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This study aims to analyze the effect of the Loan To Deposit Ratio (LDR), Capital Adequacy Ratio (CAR), Net Interest Margin (NIM) and Operational Costs compared to Operating Income (BOPO) to Return On Assets (ROA) (Conventional Commercial Bank Studies 2013 to 2019). This research uses several analytical methods, namely descriptive analysis, Classic Assumption Test, Multiple Linear Regression Test. The LDR independent variable test results have a positive and not significant effect on the dependent variable ROA. CAR, NIM, BOPO have a negative and significant effect on the dependent variable ROA. Simultaneously there is a significant influence between Loan To Deposit Ratio (LDR), Capital Adequacy Ratio (CAR), Net Interest Margin (NIM) and Operational Costs Compared to Operating Income (BOPO) to Return on Assets (ROA). Adjusted R2 Return on Assets (ROA) can be explained by variations of the four independent variables Loan to Deposit Ratio (LDR), Capital Adequacy Ratio (CAR), Net Interest Margin (NIM) Variables, Operational Cost Variables compared to Operating Income (BOPO) .   Keywords: ROA, LDR, CAR, NIM and BOPO

Penelitian ini dapat tersusun dengan baik karena peneliti melakukan penelitian, dengan menggunakan  metode penelitian observasi, wawancara, dan dokumentasi di lapangan tentang realita yang terjadi di kalangan para peserta didik dan guru. Penelitian ini membahas tentang: Strategi Pengembangan Kedisiplinan Dalam   Meningkatkan Kualitas Pembelajaran Di Sekolah Dasar Swasta Bina Setia Semaro Kecamatan Kuala Behe Kabupaten Landak. Strategi pengembangan kedisiplinan sangat penting dalam meningkatkan kualitas pembelajaran terhadap peserta didik. Strategi yang mesti dimiliki oleh para guru mata pelajaran umum dan guru PAK antara lain ceramah atau seminar, Tanya jawab, diskusi, dan lain-lain yang dibutuhkan agar para peserta didik merasa diperhatikan dan dipantau secara berkesinambungan dalam proses pembelajaran di kelas.

Virgin Coconut Oil (VCO) adalah bahan alami yang memiliki sifat antimikroba (antivirus, antibakteri, dan antijamur). Sehingga VCO dapat memberikan efek pengawet pada bahan makanan, salah satunya adalah roti manis. Penelitian ini dilakukan untuk mengevaluasi pengaruh VCO terhadap karakteristik (fisik dan kimia) dan umur simpan roti manis. Roti manis dianalisis secara fisik (tekstur dan porositas) dan kimia (kadar air, kadar abu, kadar lemak, kadar protein, dan kandungan karbohidrat), dan analisis umur simpan dengan FFA, uji organoleptik dan jamur setiap dua hari selama delapan hari penyimpanan di suhu ruang. Variasi perlakuan roti manis adalah dari rasio konsentrasi VCO: margarin: mentega, K (0%: 8%: 8%); A (4%: 6%: 6%); B (8%: 4%: 4%), C (12%: 2%: 2%); D (16%: 0%: 0%). Hasil penelitian menunjukkan bahwa VCO tidak memiliki pengaruh yang signifikan terhadap karakteristik fisik dan karakteristik kimia roti manis. Namun, VCO berpengaruh signifikan terhadap kadar air roti manis yang dihasilkan, roti manis K memiliki kadar air tertinggi (22,36%) dan berbeda dengan sampel roti manis lainnya. VCO secara efektif menghambat pertumbuhan jamur di roti manis pada konsentrasi 8%, 12%, dan 16%. Roti manis K dan A memiliki masa simpan 4 hari, sedangkan roti manis B, C, dan D memiliki masa simpan 6 hari.Kata kunci: VCO, roti manis, karakteristik, umur simpanABSTRACTVirgin Coconut Oil (VCO) is a natural ingredient that has antimicrobial (antiviral, antibacterial, and antifungal) properties. So that VCO can provide a preservative effect on food ingredients, one of which is sweet bread. This research was conducted to evaluate the effect of VCO on characteristics (physical and chemical) and shelf life of sweet bread. Sweet bread was analyzed physically (texture and porosity) and chemistry (moisture content, ash content, fat content, protein content, and carbohydrate content), and shelf life analysis with FFA, organoleptic and mold tests every two days for eight days of storage at ambient temperature. Treatment variations of sweet breads is from the ratio of the concentration of VCO: margarine: butter, K (0%: 8%: 8%); A (4%: 6%: 6%); B (8%: 4%: 4%), C (12%: 2%: 2%); D (16%: 0%: 0%). The results showed that VCO did not have a significant effect on the physical characteristics and chemical characteristics of sweet bread. However, the VCO has a significant effect on the water content of the sweet bread produced, sweet bread K has the highest moisture content (22,36%) and it is different from other sweet bread samples. VCO effectively inhibits the growth of sweet bread mold at concentrations of 8%, 12%, and 16%. K and A sweet bread has a shelf life of 4 days, while sweet breads B, C, and D have a shelf life of 6 days.Keywords: VCO, sweet bread, characteristics, shelf life

