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Nurul Amaliya Saleh; Haslinda Haslinda; Maria Ulviani

Jurnal Motivasi Pendidikan dan Bahasa 2023 International Forum of Researchers and Lecturers

The main objective of this research is to find out whether there is an effect of the Differentiated Learning Model on Speaking Literacy in Indonesian Class X, SMAN 1 Pangkep. This study uses a quantitative approach to the type of experimental research. The population used in this study was class X SMAN 1 Pangkep by taking two sample classes, namely the experimental class was class X Amanah which had a total of 35 students and the control class was class X Creative which had a total of 36 students. The data collection technique used was; written test and speaking test, observation, and interview. Data analysis consists of Descriptive Statistics and Inferential Statistics.The results of this study indicate that there is a significant influence between the differentiated learning model and speaking literacy in Indonesian language class X at SMAN 1 Pangkep. As seen from the Mann Whitney test, information is obtained that the average control is 81.3056 with a standard deviation of 7.285 while for experiments, the average value is obtained -an average of 79.0571 with a standard deviation of 6.978. The mean difference of 2.2485 is positive, thus information is obtained that the control value is greater than the experimental value. Although the control is larger than the experiment, the sig. shows a number of 0.302, the value is > 0.05 where H0 is accepted and H1 is rejected, which means that there is no difference in the average control with the experiment. Based on information that the average control is 80,194 with a standard deviation of 6,440 while for the experiment, the average value is 90,028 with a standard deviation of 5,586. The mean difference of -9,834 is negative, thus information is obtained that the control value is smaller than the experimental value. Besides that, the value of sig. shows a number of 0.000, the value is <0.05 where H0 is rejected and H1 is accepted, which means that there is an average difference between the control and the experiment. This proves that the differentiated learning model in learning Indonesian has an influence compared to before using the differentiated learning model.    

Adel Yani; Hazanawati Hazanawati; Sahriyal Sahriyal

Jurnal Sipil Terapan 2023 Fakultas Teknik Universitas Cenderawasih

Riau is one of three provinces with dominant peatlands. Indragiri Hulu Regency is the sixth largest district with the largest area of ​​peatland with a value of 222 thousand hectares. Particularly in Sekip Hilir Village, Rengat District, Indragiri Hulu Regency, there is quite extensive peatland and in this location there is infrastructure in the form of Jalan Rengat – Bukit Meranti. The construction of road infrastructure on peatlands has experienced many problems. This is because peat soil has a very low carrying capacity so that the settlement that occurs is large and unable to support the work load. Stabilization efforts are needed to improve the carrying capacity of peat soils. Stabilization on peat soil will be carried out chemically using lime as a stabilizing mixture with variations of 5%, 10% and 15%. From the results of the tests carried out, namely the addition of lime variations to the peat soil stabilization mixture is proven to increase the CBR (California Bearing Ratio) value. The CBR value of peat soil mixture with the addition of 5% lime was obtained at 17.28%. At the addition of 10% lime the CBR value increased to 21.81% and at the addition of 15% lime it increased to 30.04%. From the CBR value of peat soil with variations in lime mixture obtained, the authors prove that an addition of ≥ 5% has been able to achieve a laboratory CBR standard value of 17.28% and has met the Bina Marga specifications for road pavement subgrade, namely ≥ 6%. .    

Nareza Lazwardy Arafa; Mu’minatus Solichah

JURNAL EKONOMI BISNIS DAN MANAJEMEN (JISE) 2023 CV. ALIM'SPUBLISHING

This study aims to examine the effect of Profitability and Liquidity on Firm Value either directly or through Dividend Policy as a moderating variable in finance sector companies listed on the Indonesia Stock Exchange (IDX) in 2018-2020. This type of research uses quantitative methods with secondary types. The population of this study is all annual financial reports of the finance sector listed on the Indonesia Stock Exchange in 2018-2020. The sample was selected using purposive sampling method and obtained 27 samples of annual financial statements. The method used in this research is Partial Least Square (PLS) through WarpPLS 7.0 software. The results show that Profitability has no significant effect on Firm Value. However, Liquidity has a significant and positive effect on Firm Value. Dividend Policy is not able to moderate Profitability and Liquidity on Firm Value.

