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Khairunnisa Khairunnisa; Wedra Aprison; Andy Riski Pratama

Jurnal Visi Manajemen 2024 Sekolah Tinggi Ilmu Ekonomi Pariwisata Indonesia Semarang

This study aims to examine the integration between Islamic education financing and national policies in order to achieve Sustainable Development Goal (SDGs) No. 4 on quality and inclusive education. Using an Islamic normative approach, national education policy analysis and human capital theory, this study explores the relationship between the financing principles in QS. Al-Mujadilah verses 12-13 and Law No 20 of 2003 on the National Education System. The research method used is descriptive qualitative with literature analysis techniques that include the study of Qur'anic interpretations, policy documents, and concepts of human capital theory. The results show that Islamic education financing, which is based on the principles of justice, equity, and sustainability, has great potential to support national education policies in improving access and quality of education in Indonesia. The principles of zakat, waqf and sadaqah as Islamic financial instruments can be optimized to close the gap in access to education, especially for marginalized groups. This research recommends a stronger synergy between Islamic financing principles, national education policy, and the human capital approach in order to realize inclusive and quality education in accordance with SDGs goal No. 4.

Dwiki Alfianto; Trinandari Prasetyo Nugrahanti; Muzaffar Tuyginov Nozim ugli

International Journal of Islamic and Economic Education 2024 International Forum of Researchers and Lecturers

This study investigates the contribution of Islamic banks in supporting green economy initiatives and promoting sustainable financial growth. Employing a quantitative research design, the study utilizes secondary data collected from annual reports, sustainability disclosures, and carbon emission reports of Islamic banks for the period 2018–2024. The research aims to examine the relationship between green financing portfolios and key financial performance indicators Return on Assets (ROA), Return on Equity (ROE), and Capital Adequacy Ratio (CAR) while evaluating the environmental impact through carbon emission reduction. Descriptive statistics provide an overview of green financing activities and financial ratios, while multiple regression analysis assesses the effect of green financing on sustainable financial performance, controlling for bank size, Gross Domestic Product (GDP) growth, and inflation. An independent sample t-test compares Islamic and conventional banks in terms of ethical compliance, environmental contribution, and profitability. The findings reveal that Islamic banks allocate a higher proportion of financing to green projects, achieving significant carbon emission reductions without compromising financial performance. The green financing portfolio exhibits a positive and significant effect on sustainable financial growth, and larger banks demonstrate a greater capacity to implement sustainability initiatives. The comparative analysis confirms that Islamic banks outperform conventional counterparts in environmental and ethical dimensions while maintaining comparable profitability. These results underscore the potential of Sharia-compliant banking to integrate ethical, environmental, and economic objectives, positioning Islamic financial institutions as key actors in advancing a sustainable, low-carbon financial system.

Devi Maya Sofa; Aning Fitriana; Chems Eddine Boukhedimi

International Journal of Islamic and Economic Education 2024 International Forum of Researchers and Lecturers

Microenterprises are crucial to the economic landscape, especially in developing countries, as they contribute significantly to GDP and employment. However, these businesses often face challenges in adopting sustainable practices due to financial constraints, limited resources, and market access issues. This research evaluates the impact of energy efficiency on the profitability of Sharia-compliant microenterprises applying green business principles. By integrating energy-saving measures, such as energy-efficient technologies and optimized consumption, microenterprises can reduce operational costs and improve profitability. Sharia-compliant businesses, which adhere to ethical and sustainable practices, tend to be more open to implementing such green practices. The findings show that energy-efficient microenterprises outperform conventional ones in profitability, as energy-saving leads to lower costs and enhanced competitiveness. The study also highlights the importance of green finance in supporting these enterprises by overcoming financial barriers, allowing them to adopt energy-efficient technologies. Despite the clear benefits, challenges such as high initial investment costs and limited access to efficient technologies remain. Policy intervention, including financial incentives and education, is necessary to address these barriers and enable microenterprises to fully capitalize on energy efficiency. In conclusion, energy efficiency is not only a key driver of profitability for Sharia-compliant microenterprises but also a strategy for long-term sustainability and competitiveness.