Tulisan ini adalah hasil penelitian tentang perkembangan bentuk dan fungsi rumah rakyat guna menemukan makna rumah bagi penghuninya di masa kecepatan perkembangann informasi, komunikasi, teknologi, dan pengaruhnya pada bentuk dan fungsi atau manfaat runah sebagai tempat hidup. Pembahasaannya secara kualitatif dengan memanfaatkan studi dan konsep kebudayaan,dalam hal ini kulturalism, yang menunjukkan segi keseharian dari suatu kultur. Selain itu penelitian ini juga berusaha mempelajari realita budaya rakyat yang berkembang, untuk menunjukkan persoalan-persoalan yang dihadapi masyarakat dalam upaya melestarikan nilai tradisional bangunan rumah tinggal,dan menemukan makna kearifan lokal yang dapat ditarik dari proses pembangunan perumahan rakyat di masa kini, yang dapat dimanfaatkan untuk merumuskan kebijakan bidang perumahan di masa datang. Pengambilan samplenya secara purposif, data dikumpulkan melalui observasi dan wawancara dengan pemilik rumah yang diteliti,   dan pendekatan penelitian kualitatif dengan studi kasus. Hasilnya adalah: tumbuhnya bentuk baru dan munculnya gaya-gaya hibrida yang lebih mendominasi perkembangan arsitektur rumah rakyat masa kini di perkotaan, fungsi ruang yang tidak biasa, dan perubahan nilai makna  tradisi rumah dari perlindungan menjadi wadah kegiatan, dari simbol capaian hidup dan martabat kehormatan keluarga menjadi simbol  kepemilikan aset dan fungsi penyimpanan.

A person's identity can be interpreted as the basic nature, mentality, character, or self-esteem of the person. The character of the Indonesian people is to live a simple life, obey the rules, and like to work together. Gotong royong is a harmonious cooperation that produces products that are beneficial to people's lives. For example gamelan, various types of gamelan instruments are beaten together to produce harmonious musical sounds that are pleasant to hear, useful, and make people relaxed and not stressed.

Lansia sangat rentang terkena penyakit hipertensi. Penatalaksanaan secara nonfarmakologis yang dapat menurunkan hipertensi adalah tanaman herbal salah satunya bawang putih. Tujuan dari penelitian ini untuk mengetahui pengaruh pemberian seduhan bawang putih terhadap tekanan darah pada penderita hipertensi di Griya Lansia Jannati Provinsi Gorontalo. Desain penelitian quasi eksperimen dengan pre test-post test with control group. Populasi semua lansia di Griya Lansia Jannati sebanyak 23 lansia dan  di Panti Sosial Tresna Werdha Beringin Hutuo sebanyak 140 lansia. Sampel berjumlah 16 kelompok intervensi dan 16 kelompok kontrol dengan menggunakan teknik Purposive Sampling. Instrument yang digunakan adalah lembar observasi tekanan darah, tensimeter air raksa, stetoskop dan SOP seduhan bawang putih serta menggunakan uji statistik wilcoxon. Hasil penelitian kelompok perlakuan rata-rata tekanan darah pre-test 152.50/90 mmHg dan post-test 128.75/80 mmHg, sedangkan kelompok kontrol rata-rata tekanan darah pre-test 148.13/81.88 mmHg dan  post-test 147.50/80.63 mmHg dengan nilai p-value 0.000. Kesimpulan ada pengaruh pemberian seduhan bawang putih terhadap penurunan tekanan darah pada penderita hipertensi. Saran  lansia dapat menerapkan terapi ini dalam menurunkan tekanan darah dengan cara yang mudah dan lebih terjangkau.