Siti Najemia Naim; M. Agus; Akram Budiman Yusuf

Jurnal Motivasi Pendidikan dan Bahasa 2023 International Forum of Researchers and Lecturers

This research is an experimental research with pre-experiment method, this research design is the one group pretest posttest. This study aims to determine the effectiveness of the Student Team Achievement Division (STAD) learning model in identifying information and summarizing explanatory text. The samples in this study were VIII grade students. Based on the results of research and data analysis regarding the comparison of statistical values, the comparison of learning outcomes categories and the comparison of the level of completeness proves that the improvement of student learning outcomes can be seen from the data on student learning outcomes through descriptive statistical analysis before using the Student Team Achievement Division (STAD) learning model, the average student score is still below the KKM value, namely 49.57 and after using the Student Team Achievement Division (STAD) learning model, the average student score increases above the KKM, namely 84.21. It is known that the posttest value is 84.21 more than the Pretest value which is 49.57. Furthermore, based on the results of inferential statistical analysis using the t-test formula, it is known that the t_ (count) obtained is 4.371 with the frequency df = 14 -1 = 13, at a significant level of 0.05 or 5% the t_table is 1.770. So t_ (count) > t_table or H_0 rejected H_1 accepted. These results can be concluded that there is a significant increase in student learning outcomes. This means that the use of the Student Teams Achievement Division (STAD) learning model is effective in learning to identify information and summarize explanatory texts in class VIII students of SMP Muhammadiyah 10 Makassar.      

Muli Junita; Hijriyantomi Suyuthie

Jurnal Manajemen Pariwisata dan Perhotelan 2023 International Forum of Researchers and Lecturers

This study aims to analyze the influence of servicescape and menu variations on purchasing decisions at Aroma Resto and Coffee Padang. This type of research is a causal associative survey method with quantitative data. The population of this study was consumers who visited Aroma Resto and Coffee Padang with a sample of 110 people, using techniques purposive sampling. The research instrument used questionnaires (questionnaires) arranged according to Likert scale. The data was analyzed using SPSS version 23.00 and the results of the analysis were presented in tabular form. The result of the study was servicescape (X1) on Aroma Resto and Coffee Padang in a good category with a percentage of 64%. Menu variation (X1) in Aroma Resto and Coffee Padang in good category with a percentage of 57.3%. The purchase decision (Y) on Aroma Resto and Coffee Padang is in a good category with a percentage of 62.7%. Multiple linear regression tests with T tests on servicescape variables and menu variations affect purchasing decision variables at Aroma Resto and Coffee Padang. The F test value of servicescape variables (X1) and menu variations (X2) affect simultaneously purchasing decisions at Aroma Resto and Coffee Padang. The Adj. R square value of 0.512 means that servicescape variables and menu variations have an effect of 51.2% on purchasing decisions at Aroma Resto and Coffee Padang and 48.8% are influenced by other variables.

Susono Susono; Arif Sudaryanto; Erny Erny

Jurnal Sipil Terapan 2023 Fakultas Teknik Universitas Cenderawasih

Assessment of road surface conditions is a form of road maintenance and repair efforts. The two methods used in assessing road conditions are the Bina Marga method and the PCI (Pavement Condition Index) method. This study aims to compare the condition values ​​of the Peranap Napal road sections based on the two methods. The types of damage that can be found on the Napal Peranap road section are 7 types of damage consisting of: crocodile skin cracks (1.66%), elongated cracks (0.16%), edge cracks (0.08%), road joint cracks (0.01%), fillings (0.74%), holes (0.02%) and grain discharge (3.62%) with a total damage area of ​​2644.02 m2 or (6.30%) of 42000 m2 the area of ​​the Peranap Napal road studied. The Bina Marga method obtained a Priority Order (UP) value of 4 (included in the periodic maintenance program), while the PCI method obtained a damage level value of 66.16 (in fair condition with yellow color). The results of these two methods turned out to produce relatively the same assessment, namely the condition of the road section still required maintenance and repair, including: providing additional layers, making and repairing drainage, widening and compacting the shoulders, filling gaps with a mixture of asphalt and sand, and dismantling the pavement layer. and then re-coated with the same material.    

Muhtazib Muhtazib; Mattarima Mattarima; M. Amirul Haj Uweng

Jurnal Penelitian Manajemen dan Inovasi Riset 2023 Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

This study aims to determine work flexibility and employee commitment to employee turnover of PT. Tri Jaya Tunggal Makassar. The research method used is a statistical analysis method using SPSS 21 (Statistical Program For Social Science). The data used is in the form of quantitative data, the data obtained is in the form of a questionnaire method, namely by distributing questions (questionnaires) that have been compiled and refer to the variables studied in PT. Tri Jaya Tunggal Makassar. The results showed that the independent variables, namely work flexibility (X1) and employee commitment (X2) had no influence on the dependent variable, namely employee turnover. From the results of the work flexibility reliability test (X1) with a value of 0.621 > 0.60 and for the employee commitment variable (X2) with a value of 0.788 > 0.60 while for the employee turnover variable (Y) 0.891 > 0.60, the three variables are reliable or consistent if measured repeatedly. 

