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This article's goal is to investigate the Qur'anic verses related to the quality management of Islamic education. This study employs a literature research method, which involves reviewing various journals and relevant reference books. The findings of his research indicate that quality education is an essential aspect in Islam. Such quality education functions it is not just for the transmission of knowledge, but also for the advancement of positive character and morals. Quality management in Islamic education is very important, especially in building a generation of noble and quality character. The Qur'an, which is the main guide for Muslims, contains quality management principles such as focus on customer satisfaction, leadership based on the example of the Prophet, Process-based approaches, integrated managerial systems, thoughtful decision-making and mutually beneficial relationships, can all be applied in Islamic education to ensure the quality of continuous and ethical learning. With the implementation of this quality management, Islamic education is expected to create a conducive environment for learning, improve the quality of educational outcomes and produce a generation that is prepared to contribute positively to society. Keywords: , 

The increasingly dynamic global financial landscape demands effective risk management strategies to ensure financial stability and institutional sustainability. Two critical approaches, risk financing transfers and risk retention, offer complementary solutions. Risk financing transfers allow institutions to redistribute financial risks to third parties through mechanisms such as securitization and Credit Risk Transfers (CRTs), improving market efficiency. In contrast, risk retention emphasizes accountability by require institutions to retain a portion of the risks, fostering market discipline and investor confidence.This study employs a Semantic Literature Review (SLR) to analyze the interaction between these approaches, focusing on mechanisms like securitization, contract design, and macroprudential policies. By reviewing ten peer reviewed articles published between 2015 and 2024, key themes and challenges related to systemic risks, moral hazards, and regulatory gaps are identified. Thematic analysis, supported by tools like NVivo, reveals the potential of these mechanisms to enhance financial stability when implemented within a robust regulatory framework.The results highlights that while risk financing transfers increase flexibility and market efficiency, they May exacerbate moral hazards without sufficient risk retention. Macroprudential policies and accurate risk pricing is crucial in addressing systemic risks, particularly in sectors like shadow banking and climate vulnerable regions. The study also underscore the importance of transparent contract design and the integration of innovative tools, such as geospatial data and machine learning, to support fair and efficient risk distribution.In conclusion, balancing market efficiency and systemic risk mitigation is imperative.While​ risk retention strengths accountability and oversight, effective integration with risk financing transfers is necessary to create a sustainable and resilient financial system.This​ review provides valuable insights for policy makers and practitioners in addressing emerging financial challenges.

Educational management plays a strategic role in determining the success of learning processes in various educational institutions. Evaluation and accountability are two interrelated key elements in shaping an effective, transparent, and sustainable education system. This study aims to develop an adaptive and responsive educational management concept to meet contemporary demands and provide strategic recommendations for educational institutions in improving learning quality. Using a qualitative approach with a descriptive-analytical design, this research finds that the integration of systematic evaluation and strong accountability is a fundamental aspect of educational management. Evaluation provides in-depth data on learning effectiveness, while accountability ensures that every component of the educational system takes responsibility for the outcomes achieved. Together, they significantly contribute to creating an educational management mechanism oriented toward continuous quality improvement. 

The Indonesian Islamic educational system is critical to shaping students' moral and intellectual development. Efficient administration is essential for improving educational outcomes, fostering a pleasant learning environment, and sustaining Islamic principles. As a result, the primary goal of this study is to assess the efficiency of the Islamic management system in Islamic schools by gathering information from the management teams of the selected schools. The study used a qualitative research design to collect important information from the target audience. The study's findings show the need of excellent administration in improving Islamic curricula in Indonesian educational institutions. A complete plan that blends creative teaching methods with efficient administration is required to foster a strong and vibrant learning environment. However, the results have limited generalisability to other ethnic or educational backgrounds because they are unique to Indonesia's Islamic schooling system.