Thomas Aquinas (1225/1224-1274) is one of greatest thinker in the history of Medieval philosophy. He wrote his par excellence work, called Summa Theologiae. It is a theological work but rich with philosophical arguments. He established his arguments by citing Greek thinkers such as Plato and Aristotle. One of Thomas’ important argument is the prove of God’s existence or what nowdays calls as The Five Ways. Thomas presents his readers that God exists and proves it philosophically than theologically. Richard Dawkins (1941 - ) revives The Five Ways to modern readers by critizing Thomas’ arguments in his The God Delusion. Dawkins bases his critique on the evident character of modern science. His critique is supported by his Darwinism background and his efforts to promote atheism. According to Dawkins, The Five Ways does not prove anything about God. This article tries to examine and interprateThomas’ arguments on The Five Way and how Dawkins reads and critizes it from atheism point of view.

Tujuan dalam penelitian ini adalah untuk mengetahui hubungan antara lingkungan sosial dan komunikasi sosial dengan pengamalan sila Persatuan Indonesia dalam kehidupan bermasyarakat pada anggota karang taruna di Desa Pulosari Kecamatan Kebakkramat Kabupaten Karanganyar. Metode penelitian ini menggunakan jenis penelitian korelasional. Populasi dalam penelitian ini adalah seluruh anggota karang taruna di Desa Pulosari, Kebakkramat, Karanganyar, dengan jumlah total anggota aktif dari 11 karang taruna berjumlah 715 anggota. Sampel yang digunakan dalam penelitian ini yaitu berjumlah 70 orang. Teknik pengambilan sampel dalam penelitian ini menggunakan teknik Simple Random Sampling. Teknik pengumpulan data menggunakan angket dan dokumentasi. Teknik analisis data menggunakan uji korelasi product moment dan analisis korelasi ganda. Berdasarkan hasil analisis diperoleh kesimpulan: 1) Hasil analisis data mengenai hubungan antara lingkungan sosial dengan pengamalan Sila Persatuan Indonesia diperoleh nilai r hitung yaitu rxy1 = 0,482 > r tabel = 0,235. Dengan demikian hipotesis yang menyatakan bahwa: “Terdapat hubungan yang positif dan signifikan antara lingkungan sosial dengan pengamalan Sila Persatuan Indonesia Karang Taruna di Desa Pulosari” terbukti kebenarannya. 2) Hasil analisis data mengenai hubungan antara komunikasi sosial dengan pengamalan Sila Persatuan Indonesia diperoleh nilai r hitung yaitu rxy2 = 0,501 > r tabel = 0,235. Dengan demikian hipotesis yang menyatakan bahwa: “Terdapat hubungan yang positif dan meyakinkan antara komunikasi sosial dengan pengamalan Sila Persatuan Indonesia pada Karang Taruna di Desa Pulosari” terbukti kebenarannya. 3) Hasil analisis data mengenai hubungan antara lingkungan sosial dan komunikasi sosial dengan pengamalan Sila Persatuan Indonesia diperoleh nilai F hitung yaitu = 30,500 > F tabel = 3,134, dengan demikian hipotesis yang menyatakan bahwa : “Terdapat hubungan yang positif dan signifikan antara lingkungan sosial dan komunikasi sosial dengan pengamalan Sila Persatuan Indonesia pada Karang Taruna di Desa Pulosari” terbukti kebenarannya.Kata Kunci: Lingkungan Sosial, Komunikasi Sosial, Pengamalan Pancasila Sila Persatuan Indonesia ABSTRACTThe research aims at finding out the relationship between social environment and social communication with the implementation of 3rd Pancasila principle  “Persatuan Indonesia” on Karang Taruna at Pulosari Village, Kebakkramat, Karanganyar. The method of research is correlational study. The population is the members of karang taruna at Pulosari village, Kebakkramat, Karanganyar who are 715 members of 11 karang taruna groups. The sample used is 70 people. The sample teachnique used is simple random sampling. The techniques in collecting data used questionnaire and documentation. The techniques in analyzing the data employed testing correlation product moment and double correlation analysis. Besed on the analysis, there are some conclusion: (1) the result of data analysis about the relationship social environment and social communication with the implementation of 3nd Pancasila principle obtained Fcount  rxy1 = 0,482 > r tabel = 0,235. Thus, the hypothesis stating that there is positive and significant correlation between social environment with the implementation of 3rd Pancasila principle “Persatuan Indonesia” on Karang Taruna at Pulosari village is evidently true. (2) the result of data analysis about the social communication with the  implementation of 3rd Pancasilsa principle “Persatuan Indonesia” obtained rcount that rxy2 = 0,501 > r tabel = 0,235. Thus the hypothesis stating that there is positive and convictive correlation between social communication with the implementation of 3rd Pancasila principle “Persatuan Indonesia” on karang taruna at Pulosari village is evidently true. (3) the result of data analysis about the relationship between social environment and social communication with the implementation of 3rd Pancasila principle “Persatuan Indonesia” on Karang Taruna at Pulosari village obtained fcount is 30.500 > Ftabel is 3.134; therefore the hypothesis stating that there is positive and significant relationship between social environment and social communication with the implementation of 3rd Pancasila principle “Persatuan Indonesia” on Karang Taruna at Pulosari village is evidently true.Â

