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Economic globalization has become one of the main distinctive features in the development of the world economy today. This phenomenon has a significant impact on various aspects of economic life, including the stability of banking financial institutions in developing countries. This study aims to investigate the impact of economic globalization on the stability of banking financial institutions using a case study approach in specific developing countries. Through in-depth analysis, this study will examine the factors affecting the stability of banking financial institutions in the face of economic globalization, as well as their implications for economic and financial policies. The results of this study are expected to provide valuable insights into the impact of economic globalization on the stability of banking financial institutions in developing countries. The practical implications of the research findings will be discussed in the context of economic and financial policy, with the aim of strengthening the financial system and increasing resilience to global market fluctuations

Ship stability problems are one of the causes of ship accidents such as ships that are difficult to control, unbalanced and sinking, either at sea during shipping or during loading and unloading. This is the background for the need to improve ship safety systems to reduce ship accidents. The purpose of this research is to accurately monitor the loading and unloading slope and determine the maximum distance that can be connected to LoRa. The working system of this tool is made with the intention of preventing ship accidents and creating a better sea transportation system. The work process of this tool is done by reading the tilt angle of the ship which will then be read through the LCD screen and the LED lights will light up and the buzzer will sound if it reaches a certain tilt angle. Making it easier for loading and unloading operators to manage their cargo so that the ship remains stable.The methodology and design of the applied scientific work tool system that will be carried out using experimental research methods. Experimental research methods are used to produce certain products, and test their effectiveness. The results of research on this applied scientific work are the accuracy of the gyroscope sensor GY-521 mpu-6050 which is 98.71% with an error of 1.29% and the distance of LoRa Ra-02 SX1278 that can be reached on a stable wireless system is as far as 370m in water and 205m on land. More than that the receiver cannot receive data anymore or is invalid.

This study emphasizes the functions of the Indonesian Deposit Insurance Corporation (Lembaga Penjamin Simpanan, LPS) in savings and loan cooperatives (KSP), such as managing funds and managing risks. KSPs play an important role in the micro economy, especially in providing financial access to people who are not served by banks and other formal financial institutions.  This research employs a qualitative methodology and uses a literature review approach. A qualitative approach was chosen as it allows for a more in-depth understanding of the complex issues of risk management, fund management, and deposit insurance functions in savings and loan cooperatives in Indonesia. To ensure the viability and health of this sector that aims to make a significant contribution to financial inclusion and inclusive economic growth, the government, financial institutions, and cooperatives must work together. To advance the savings and loan cooperative sector in Indonesia, strategic measures should be taken, such as improving risk management and supporting IDICs. Ultimately, this will support the stability of the national financial system and the economic well-being of people in Indonesia.

Social media has become a crucial platform for Generation Z to stay updated on the latest trends and access information. The influence of influencers and celebrities on social media often encourages Generation Z to participate in these trends, even if it means compromising their financial stability. This study aimed to investigate the extent to which the fear of missing out (FoMO) affects Generation Z's financial well-being. Using a quantitative approach and comparative causal research method, 101 Generation Z respondents were involved in the study. The analysis revealed that FoMO has a significant impact on Generation Z's financial health, including the use of debt to keep up with the latest trends, which can ultimately lead to serious financial problems. The results showed that the fear of missing out on social media significantly contributes to the financial health of Generation Z, with a regression equation of Y = 39.220 - 0.572 X and a significance value (p) of 0.000 (less than 0.05), indicating that the hypothesis is accepted. In other words, the fear of missing out on social media has a significant negative impact on the financial health of Generation Z, accounting for 48.3% of the financial health of Generation Z

This study aims to analyze the implementation of strategic management and risk management at Bank Mandiri Syariah (BMS) and its impact on the bank's performance and stability. This research adopts a qualitative approach by utilizing data from previous studies related to the research topic. The findings of this study indicate that BMS has implemented strong risk management practices, including risk identification, measurement, monitoring, and control. Additionally, strategic management plays a role in determining the direction of the bank and ensuring compliance with Sharia principles. The study concludes that the integration of strategic management and risk management is crucial for BMS to maintain its competitiveness and sustain growth in the dynamic Islamic banking industry.

