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The maritime industry requires financially literate and strategically competent professionals to navigate challenges in shipping management, business sustainability, and economic resilience. However, vocational maritime education often lacks practical financial training and sustainability-driven business strategies, creating gaps between academic learning and industry needs. This research addresses these gaps by analyzing how maritime education aligns with financial sustainability and business competency development. Unlike previous studies that separately examine maritime education or financial sustainability, this research integrates expert insights, graduate experiences, and educator perspectives to develop a holistic framework for maritime business and financial training. The findings contribute to policy discussions on improving vocational curricula and bridging industry-academia gaps. This study investigates the effectiveness of maritime vocational education in developing competencies in financial decision-making, economic resilience, and business sustainability. It evaluates curriculum alignment with industry demands and identifies key areas for enhancement. A qualitative research design was used, incorporating semi-structured interviews with 13 maritime professionals, 4 educators, and 33 graduates. Thematic analysis was applied to assess vocational training effectiveness in financial sustainability and business resilience. Findings reveal strong technical competency but gaps in financial literacy and sustainability-driven business strategies. Maritime education programs scored 9/10 in effectiveness, but practical applications of financial decision-making and risk management need reinforcement. This study provides actionable insights for vocational training reforms, emphasizing applied financial education, industry collaboration, and sustainability-driven business strategies. The findings support future curriculum development to equip maritime professionals with enhanced financial and managerial competencies for industry leadership.

Background: Hypertension in the elderly is caused by degenerative processes and triggering factors such as poor diet, smoking, and alcohol consumption. The WHO identifies hypertension as a major risk factor for cardiovascular diseases that can lead to serious complications such as stroke and heart disease. Objective: To identify the factors influencing dietary behavior related to hypertension in elderly patients who will be treated as outpatients in the Orchid Room of Bhakti Asih General Hospital, Tangerang, focusing on knowledge, attitudes, health worker support, and family support. Research Method: This quantitative study uses primary data from questionnaires with a Field Research method. The sample consists of 40 respondents, and data analysis was conducted using the Chi-Square Test. Research Results: The results of the Chi-Square test show a significant relationship between knowledge (ρ = 0.000), attitudes (ρ = 0.012), health worker support (ρ = 0.009), and family support (ρ = 0.000) towards dietary behavior related to hypertension in the elderly. Conclusion: Overall, knowledge, attitudes, health worker support, and family support influence dietary behavior related to hypertension in the elderly, which can impact the effective management of hypertension and prevent further complications. Recommendation: For future researchers, this study has limitations, and it is hoped that further research can develop this topic with a more comprehensive research methodology approach.

An information system is used to manage and present data so that it benefits an organization. Effective financial management is crucial for government agencies, including the Medan City Transportation Department, to ensure transparency and accuracy in financial records. However, the manual method still used has weaknesses, such as recording errors and reporting delays. Therefore, this study aims to design and develop a web-based financial information system to address these issues.The system features transaction recording, financial reporting, real-time data processing, and more efficient budget management. This study uses the waterfall software development approach, which includes analysis, design, implementation, testing, and maintenance. The results show that this system can improve work efficiency, reduce errors in financial management, and support data-driven decision-making.  

Cryptocurrency has become a new trend in the world of digital finance, but its adoption is still limited among the public. This study aims to analyze the effect of perceived benefits and trust on cryptocurrency purchase intention among students of Bina Sarana Informatika Margonda University. A quantitative approach was used by distributing questionnaires to student respondents. Data processing uses the SPSS 25 application and data analysis is carried out by testing validity, reliability, classical assumptions, multiple linear regression, hypothesis testing and the coefficient of determination. The results showed that partially perceived benefits had no effect, while trust was proven to have an influence. Simultaneously, perceived benefits and trust affect cryptocurrency purchase intention. The findings imply the importance of increasing understanding of the benefits and building public trust, especially students, in cryptocurrency to encourage the adoption of this technology. This research also highlights the need for further education on the potential and risks of cryptocurrencies, as well as the development of supportive regulations to increase trust and adoption among students and the general public

