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This study aims to identify the influence of self-regulated learning and academic flow on the academic achievement of students of the Faculty of Engineering, University of Muhammadiyah Gresik. Academic achievement is measured through the Cumulative Grade Point Average (GPA) as an indicator of success. Internal factors such as self-regulation in learning and full involvement in academic activities are considered to play an important role in the achievement of academic achievement. Using a quantitative approach, this study involved 840 active students from various study programs at the Faculty of Engineering. Data was collected through questionnaires that measured aspects of metacognition, motivation, behavior, absorption, enjoyment, and intrinsic motivation. The results of the analysis show that self-regulated learning and academic flow contribute significantly to student academic achievement, with academic flow having a greater influence.  

This study aims to analyze the influence of the Indonesian Ulema Council (MUI) fatwas on the development of sharia economics in Indonesia. With the role of MUI as a fatwa authority, the guidance and decisions given influence the development of sharia economic sectors, such as sharia banking, sharia capital markets, and sharia insurance. This study uses a qualitative approach through case studies to examine how MUI fatwas influence the growth of sharia economics and its acceptance in society and sharia financial institutions. The results show that MUI fatwas play an important role in the development of sharia economics in Indonesia. The fatwas provide direction for sharia financial products that are in accordance with sharia principles, which contribute to the growth of sectors such as sharia banking, sharia capital markets, and sharia insurance. The fatwas also increase public trust in the sharia economy and encourage financial institutions to be more compliant with sharia principles.

This study explores the dynamics of digital investment in Indonesia within the framework of Islamic economics. The rapid advancement of technology has facilitated the growth of Sharia-compliant investments through digital platforms, making investment more accessible to the Muslim population. This research categorizes several prominent types of Sharia-compliant digital investments, including Online Sharia Mutual Funds, Sharia-Compliant Stocks, UMKM Crowdfunding, Digital Gold, and Online Sharia Property. Each type is evaluated based on its adherence to Islamic principles, legal regulations, and associated risks and opportunities. The study finds that while digital investment platforms offer considerable accessibility and inclusivity, ensuring Sharia compliance remains a challenge amid evolving regulations and technological innovations. Furthermore, the study addresses the regulatory frameworks that oversee these investment types, such as POJK regulations and MUI fatwas, which play a crucial role in maintaining compliance. This research contributes to the ongoing development of Islamic digital finance in Indonesia, providing insights for regulators, platform providers, and investors who seek to expand Sharia-compliant digital investments responsibly.

Fatwa DSN-MUI No. 4 of 2000 is a crucial guideline in Islamic banking practices in Indonesia, regulating the fundamental principles and operations of Islamic financial institutions. This study aims to analyze the implementation of the fatwa within the context of Islamic banking in Indonesia, focusing on the challenges encountered and potential solutions. The research methodology involves a qualitative approach with document analysis and interviews with Islamic banking practitioners. Findings reveal that while the fatwa provides clear guidelines, its implementation still faces several challenges, such as differing interpretations of Sharia principles and limited human resources. Proposed solutions include enhanced training for Islamic banking staff and the development of more effective supervision systems to ensure compliance with Sharia principles.

The role of ventilators as life-support devices in critical care has prompted ethical and religious discussions within Islamic perspectives, particularly regarding end-of-life decisions. Islam mandates the preservation of life as a sacred duty under the principle of hifz an-nafs (protection of life), balanced with the prohibition of excessive measures (israf) and avoidance of unnecessary suffering (la darar wa la dirar). This study explores Islamic perspectives on the use of ventilators by integrating modern medical ethics with Islamic jurisprudence, aiming to provide nuanced guidance for healthcare providers and Muslim families. Employing a qualitative document analysis, this research examines fatwas from various Islamic institutions and relevant ethical theories in Islamic law. Findings indicate significant variability among Islamic rulings, where some permit the withdrawal of ventilators under specific medical prognoses, while others advocate continued use as long as signs of life persist. The study underscores the need for comprehensive, practical Islamic medical guidelines to support healthcare providers and patients' families in making informed, ethical decisions in critical care situations.