Islamic banking financing has become a crucial component of Indonesia's financial sector, providing a Sharia-compliant alternative to conventional financing. Despite its rapid growth, assessing the feasibility of Islamic banking financing remains a major challenge, particularly in terms of risk management, financial sustainability, and regulatory compliance. Previous studies have assessed financing feasibility using various methods, including the 5C approach (Character, Capacity, Capital, Collateral, and Conditions). However, research in this area remains fragmented, with a lack of systematic analysis of key trends, methodologies, and influencing factors. This study uses a Systematic Literature Review (SLR) to synthesize and analyze existing research on the feasibility of Islamic banking financing in Indonesia. The review covers studies published between 2020 and 2022, focusing on research distribution, analytical techniques, and key determinants affecting financing feasibility. The findings reveal that most studies emphasize credit risk assessment, financial literacy, and regulatory frameworks, but lack a unified approach to measuring feasibility. Furthermore, this study highlights gaps in the application of digital technologies, such as big data and machine learning, that can be used to strengthen the financing eligibility assessment system. The application of these technologies not only improves the accuracy of risk predictions but also enables Islamic banking institutions to reach more customers, particularly MSMEs and the informal sector, which have historically been underserved. The results of this study provide valuable insights for Islamic financial institutions, regulators, and researchers, highlighting the need for integrated risk assessment models, a better regulatory framework, and enhanced financial literacy initiatives to strengthen Islamic banking financing in Indonesia. This research contributes to the development of a more structured and comprehensive framework for evaluating financing eligibility, ensuring sustainable growth and financial inclusion in the Islamic banking sector.

MSMEs are productive businesses that stand alone, which are carried out by individuals who meet the criteria for MSMEs as stipulated in Law Number 20 Article 1 of 2008. Nabila shop sells daily necessities. To run the business, financial management must be done well, and the purpose of this study is to find out the financial management practices of Nabila shop. Qualitative descriptive methodology was used in this study. Three data collection methods were used: documents, interviews, and observations. This research found that Nabila shop has an automated accounting system that only tracks sales transactions. It does not have a liability account on the balance sheet and income statement, and does not provide notes to the financial statements. the researcher recommends that using the accounting application that is already available in the store properly and correctly, doing complete recording and bookkeeping and having detailed and accurate financial reports. And the owner and staff Nabila shop should attend training on the application of SAK EMKM as a whole at the Tegal Regional Cooperative, MSME and Industry Office so that they can fully implement the three components of SAK EMKM and can also explore learning information on the internet. .

Paopao Village, Tanete Rilau District, Barru Regency, is one of the centers of cattle farming, as well as one of the sub-districts that received an allocation of Limited Production Forest management so that community groups who are members of the Forest Farmer Group (FFG) can apply the Agroforestry agricultural pattern, which was later developed into an Agrosylvopastura pattern with the management of animal feed crops. During this time, traditional livestock breeding communities still rely on natural feed and plant waste which is increasingly difficult to obtain,in extreme climatic conditions. Plant management in the Agroforestry system is also not optimal. The Community Empowerment Activity implements training and counseling activities as well as a demoplot of Agroforestry management management based on the application of environmentally friendly and sustainable Good Agriculture Practice (GAP) principles in Paopao village, to increase Agroforestry yields.  The method applied at this stage of activities is through the principle of learning by doing, starts from Problem Identification, Planning and Implementation program, and Evaluation of Success and Assistance for Sustainability. In addition to being equipped with knowledge of the implementation of GAP Principles, a demonstration plot for breeding and maintaining Indigofera sp. feed plants, as well as the practice of making complete cattle feed (Complete Feed) so that the community is able to process various natural ingredients into a complete feed formulation. Community empowerment was improved through counseling and training on livestock and crop management. Successful activities increase community knowledge in managing Agroforestry and Agrosylvopastura in an integrated manner based on GAP, as well as the technical ability to make complete feed formulations for cattle in a sustainable manner.

