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This study aims to explore the effect of innovative mathematics learning in the Merdeka curriculum at MIN Kedungwuni.  Using a literature study and interview approach, this research examines the perceptions and experiences of stakeholders, such as teachers, students and parents, related to the implementation of these innovations.  The findings of this study are expected to provide insight into the effectiveness of mathematics learning innovations in increasing students' interest, conceptual understanding, critical thinking skills, collaboration, and mathematics achievement.  The results of this study can provide a basis for further development in innovative mathematics learning in elementary schools

This paper discusses the evaluation of educational programs in learning in schools where the implementation of education as part of educating the life of the nation must receive full attention from policy makers in this country, as stated in article 31 of the 1945 Constitution, amendment 4 that every citizen country has the right to education. The main goal of education is to develop human beings from an intellectual, emotional and spiritual perspective. In terms of its objectives, the output of education should be able to produce human resources who have advantages in terms of intellectual, emotional and spiritual. Education must be able to answer the challenges of the development of science and technology which is accompanied by a flow of information that is increasingly developing rapidly. The writing of this article uses the method of literature analysis (library research), namely the study of various scientific sources such as articles in both national and international journals and books that are in accordance with the themes and titles discussed. The literature analysis method makes the writer to read and find sources of reading material that are appropriate to the themes being discussed or are relevant. In this case the method of literature analysis is an appropriate and effective step.

The characteristics of coastal plants in the form of river estuaries, estuaries, and deltas in protected areas in the sub-tropics and tropics are the notions of mangrove plants. It can be concluded that mangrove plants are ecosystems that exist between sea and land with conditions in the form of productive and extensive forests. Mangrove plants are also often called coastal forests, mangrove forests, brackish forests, tidal forests because mangrove plants live near the coast and have an important role in their ecological value to support coastal development activities and marine conservation. This research aims to find out the benefits and functions of mangroves, the types of mangroves, the meaning of mangroves, their role in overcoming some of the existing problems, as well as the differences before and after the planting of mangroves on the coast of Sine Tulungagung. This research method uses qualitative data which is a method for collecting and conducting observations, interviews, documentation, and analysis of various documents such as written documents, namely various journal reference sources and others in a descriptive way.

The implementation of learning using e-learning must be supported by several readiness factors. Organizational readiness factors, such as regulations, infrastructure, technology, and policies, have a significant effect on learning outcomes using e-learning. However, the human element in its use is also the most important factor in online learning. This research was conducted to measure the readiness of lecturers using e-learning on several factors, namely; Technology access factor, skill and training factor, instructor attitude factor. The sample of this study was 100 active lecturers. Univariate data analysis was performed by calculating the average readiness index and frequency and identifying categories of readiness intervals for using e-learning. The results of this study show the readiness of lecturers in using e-learning assessed from technology mastery factors, skill and training factors, and instructor attitude factors. However, for a very mature level, refinement and development of all these factors are still necessary. In addition, the training aspect is considered quite ready, but management must open training opportunities for lecturers to run online classes.

The changing era has made awareness of democracy and constitutionalism growing rapidly. With these amendments or changes, it is hoped that the 1945 Constitution can become the basic rules of the constitutional system under the conditions of a growing Indonesian state. The constitutional system is defined as the arrangement of elements in the organizational structure of the state that are interrelated. The vast territory of Indonesia requires that the central government hand over some of its authority to local governments. Regional governments specifically have functions, duties, and authorities in managing their own government affairs in their regions. In accordance with their roles and duties, local governments must also be able to handle various cases or problems that could occur unexpectedly, such as an outbreak or corona virus that suddenly attacked the country of Indonesia and resulted in a decrease in people's living standards, especially in the economic, social and law which is also included in the constitutional composition of the Indonesian government. Thus, the central and regional governments in this case have important roles that are interrelated in dealing with problems that occur in Indonesia. This is carried out using the principle of autonomy which is the basic rule of the government in exercising authority in its area. And by using the principle of decentralization, the central government can evenly distribute welfare, quality of life, and progress in infrastructure development in every region in Indonesia.