Government spending is very important for a country's economy and the welfare of all levels of society. In this way, the government must allocate their funds very wisely for the survival of the country and society. Government spending is the result of various types of income, one of which is taxes. But when governments do not have sufficient financial resources, they will resort to forced efforts to take resources from other countries. One of the goals of the government in issuing their budget is to reduce the number of unemployed. The government also poured funds to maintain political stability. In this way the economy will develop with development goals. Moreover, spending to reduce chaos is not cheap. The purpose of using the literature method in this research is so that readers can understand this research on government spending in depth. This research is based on books and several articles circulating on the internet. The result of government spending is the prosperity of the entire society and country. Because with the release of funds from the government, the country's development will be carried out. Government spending will be used for the sustainability of the country and for the prosperity for society.

The lime plant with the Latin name Citrus Aurantifolia is a plant that grows widely in Indonesia. Lime can also be used as a cough medicine, phlegm buster, influenza medicine, acne medicine and many more. Apart from using natural materials, we also use fish scale waste. Milkfish scales contain 0.3% collagen. The collagen content can be used as anti-aging for the skin. To find out the stability test of the peel off gel mask, a combination of milkfish scales and lime, meets the criteria parameters for cosmetic preparations. The formulation of the peel off gel mask was carried out by modifying the formula into 3 (three) formulas with different concentrations of the extract to be used, namely F1 (1%), F2 (3%) and F3 (5%). This research began with collecting simplicia, extraction, making a peel-off gel mask and stability testing. The stability tests carried out were organoleptic, pH, dry preparation time and spreadability. In accordance with SNI masks 16-6070-1999. The stability test of the preparation was determined by storing the preparation for 21 days at different temperatures. The stability test is based on looking at the changes that occur starting from day 1 to day 21 of storage. The test results of the three peel-off gel mask formulations showed that the three temperatures on day 21 experienced changes in test parameters. The research results were analyzed using the SPSS Anova method.

Income plays a very important role in determining individual consumption patterns, reflecting consumers' purchasing power towards goods and services. This study investigated the impact of average income on consumption levels in North Sumatra, focusing on the relationship between income and shopping behavior in the region. The purpose of this study was to study how variations in average income affected consumer spending habits and general economic activity in North Sumatra from 2020 to 2022. This study used secondary data from the Central Bureau of Statistics (BPS) North Sumatra, which included per capita consumption levels and average income. The data were analyzed using multiple linear regression method. The results showed a positive and significant relationship between average income and consumption levels in North Sumatra in 2020–2022; In other words, the higher the average income, the greater the per capita consumption. The research highlights the importance of stability and income growth in stimulating consumer spending, thereby boosting economic growth.

This article offers an analysis of the role of Christian religious education in overcoming radicalism in the Indonesian context. Radicalism in Indonesia is multifaceted, and religious, political, social, and ethnic factors contribute to its prevalence. Religious differences often give rise to misunderstandings and violence which then occurs. Political radicalism stems from power dynamics, including state-sponsored oppression or interstate conflict. Social radicalism manifests through extreme tactics aimed at societal transformation, sometimes ignoring legal norms. Ethnic radicalism promotes a supremacist ideology, justifying violence or discrimination against other ethnic groups. Using qualitative research and literature analysis, this research explores the intersection between Christian education, radicalism, and diversity. The results of research on Christian religious education in Indonesia emphasize values such as diversity, tolerance and peace, which provide a counterweight to radical ideology. By prioritizing these values, Christian education fosters stability across religious, political, social and ethnic dimensions, thereby reducing the risks posed by radicalism. This research underlines the importance of Christian religious education in cultivating a society that is cohesive and tolerant of radical influences.    

Achieving human development requires GRDP because economic guarantees will increase income and productivity as a result of development, with the main objective being price stabilization (by stabilizing inflation) and preventing the spread of poverty by paying attention to the stability of prices of goods and services on the market. The aim of this research is to determine whether there is an influence of Inflation (X1) and CPI (X2) on GRDP (Y) in Bandar Lampung 2012-2019, either partially or simultaneously. In this research the author uses secondary data with a quantitative approach. The data in this research was obtained through the Central Statistics Agency which was accessed online. So in this research the author used a document study method for collecting secondary data. In analyzing this research the author used the classical assumption test method and multiple linear regression models using IBM SPSS Statistics 26. The analytical method used in the research was the classical assumption test. The results of this research show that the GRDP  in Bandar Lampung in 2012-2019 was only influenced by inflation, not by the CPI.The Coefficient of determination shows that inflation and CPI have a Simultaneous influence on GRDP of 77,7%.