Abstract The word "new creation" appears twice in the Bible, and is only found in Paul's writings, namely in 2 Corinthians 5:17 and Galatians 6: 15. However, there are various interpretations that appear on this word. By using a qualitative literature approach and descriptive method for the text of 2 Corinthians 5:17 it is found that Paul uses sentences in the present form, not the form that will come; "Who is in Christ, he is a new creation," not "Who is in Christ, he will be a new creation." The word kainos refers to a change in attitude, behavior, character and not in material/body. Next is that the word new creation is closely related to change. Change is very closely related to things that are psychological (unconscious mind), not things that are outward. In other words, change is related to things that are "from within" not "from outside" human life.

Pengabdian pada Masyarakat ini bertujuan untuk menumbuhkembangkan rasa percaya diri para remaja putri di Panti Asuhan Aisyiyah Kota Barat Surakarta. Rasa Percaya Diri diawali dengan adanya konsep diri dan akan mempengaruhi rasa harga diri seseorang. Kosep Diri adalah pandangan dan perasaan kita tentang diri kita. Persepsi tentang diri ini dapat bersifat social, psikologis dan fisis. Selanjutnya Rasa Percaya Diri adalah kepercayaan  terhadap kemampuan diri sendiri. Sedangkan Rasa Hatga Diri adalah rasa seberapa berharga diri sendiri dalam lingkungannya. Untuk itulah sangat penting membangun Rasa Percaya Diri di kalangan remaja putri Panti Aauhan Aisyiah yang secara social-ekonomi sangat bergantung kepada kedermawanan sesama manusia, agar perkembangan mereka dapat optimal dan terbebas dari rasa rendah diri (minder). Metode yang digunakan dalam kegiatan ini adalah Penyuluhan ,Konseling Kelompok, Simulasi dan Pendampingan. Dari kegiatan tersebut dapat diperoleh informasi adanya keberanian mengemukakan pendapat tentang pemilihan studi lanjut dan kekhawatiran tentang pembeayaannya. Selanjutnya kekhawatiran tersebut dapat dihilangkan oleh para remaja putri setelah diberikan informasi adanya berbagai jenis beasiswa yang disediakan oleh universitas Slamet Riyadi dan pentingnya pe.ngembangan diri untuk menggapai cita-cita.