Fani Fani; Elimawaty Rombe; Syamsul Bachri; Mohammad Riswandi Palawa

Jurnal Ekonomi dan Pembangunan Indonesia 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Pombewe Huntap is a relocation place for residents affected by disasters in Sigi Regency, Central Sulawesi, especially for residents from Oloboju, Jono Oge, Loru, and Pombewe Villages. The majority of Pombewe Huntap residents work in the agriculture, livestock and Micro, Small and Medium Enterprises (MSMEs) sectors. MSMEs have a vital role in national economic growth, but their development in Pombewe Huntap still faces obstacles. The purpose of this research is to find the best way to develop MSMEs to improve the economy of the Pombewe Huntap community in Sigi Regency. The results showed that Pombewe Huntap MSMEs face major problems related to capital, marketing, and production. This study suggests the village government to improve existing programs to support MSMEs, including training, financial assistance, and provision of equipment, as well as consistent evaluation of results.  

Tetty Melina Lubis; Tiarsen Buaton; Arief Fahmi Lubis; Parluhutan Sagala

Jurnal Ilmu Hukum Sosial dan Humaniora 2024 Lembaga Pengembangan Kinerja Dosen

This article discusses the importance of law enforcement in accelerating the security of IKN (State Capital) land to minimize potential conflicts in the Central Government Core Area (IPP). Effective law enforcement can help prevent conflicts and ensure national security. This article explores the role of law enforcement in securing IKN land and how this can contribute to national security.

Edi Triwibowo; Suriyanti Suriyanti; Dian Sulistyorini Wulandari; Aji Saputra

Jurnal Hasil Kegiatan Bersama Masyarakat 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Villages have the opportunity to develop the potential they have had since the birth of the Law on Villages. Optimizing the potential of the village is used for the benefit of the village community. The aim of optimizing village potential is to improve the life of the village community. The aim of establishing Village-Owned Enterprises (BUMDes) is one of the government's efforts to stimulate the village economy. BUMDes is expected to become a locomotive for village economic movements that can improve the welfare and reduce poverty of village communities. In order for this goal to be achieved, BUMDes need to be managed professionally so that they can compete and develop well. BUMDes in Gandasari Village, Bekasi Regency. BUMDes receives full support from the local village government. BUMDesa Gandasari Village has limited human resource capabilities. The limitations of existing human resources are the ability to report financial results from operational activities carried out. The Community Partnership Program (PKM) aims to provide financial management methods that were previously manual to become systematic and digitalized. The output of the activities carried out is that BUMDes administrators understand the Bumdes administration system and accounting/bookkeeping and have the ability to create BUMDes Financial Reports in the form of simple accounting, namely creating daily cash books, balance sheets, profit and loss reports and systematic, digital-based capital change reports.

Muhammad Yasykur Aminullah; Murtanto Murtanto; Aqamal Haq

Jurnal Mutiara Ilmu Akuntansi (JUMIA) 2024 Pusat Riset dan Inovasi Nasional

Indonesia is one of the developing countries in the Southeast Asia region and is known as a country with abundant natural resources. The results of this natural wealth stretch from Sabang to Merauke which makes Indonesia. Apart from that, based on Indonesia's geographical location, which is flanked by two continents, namely the Asian continent and the Australian continent, and flanked by two oceans, namely the Indian Ocean and the Pacific Ocean, making Indonesia the world's maritime axis. Due to Indonesia's strategic geographical location, it is not surprising that Indonesia is one of the countries visited by many other countries, whether just for traveling or to start various companies. The number of foreign companies established in Indonesia continues to increase. The conditions are certainly beneficial for the country because it can reduce unemployment and increase the amount of state income in the internal and external sectors. One of the internal revenues for the Indonesian state is through taxes.    

Aprilia Puri Astuti; Erma Setiawati

Riset Ilmu Manajemen Bisnis dan Akuntansi 2024 Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

The Indonesian capital market recovered in 2021 after a decline due to the COVID-19 pandemic in 2020. The role of the capital market is crucial for economic growth, and investors need to pay attention to factors such as financial reports and company performance. Investors in LQ45 companies, consisting of 45 stocks with high liquidity, make selections based on transactions and market capitalization. This research focuses on the influence of Earning Per Share (EPS), Return On Assets (ROA), Debt to Equity Ratio (DER), and Price to Book Value (PBV) on the stock prices of LQ45 companies in the period 2018-2021. The research problem involves questions about the influence of each ratio on stock prices. The research objective is to examine the influence of these ratios. The results of the research are expected to provide important information for readers about the factors affecting stock prices and insights for researchers into the dynamics of the capital market. This research can also serve as a reference for further studies. The results of the analysis indicate that Earning Per Share (EPS), Return On Assets (ROA), Debt to Equity Ratio (DER), and Price to Book Value (PBV) significantly influence the stock prices of LQ45 companies.