This article discusses the importance of innovation in management control systems in the digital era. During the pandemic, significant shifts occurred in business, education, and public services, pushing organizations to adopt new technologies such as artificial intelligence (AI) and cloud computing to enhance efficiency and competitiveness. The article also addresses challenges companies face in managing cybersecurity risks, data privacy, and the need for robust regulations to protect personal information. Additionally, digital technologies like e-learning play a crucial role in facilitating the learning and personal development process, especially during the pandemic. Collaboration between sectors and nations is key to addressing these global challenges.

The web-based e-Attendance system with QR Code at SMK Negeri 2 Cimahi enhances student attendance monitoring digitally. By integrating QR Code technology, students easily record their attendance by scanning a QR Code on the attendance page. The system’s key advantage is automatic attendance recording, providing real-time access for teachers and administrative staff. The user-friendly interface ensures accurate monitoring and efficient data management, minimizing errors and offering a precise understanding of student attendance. The implementation of QR Code technology has improved administrative efficiency and reduced errors, leading to better insights into student attendance. Data analysis enables teachers to take appropriate actions to enhance student engagement, fostering a more responsive learning environment. Overall, the e-Attendance system significantly optimizes student attendance management in the digital era.

This Community Service aims to introduce the basic concepts of sharia economics to students at Nurul Hasanah High School. The background to this Community Service is the importance of understanding an economic system that is in accordance with sharia principles among the younger generation, especially in the school environment. Sharia economics, which is based on Islamic values such as justice, transparency and social responsibility, offers an ethical and sustainable alternative in economic management. This Community Service uses an educational approach through counseling, discussions and simulations to provide a comprehensive understanding of concepts such as usury, zakat, mudharabah and profit sharing.Community Service shows that before this program, many students had a limited understanding of sharia economics and often equated these concepts with conventional economics. After participating in the program, there was a significant increase in their understanding of the basic principles of sharia economics, as well as awareness of the importance of applying ethics and moral values in economic activities. In addition, students also show a high interest in learning more and applying these concepts in everyday life, including in personal financial management and business activities.This program is expected to be sustainable and further developed to cover other relevant topics, such as Islamic banking and halal investment, in order to equip students with in-depth knowledge and practical skills in the field of Islamic economics. Thus, this program not only contributes to increasing Islamic financial literacy among students, but also to the formation of character based on the values of justice and social welfare

The advent of Industry 4.0 has revolutionized the landscape of leadership, emphasizing the critical role of digital leadership in navigating technological advancements and organizational transformations. This comprehensive literature review explores the evolving concept of digital leadership within the context of Industry 4.0, aiming to synthesize current research findings, identify emerging trends, and highlight best practices. Through a systematic analysis of peer-reviewed articles, books, and conference papers from the last decade, this study examines the key attributes, strategies, and impacts of digital leadership on organizational performance and innovation. The review reveals that effective digital leaders exhibit a combination of technological proficiency, visionary thinking, and adaptive management skills. Furthermore, it underscores the importance of fostering a digital culture, promoting continuous learning, and leveraging data-driven decision-making to drive organizational success. By providing a holistic understanding of digital leadership, this study offers valuable insights for academics and practitioners seeking to enhance leadership effectiveness in the digital age. The findings underscore the necessity for organizations to invest in leadership development programs that align with the demands of Industry 4.0, ensuring leaders are equipped to lead in a rapidly changing technological environment.

This article discusses the implementation of information technology in office administration management in schools. To support the smooth running of the process Learning certainly requires supporting facilities so that all activities are neatly and efficiently organized. Information technology is here to help the school administration process become more effective and efficient. Of course, it is not only the school administration that will be helped, but communication between teachers, staff and students will improve. Information technology in office administration management also certainly helps manage finances and manage school personnel. The purpose of this article is is to review how the administration system is based information technology to streamline the performance of teaching staff and staff in schools. Method used is descriptive qualitative.