This study aims to determine the application of e-SPT, the level of understanding of taxation, service quality, and awareness of taxpayers simultaneously and partially affect the compliance of corporate taxpayers in reporting such as KPP Pratama Tegal. Data collection methods used are questionnaires. The population of this study was 4,245 respondents while the sample taken in this study amounted to 100 respondents. The data analysis method used is multiple linear regression analysis along with the classic assumption test, hypothesis testing.  The test results show that 1) the implementation of e-SPT, the level of understanding of taxation, service quality, and awareness of taxpayers simultaneously on corporate taxpayer compliance in reporting such as at KPP Pratama Tegal. 2) The application of e-SPT partially influences the corporate taxpayer compliance in reporting such as at KPP Pratama Tegal. 3) The level of understanding of taxation partially does not affect the compliance of taxpayers in reporting such as in KPP Pratama Tegal. 4) Quality of Service partially affects taxpayer compliance at KPP Pratama Tegal. 5) Taxpayer awareness partially does not affect the corporate taxpayer compliance in reporting such as in Tegal Primary Tax Office. The coefficient of determination, obtained R2 value of 0.359 or 35.9%. It can be interpreted that 35.9% of corporate taxpayer compliance in this model is influenced by the application of e-SPT variables, the level of understanding of taxation, service quality, and awareness of taxpayers, while the remaining 64.1% is influenced by other factors outside this research.

Data collection on employee attendance at a company is a must, with the aim of monitoring discipline, calculating employee salaries, and other needs. Data collection on employee attendance at companies that are used today is very diverse, following the development of technology. The United Tronik Semarang office, which employs relatively many employees, currently uses a manual card attendance data collection system that attracts researchers to make the United Tronik Office the object of research.  Fingerprint is one of the hardware used to support employee attendance data collection which is relatively simple and easy to reach, the accuracy and ease of operation make the fingerprint attendance system more and more in demand. One of the human error problems in the attendance data collection system is attendance recording errors, especially for employees with shift work hours. Arrangement of work shifts in programs built with Visual Basic 2010 can minimize attendance recording errors, because it can set the recording time for employees. To support the ease of data access and shift settings, the researcher uses a Client Server database system with SQL Server 2005 Software.

The Advancement of Science and Technology (Science and Technology) has been widely felt by the general public. Many people enjoy facilities or tools that can simplify and speed up their work. The advancement of science and technology covers various fields, including electronics, automotive machinery, medicine and others. Progress in the electronics sector is growing very rapidly. For example, now many electronic devices are used by the public, such as radio, television, fans and others. The advancement in the electronics field is increasingly sophisticated and modern. For example television, in ancient times we had to press the buttons that were attached to the television, to move the television waves, adjust the volume, and use other adjustment buttons. But now no longer, we can control or regulate the functions that exist on the television from where we sit using the remote control. In modern times like today remote control devices need to be developed so that we can control things from where we sit or from whatever we want, so that human work becomes easier and faster.

erized Financial Administration System at the Semarang Soko Tunggal Midwifery Academy located at jl. Sendangguwo Raya no 41-42 Semarang is very useful for companies specifically in the Administration section. Especially when there are unexpected problems, but because so far the system used is still the old system and is less efficient and often errors in writing the nominal amount and also requires a long time in data processing so that makes the Administration part of the problem. With the advancement of modern technology that is the computer in an information system today is expected to provide effectiveness and efficiency in data processing and minimize the error rate in the processing system. The procedures that will be processed between SPP Payment, SPI and Practice fees using the Microsoft Visual Basic Application System and using the Microsoft Office Access database system.With the new system, it is hoped that conducting transactions in the SOKO Midwifery ACADEMY TNGGAL SEMARANG can be utilized as well as possible and used as much as possible by all groups of leaders and other employees especially the financial administration division so that it can simplify each transaction.

n this digital era and the increasingly developing human resources, it is possible to create new research in this era of development. One example of its development is the discussion of the concept of serial communication. In technology, we know the name of the serial communication. In today's world serial communication is the forerunner of communication between platforms in general. In this journal we will know what serial communication is, it is a communication method that is carried out one way and the concept of sending data is bit by bit or, in other words serial communication is one method of data communication that is sent over a cable which gets one bit of data in a a certain time simultaneously and alternately. In this study using the main tool namely the HC-05 bluethoot module which is used as a master and slave.