 According to the Indonesian Ministry of Health's report on HIV cases for the period January – March 2017, the total number of HIV virus infections reported was 10,376 people. The highest percentage of HIV factors in risky sex was among men who have sex with men (MSM) (28%), heterosexuals (24%), injecting needles (2%) and others (9%). In the West Sumatra region, in 2022, in 4 points, namely Padang City, Bukitinggi, Solok and Solok Regency, it is estimated that there will be 14,469 people who have sex with men (MSM) or gay people in West Sumatra (Ministry of Health of the Republic of Indonesia, 2022). The aim of this research is to determine the description of the knowledge and attitudes of class VIII teenagers regarding LGBT at SMP Negeri 24 Padang in 2024.This type of research is "analytical" with a cross sectional design. This research was conducted in May-September 2024 at SMP Negeri 24 Padang. The population of this study were all students in class VIII of SMP Negeri 24 Padang. The sampling technique with a sample size of 73 people was simple random sampling. Data collection uses primary and secondary data. Univariate analysis uses descriptive statisticsThe research results show that from the results of data processing from SPSS, 28.8% of teenagers have good knowledge and 71.2% have sufficient knowledge. And for the assessment of adolescent attitudes, 46.6 were positive and 53.4 were negative. With a sample of 73 respondents.It was concluded that 71.2% of teenagers had sufficient knowledge about Lesbian, Gay, Bisexual, Transgender (LGBT). From the attitude of teenagers who behave negatively, 53.4% ​​are also expected for schools to be able to further increase the provision of knowledge about (LGBT), especially the impacts or dangers of (LGBT). This can further increase teenagers' knowledge, especially about the dangers of (LGBT).

This study aims to analyze bad debts on the financial performance of the Kupang City Branch of the Swasti Sari Savings and Loan Cooperative. The research method used is descriptive quantitative, with data analysis techniques using bad debt analysis and financial performance analysis by measuring financial ratios such as liquidity, solvency and profitability ratios. The data used in this study is secondary data in the form of financial statements of the Swasti Sari Saving and Loan Cooperative, Kupang City Branch for a period of 5 years from 2019-2023. The results showed that bad debts at the Kupang City Branch of the Swasti Sari Savings and Loan Cooperative were caused by the inability of cooperative members to pay off their obligations so that the cooperative's receivables became difficult to collect and had an impact on the cooperative's financial performance as measured by the liquidity ratio from 2019 to 2023 which decreased because the cooperative's cash decreased and its receivables increased, the Solvency Ratio indicates an increase in risk due to increased debt without balanced asset growth. The Profitability Ratio shows a decrease in net income which affects the operational sustainability of the Kupang City Branch of the Swasti Sari Savings and Loan Cooperative. The results of this study provide recommendations for the Kupang City Branch of the Swasti Sari Saving and Loan Cooperative in overcoming the risk of bad credit, namely taking a rescheduling, reconditioning, and restructuring approach, applying prudential principles, conducting regular monitoring and monitoring of financial performance and credit risk so that cooperatives can make quick and appropriate decisions to maintain financial stability and operational sustainability.

Non-Communicable Disease (NCD) Screening is an early effort to identify NCD risk factors in individuals or groups through the Integrated Development Post (Posbindu) NCD. NCDs consist of Hypertension, Diabetes Mellitus, Cervical and Breast Cancer, and Chronic Obstructive Pulmonary Disease. NCDs are increasing and are the main cause of death of the population. In 2030, it is targeted that at least the number of premature deaths due to NCDs can be prevented through the SDGs program by 25%. The Faculty of Health Sciences (Fikes) of Musi Charitas Catholic University (UKMC) is part of the Sukarami Health Center Working Area which has 396 students in the 2024/2025 academic year. Fikes finds out whether or not there are NCD risk data factors in students. Lecturers and Officers of the Sukarami Health Center are actively conducting NCD screening using the Posbindu activity method, namely 5 Tables (Registration, Interview, Measurement, Examination and Counseling/Education). The target of all UKMC Fikes students who are studying on campus is 287 (72.47%). The activities carried out were measuring Body Weight (BB), Height (BB), determining Body Mass Index (BMI). Implementation of procedures in accordance with the guidelines set by the Indonesian National Nurses Association (PPNI). Results: The target achievement was 245 (85.37%) of the original target of 287. Analysis results 1) Students who have a BMI > 25 are 72 (29.39%) students; have a waist circumference > 80 (women) and > 90 (men) are 62 (25%) students. Blood pressure > 130/90 mmHg is owned by 6 (2.45%) students, while random blood sugar > 180 mg/dl is owned by 1 (0.41%) student. Suggestions or Follow-up Action Plans: All students are screened periodically and PTM control is carried out.