This research is motivated by the effect of securities on financial market development and investment preparation. Securities have a role to determine how to develop financial markets. Talking about securities cannot be separated from trade transactions, because the birth of securities is intended to improve, facilitate and secure transactions in the world of commerce. Based on these problems, the authors conducted research on how securities can be used in developing financial markets and preparing for investment. This research method through the collection of case studies and data from previous journals. The conclusion of this study is that the existence of securities can regulate and control financial markets through existing laws.

Indonesia, which is a country with a very large population, has a fairly stable economy. This study aims to determine the importance of Islamic banks in managing the finances of indonesia society. The method used in this research is literature study, in which literature study is a data collection method that is carried out by taking research information that is in accordance with the research theme. This information can be obtained from various reference sources, both in the form of written documents, in the form journals and articles, pictures, or electronic documents that can support the process of writing research papers. From this study, the results show that Islamic banks are banks that have good potential for the economy in Indonesia. With Islamic banks, muslim people no longer need to be afraid of transactions what he did. However, basically Islamic banks in Indonesia are still lagging behind conventional banks because the development process of conventional banks is much faster than Islamic banks.  

Servants have a strategic role as agents of change. Servants directly engage in community service through the provision of training assistance, counseling, guidance, mentoring and to awaken their potential, and help improve the quality of life and development. Servants will get generative abilities in the form of life skills (life skills). Observations were carried out using the following methods: (1) Gathering, (2) Documentation, and (3) seeing the field directly. Based on the results of observations carried out in Pattallikang Village by looking at the potential of the community and supporting environmental conditions. The work programs carried out are Social Service (Social Service), outreach, hospitality to the people of Pattallikang Village, Building Awareness of Household Financial Management through Financial Education, and introducing the BUMENRA Book to villagers, and Social Service in the Campus Area.

The purpose of this study is to determine the strengthening of economic growth through sharia insurance. The method used in this study is to use qualitative methods by conducting library research and documentation techniques sourced from literature studies, scientific journals and written reports related to economic growth and sharia insurance. The research results show that insurance plays an important role in strengthening economic growth. Sharia insurance has an importantrole as a source of national development financing, reducing poverty, and can divert financial risks caused by unexpected events or accidents.

Learning is a process of thinking and acting and is a change in behavior that is relatively fixed and the result of repeated practices. In learning there are goals to be achieved both in terms of knowledge and attitudes to be formed in students. In each process there are obstacles and problems that will be faced. In Social Studies learning, Social Sciences is not an independent science or a single science like other social sciences, but the material in Social Sciences uses social science materials that are selected and adapted to the goals of teaching and education. IPS is taught to students to be a way of developing students' personal development, namely developing students' potential, physical, social, and emotional. The difficulties experienced by students in learning are common and often occur or are experienced by students, whether it is motivated by various specific factors so that students have difficulties in understanding social studies learning. For this reason, by understanding the IPS learning paradigm and its problems, it is hoped that it will be able to broaden knowledge and be able to overcome existing problems.

The existence of tourism in Indonesia is one of the main attractions for tourists to visit Indonesia to enjoy the natural beauty of Indonesia's earth. In Indonesia there are many tourist objects that have high selling power besides Borobudur, there is also the Sibolangit nature tourism in, North Sumatra, which is also the focus of the study being studied by researchers. Efforts to build tourism are certainly not only the duty and responsibility of the government, but local governments, village governments, local communities and youth youth organizations must have a high sense of concern and empathy for the existence and development of tourism above. The results in this study indicate that the existence of youth has a very strategic role in the progress or not of a tourist attraction, because youth plays a role in terms of marketing with their abilities and skills in using social media so that the existence of tourist objects becomes increasingly known by many people, especially foreign tourists. The two youths can also be a bastion of security and comfort for visitors and thirdly the involvement of youth in building and developing tourism is also a positive value from an economic perspective which leads to the welfare of the surrounding community. So in a simple conclusion, youth must be involved and involved in the development and construction of tourist objects, especially in Sibolangit tourism in Deli Serdang, North Sumatra.