Maria Haryanti Butarbutar; Yuly Peristiowati; Joko Prasetyo

DIAGNOSA: Jurnal Ilmu Kesehatan dan Keperawatan 2023 International Forum of Researchers and Lecturers

Hospital service quality can be seen from the professional appearance of hospital personnel, efficiency and effectiveness of services and patient satisfaction. Communication was very important for nurses in interacting with clines. Clines satisfaction is a level of patient feeling that arises as a result of health services performance obtained after patient compares it with expectation. clines satisfaction was determined by the overall service provided in patient or family complaints. The study was to determine the relationship between nurse communication and postoperative clines satisfaction at Medan Hospital.The research design used analytical survey method with a Cross-Sectional approach. The population in this study were postoperative patients totaling 477 respondents. The sampling used is purposive sampling, namely taking for a purpose by determining certain characteristics that are considered representative of the population, sampling is the slovin technique, totaling 83 respondents.The results of the analysis using the Chi-Square test showed that the significant probability value (Asymp.Sign) of nurse communication was 0.002 < sig value .05, this proves that there was a relationship between nurse communication and clines satisfaction at Medan Hospital.The conclusion was that statistically a relationship between nurse communication with postoperative clines at Medan Hospital. It is recommended for nurses to maintain communication therapeutic nurse to obtain quality health services for postoperative patients.                                                 

Yeremia Lie Yono; Danil Alfajri; Agus Kurniawan Dly; Ratih Kusumastuti

Journal of Creative Student Research 2023 Pusat Riset dan Inovasi Nasional

Arrangements for Complaints on the Stabilization Budget are regulated in Elucidation of the Principles of Monetary Bookkeeping (ACCOUNTING NORM) Number six five. Apart from the accounting norms number six five, there are two other accounting norms which also direct several views related to the Fiscal Consolidation plan, in particular, accounting norms number fifteen concerning representing interests in related organizations and accounting norms number two two concerning representing a mixture of businesses. ACCOUNTING NORM No. six five characterize the steps of the trade union and define the solidification methodology. Meanwhile, NORM ACCOUNTING No. One Five manages ventures that are properly represented using value techniques, which are closely related to United Reports. Then again, ACCOUNTING Rule No. dua dua regulates the accounting treatment for the business mix to take over in the form of bid procurement as well as net resources. This article examines the use of the three ACCOUNTING NORMs in preparing Solidified Fiscal complaints. The discussion began with a Business Blend Representation (ACCOUNTING NORM Number two two), followed by Speculation Bookkeeping with a Value Strategy (ACCOUNTING NORM Number One Five), finally discussing the United Report (ACCOUNTING NORM Number Six Five).

Hartono, Rudi; Mualim, Imam

Neptunus: Jurnal Ilmu Komputer Dan Teknologi Informasi 2023 Asosiasi Riset Teknik Elektro dan Informatika Indonesia

The evaluation of trainer performance plays a critical role in maintaining the quality and reputation of LKP Bina Karya Mandiri as a non-formal training institution. This study aims to assess trainer performance objectively using the Simple Additive Weighting (SAW) method as part of a Decision Support Sistem (DSS). A descriptive-quantitative approach was employed through a case study involving five trainers: Wasito, Diah Rita Sari, Ahmad Jayadi, Bayu Adi Guna, and Komarudin. Data were collected through observation and surveys based on four primary criteria: Material Mastery, Teaching Methods, Participant Satisfaction, and Discipline, each assigned a predetermined weight. The findings indicate that the SAW method effectively transforms performance data into a structured and interpretable ranking. Based on preference value calculations, Bayu Adi Guna achieved the highest score of 0.935, followed by Wasito, Komarudin, Ahmad Jayadi, and Diah Rita Sari. These results demonstrate that SAW is a reliable tool for supporting decision-making in trainer performance evaluation. The implications of this study suggest that training institutions can adopt SAW to enhance objectivity, transparency, and efficiency in performance assessments, thereby strengthening human resource management practices.