This study aims to find out and analyze the legal basis for considering the regulation of fine sanctions of Kupang Mayor Regulation Number 7 of 2013 concerning the health of mothers, infants and children under five and to find out and assess the effectiveness of the enforcement of Kupang Mayor Regulation Number 7 of 2013 concerning the Health of Mother, Infants and Children under five through the regulation of fine sanctions. This type of research is empirical normative research using interviews and data analysis methods that are carried out qualitatively. In this study, the author uses a type of empirical normative research or legal research that examines written law from the aspects of theory, history, philosophy, comparison, structure and composition, scope and material, general explanation of article by article, formality and binding force of a law but not binding aspects of its application or implementation. The results of the study show the legal basis for considering the regulation of fine sanctions in Kupang Mayor Regulation Number 7 of 2013 concerning the health of mothers, infants and children under five, because there are still incidents of childbirth outside health facilities in the working area of the Bakunase Health Center which can be at risk of maternal and infant mortality rates. This happens because there are still pregnant women who give birth at home because of impromptu childbirth so that childbirth does not occur in health facilities but outside health facilities or at home and childbirth is still helped by birth attendants. The risk of maternal and infant mortality can still occur. The effectiveness of the enforcement of Kupang Mayor Regulation Number 7 of 2013 concerning the Health of Mothers, Infants and Children Under Five through the regulation of fine sanctions in the working area of the Bakunase Health Center has been effective for health workers. For the public, there are still many who do not know about the Regulation of the Mayor of Kupang Number 7 of 2013 concerning the Health of Mothers, Babies and Children under five so that there are still incidents of childbirth outside health facilities and childbirth assisted by shamans. Knowledge about childbirth, attitudes and family support in this study also has an important role in determining mothers to have a safe delivery. It is suggested that new regional regulations need to be socialized to the community so that existing regulations can run effectively. An obedient society is also a basic thing so that regulations can run effectively.

Coffee is a drink that the Indonesian people have long favored. Coffee can affect blood pressure because polyphenols and potassium lower blood pressure, while caffeine increases blood pressure. The World Health Organization (WHO) has estimated that by 2025, 1.5 billion people in the world will suffer from hypertension per year. Blood pressure in adolescents who experience hypertension can have a higher risk of morbidity and mortality, not only that the more severe hypertension experienced in adolescents can lead to a fairly severe risk of complications such as heart attack, stroke, and coronary artery disease. This study aims to provide broad insights related to nutrition and hopes that our education can at least change the mindset of adolescents regarding the importance of frequent coffee consumption without clear reasons. This study used the Wilcoxon Signed Ranks Test method.This nutrition education was conducted at SMK Harapan Massa, Beji, Depok. On January 25, 2024. Using Descriptive Research type. Based on Wilcoxon analysis, 45 students experienced a decrease in scores, 3 students experienced an increase and 16 students had similar scores in the post-test and pre-test. Conclusion. there is an influence on the results of students' understanding before exposure to the material (Post-test) and after exposure (Pre-test).

The execution of a loan agreement is a form of binding engagement between the lender and the borrower. This agreement must fulfill the validity requirements as stipulated in Article 1320 of the Indonesian Civil Code. In practice, there are still cooperatives that operate without legal entity status but continue to provide lending services, such as Pringkop Cooperative in Nobo Village, Ile Boleng District, East Flores Regency. This study aims to examine the implementation of loan agreements facilitated by Pringkop Cooperative, which operates without legal entity status, as well as the factors influencing the community's decision to engage in such agreements. This research employs empirical approach, utilizing primary and secondary legal materials. The analysis method applied is qualitative descriptive analysis. The findings of this study indicate that: (1) The execution of loan agreements in Pringkop Cooperative is conducted in a simple manner, without notarized deeds or legally valid written agreements, posing risks to both parties in terms of dispute resolution. Nevertheless, the cooperative continues to operate based on a trust system and an orally agreed-upon repayment mechanism. (2) The factors influencing the community to engage in loan agreements with Pringkop Cooperative include ease of access, trust in the cooperative, and the economic conditions of the community, which require quick loans without complex procedures. Additionally, social and cultural factors contribute to the sustainability of this practice, as family relationships and local customs play a significant role in loan transactions.