Chicka Willy Yanti; Era Vazira; Yulis Tio Rini; Richa Nadila Sally; Novi Diana Sari +6 more

Jurnal Hasil Kegiatan Bersama Masyarakat 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Training on cultivating fish in buckets is one of the main work programs of KKN village development service activities carried out in Pongkai Istiqomah Village. This program aims to support the people of Pongkai Istiqomah Village in GEMARIKAN (Movement to promote fish eating) and also aims to prevent stunting in Pongkai Istiqomah Village. The target of this budikdamber training is the entire community of Pongkai Istiqomah Village, and the PKK as a partner in the organization which is expected to be a contact person with the community. The problems of partners in Pongkai Istiqomah Village are: Firstly, community activity in the fisheries sector in cultivating fish has not been maximized because it requires quite a large amount of capital, secondly, the community's understanding of the importance of consuming fish has not been maximized. The solution to the partners' problems implemented in this service is to hold a training program for making Fish Cultivation in Buckets. The method used is taking a direct approach with the community, counseling and practice of making Fish Cultivation in Buckets. The outputs resulting from this program are: firstly increasing public knowledge and understanding in catfish cultivation, secondly increasing public understanding of the importance of consuming fish and the importance of preventing stunting.

Inge Oktavianti; Eja Armaz Hardi; Agusriandi

Maslahah : Jurnal Manajemen dan Ekonomi Syariah 2024 STAI YPIQ BAUBAU, SULAWESI TENGGARA

There are many small-scale people who want to have a business to make a living but are still hampered by capital, so they have to look for more loans to build a business that can become a foundation for the continuity of life in the future. With this, the government is now establishing various institutions that are able to increase the income of people who need capital as business capital, one of these institutions is PT. Madani Mekar Syariah National Capital. So the aim of the author's research is to find out how the practice of distributing business capital funds at PT. Madani Mekar Syariah National Capital in Betung District, Banyuasin Regency and also wants to know how sharia economic law applies to combining murabahah and wakalah contracts in one transaction which is applied to PT. Madani Mekar Syariah National Capital in Betung District, Banyuasin Regency. This research uses qualitative methods with respondents, namely branch heads and Account Office members as well as customers. Regarding informants, namely customers who are Muslim, new customers, and have businesses. The results of this research show the flow of fund distribution practices at PT. Mekar Syariah Madani National Capital in Betung District, Banyuasin Regency includes the stage of determining customers according to the criteria set by PNM Mekar Syariah, the second stage is Financing Training, the third stage is signing the agreement and disbursing funds, and the fourth stage is carrying out weekly installments. If we look at sharia economic law regarding the combination of murabahah and wakalah contracts, this is permissible and does not conflict with sharia principles because the murabahah and wakalah financing contracts are carried out at separate times.

Thiyas Fitri Ayu Adheansyah; Youdhi Prayogo; Muthmainnah Muthmainnah

Maslahah : Jurnal Manajemen dan Ekonomi Syariah 2024 STAI YPIQ BAUBAU, SULAWESI TENGGARA

As time went by, many changes were discovered from outside the company. Due to rapid changes in a company's external reach, companies must also be able to adapt and compete with other companies. Sufficient working capital allows the company to operate as economically as possible, and the company does not face difficulties or threats that may arise due to crises or economic chaos. The aim of this research is to determine the effect of working capital management on the financial performance of property and real estate companies listed in the sharia stock index. The number of samples in this research was 20 companies for the 2020-2022 period after sampling using the purposive sampling method. Panel data analysis is used as a data analysis technique. The partial research results show that there is no effect of working capital management on financial performance, but simultaneously working capital management has an effect on the company's financial performance by 11.9%. When testing classical assumptions with a normal distribution, heteroscedasticity and multicollinearity do not occur.

M. Darul Qutni; A.A Miftah; Nurfitri Martaliah

Jurnal Kajian dan Penalaran Ilmu Manajemen 2024 CV. Aksara Global Akademia

This research aims to determine cooperation in agricultural land management and its impact on the income of the Kertopati Village community. This research is qualitative type using primary and secondary data sources. The object of this research is a number of communities who collaborate with . Data was obtained directly from respondents by carrying out data analysis methods, namely observation, interviews and personal documentation, then the data was processed using data processing techniques. The results of the research show that: That the mechanism for implementing cooperation in managing gardens uses the Mukhabarah agreement in Kertopati Village, which has two mechanisms for carrying out cooperation with the Mukhabarah agreement or profit sharing system. Then the profit sharing or Bagi due hasil system is able to provide welfare to people who do not own land at all but have capital. And the people of Kertopati Village who work as farmers have carried out Bagi due hasil in accordance with the Mukhrabah agreement indirectly, because they initially knew that the systems in the Bagi due hasil process were part of the application of customs but had been synchronized by religious leaders in accordance with views in the Islamic religion.