Introduction and use of artificial intelligence (AI) technology is increasingly widespread in various aspects of human life. In the context of community service, AI has great potential to improve the quality of life of people through a variety of innovative applications. This article discusses how AI can be used in community service, including practical applications in the field of education. Student Data Management: Al Ihsan Foundation can use AI to manage orphan student data such as personal data, academic data, and health data. AI-supported data management systems can integrate this information better, thus enabling more personalized and customized services. Learning and Development: AI can be used to develop online learning platforms that are tailored to individual student learning needs. AI systems analyze student learning preferences and progress and recommend the most effective learning materials and methods. By leveraging AI, younger generations can create exciting, high-quality content without having to have specialized expertise in graphic design or video editing. For example, technologies such as Canva Magic Studio leverage artificial intelligence to make it easier to make exciting designs.The training aims to provide a better understanding to the younger generation of the basic concepts of AI and its applications in everyday life, including in the creation of creative digital content. Hopefully, with a better understanding of AI, the younger generation will be able to develop their creative potential and use it for a variety of positive purposes in their lives.

National education faces challenges related to quality, efficiency and management. Several important problems in the education system include: (1) student moral behavior, (2) distribution of learning, (3) less efficient internal systems, (4) poor organization, (5) education management that is not in line with national development, and (6) lack of professionalism in resources. One effort to overcome this problem is to improve learning strategies, which are very important for the success of the learning process. One of the aspects studied in this journal is the teaching of the Islamic religion from Abuddin Nata's perspective. The results of the literature search show that an Islamic-based learning approach can shape student behavior. One effective strategy is to use an approach that is appropriate to the learning objectives and emphasizes skills and learning processes such as the Islamic education model which integrates skills, problem solving and memory formation.

This study aims to examine the implementation of performance evaluation system for teachers in Madrasah Ibtidaiyah (MI) Al-Hayah. Teacher performance evaluation is important in improving the quality of education and the effectiveness of learning in madrasah. This study used qualitative research methods with a case study approach. The research participants included 20 teachers of MI Al-Hayah, by collecting data through in-depth interviews, classroom observations, and document analysis related to performance evaluation. The results show that the implementation of the performance evaluation system at MI Al-Hayah still faces several challenges, such as a lack of understanding of the purpose of the evaluation, lack of management support, and limited resources. The results show that the implementation of an effective performance evaluation system provides significant benefits for teachers and administrative personnel at MI Al-Qur'an Al-Hayah. This performance evaluation system provides a clear picture of the quality of individual performance, identifies strengths and weaknesses, and provides constructive feedback for professional development. In addition, the system also contributes to increased motivation and work accountability.

Inventory of goods at MI is an important process to ensure smooth operations and learning. With a good inventory system, MI can manage its goods effectively and efficiently, so that it can support the achievement of its educational goals. Administration of goods equipment or goods inventory in MI includes activities such as recording, coding and reporting goods inventory. This includes inventory items (such as tables, benches, whiteboards) and non-inventory items (such as markers, erasers, pencils). The inventory process aims to create goods administration, financial savings, and effective supervision of these goods. Inventory activities of educational facilities and infrastructure in schools include planning, procurement, distribution, use, maintenance and disposal of goods. Inventory recording of goods is carried out in various books, such as the goods inventory master book, goods inventory class book, non-inventory goods record book, quarterly report list, inventory item mutation, and annual recapitulation list. A computerized goods inventory system can help organizations increase efficiency and effectiveness of goods management. This system can help organizations save time and costs, increase productivity, and make better decisions regarding goods management.