Nur Uyuun I. Biahimo; Fadli Syamsuddin; Susinta Ismail

Jurnal Anestesi: Jurnal Ilmu Kesehatan dan Kedokteran, 2023 Stikes Kesdam IV/Diponegoro Semarang, Indonesia

Supportive Group Therapy is a therapy consisting of several people who plan, organize and respond directly to issues and pressures as well as adverse circumstances and is also a significant method of dealing with hallucination problems. Hallucinations experienced by individuals can be caused by precipitation and predisposing factors. The objective of research was to determine supportive group therapy on the ability to overcome hallucinations in schizophrenic clients at RSUD Tombulilato. Quasi-experimental research design with a group pretest – posttest one group design. Sampling used total sampling with 15 respondents. Data collection used an observation sheet with the results, there were 15 (100%) respondents controlling low hallucinations before being given supportive group therapy by 12 (80.0%) respondents and controlling high hallucinations by 3 (20.0%) respondents. After being given supportive group therapy, it controlled low hallucinations by 2 (13.3%) respondents and controlled high hallucinations by 13 (86.7%) respondents. Statistical test results used the paired t-test showed a p-value = 0.000 with ? <0.05, there was a significant influence between the effect of supportive group therapy on the ability to overcome hallucinations in clients with schizophrenia. It is expected the influence of supportive group therapy can improve the ability to deal with patient hallucinations.

Maisyarah Azmamiyani; Zenita Kurniasari

Journal of Creative Student Research 2023 Pusat Riset dan Inovasi Nasional

There are many facilities provided by airport organizers to support passenger comfort. In this case, in particular, are the facilities provided to make it easier for passengers to get to and from the plane to the arrival terminal. The use of garbarata plays an important role in services with the aim of providing comfort and satisfaction for passengers, so that passengers do not need to get off the runway and walk far from the plane to the arrival terminal or from the departure terminal to the plane. This study aims to determine whether there is an effect of the use of garbarata and how much influence it has on passenger satisfaction at Depati Amir Pangkal Pinang Airport. The population of this study was 16,727 respondents with 100 samples and data processing using SPSS (Statistical Program for Social Science). This study uses a quantitative approach based on statistical information, the reason researchers use a quantitative approach in this study is because the data that is the object of this study is the processing result of filling out the questionnaire. The results of the research that has been discussed, we can conclude that the sig value of Garbarata Facilities (X) on Passenger Satisfaction (Y) is 0.000 <0.05 so it can be concluded that Ho is rejected, then there is a significant influence between one variable of garbarata facilities (X) on passenger satisfaction variable (Y). Garbarata Facility variable contributes 0.703 or 70.3% to passenger satisfaction and the remaining 29.7% is influenced by other factors.

Mhd Almahi; Yelfidar Yelfidar; Syaiful Hendri Rawi

Jurnal Sipil Terapan 2023 Fakultas Teknik Universitas Cenderawasih

Basically, the ingredients for forming concrete consist of cement, water, and aggregate, namely fine aggregate and coarse aggregate. The aggregates commonly used are natural aggregates, namely sand as fine aggregate and gravel or crushed stone as coarse aggregate. Sand as fine aggregate is obtained from mining processes in nature, especially in Indragiri Hulu district, sand mining occurs almost along the Indragiri river. Rock ash is generally dark in color (blackish gray), and consists of fairly coarse grains. When compared to sand, rock ash has a cheaper price. The method used in this study is the experimental method, namely research that aims to investigate causal relationships between one another and compare the results so as to make an innovation. The results of the tests that have been carried out by the author on variations in the addition of stone ash to the concrete mixture for fine aggregate with variations of 25%, 50% and 75%. The results of laboratory tests in this study found that the optimum percentage of rock ash as a substitute for sand was a variation of 50% rock ash with a compressive strength of 28 days of 19.60 Mpa. Rock ash on 50% test specimen can be used as a substitute for sand because in terms of compressive strength with the quality provisions K-225 meets the requirements with a value of 19.60 MPa.    

Sri Gustini; Dwi Umardani; Emelda; Avissa Calista

Nusantara: Jurnal Pengabdian kepada Masyarakat 2023 Pusat Riset dan Inovasi Nasional

Realizing the quality and competency of people who can assist in the success of development is one of higher education's key roles. Graduates of high school, vocational school, or madrasah aliyah programs might choose to enroll in classes, work, pursue further education, or remain unemployed. They lack knowledge about scholarship information, tuition funding plans, or higher education. The implementation of this community service program aims to raise student motivation about the value of higher education for the growth of self-potential, careers, and standards of living in all facets of society. It also aims to increase knowledge, insight, understanding, and awareness about the importance of continuing education. The delivery of the subject takes the form of lectures and discuss, as well as practice sessions and individual work.  