Abstract consist of the background of the problem, The results of the interviews also explained that teachers had difficulty making teaching aids or learning media so that they experienced obstacles in providing material to students. Based on the background of the problem and needs analysis, the formulation of the problem is the validity of Exploding Box 3D Audio Visual media, practicality of Exploding Box 3D Audio Visual media, Effectiveness of Exploding Box 3D Audio Visual media. Based on data analysis and discussion of research results, then associated with the formulation of the problem and research objectives, it was concluded that the validation of the media developed by the researchers received an assessment of 94%, meaning that the reliability of the media obtained results worthy of slight revisions. Validation of the material developed by researchers received an assessment reaches 89%, meaning that the reliability of the material in the media gets decent results with a little revision, the practicality validation of the media developed by researchers gets an assessment from the teacher validator reaches 95%, it means that the practicality reliability of the media gets decent results with a little revision, the practical validation of the media developed by researchers gets an assessment From the responses of the students, it was obtained that the percentage mode was ≥ 80% with the category suitable for use. Validation of the effectiveness of the media developed by researchers. From the 10 questionnaire statements, the mode percentage was obtained ≥ 90% with the category suitable for use, and the results of critical thinking test questions from the pretest value of 54% with the value of the increase in the posttest from the value of 95%. Therefore it can be concluded that the pretest data for students' critical thinking skills is very good because they have reached the specified KKM

The company is an organized institution with the aim of obtaining profits in the development of companies in the capital market and providing opportunities for the public to invest in the short, medium and long term, while it is easier for companies to obtain funds from the public investors (investors) by issuing securities both equity or debt. The purpose of this research is to find out how bonds are regulated in the Indonesian capital market from legal protection and corporate responsibility that defaults on bond investors. This study uses a normative legal research method that focuses on the study of legal perspectives and/or perspectives that explain a set of legal principles, legal norms, and legal regulations both formally and materially. The approach used in research is a conceptual approach (Conceptual Approach) where by examining through legislation and theories. Based on the research results, it is known that bond investors protect capital from the risk of company default, namely periodic reports and transparency of information, as well as guarantees (collateral) included in the issuance of bonds and the existence of sinking funds (reserve funds). Preventive legal protection for investors after a default occurs, the company continues to pay bond principal and interest (coupons) to investors in accordance with the bond agreement agreement. Companies can also be subject to civil witness administrative sanctions and even criminal sanctions.

The outbreak of Covid-19 in 2020 has brought downturn to the global economy and many companies went bankrupt during the epidemic. However, according to Unilever's financial report for the first half year, its sales fell only by 1.6% and its financial situation is still stable. The reason for it is not only for Unilever's action of taking Covid-19 as normalization, but also for its differentiation strategies, which make Unilever a competitive enterprise when the consumer products are in demand in Covid-19. Through the literature research method, this article uses the combination of SWOT (strengths, weaknesses, opportunities and threats) and PEST (political, economic, social and technological factors) models to explore the internal and external environments of Unilever in 2020, and concludes that under the multiple impacts of the external environment, Unilever still has great opportunities to make development relying on its own excellent internal conditions.

Technological developments in the current industrial era 4.0 are inevitable, especially in the business sector. The rapid dissemination of information has an impact on the process of the business itself. This is the most important point for business people, starting from the increase in sales volume and profits from usual. Digital marketing is one of the marketing media to market businesses in the form of services, labor, and others that are now in great demand by the wider community. Therefore with digital marketing, it can make it easier for people to run their business with marketing and sales techniques that are different from before. Advances in technology, especially in the field of information create new concepts in the field of marketing. The Smille Bouquet (SME) Small and Medium Enterprise actor from Kedungdalem Village initially carried out offline marketing which was carried out by marketing sales during graduation events, as well as other events that could be visited to market the bouquet. However, entering this digital marketing era, Smille Bouquet (SME) Small and Medium Enterprise actors also take advantage by marketing through social media such as Instagram, Shopee and Whatsapp. Smille Bouquet (SME) Small and Medium Enterprise choose online marketing or take advantage of digital marketing because it can increase sales volume and develop the business so that it is better known by the wider community.