The wound healing duration in Diabetes Mellitus (DM) patients is influenced by factors such as age, nutritional status, blood sugar levels, diet adherence, physical activity, and medication compliance. In diabetic foot ulcer cases, healing is often impaired, increasing the risk of amputation if not properly managed. This study investigates factors affecting wound healing duration in DM patients at Hanifah Pratama Clinic, Tangerang City. A quantitative cross-sectional design was used, with a sample of 40 DM patients with diabetic foot ulcers selected through total sampling. Instruments included weight scales and height meters for nutritional status, Easy Touch® GCU for blood glucose levels, the Morisky Medication Adherence Scale (MMAS) for medication compliance, and the Bates-Jensen Wound Assessment Tool (BWAT) for wound assessment. Data analysis utilized the Chi-Square bivariate test and backward logistic regression multivariate test. Results showed that nutritional status significantly influenced wound healing duration (p < 0.05), with an OR of 28.884 (95% CI 2.760-302.240), indicating that patients with good nutritional status are 28.884 times more likely to heal faster. In conclusion, nutritional status is the dominant factor affecting wound healing duration in DM patients at Hanifah Pratama Clinic. This study highlights the importance of improving treatment quality and wound care while encouraging better nutritional interventions in diabetic foot ulcer management.

Pleural effusion is the accumulation of abnormal fluid in the pleural space that can be caused by various conditions, such as infections (tuberculosis, pneumonia), malignancies, heart failure, or other systemic diseases. Clinical manifestations are generally shortness of breath, pleuritic chest pain, and cough. Diagnosis enforcement is carried out through clinical examination, radiology (thoracic photo, ultrasound), and pleural fluid analysis. Management of pleural effusion depends on the cause and volume of fluid. In cases of massive pleural effusion or those that cause significant respiratory distress, the installation of a pigtail catheter is one of the options for fluid drainage. Pigtail catheter is an effective minimally invasive method of gradual removal of pleural fluid, with a relatively low risk of complications. The method in this final scientific paper uses a case study method with a nursing care approach for Mrs. L with respiratory system disorders: pleural effusion in the inpatient room of St. Laura, Santa Elisabeth Hospital Medan. Results: The signs and symptoms that arise in the case of pleural effusion were all obtained in accordance with the theory and data found in the field, in addition to the determination of nursing diagnosis was also adjusted to the SDKI obtained. The determination of the intervention given to the client with pleural effusion, in the form of nebulizer therapy, semi-fowler positioning, and the installation of water seal drainage (PIGTAIL Installation).

The development of the Indonesian nation at this time is development in the economic field to improve the standard of living and welfare of the entire nation. So how can we direct students toward an active financial life? This can be achieved by teaching entrepreneurial activities to students, so that students develop entrepreneurship, for example through school cooperatives. Business values ​​(characteristics) are conveyed through actual sales activities in school cooperatives. Where some students are directly involved in the management of the student's school cooperative itself. Based on this background, the objectives of this research are: (1) Describe student cooperative activities at SMK Negeri 1 Jabon Sidoarjo to form student entrepreneurship participants. (2) description of student entrepreneurship through student cooperatives at SMK Negeri 1 Jabon Sidoarjo. (3) Describe the factors that support and hinder the growth of entrepreneurial creativity in students of SMK Negeri 1 Jabon Sidoarjo through student cooperatives. The research method used to write this research is descriptive qualitative research taken from various journal articles and the author collects and analyzes various references to these articles. All data that is summarized in scientific articles on qualitative data does not use numbers, tables, g-tables or graphs, but rather in the form of descriptions from various sources or scientific journal references. Research using descriptive techniques is data analysis by describing or illustrating the collected data just like that, without drawing conclusions. The following can be interpreted from data analysis: 1) Activities that aim to form the entrepreneurial spirit of students are as direct learning and student participation in various activities in cooperatives, and entrepreneurial activities of students are formed following the activities of various cooperatives. Entrepreneurial values ​​among students are leadership, confident, communicative, responsible, honest handling, diligent, cooperative and willing to take risks. (2) Entrepreneurial skills developed by students, for example the ability to provide good service and communication, manage and make good use of time, lead cooperatives well and think smartly to seize opportunities. (3) The enabling aspect is encouragement or motivation from parents of students and students who have the desire to become entrepreneurs, while two things that become inhibiting factors are: Lack of funds and geographic location