Inanti Bathinuriani; Bobby Mauliantino; Nafriandi Nafriandi

Jurnal Sipil Terapan 2023 Fakultas Teknik Universitas Cenderawasih

A crossroads is a meeting or crossing location of two or more roads and is a place where traffic conflicts occur. The East Crossroads Intersection of Pangkalan Kasai – Batang Cenaku is busy traffic lane because it is a connecting road between Seberida District –East Cross highway with Batang District My breath. The purpose of this research is to find the value of capacity, degree saturation, delay, queue opportunity to determine the level category services of the East Cross Road Intersection of Pangkalan Kasai - Batang Cenaku, and look for handling solutions from the results of service level intersections forlocation of the East Cross Road Intersection of Pangkalan Kasai – Batang Cenaku if traffic flow is hampered by using the 1997 MKJI method. Survey conducted for three days from 06.00 – 18.00 WIB. Based on the results survey and data analysis obtained the highest number of traffic on Sunday at 17.00 – 18.00 WIB at 818.7 pcu/hour, capacity (C) of 2156.24 pcu/hour, degree of saturation (DS) of 0.38, delay of 8.1026 sec/pcu, and the probability of queuing (QPatas – QPbottom) is 17.6480 – 6.9774%. From the results of the degree of saturation are known to be the level of service at the Crossroads East Cross Base Kasai - Batang Cenaku is B where the current is stable, but the starting speed is limited due to traffic conditions, the driver has enough speed to choose speed.    

Lenny Situmorang; Mansur Tanjung; Yacub Hutabarat

JURNAL EKONOMI BISNIS DAN MANAJEMEN (JISE) 2023 CV. ALIM'SPUBLISHING

The division of tasks is a series of activities carried out in order to determine what should be done or what the work is and who should do it. Competence is an ability to carry out or do a job that is based on skills and is supported by the work attitude demanded by the job. Competence denotes skills and knowledge characterized by professionalism. in this study, namely the formulation of whether the division of tasks and competencies jointly affect the performance of employees in the Sibolga Kota District Government? This study aims to determine how much influence the division of tasks and competencies has on employee performance in the Sibolga Kota District Government. The provisional hypothesis is that the division of tasks and competencies has a joint effect on the performance of employees in the Sibolga Kota District Government. The population is 85 people and used as a sample. Data collection techniques using library research and field research. The results of the research show that the division of labor and competency variables can influence the performance variables of employees in the Sibolga Kota District Government by 54.2%. The division of tasks and competencies jointly or simultaneously has a positive and significant effect on the performance of employees in the Sibolga Kota District Government. Where the Fcount value is greater than the Ftable value (38.510 > 3.11). Partially the division of labor and competence has a positive and significant effect on employee performance in the Sibolga Kota District Government. Where the value of tcount = (2.373) is greater than the value of ttable (1.992), Partially the most dominant division of labor affects employee performance, meaning that the variable of division of labor is more decisive in improving employee performance compared to work involvement. Where the value of tcount = (4.453) is greater than the value of ttable (1.995).

Harmoko W Purba; Mansur Tanjung; Yacub Hutabarat

JURNAL EKONOMI BISNIS DAN MANAJEMEN (JISE) 2023 CV. ALIM'SPUBLISHING

  The organization is a means or tool for achieving goals, as a vehicle (vehicle) for the activities of workers who work together in their efforts to achieve goals. These goals certainly differ from one another, for example, they can be in the form of social services, education improvement, career development and so on. Every activity carried out by an organization certainly requires various resources, such as capital, materials, and machinery. Existing resources will be meaningless if not managed properly. To manage it requires other resources, namely, human resources. The formulation of the problem in this study is the formulation of whether work involvement and division of labor jointly affect the performance of employees in the Sibolga Kota District Government? This study aims to determine how much influence work involvement and division of labor have on employee performance in the Sibolga Kota District Government. The temporary hypothesis is that work involvement and division of labor have a joint effect on the performance of employees in the Sibolga Kota District Government. The population is 85 people and is used as a sample. Data collection techniques using library research and field research. The results of the study show that the variables of work involvement and division of labor can affect the performance of employees in the Sibolga Kota District Government by 54.2%. Work involvement and division of labor jointly or simultaneously have a positive and significant effect on the performance of employees in the Sibolga Kota District Government. Where the Fcount value is greater than the Ftable value (38.510 > 3.11). Partially, work involvement has a positive and significant effect on employee performance in the Sibolga Kota District Government. Where the value of tcount = (2.373) is greater than the value of ttable (1.992), Partially the most dominant division of labor affects employee performance, meaning that the variable of division of labor is more decisive in improving employee performance compared to work involvement. Where the value of tcount = (4.453) is greater than the value of ttable (1.995).