The purpose of this research is to find out Al-Shatibi's fatwa perspective. This research uses a type of library research. The research carried out is descriptive in nature where the researcher collects words instead of a series of numbers for this research, which in essence these words can provide an overview or present existing problems and solutions. The data analysis used is content analysis. A fatwa is a response to a question asked by a fatwa seeker (mustafti>). Whether questions are asked by individuals, institutions or collectives. In general, fatwas are issued in response to questions about current shari'ah problems. The legal basis (the arguments for the enactment of a fatwa are as stated in the Qur'an). The position of a fatwa in the Islamic legal system is very important considering that social problems are increasing day by day and becoming more complex. Moreover, a fatwa is an explanation of sharia law for certain problems which are not all people can understand it. The ways to give fatwa according to al-Shatibi are divided into three: a). With the words (bi al-Qaul)., b). By deeds (bi al-Fi'il), c). and determination (bi al-Iqrar). As for determining a fatwa with words, this is the model of determining that is considered the most widely used. by a mufti>. Meanwhile, determining a fatwa by deeds occupies the position of the model of determining a fatwa by words because this second model is an explanation (al-Mus}}rih} of the first model of determining a fatwa. The concept of al-Sha>tabi>'s fatwa is a theory that was born in his time with a portrait of life that is of course different from today. Therefore, there are three things which – according to researchers – still leave "records" that need to be studied more deeply, namely al-d}aru>riyya>t al-khams, al-istiqra>' al-ma'nawi>, changes fatwa and its understanding of heresy

This study explores the fatwa of Sheikh Muhammad Arsyad Al Banjari in the book Sabilal Muhtadin regarding the permissibility of eating haliling (field snails) and the prohibition of eating anak wanyi (bee larvae) with a focus on the health perspective. Sheikh Muhammad Arsyad Al Banjari stated that snails are halal food, while bee larvae are considered haram. This study uses a literature study method to analyze the legal basis and health implications of both types of food. The results of the study indicate that snails can be safely consumed if processed properly, because snails are rich in protein and nutrients, but require special attention in processing to avoid the risk of infection from parasites or bacteria. Conversely, consuming bee larvae can pose health risks such as allergic reactions and dangerous toxins, and can have a negative impact on the bee population and ecosystem. The conclusion of this study emphasizes the importance of understanding fatwas from a health and ethical perspective, as well as the need for education regarding food processing practices that are in accordance with sharia principles and modern health standards.

The integration of blockchain technology and cryptocurrency within the framework of Islamic finance has raised significant ethical, legal, and regulatory concerns. Blockchain technology, known for its transparency, decentralization, and immutability, offers a promising solution for enhancing financial inclusion, transparency, and security in financial transactions. However, the use of cryptocurrencies, such as Bitcoin and Ethereum, introduces complexities due to their speculative nature, which may violate Sharia principles like gharar (excessive uncertainty) and riba (usury). This study explores the compatibility of blockchain and cryptocurrency with Sharia law, focusing on the challenges and opportunities that arise in the context of Islamic finance. The study analyzes existing fatwas (Islamic legal opinions), regulatory frameworks, and the application of Sharia principles to emerging financial technologies. It discusses the ethical dimensions of blockchain and cryptocurrency, such as their potential to promote fairness and transparency, while addressing concerns about privacy violations and the risks associated with unregulated trading. Furthermore, the research highlights the lack of standardized global regulations for cryptocurrency and blockchain, which complicates their adoption in Muslim-majority countries. The study also emphasizes the importance of establishing Sharia-compliant governance frameworks and regulatory standards to ensure the ethical use of these technologies. Finally, the study provides recommendations for further research in the intersection of Islamic law, digital finance, and global governance frameworks, focusing on the development of policies that ensure Sharia-compliant digital assets and technologies.

