the normality test and the linearity test. The results of the analysis of the correlation coefficient between the independent learning variables and student mathematics learning outcomes is 0.948**. Based on the results of the correlation test using SPSS above, the hypothesis that there is a positive and significant correlation between students' learning independence and their mathematics learning outcomes is acceptable. The test results on the normality test using SPSS show that the data is normally distributed. This is indicated by the value of Sig. namely 0.282 and 0.486 where the significance is > 0.05. Based on the results of this study, the higher the student's learning independence, the higher the student's mathematics learning outcomes. And vice versa, when the student's learning independence is low, the lower the student's learning outcomes in mathematics.

This research aims to determine the effect of compensation and motivation on employee work productivity at PT. Kasih Karunia Sejati Cabang Tangerang Regency. The research method used used descriptive quantitative methods. The sample used was a saturated sample using the entire population of 60 PT. Kasih Karunia Sejati Cabang Tangerang Regency. Data analysis techniques include validity testing, reliability testing, classical assumption testing, regression analysis, correlation coefficient analysis, coefficient of determination, and hypothesis testing. From the results of this research it can be concluded that compensation has a positive and significant influence on employee work productivity with a value of T_count > T_table or (12.779 > 1.672) and is strengthened by a significance value of 0.000 < 0.05. Thus, Ho_1 is rejected and H_1 is accepted. Motivation has a positive and significant influence on employee work productivity with a value of T_count > T_table or (12.364 > 1.672) and is strengthened by a significance value of 0.000 < 0.05. Thus, Ho_2 is rejected and H_2 is accepted. Compensation and motivation have a positive and significant influence on employee work productivity with a value of F_count > F_table or (176.730 > 3.159) and is strengthened by a significance value of 0.000 < 0.05. Thus, Ho_3 is rejected and H_3 is accepted. Compensation and motivation on employee work productivity have a regression effect of Y = 4.298 + 0.500X1 + 0.403X2 + α. The result of the R-square value (coefficient of determination) is 0.861, it can be concluded that the variables compensation (X1) and motivation (X2) together have an influence contribution to the variable (Y) of 86.1% while the remaining 13.9% is influenced by other factors or other variables not studied.

The tax aggressiveness importance’s have been documented by prior researchers. However, prior investigators failed to see it from an agency’s perspective. Therefore, this study determines the effect of agency related variables (women in commissioner board, managerial ownership, and debt policy) on tax aggressiveness. The object of this research is Indonesia listed operating at mining sector. The sample of this research is fifteen companies during 2016 to 2018. secondary hand collected data is employed in this study. The data is analyzed using regression analysis. The result show that Women in commissioners board has significant influence on tax aggressiveness. In addition, debt policy and managerial ownership had no relationship with tax aggressiveness. Out of three control variables, company size has a negative influence on tax aggressiveness at 10%. However, a company’s age and probability have no significant connection to tax agressiveness.

An audit is a systematic, independent examination of financial statements, accounting records, and supporting documents prepared by management, the purpose of which is to form an opinion on the accuracy of financial statements. Financial statements must have relevant characteristics (reliability) and reliability (reliability). Without the services of auditors, management cannot convince outsiders that the financial statements presented by management contain reliable and reliable information. Independence is the auditor's attitude to impartiality. The experience of the examiner contributes to high-quality inspection. The purpose of this study is to analyze the influence of auditor behavior, time pressure, audit experience, and independence on audit quality.   The research was conducted at a Public Accounting Firm (KAP) in Medan City. The number of research samples of 80 people was selected by the nonprobability sampling method. Data collection was carried out by questionnaire through Google form and literature studies that supported this study. The method used in this study is to use the Structural Equation Model (SEM) equation using the Partial Least Square (PLS) tool version 3.0. PLS consists of external relationships (outer model) and internal relationships (inner model), cross-loading> 0.7, Composite Reliability, Convergent Validity, Exploratory Factor Analysis (EFA), and Confirmatory Factor Analysis (CFA). Based on the results of the analysis, it was found that the first, second, fourth, and seventh hypotheses were rejected where each variable such as auditor behavior, and time pressure,  did not affect audit quality and independence could not moderate the influence between auditor behavior on audit quality,  independence could not moderate audit quality. The third, fifth, and sixth hypotheses are accepted where each variable such as audit experience, independence moderates the effect of time pressure on audit quality, and independence moderates the effect of audit experience on audit quality.