Stress is a psychological condition that can affect nutritional status through changes in eating patterns and body metabolism. This study aimed to analyze the relationship between stress levels and nutritional status among final-year medical students at the Faculty of Medicine, University of Lampung. The study was conducted from November 2024 to January 2025 using a cross-sectional approach. The population consisted of final-year medical students in the 2024 academic year. A total of 141 students were selected using a simple random sampling technique. Data analysis was performed using the gamma correlation test. Stress levels were assessed using the Medical Student Stressor Questionnaire (MSSQ), while nutritional status was measured through anthropometric assessments. The results showed that 34.8% of respondents had an overweight or obese nutritional status, and 44.7% experienced moderate stress levels. Bivariate analysis revealed a significant relationship between stress levels and nutritional status (p = 0.033, p < 0.05) with a weak positive correlation (r = 0.260). This positive correlation indicates that higher stress levels are associated with an increased risk of being overweight or obese. In conclusion, this study demonstrates a significant relationship between stress levels and nutritional status among final-year medical students. These findings highlight the importance of effective stress management to prevent the risk of excessive weight gain and its potential contribution to degenerative diseases.

Nutritional intake of pregnant women affects fetal growth. Good nutritional status in pregnant women can prevent low birth weight (LBW) and stunting (short). This study aims to determine the factors associated with the compliance of pregnant women in consuming Fe tablets at the Kabanjahe Health Center, Kabanjahe District, Karo Regency, North Sumatra Province in 2024. This type of research is a study with a cross-sectional design. In cross-sectional research, the cause or risk and effect variables or cases that occur in the research object are measured or collected simultaneously (at the same time). The population is all pregnant women at the Kabanjahe Health Center, Kabanjahe District, Karo Regency, as many as 36 people. The number of samples used was 36 people obtained using the Total sampling technique. The data analysis technique used chi-square analysis. The results obtained in this study were from 36 respondents, there was a relationship between knowledge and compliance of pregnant women in consuming Fe tablets at the Kabanjahe Health Center, Kabanjahe District, Karo Regency, North Sumatra Province in 2024, with a p-value of 0.001 (p-value <0.05), Pregnant Women TM III, there was a relationship between husband and family support for compliance of pregnant women in consuming Fe tablets at the Kabanjahe Health Center, Kabanjahe District, Karo Regency, North Sumatra Province in 2024, with a p-value of 0.000 (p-value <0.05), there was a relationship between ANC visits and compliance of pregnant women in consuming Fe tablets at the Kabanjahe Health Center, Kabanjahe District, Karo Regency, North Sumatra Province in 2024, with a p-value of 0.002 (p-value <0.05), there was a relationship between motivation and compliance of pregnant women in consuming Fe tablets at the Kabanjahe Health Center, Kabanjahe District, Karo Regency, North Sumatra Province North Sumatra in 2024, with a p-value of 0.021 (p-value < 0.05).