Based on the existence of a sharia pawnshop product called ARRUM BPKB which is specifically intended for UMKM (Usaha Mikro, Kecil dan menengah/Micro, Small and Medium Enterprises) who need additional capital. However, in the pawning process, the customer must pay the maintenance fee for the pawned goods or what is called mu'nah. Because of this additional cost in the process of maintaining the pawn item, there is an opinion that says that the additional maintenance costs contain riba. Therefore, the aims of this study is  to find out how the determination of mu'nah (maintenance costs for pawn items) and the suitability of the determination of mu'nah based on Fiqh Muamalat. This research is Qualitative research with the type of case study. In this research, the analysis of various factors related to this problem was carried out. This research used an approach through observation to Pegadaian Syariah Kramat Raya, Central Jakarta. The primary sources in this study is the data collected by researchers from Sharia pawnshops, such as documents and interviews, while secondary sources in this study is relevant literature. The results of this study indicate, 1) the determination of mu'nah on ARRUM BPKB products in sharia pawnshops is by considering the risk amount of the guarantee itself. 2) Mu'nah determination on BPKB ARRUM products for UMKMs in Sharia Pawnshops is in accordance with Fikih Muamalah and Fatwa Number 92 / DSN-MUI / IV / 2014 regarding accompanied financing (Rahn Al-Tamwil Al-Mautsuq bi Al-Rahn) that mentions mu ' nah (maintenance or guarding services) for marhun, the amount of which must be determined at the time of the contract as referred to as ujrah in the  ijârah contract.

This thesis is intended to find out how the role of Islamic boarding schools in the development of entrepreneurship in students. As the goal is how it will affect if iwa enterpreneusrhip is applied to students. In this study, a qualitative approach method is used with a data collection method by conducting, observing, interviewing, and drawing conclusions. The results of drawing conclusions are as follows: (1) Al Inayah Islamic boarding school provides several business unit facilities as a practice for student development, although not all business units can be managed directly by students, but the entrepreneurial development carried out by the pesantren is quite ideal. Because pesantren has provided learning methods and the basics of entrepreneurship to students. (2) Students begin to be able to manage and capitalize on their own businesses, through the provision of entrepreneurship and vocational practices as a support for the Islamic spirit of entrepreneurship of students and of course under the supervision and direction of the management and the board of teachers of Islamic boarding schools. But not all pesantren business units can be used efficiently, because there are indeed several business units that specifically help students only if needed. (3) In its role, pesantren has provided balanced entrepreneurship provisions to students with pesantren backgrounds, of course, in providing knowledge about entrepreneurship, pesantren equipping religious knowledge as a guideline for Muslim entrepreneurs. In the form of pesantren training, it also holds seminars by bringing in experts or resource persons in entrepreneurship and the provision of BLK (Job Training Center) that can be participated by students.

The purpose of financial statements is to provide data that refers to the financial function, achievements (business results) of an organization and adjustments to the financial function of an institution that are beneficial to customers in making financial decisions. The research method used is a quantitative method. This research method uses literature research, which is a technique of collecting records of the use of notes and analyzing theories from various literature related to research. The improvement of Islamic banking through laws, guidelines for Indonesian financial institutions and the fatwa of the Indonesian Ulema Council with the existence of the Sharia-MUI Council is a concrete and tangible step as an effort to realize the dream of mankind for Islamic banking services and products in Indonesia in 2017. in accordance with modern trends. The decline in capital in Muamalat financial institutions shows that this financial group is starting to experience difficulties. Muamalat economic institutions need a capital boom to increase their capital ratio. With this additional capital, it will be able to help capital at Bank Muamalat Indonesia.