The aim of this research is to evaluate the financial performance of the Depok City Government in 2021-2023 based on value for money, namely in terms of economy, efficiency and effectiveness. The qualitative descriptive analysis method was used to carry out the analysis in this research. The performance of the Depok City Government is a source of output used to calculate efficiency values. The calculation compares input and output. While the output is the performance that has been achieved by the Depok City Government, the input is the economic value that has been obtained and the calculation of the effectiveness value is based on a comparison between the outcome and the output. Research findings show that the Depok City Government operated very economically from 2021 to 2023 based on its financial performance. The research findings indicate that the financial performance of the Depok City Government in terms of economic and effectiveness for the fiscal years 2021-2023 demonstrate stability, with an average achievement of 85.53% and 103.21% respectively. However, in terms of efficiency, the financial performance of the Depok City Government shows instability, with an average achievement of 84.44%. Therefore, the Depok City Government needs to make improvements to ensure that the efficiency level remains within a stable range.

This research aims to determine Renewable Energy, Emission Intensity, Life Expectancy, and Unemployment Rate on Gross National Income (GNI) in Estonia, Finland, Germany, Hungary, and Norway. The variables in this research are Renewable Energy, Emission Intensity, Life Expectancy, and Unemployment Rate as independent variables, while the Gross National Income variable is the dependent variable. This research uses secondary data taken from the OECD from 2011-2023. The data analysis technique used is the Autoregressive Distributed Lag (ARDL) panel. The research results from the ARDL model analysis show that the country that is able to become a leading indicator for the stability of the GNI rate is only Norway. This is because all the variables or indicators in the research, namely (Renewable Energy, Life Expectancy, and Unemployment Rate), this country has a significant effect on GNI. while the Emission Intensity variable does not have a significant effect on GNI. If we look at the stability of the short run and long run, the Unemployment Rate variable, both in the short and long term, significantly controls the stability of GNI.    

This research focuses on the transformation of risk control and monitoring policies conducted by Bank Indonesia over the past five years (2018-2023). It uses qualitative analysis methods to examine the evolution of Bank Indonesia's policies through publications of financial institutions such as Bank Indonesia, OJK, and BPK. This study shows that policy impact evaluation plays an important role in identifying areas of improvement and new solutions to enhance policy effectiveness. Bank Indonesia adjusts strategies responsively and proactively to keep up with financial market dynamics and technological developments, and integrates the principles of international standards in banking supervision and risk management. Synchronizing policies with international standards is a top priority for maintaining the credibility of global markets. In facing the challenges of global economic change, technological innovation, and dynamic regulations, Bank Indonesia is committed to conducting in-depth reviews and policy adjustments to face the future. The evolving approach allows Bank Indonesia to strengthen its role in maintaining financial system stability and promoting sustainable economic growth. This research provides insights into Bank Indonesia's successes and challenges in transforming its risk control and monitoring policies.

Building a computer network needs significant care in selecting a configuration to ensure its efficacy and efficiency. It involves decisions about network topology, types, and device use. Security measures are essential for protecting networks with internet access from external attacks. A study conducted at an Islamic university in Indonesia indicated the use of a star network architecture and a client-server network model. The servers utilize Debian Linux. The university's security infrastructure includes a server authentication system and the setting up of a Virtual Private Network (VPN). If the server authentication difficulty is caused by a power outage, it is recommended that you use an UPS (uninterruptible power supply) to preserve power stability. Overall, security methods show up to be more effective when firewalls are installed.

One of the most common economic activities in the community is micro, small, and medium enterprises (MSMEs). These businesses are known for being relatively easy to develop and have the potential to strengthen a country's economy. As a source of income for most people, MSMEs are often their economic footing. Furthermore, MSMEs have the potential to compete with other businesses on an international level if they are continuously strengthened. If this is successfully achieved, it will provide a significant boost to national economic growth and support the stability of the country as a whole. The purpose of this research is to collect information about the role of contributions and obstacles faced by UNTIRTA students in an effort to encourage the economic development of MSMEs in Serang City. The research was conducted through a descriptive analysis method with a qualitative approach. To collect data, the author employed both literature study techniques and in-depth interview techniques with UNTIRTA students. The results of this study indicate that UNTIRTA students play a significant role in driving the MSME economy in Serang City. UNTIRTA students can assist in raising public awareness about the role and potential of MSMEs in Serang City. Nevertheless, further endeavors are necessary to enhance students' capacity and accessibility to requisite resources, as well as to reinforce collaboration between educational institutions, the government, and MSME stakeholders. It is anticipated that a more conducive environment for the growth and sustainability of MSMEs in Serang City can be created through close collaboration between students, educational institutions, local government, and MSME players.  