One of the efforts to overcome teacher problems in learning is by educational supervision. Supervision is guidance in the form of guidance or guidance towards improving the educational situation in general and improving the quality of teaching and learning. Supervision is carried out by the Principal (supervisor) whose role is to supervise teaching and learning activities, teacher performance etc. The purpose of supervision is to develop better situations to train the learning process and improve the teaching profession. The study was conducted because researchers wanted to get a better understanding of a special case This research reveals specifically about the implementation of teaching supervision and teacher performance in the learning process of Islamic religious education in MTSN 2 Bengkalis. Based on the entire series of analysis and discussion of data, it can be concluded that the implementation of principal supervision of the performance of Islamic religious education teachers in MTSN 2 Bengkalis is The planning of principal supervision is carried out in a planned, systematic and continuous manner. At this stage the principal determines the name of the teacher to be observed, forms a determination of the time for the implementation of the observation time, compiles an observation grid and determines whether the class observation is known to the teacher or not, this is based on an agreement between the principal and the Islamic religious education teacher. In the implementation of supervision, the principal's attitude did not interfere with the process of learning Islamic religious education in the classroom even the principal at the end of class hours gave motivation to students to continue learning diligently. In the follow-up stage, the results of supervision are discussed jointly between Islamic religious education teachers and school principals who discuss teacher deficiencies in teaching in the hope that in the future teachers can improve them.

study aims to know, study, explore and describe the administrative model of procurement of educational facilities and infrastructure in elementary schools more organized and efficient so that it can support the success of students in the learning process. This research was conducted by qualitative methods, research conducted at the Future Islamic School Integrated Islamic School, with the subject of principals, teachers, educators and students. This research data was collected through observation, interviews and documentation. The results of the research that the author conducted show that the model of the procurement system of facilities and infrastructure, schools can provide a more optimal environment for the learning process of students As well as the importance of technology by involving all school staff as a means to accelerate the monitoring process, and optimize the management of infrastructure facilities, this writing is expected to be the basis for improving the governance of goods in similar schools.

Competency standards are a breakthrough in the world of education in improving the quality of teachers so as to make teachers not only professional but competent in their fields.  This is an implementation of the national education system law, the national standard of education (SNP), the Teacher and Lecturer Law (UUGD), which is realized in the RPP on teachers which will soon be passed. Departing from the above thinking, the author takes the title "Principal's Manajmen in Improving Teacher Competence at SMP Negeri 21 Bandar Lampung" which aims to describe teacher competence and efforts to improve it, as well as supporting and inhibiting factors in efforts to improve teacher competence at SMP Negeri 21 Bandar Lampung. In this study, there are theoretical approaches listed in chapter one and chapter two which explain the theory of efforts to improve teacher competence at SMP Negeri 21 Bandar Lampung, then in chapter three the research methods used are qualitative descriptive, and chapter four research results and exposure to research findings data, chapter five discussion or data analysis, and chapter six are conclusions and suggestions. The data that has been obtained explains that the real state of teacher competence at SMP Negeri 21 Bandar Lampung states that every aspect of competence such as pedagogic competence or teacher learning management ability is stated to be still not very masterful and still below standard, but in the aspects of evaluating learning outcomes, understanding students, and implementing educational and dialogical learning, it can be said to be good.

In the dynamic technology business landscape, the key levers of success are human resources. This research examines the critical role of human resource management (HRM) in improving the performance of technology-based organizations. Through literature exploration and case studies, this research identifies six key HRM functions that contribute to performance: (1) strategic recruitment and selection to attract and retain skilled technology talent, (2) continuous development and learning to equip employees with relevant technology skills, (3) creation of innovative and collaborative work culture, (4) effective performance management systems to drive accountability and goal achievement, (5) competitive compensation and incentive strategies to motivate and retain employees, and (6) health and wellness programs that prioritize work-life balance and employee satisfaction. This research highlights the importance of technology integration in HRM, such as the use of digital recruitment platforms, online learning systems, and data analysis tools for data-driven decision-making. The findings show that proactive and adaptive HRM, which focuses on talent development, creation of a supportive work environment, and strategic use of technology, significantly improves the performance of technology-based organizations. This research offers practical insights for HRM practitioners and leaders of technology organizations to harness the potential of human resources and achieve competitive advantage in the digital age.