Family support, especially the husband when the mother gives birth, is very much needed, such as the presence of the family and husband to accompany the wife before giving birth or the husband touching the wife's hand with feeling so that the wife will feel calmer in facing the labor process. This study aims to determine the Effect of Husband's Support on the Level of Anxiety in Facing Childbirth in Pregnant Women in the TM III in the Work Area of ​​the Beutong Health Center UPTD, Nagan Raya Regency in 2024. This type of research is a study with a Cross-sectional design (sectional cut). In cross-sectional research, the cause or risk and effect variables or cases that occur in the research object are measured or collected simultaneously (at the same time). The population is all pregnant women in the TM III in the Work Area of ​​the Beutong Health Center UPTD, Nagan Raya Regency in 2024 in May-June, as many as 36 pregnant women. The number of samples used was 36 people obtained using the Total sampling technique. The data analysis technique used chi-square analysis. The results obtained in this study were from 36 respondents, there was a relationship between husband and anxiety levels in facing childbirth using the Chi Square statistical test, a P-value of 0.001 (P <0.05) was obtained, so it can be concluded that Ho is rejected, which means there is a relationship between husband's support and anxiety levels in facing childbirth in pregnant women in TM III.

This study aims to determine the forecasting of stock return volatility of energy companies listed on the Indonesian Sharia Stock Index (ISSI) using the ARCH/GARCH method. This study uses purposive sampling method and uses secondary data in the form of daily stock returns from January 2022 to June 2024 on 10 selected stocks. Data processing is done using Stata software. The results showed that of the 10 selected stocks, only 6 stocks, namely BYAN, ADRO, GEMS, PTBA, AKRA, and BSSR, were suitable for analysis using the ARCH/GARCH model. Meanwhile, PGAS, ITMG, PTRO, and HRUM do not show ARCH effect or do not contain heteroscedasticity. Statistical evaluation of volatility prediction shows that the selected models provide good predictions. Among the six stocks analyzed, ADRO, PTBA, and BSSR show high volatility, while BYAN, GEMS, and AKRA show low volatility. Therefore, investors should consider investment risk when evaluating stocks with different levels of volatility.

Fraud in the government sector is a serious issue that can threaten the stability and efficiency of governance. This study aims to analyze the role of internal government auditors in mitigating fraud risk. The method used is a literature review with a qualitative descriptive approach, examining 10 relevant journals. The results indicate that internal auditors play a crucial role in detecting and preventing fraud by thoroughly examining internal control weaknesses and utilizing modern technology such as Whistleblowing Systems. The effectiveness of internal audits is supported by strong leadership and high awareness of fraud risks, as well as appropriate structural reform policies. The study concludes that effective internal auditing is essential in enhancing transparency and accountability and recommends the need for comparative analysis across regions to evaluate the diversity of internal audit practices. Additionally, further research is needed to explore the impact of information technology and Whistleblowing Systems in fraud prevention, as well as the role of leadership and organizational culture in supporting the internal audit function.

This qualitative literature review examines the impact of strengthened tax enforcement on corporate cash holdings, synthesizing findings from recent empirical studies. The review highlights that enhanced tax enforcement prompts firms to adopt precautionary cash management strategies, often resulting in higher cash reserves to mitigate tax-related risks. Key factors influencing this relationship include firm size, governance quality, industry characteristics, and jurisdictional tax policies. Cross-country comparisons reveal significant variations, with institutional frameworks playing a crucial role in shaping corporate responses. While stricter enforcement ensures compliance, it may inadvertently constrain investment and operational efficiency due to increased liquidity demands. This study underscores the complexity of corporate financial decision-making under tax enforcement pressures and identifies gaps for future research, particularly in emerging markets.  

This study aims to analyze the effect of financial literacy and risk perception on impulsive consumptive behavior on students of the Faculty of Economics, Sheikh Abdul Halim Institute impulsive consumptive behavior in students of the Faculty of Economics, Sheikh Abdul Halim Hasan Institute Binjai. Using a quantitative approach with an explanatory survey method, this study involved 56 respondents selected using accidental sampling technique. The regression analysis results show that financial literacy has a significant positive effect on consumptive behavior (B = 1.157; sig. = 0.000), while risk perception has a significant negative effect (B = -0.555; sig. = 0.017). Simultaneously, these two variables contribute significantly to consumptive behavior with a coefficient of determination (R²) of 61.4%. The results of this study reveal that high financial literacy can increase the tendency of consumptive behavior due to increased confidence in financial management, while high risk perception can suppress consumptive behavior through awareness of potential losses. This study emphasizes the importance of a holistic approach in the formation of healthy financial behavior, involving the improvement of financial literacy as well as education related to risk perception. The findings are expected to contribute to the development of more effective financial education strategies for economics students.