Simpang Tuan Village in Tanjung Jabung Timur Distric has a fairly  high smoking problem that is 79.9% (Primary Health Care Data). Based on these data, it can be concluded that smokers in Simpang Tuan village are already at the stage of addiction, as a result smoking behavior is difficult to stop. The PKM-M team has provided a method that is quite effective in dealing with people who smoke by conducting socialization activities on the dangers of smoking, giving stickers, signing petitions and making commitment boards. The purpose of this program is as a community service effort to create a smoke-free area. Methods: This program is carried out for 1 month, from April to May 2019, and ends with an evaluation of activities, namely by visiting residents' homes and asking what changes have been experienced after this program. Results: Through this program, the PKM-M team has obtained satisfactory results, because the response and appreciation of the community towards this program is very good. This can be seen from the evaluation results that show 80% of people have reduced cigarette consumption at home and people are starting to realize not to smoke in the surrounding environment. Conclusion: this method effective to reduced cigarette consumption 

Latar Belakang: Kanker payudara adalah kanker yang berkembang dari jaringan payudara. Kanker payudara adalah jenis kanker yang paling umum di Indonesia Tujuan untuk mengenali perbedaan pengaruh promosi audio visual SADARI dan demonstrasi kesehatan terhadap perilaku remaja sebagai deteksi dini kanker payudara di SMAN 16 Surabaya. Metode: Quasy – eksperimen design dengan Pretest – Postest two group with control design . Pengambilan sampel menggunakan Probability Sampling dengan Simple Random Sampling dan menggunakan 114 sampel. Penelitian ini menggunakan kuesioner serta analisis data menggunakan uji Kruskal-Wallis. Hasil:Hasil uji perbandingan tingkat pengetahuan diperoleh p = 0,000 ( p > 0,05), sikap diperoleh p = 0,000 ( p > 0,05), tindakan yang diperoleh p = 0,000 ( p > 0,05), maka terdapat perbedaan pengaruh promosi kesehatan SADARI audio visual dengan demonstrasi terhadap perilaku remaja sebagai deteksi dini kanker payudara di SMAN 16 Surabaya. Simpulan: Maka diperlukan pemberian promosi kesehatan SADARI kepada remaja untuk deteksi dini kanker serta pemberian promosi kesehatan menggunakan metode audio visual dapat memberikan dampak terhadap perilaku remaja.

The purpose of this study was to find out and analyze the influence of role conflict and work stress on employee performance, the population in this study were employees of the sewing department of PT Glory Industrial  Semarang II, the study respondents consisted of 96 employees. Research data obtained from the results of questionnaires. The equation model is processed with the SPSS application, the results of the study can be concluded that: a) Role conflict positive and non-significant effect on employee performance, b) Job stress has a positive and significant effect on employee performance, c) Simultaneous role and work stress conflict have a significant effect on employee performance.

Masa remaja merupakan periode terjadinya pertumbuhan dan perkembangan yang pesat baik secara fisik, psikologis maupun intelektual. Tujuan penelitian ini adalah untuk menganalisa efektifitas Inovasi metode edukasi  Remaja  dalam upaya preventif  Penyakit Menular Seksual ( PMS ) /Infeksi Menular Seksual (IMS) di SMK V Manado. Desain penelitian yaitu two group pretest posttest. Sampel diambil sebanyak 40 responden dengan teknik pengambilan sampel simple random sampling. Pengumpulan data mengunakan tehnik wawancara dan observasi dan mengisi  kuesioner. Selanjutnya data yang terkumpul diolah menggunakan program komputer SPSS untuk dianalisa menggunakan uji T-Berpasangan. Hasil penelitian diketahui nilai mean sebelum diberikan edukasi secara langsung yaitu 1.25 dan nilai mean sesudah yaitu 1.60 dengan nilai p=0.00, kemudian diketahui nilai mean sebelum diberikan edukasi menggunakan whatsapp yaitu 1.15 dan nilai mean sesudah yaitu 1.65 dengan nilai p=0.000. Kesimpulan dalam penelitian ini adalah metode yang paling efektif pada peningkatan pengetahuan siswa SMK Negeri V Manado adalah metode edukasi menggunakan media internet (whatsapp).

The purpose of this study was to determine the extent of the influence of Work Climate, Interpersonal Communication and Workload and Compensation for Employee Job Satisfaction at Talang Health Center, Solok Regency, both simultaneously and partially and to find out the dominant variables that affect the Job Satisfaction. Talang Health Center, Solok Regency is a research location with 60 respondents. Based on the analysis of the analysis it is known that the variable work climate, interpersonal communication, workload, and compensation have a positive and significant effect on job satisfaction with the compensation variable as the variable that has the biggest effect on job satisfaction.