This study aims to examine the influence of Internal Control Effectiveness and Accounting Practices on the level of Fraudulent Activities within companies. The data analysis reveals that both independent variables have a significant impact on the dependent variable. The Internal Control Effectiveness shows a positive and significant correlation with Fraudulent Activities, while Accounting Practices exhibit a negative and significant correlation. Partial T-tests confirm that each variable individually affects Fraudulent Activities. Additionally, the simultaneous F-test indicates that Internal Control Effectiveness and Accounting Practices together have a significant impact on Fraudulent Activities. Multicollinearity and heteroscedasticity tests show no serious issues related to classical assumptions, and the autocorrelation test indicates no autocorrelation in the model residuals. These findings suggest that improving internal controls and accounting practices can significantly reduce the risk of fraud within companies.

Sharia financing instruments are experiencing development, one of the products being national sharia securities (SBSN) or sukuk in order to optimize the state revenue and expenditure budget (APBN). There needs to be a supporting professional responsibility, namely a notary. In issuing SBSN, there is a big risk because it involves a large amount of funds, many parties. , and national wealth. The notary is responsible for making an authentic deed that contains a guarantee of security for the parties. This research aims to determine the legal aspects and responsibilities of the notary profession regarding the issuance of SBSN. The research method uses normative juridical research with a statutory research approach. The results of this research show that SBSN is very useful for obtaining APBN infrastructure financing. State sharia securities (SBSN) or sukuk contain legal aspects that are complete enough to guarantee legal certainty. The legal aspects start from the formation of laws, government regulations, DSN-MUI fatwas, and other regulations. The responsibility of the notary profession in issuing SBSN is not directly involved. Notaries in issuing SBSN are responsible for making authentic deeds, especially contracts to ensure they are in accordance with sharia-based rules, providing legal counseling for the parties as a neutral party, legalizing private documents, and being a witness to the notarized agreement for the issuance of SBSN. has been registered with the OJK as a notary in charge of capital markets.

The role transformation of the National Sharia Board Dewan Syariah Nasional (DSN); one of the organizational structures in Indonesian Ulama Council Majelis Ulama Indonesia (MUI) in the dynamics of fatwa determination in the modern era is an important topic to be studied in the context of rapid social, economic, and technological change. This article aims to analyze how DSN-MUI adapts to the challenges of modern times and develops a methodology for setting fatwas that is relevant and responsive to the needs of contemporary society. Through a comprehensive literature review, this article highlights the evolution of the DSN's function from the establishment of conventional fatwas towards a more dynamic and inclusive approach, including in the field of sharia finance, halal products, and other social problems. This transformation reflects DSN-MUI's efforts to remain relevant and provide accurate and applicable guidance for Muslims in Indonesia in facing modern issues.

This research aims to analyze the influence of family environment interactions on the social-emotional behavior of early childhood. The aim of this research is to find out how much influence family environment interactions have on the social-emotional behavior of early childhood. The method used is meta-analysis, by describing the results of analysis from various studies that have been published nationally in Indonesia, then calculating the effect size. The research sample consisted of ten articles published in accredited national journals in the 2017-2021 period. The instrument used is a coding sheet containing data and information on findings from each article. The results of the analysis show that the average correlation value between family environment interactions and early childhood social-emotional behavior is 0.71, which is included in the high category. These findings indicate that interactions in the family environment have a significant influence on the development of social-emotional behavior in early childhood, and play an important role in forming positive behavior in children.