Giot Marito Simatupang; Mansur Tanjung; Nurainun Hasibuan

JURNAL EKONOMI BISNIS DAN MANAJEMEN (JISE) 2023 CV. ALIM'SPUBLISHING

Writing this thesis aims to determine the effect of work conflict and workload on employee performance at PT. Lucky Timber Sibolga. The problem encountered in this study is the lack of a sense of mutual support in doing work as a team.                The formulation of the problem in this study is whether there is an influence of work conflict and workload on employee performance at PT. Lucky Timber Sibolga? While the purpose of this study was to find out whether there is an influence of work conflict and workload on employee performance at PT. Lucky Timber Sibolga? The hypothesis put forward is that there is an influence of work conflict and workload on employee performance at PT. Lucky Timber Sibolga. The population in this study amounted to 525 people consisting of employees and contract employees, the sample in this study were 84 people. The data collection technique was carried out by distributing questionnaires. The data analysis technique used is quantitative analysis.                The results of the study found that work conflict and workload can affect employee performance at PT. It is known that Timber Sibolga has a coefficient of determination (R Square) of 0.605. Work conflict and workload together or simultaneously have a positive and significant effect on employee performance at PT. Lucky Timber Sibolga. Where is the Fcount > Ftable value (61.931> 3.11). Partially, work conflict has a positive and significant effect on employee performance at PT. Lucky Timber Sibolga. Where the value of tcount = (5.461) is greater than the value of ttable (1.989), Partially the most dominant workload affects performance, meaning that the workload variable is more decisive in improving employee performance compared to work conflict. Where the value of tcount = (8.886) > ttable value (1.989 ). Multiple linear regression equation Y = 11.315 + 0.315X1 + 0.511X2 employee performance shows a positive direction. It is recommended for companies to always try to control conflicts that occur in employees, namely by providing solutions to every problem that occurs in employees.

Pujiastuti, Heni

Dinamika Akuntansi Keuangan dan Perbankan 2023 Faculty of Economic and Business Universitas STIKUBANK

The stretching of Indonesia's economic growth after Covid 19 shows conditions that are increasing, this can be seen from the business activities that have started to be carried out for people in villages and urban areas. This opportunity for the people of Rejoso village, Nganjuk Regency, is an opportunity that is very exploited so that traded products are able to penetrate big cities in East Java. The purpose of this study is to analyze the ability of businesses to create financial performance and to analyze the factors that influence the achievement of financial performance. This type of research is a quantitative research using primary data for the July 2022 period and distributing questionnaires to 110 MSMEs. The data source is from the Nganjuk Regency Cooperative and MSME Office. The analysis of this study uses the financial performance index and SEM PLS. The results show that managerial ability and innovation in achieving good financial performance have been achieved with an index of 96.91. These results are in line with the test results where the statistical T values ​​and P values ​​are in areas that are significant.

Hidayanti, Nur; Winarni, Winarni; Wahyuni, Mirasanti

Dinamika Akuntansi Keuangan dan Perbankan 2023 Faculty of Economic and Business Universitas STIKUBANK

The purpose of this research is to identify and analyze the effect of OER, NIM, NPL, CAR, and LDR toward ROA at PT Regional Development Banks in Indonesia for the period 2016-2021. The population in this research is PT Regional Development Bank in Indonesia. The sampling technique used is purposive sampling technique and gained 25 Banks. Secondary data is sourced from Financial Reports published by every Regional Development Bank in Indonesia during the 2016-2021 period and the official website of the Financial Services Authority. Method of data analysis in this research is multiple linear regression analysis. The analysis technique uses the F test, t test, and the determination coefficient test (R2). The results of this research indicate that OER, NIM, NPL, CAR, and LDR simultaneously have a significant effect on ROA. Based on the results of the t test, it can be concluded that OER and NPL have a significant effect and have a negative coefficient direction on ROA, NIM and LDR have a significant effect and have a positive coefficient direction on ROA. Meanwhile, CAR has no significant effect and has a negative coefficient on ROA. The results of multiple linear regression analysis obtained the Adjusted R2 value of 0.945, this indicates that the independent variable contributes 94.5% influence on the dependent variable while the remaining 5.5% is influenced by other variables not examined in this research.