Zainuri Zainuri; Rizal Maulana; Ali Aminullah

Jurnal Manajemen dan Pendidikan Agama Islam 2024 Asosiasi Riset Pendidikan Agama dan Filsafat Indonesia

Most of the Indramayu area is rice fields. The agricultural land cultivation system uses a paroan system (profit sharing system). The cooperation agreements usually made by the community are verbal, not in writing, this has become the community's habit. The aim of the research is to determine the practice of rice farming cooperation in Gantar Village, Gantar District, Indramayu Regency and to examine whether the practice of agricultural cooperation is appropriate according to Islamic law. This research uses a qualitative approach. Data collection techniques in this research are observation, interviews and documentation. Data was processed and analyzed using qualitative descriptive methods. The results of the research state that the practice of rice farming cooperation in Gantar Village, Gantar District, Indramayu Regency uses a profit sharing system. Farmers are required to become members of the Association of Farmers Supporting Food Security (P3KPI), their agreement is executed in writing, all capital is from the rice field owner, the harvest is divided in half after capital is deducted and the harvest is purchased by the rice field owner. According to Islamic law, the practice of agricultural cooperation with a profit sharing system in Mekarjaya Village, Gantar Subdistrict, Indramayu Regency is permitted, because the agreement has fulfilled the pillars and legal requirements of muzara'ah.

Silviani Ayudia; Nagian Toni; Yeni Ariesa; Wiliam Wiliam

Journal of Management and Social Sciences 2024 CV. Aksara Global Akademia

This study aims to determine the effect of dividend policy, and capital structure on firm value in companies listed on the Jakarta Islamic Index with corporate social responsibility as a moderating variable. The research design used is the casual design method. The population used in this study were companies listed on the Jakarta Islamic Index for the 2019-2021 period. purposive sampling technique was used in sampling so that 41 companies were obtained by analyzing data as many as 123 samples. The data analysis technique used is panel data analysis using the E-views program. The results showed that dividend policy has a positive and insignificant effect on firm value, capital structure has a negative and significant effect on firm value, corporate social responsibility cannot moderate the effect of dividend policy on firm value, corporate social responsibility can moderate the effect of capital structure on firm value.

Firdayanti J. Umar; Muhammad Nawir; Nurfadilah Syawal Ibraya

Ocean Engineering : Jurnal Ilmu Teknik dan Teknologi Maritim 2024 Fakultas Teknik Universitas Maritim AMNI Semarang

Indonesia as an archipelagic country has very high resources in the fisheries and marine sectors, where these resources become weapons in improving the welfare of the people in particular and become capital in national development patterns. However, poverty is still an icon for fishermen. The income of fishing fishermen can be said to be different from other types of business because the fishing business is uncertain, where the income fluctuates and speculates, which can lead to the growth of poverty. The aim to be achieved in this research is to reveal and analyze things that influence the income of capture fisheries fishermen. Meanwhile, the author took the explanatory descriptive method as the research method. Data collection came from 100 fishermen respondents with discussion of fishermen's profiles in the form of age, education, family responsibilities, experience and length of time at sea.

Mitha Anggraini; Maulidah Narastri

Jurnal Publikasi Ekonomi dan Akuntansi 2024 Asosiasi Riset Ekonomi dan Akuntansi Indonesia

The aim of this research is to examine the influence of business capital, business location and technological information on the income of the Kelengkeng Tourism Village, Simoketawang Village, Sidoarjo Regency. The method used in this research uses quantitative methods. The research used purposive sampling techniques and data collection through questionnaires delivered to respondents and the results of multiple linear regression data analysis showed that information on business capital, business location and technology had a positive effect on income. The greater the capital generated, the greater the income earned. Choosing a strategic location can influence income. And take advantage of developing technological sophistication to help promote its business.