The discharge of ballast water by commercial vessels impacted on the development of non-native species and the spread of heavy metal. In this research, descriptive methodology was applied whose research sample was obtained by random sampling method. Questionnaire and interviews were employed as the data collection method. In order to identify the strategy, the data were then analyzed by using SWOT (Strength, Weakness, Opportunity, and Threat). The research was aimed to formulate the model and strategy in the implementation of BWM (Ballast Water Management). BWM had been analyzed and applied to determine an appropriate model for ballast water treatment. In this case, the Harbour Master and Port Authority Office of Tanjung Emas can possibly apply a defensive strategy. This strategy emphasizes on the improvement of Port State Control (PSC) and penalties. In order to maintain the vessel stability, container vessels, passanger vessels, and ro-ro vessels are recommended to apply freshwater within their ballast tanks. Moreover, a ballast water treatment facility has also been provided by the port administrator, Pelindo III, for bulk carrier vessels and tankers to discharge their ballast water.   

This study aims to analyze the performance of the OSPF routing protocol in a tree topology using the Cisco Packet Tracer simulator with a router configuration, and a PC/computer. This research involves building a tree topology consisting of several router nodes and PC/computers, where OSPF is implemented to manage routing. Tests were conducted using steady ping on PC to PC, PC to router and PC to server to measure network performance in terms of latency and reliability. The test data was analyzed to evaluate OSPF convergence, network stability and rounting efficiency. The results of this study provide insight into the effectiveness of OSPF in a tree topology.

In the era of digital communication, access speed and data security are crucial. The study evaluated network topology, focusing on tree topology using simulations with Cisco Packet Tracer. Tests highlighted stability, latency, throughput, and bottleneck potential. Data transmission time information is key in assessing network performance. Test results are important for optimizing performance and identifying areas of improvement in the network. In conclusion, monitoring network performance is an important step for operational efficiency and security.    

This paper investigates the stability characteristics of fractional order differential equations (FODEs) incorporating time delays. Using the Lyapunov-Krasovskii method, we derive sufficient conditions for the stability of solutions to these delayed fractional systems. The theoretical findings are applied to several examples, including models of population dynamics and engineering systems. Numerical simulations validate the theoretical results, demonstrating the role of time delays in system behavior and stability.

Aggregate is the main component of road pavement structure, namely 90-95% of the weight of the pavement. Such a large proportion means that the quality of the aggregate used will greatly determine the overall performance of the pavement. The availability of quality aggregate is absolutely necessary to ensure the sustainability of development in the road construction sector. One area that has aggregate potential that has not been utilized optimally is Kandang Mbelang Village, Lawe Bulan. The aim of this research is to determine the characteristics of the Marshall, UCS, ITS test values ​​and the permeability of asphalt mixtures using the excavated material of Kandang Mbelang, Lawe Bulan as aggregate. This research uses experimental methods carried out in the laboratory with variations in asphalt content of 4.5%, 5%, 5.5% and 6% for the Marshall test and obtains Optimum Asphalt Content (KAO). For ITS, UCS and permeability testing, Optimum Asphalt Content was used with three samples each. Hypothesis testing for data comparison uses the T test method. The use of Kandang Mbelang aggregate in the AC-WC spec IV mixture produces a stability value of 711.5 kg, a flow value of 3.48 mm, a porosity value of 16.077%, a density value of 2.016 gr/ cm3 and Marshall Quotient value 215.823 kg/mm ​​at Optimum Asphalt Content of 5.3%. The average ITS value is 319.024 KPa, the average UCS value is 6,982.237 KPa, while the average permeability coefficient value is 7.14x10-4 cm/s. Through the T test statistical method, it is known that the use of the Kandang Mbelang aggregate for the AC-WC spec IV mixture does not cause changes in the stability, flow, ITS and UCS values. Real changes only occur for density values, porosity values ​​and permeability coefficients.