In the increasingly advanced digital era, gadgets can have a positive impact on students. However, the use of gadgets can also have a negative impact on their understanding and poor practice, therefore PAK teachers need to play a role in overcoming the irresponsible use of gadgets. PAK teachers have a key role in teaching responsible gadget use. They should have a role to play in building awareness of the negative effects of using gadgets; and encourage critical discussion and moral reflection related to gadget use. In addition, Christian religious education teachers strengthen moral education and Christian religious values in learning. They provide creative alternatives that don't rely on gadgets, so students can experience experiences that support their moral development. Collaboration with parents and the church community is also an important part of ensuring messages that are consistent and in line with Christian religious values. By implementing this strategy, PAK teachers can have a proactive role in shaping the moral development of students. With a deep understanding of the influence of gadgets and Christian religious values, students can develop moral attitudes and behaviors that are in accordance with the teachings of Christianity.

This study aims to determine the environmental impact and natural damage from the production activities of the industrial sector grouping the areas of Ngoro District, Mojokerto Regency for public health in managing environmental cases of alleged waste pollution and natural damage in Mojokerto Regency. The method in this study uses a qualitative approach through observational data collection techniques and also uses a Systematic Literature Review (SLR) approach. According to (Kitchenham & Charter, 2007) SLR is the process of identifying, evaluating, and interpreting all research evidence to answer certain research questions. The results showed that grouping industrial production activities had an impact on the provision of jobs and also infrastructure development in Ngoro Subdistrict and also had an impact on the environment such as waste that was disposed of polluting the watershed and causing fish to die due to contamination of the waste content and polluted residents' well water. In handling these impacts, it is expected that industrial companies in Ngoro can carry out routine monitoring and evaluation activities to see developments in environmental and community conditions, in this case the implementation of policies related to handling the impacts of industrial production activities carried out by companies for public health, especially around Ngoro District, Mojokerto Regency.

The development of information and communication technology is increasing rapidly from year to year, especially in the field of telecommunications. Communication technology via fiber optic is one of the technologies that is widely used as a data sender, between senders and receivers in one network, users can communicate with each other at very high speeds. This is in line with the community's need for fast communication services. FTTH (Fiber To The Home) is a telecommunications service infrastructure that supports transmission on large bandwidths and can solve bandwidth access problems so that PT. Telkom designs fiber to the home network access using GPON technology by determining its usage.    

The study of Indonesian society is always related to the condition of a pluralistic Indonesian society, both in terms of race, ethnicity and religion. In addition, the study of Indonesian society also has several sections including studies of traditional, transitional, modern Indonesian society, and studies of rural and urban communities. Traditional communities are usually referred to as rural communities, with a population of less than 2.500 people. A transitional society can be described as a society that is just experiencing growth, because in this transitional process, society is expected to be at a faster pace in understanding technological growth, which inevitably has to be able to master this technology. And in modern society, every level of society can be influenced by means of communication to convey information, such as radio and television. Meanwhile, rural and urban communities have a relationship of interdependence. With an illustration, urban communities need labor from rural communities, while rural communities need jobs created by urban communities. With the sections from the study of Indonesian society, the pluralism that has been formed long ago, can be seen clearly. Because each part of the study of society, has its own characteristics.Between village and traditional communities have the same characteristics. Because in the village community, there must be a strong sense of bond as well as traditional society. Whereas urban society has the same characteristics as modern society, because every urban society has an open view of new things, so it is not difficult for them to move forward to become a modern society. However, before achieving this, they must go through several phases, among which the first phase is called the colonial phase because it places leaders as foremen, the second phase is referred to as the developmental phase of administration and management because of the emergence of administrative and secretarial academics, the third phase is referred to as This phase is referred to as the global leadership phase, because leadership studies have begun to appear in specific fields.

Problems in learning writing did not seem to find a bright spot in education. Teachers tried to find solutions by evaluating learning materials and learning media. Recently, the solution of the writing problem had become a major concern. Thus, this research aimed to design technology-based learning materials referred to interactive videos with target learner seventh graders. This methodology used design development research (DDR). Data were sourced from junior high schools in Jabodetabek. The main data for designing were the results of the analysis learning materials, learning objectives, and interview result with teacher. The design of interactive video paid attention to the main aspects including the characteristics of interactive video, learning objectives, and students' needs. In addition, time efficiency was also important to maintain students' motivation in learning. Through interactive video, students' engagement in interacting with the learning content was the key to successful learning. Therefore, the result of this design showed this media has high potential to be implemented in writing class.