Bank Syariah Indonesia has been providing Islamic financial products and services, including murabahah agreement, in order to cater to the growing demand for Sharia-compliant financing options. One of the key areas where murabahah agreement is applied is in the financing for purchasing homes, known as Griya Purchase Financing. Griya purchase Financing is one of the financing companies owned by BSI KCP Gatsu Denpasar. However, this financing often encounters problems in the purchase process. The aims of this study are: to find out the factors that lead to a murabahah contract in the financing of a purchase griya at BSI KCP Gatsu Denpasar and to find out the process of financing the griya purchase at BSI KCP Gatsu Denpasar. The research method used is a descriptive qualitative method with data collection techniques through observation, interviews, and documentation. The data analysis technique used is the Miles and Huberman model, which includes data collection, data reduction, data presentation, and data verification. data validity technique with the triangulation technique. The results of the study found: 1) There are factors that cause a murabaha contract to occur, namely the presence of the object of the contract; 2) The murabaha contract process by submitting asset documents to the consumer as a sign of consent qabul with the consumer. And financing for purchase houses that are free from usury in accordance with the Fatwa of the National Sharia Council, MUI No.04/DSN-MUI/IV/2000, dated April 1, 2000, conceming murabahha.; 3) The process of financing purchase housing includes BSI having the terms and benefits of financing purchase housing. To attract consumer, as well as with light installments, one of the benefits of purchase financing at BSI is that consumers still feel able to meet other needs.

Sexual violence poses a significant danger to the safety and well-being of individuals in higher education settings. Within this framework, educational institutions have an obligation to provide protection, assistance, and appropriate procedures for victims and perpetrators of sexual violence. This article discusses the implementation of Law No. 12 of 2022 on the Protection of Women in the Prevention and Handling of Sexual Violence in higher education using the literature study method. The main objective of this article is to examine the methodology used by higher education institutions in implementing the law to prevent and handle cases of sexual violence. By reviewing various literature sources such as academic literature, research reports, and government policies, this article provides an overview of the steps taken by higher education institutions to comply with the law. The conclusions of this literature review are expected to provide valuable perspectives for stakeholders, including universities, government agencies, and advocacy groups, to strengthen women's protection and promote a safe and inclusive academic environment.

This research aims to determine and analyze the influence of job satisfaction, work discipline, work motivation, and work environment on employee performance at PT. Buana Spring Foam Purwokerto. This research is included in the quantitative research category. The population of this study consisted of 90 employees and 78 respondents were selected using probability sampling techniques with the proportionate stratified random sampling method.Research findings show that the performance of employees of PT. Buana Spring Foam Purwokerto is significantly and partially influenced by the following factors: job satisfaction, work discipline, work motivation, and work environment. The implications of this research suggest that companies must continue to pay attention to the promotion system, discipline, provide motivation, rewards or appreciation, and create a comfortable work environment and good relations between employees to improve their performance.

The entrepreneurial world has entered the digital era, prompting MSMEs to embrace the digital realm. With 37 million female entrepreneurs in Indonesia, most of whom operate micro-businesses, there is a pressing need for special attention to be given to digital literacy and skills. This is crucial for enhancing business performance by leveraging their potential through digital skills and knowledge. This has been evidenced by research involving 72 female entrepreneurs who own MSMEs in Purbalingga Regency. The study utilized a quantitative approach with Regression Analysis tested using SPSS 25.0. The results indicate that digital skills and literacy significantly influence the performance of MSMEs, highlighting the importance of efforts to enhance digitalization skills and knowledge among female entrepreneurs in Purbalingga.

Profit-sharing system in Islamic banks is one of the applications of Sharia since interest contradicts Islamic law. Islamic banks can engage in banking activities like non-Islamic banks as long as they do not contradict Sharia principles. Salam accounting is in the financial statements of PT Bak Syariah Indonesia and to ascertain the conformity of the accounting implementation with PSAK No. 59 and the Fatwa of DSN MUI. aimed at providing an overview of the object based on observable facts and providing an examination of the financial statement application comparison between the research item, PSAK No. 59, and the DSN MUI Fatwa. The findings indicate that PT Bak Syariah Indonesia employs Salam contracts with the following service items in order to execute Sharia accounting for Sharia service products: The application of Sharia accounting for Sharia service goods at PT Bak Syariah Indonesia, as well as Qardh: Haji Guarantee Fund, Export L/C, is in accordance with PSAK No. 59.