Rahmad Akbar; Dzulhijjah Yetti; Merlia Rahmayani; Harmi Yelmi; Andri Nofiar. Am +2 more

Indonesia Bergerak : Jurnal Hasil Kegiatan Pengabdian Masyarakat 2024 Asosiasi Riset Ilmu Teknik Indonesia

Giving gifts or souvenirs among young people with flower bouquets has become common place, unfortunately the flower bouquets we give often wither and become trash. One alternative substitute for souvenirs or flower bouquet gifts is a snack bouquet. Giving a snack bouquet not only cheap and affordable, it also provides more benefits because we can eat the snacks. The Trend of giving souvenirs or gifts in the form of a bouquet of snacks can be a form of business for young people, especially for the teenagers of the Kasih Ibu Bangkinang Orphanage. After this activity, it is hoped that teenagers can develop an entrepreneurial spirit and will grow into creative individuals. The problem of teenagers at Kasih Ibu Orphanage is that they do not have insight into entrepreneurship and there is a lack of activities that build their creativity and skills. Therefore, training is needed to increase understanding of education about entrepreneurship and a spirit of creativity that is trained at an early age, which is the main capital for their productivity and independence when they grow up. For sustainability programs, because children's entrepreneurship cannot be carried out alone, guidance and support from adults, assistants in orphanages and teachers are needed. Providing opportunities for teenagers to learn to do business (entrepreneurship) from a young age is not oriented towards making money, but rather to train independence, by relying on their creativity.

Isti Mulyati; Nunung Faujiah; Nurlayli Istiqomah; Zyad Dilmi

Indonesia Bergerak : Jurnal Hasil Kegiatan Pengabdian Masyarakat 2024 Asosiasi Riset Ilmu Teknik Indonesia

MSMEs play an important role in national development, especially in absorbing labor,equalizing income, regional economic development, increasing non-oil and gas exports, and increasing gross domestic product (GDP). Challenges often faced by MSME economic actors include limited working capital, low human resource capacity, and low mastery of science and technology, resulting in generally uncertain business prospects.The development of training programs for Micro, Small and Medium Enterprises (MSMEs) is carried out systematically using consultation methods, production discussions and mentoring.

Jason Fernando; Ezra Yora Turnip; Kezia Feradris; Jeremy Bryce Lim; Abharina Nasution

Harmoni: Jurnal Ilmu Komunikasi dan Sosial 2024 International Forum of Researchers and Lecturers

This research aims to explain that the anomalies created by globalization are driving changes that the public in general is not aware of, where the Baduy people, especially the Outer Baduy, are starting to violate the traditions they hold. Globalization has encouraged hidden capitalism which has succeeded in breaking into the realm of daily life and activities carried out by the Outer Baduy people because the area they live in has been used as a tourist attraction and this has become an opportunity for capitalists to achieve maximum profits; by building market chains (mini markets, accommodation and other public facilities), distributing their products to the Outer Baduy community for sale, and forcing the community to integrate with modern culture such as using smartphones, modern equipment and consuming food. light. Hegemony is the reason this hidden power dynamic of capitalism persists in the lives of the Outer Baduy people, by instilling consumer values and promoting certain products as symbols of status and modernity. This research uses a qualitative analysis method which is based on objective observation; and also uses secondary data obtained through library data collection techniques. This research concludes the need to fight against the hegemony of capitalism through awareness and solidarity from traditional leaders together with the Outer Baduy community in maintaining their traditions and values so that they remain sustainable in the future.

Muhammad Nawir; Jusfira Yuniar; Dahniar Nur; Agung Indra Wijaya

Ocean Engineering : Jurnal Ilmu Teknik dan Teknologi Maritim 2024 Fakultas Teknik Universitas Maritim AMNI Semarang

With thousands of islands and long beaches, Indonesia is the largest archipelagic country in the world. With this geographical diversity, there is a lot of potential in the maritime sector, including abundant marine resources. Indonesia's maritime affairs greatly influence its history, culture and economic progress. There is no doubt that Indonesia's rich maritime resources must be utilized properly so that they can become a sustainable resource for the country's future. The method used is library research. Specific characteristics that are used as a basis for developing research knowledge include; This research is confronted directly with the data or text presented, not with field data or through eyewitnesses in the form of events, researchers only deal directly with sources that already exist in the library or ready-to-use data, as well as secondary data used. The results obtained are: To ensure the sustainability of its rich and important maritime sector, Indonesia can utilize its rich maritime traditions as capital to achieve sustainable economic growth and preserve the marine environment. Indonesia has the opportunity to build a generation that is aware of the importance of maintaining the sustainability of marine ecosystems and local wisdom as an important cultural heritage.